We need help and advice on a paid basis on the issue of api and about creating a token on the ripple blockchain.

[ilon]

Saw informations about token via XRP (like as USDT via ETH) - it possible? If yes, how it can be used, which wallet or software? I can't find any detailed info about it.

Also i want ask about XRP wallet. I generated wallet in XRP node, funded in 20 XRP and next I can receive XRP only to this one wallet or I can free generate a lot of wallets for incoming payments? (like as Bitcoin, where you can receive payments to everytime to new address, but you will have all BTC to your wallet)

[richxrp]

3 hours ago, ilon said:

Saw informations about token via XRP (like as USDT via ETH) - it possible? If yes, how it can be used, which wallet or software? I can't find any detailed info about it.

Also i want ask about XRP wallet. I generated wallet in XRP node, funded in 20 XRP and next I can receive XRP only to this one wallet or I can free generate a lot of wallets for incoming payments? (like as Bitcoin, where you can receive payments to everytime to new address, but you will have all BTC to your wallet)

No. Some (not all) Bitcoin wallets are hierarchical (e.g. Coinomi)  which means they can have multiple addresses to receive and store Bitcoin where each address is computed via an algorithm from a single seed value. This means all BTC addresses in the wallet are related.. see explanation here: https://coinsutra.com/hd-wallets-deterministic-wallet/ and the total sum of all BTC in the related addresses is the value of BTC in your wallet.

However none of the XRP wallets operate like this because it requires a minimum of 20 XRP reserve for any XRP address to be able to transact on the XRP ledger.