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Is my XRP at risk?


Shmoe

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Aside from the volatility we are seeing, is my xrp at risk if it’s in Uphold? Sorry for the noob question, but is my xrp on the xrp ledger if it’s in Uphold, or are those two different things? Thanks for any help you can offer.

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My understanding is that Uphold are one of the more reputable places to hold any crypto or any other asset, but my knowledge is not from first-hand experience of dealing with them. I think you're safe, but if you have a lot of XRP or any other crypto asset and are taking a long term view into holding them, then get a Nano Ledger X, they are great, just make sure you buy it from Ledgers own website.

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The biggest threat to security with you're xrp or any other asset on uphold or other sites as long as they are truely legit. Would probably a SIM jacking. So a hacker would need two things enough information email/password to change you're password and then also would need to sim jack you're phone or any other device that would have a 2FA in place. Uphold uses google authenticator I think. So for example my Username/Passwords are stored on a piece of paper and the other is on an unused device. Safest to my knowledge is still a hardware wallet and safer than that is a paper wallet however, Stephan at coil has something like 245 million dollars worth of bitcoin on a paper wallet he lost/can't find. Long story short it depends on what type of person you are. Kraken is known for its security, but are no longer trading xrp (In the US). Uphold has had a few hacks over the years. In the end what I hear time and again and believe to be true is if you are going to trade have a trading stash on an exchange, but also have a holding stash in a hardware wallet. Again this is my view and the end decision is yours.

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On 6/27/2021 at 7:12 AM, Shmoe said:

Aside from the volatility we are seeing, is my xrp at risk if it’s in Uphold? Sorry for the noob question, but is my xrp on the xrp ledger if it’s in Uphold, or are those two different things? Thanks for any help you can offer.

If you do not own your keys, everything is at risk.

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