SBI Cosmoney Remittance Service Claims That Fees Are 90% Less Than Banks! Is XRP Being Leveraged Here?

[JBW]

https://thexrpdaily.com/2019/09/27/sbi-cosmoney-remittance-service-claims-that-fees-are-90-less-than-banks-is-xrp-being-leveraged-here/

[fiik]

looking at the tx fees, I guessimate a fee of  7-10% per minimum transfer amount - think i'm missing something here