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Connecting XRPtools to XUMM

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Sorry, I'm not a user of XRPtools (yet), I've been meaning to review their capabilities, so your topic interests me too.

Please note, both XUMM and XRPtools are non-custodial apps, they do not "store" any digital assets. So your perspective might be confused. ALL your XRPL based assets are recorded in the network's ledger. The apps are just UI management tools for performing transaction with the XRPL.

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