How do I deposit XRP into a desktop wallet without sacrificing 20 XRP?

[ERBru]

Hi! I am a beginner when it comes to crypto.

Recently I bought around 100 xrp via binance and decided it would be more secure to transfer the funds into a desktop wallets. However, not all of them accept ripple and apparently Ripple Labs enforced this rule have 20 xrp taken from you just to activate your account. Is there a way to ditch this? I have currently tried Exodus and Atomic Wallet and it didnt work. 

[Tonnie]

Try 5 wallets and your xrp is tied. 
 

no, this is the way to prevent mass wallet making. 

[at3n]

18 hours ago, ERBru said:

apparently Ripple Labs enforced this rule have 20 xrp taken from you just to activate your account. Is there a way to ditch this?

Locked XRP is not "taken" from you. If you leave the 20 locked XRP in a wallet, you still own the XRP, and in the future the reserve amount may be changed to less than 20, which would release some of the locked XRP for your use.

Alternatively, you can choose to delete a wallet to recover all but 5 XRP. The last 5 XRP is burned (destroyed).

Your choice which way you want to play it.

[Neurotoxin]

You’re really worried about something that doesn’t even amount to $10? Heck, your whole stack isn’t even worth $30. You lose more money driving around for a few days. 

[ERBru]

59 minutes ago, Neurotoxin said:

You’re really worried about something that doesn’t even amount to $10? Heck, your whole stack isn’t even worth $30. You lose more money driving around for a few days. 

Every loss is a loss, my friend.

Add every fee you might get throughout your life and you're losing thousands, probably even more.

[Neurotoxin]

8 hours ago, ERBru said:

Every loss is a loss, my friend.

Add every fee you might get throughout your life and you're losing thousands, probably even more.

Yeah, but nickle-ing and diming consumes another resource that is much more precious than money, and that is time. You never get it back.