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Hopefully not a re-post, but reading through yesterday's article "Singapore Hosts The Biggest Fintech Meetup Ever" on cointelegraph.com, Brad was quoted in a section titled "Fintech is Maturing", shown here: While there is still a lot of hype around emerging fintechs such as ICO and AI bots, we get the sense from conferences and speeches that fintech is maturing now with a more “grown-up” attitude. For one, more innovations are happening in the traditional, seemingly “undisruptable” section such as RegTech and Insurtech. On the other, fintech makers’ attitudes towards regulation is loosening up. Fewer people are talking about disrupting, and the many mid-stage fintech ventures are seeking alignment of interest with regulators and financial institutions. At a panel discussion titled “Alternative Payments: Beyond Hype,” Brad Garlinghouse from Ripple, Taavet Hinrikus from Transferwise and Tim Grant from DrumG sat down to talk about altcoins and more. When asked if society will be going cashless, all of them said fiat is not going away anytime soon. Talking about the role of financial institution in fintech innovation, all three expressed positive sentiments towards working with regulators. Taavet Hinrikus said that “tech entrepreneurs are getting better at dealing with entrepreneurs (regulators? - possible misprint). Turns out regulators listen to you.” Brad Garlinghouse went a step further to say that it’s “important for the industry to be proactive and talk to regulators.” Seems like just last year it was taboo to openly discuss crypto collaboration with sovereign entities. The tide is turning and Ripple appears to be in the fabled catbird seat. Brad is very aggressive in stating Ripple's intention and expertise in working with governments to provide real world blockchain solutions.