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David Schwartz podcast from January 2nd

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In this podcsat David Schwartz speaks about:

- How he became a CTO
- Changing international payments
- Banking integration
- Scaling the organization
- Roles and responsibilities at Ripple
- Integration engineering vs. product
- Hiring for the integration engineering world
- Surprises and challenges in a CTO role
- Balancing management
- Attracting and retaining talent

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