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xVia - does it use XRP?


xrp-pat

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You probably get the option, and a price and fee quote before choosing which transfer method to use. This process will probably be automated in the not to distant future for most businesses.

Just as a "pleb"you get different options on Visa, Mastercard, Paypal and so on on any webservice with different fees.

Regulations could be the only hurdle towards businesses using XRP on a large scale. The infrastrucure is already there, it's simply a software and training expense for them.

Edited by mandelbaum
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1 hour ago, BluKoo said:

Some info about aVia here: https://ripple.com/solutions/send-payments/

And it states...

"CAPITAL EFFICIENCY
Free up capital sitting idle in foreign currency transaction accounts with on-demand and real-time global payments."

So I'd suggest it would utilize XRP.

According to that info, xVia is the actual product that will free up nostro/vostro?

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7 hours ago, xrp-pat said:

Does anyone know for sure? Wondering whether to get excited about xVia launch or not.

1.thumb.png.cc71c9de8c185a47a3c451a778c3f552.png

And the link;

Honest to God I've only read what I posted here but it looks like xVia is going to make the holding of XRP more attractive to the users (reward FI's for hodling).  So xCurrent gets everyone using the software with FIAT.  xRapid gives the option of using the software with XRP instead and xVia....bypasses the need for forex/asset exchange?  I'm going to go read some stuff and find out what it is brb.

Edited by CaligulazBaby
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5 minutes ago, xrp-pat said:

OK, I'm officially excited now, this has big implications.

I couldn't find much else about it tbh, bit weird.  The Ripple website says,

"xVia is for corporates, payment providers and banks who want to send payments across various networks using a standard interface. xVia's simple API requires no software installation and enables users to seamlessly send payments globally with transparency into the payment status and with rich information, like invoices, attached."

I'm guessing it's probably going to be aimed at employers so Walmart or Sainsburys (depending on your country of origin) could probably just bypass the banks completely and have the entire payroll system going through xVia.  I would imagine employees could eventually opt into a smart contract when Codius is up and running where the X% of tax owed to the government goes straight to them with all the documents held on the blockchain.

The little bit that says, "with transparency into the payment status and with rich information, like invoices, attached" so that's money transfer + receipt so users get proof of purchase.  So over the next year or 2 as "Starbucks" or "7/11" or "Captain Joe's Hammers and Nails Shop" want to switch to xVia they can.

I think one of the main Codius related smart contract uses will be for the completion of tax returns.  Like seriously who the heck enjoys doing a tax return?  Eventually you will probably be able to sync up your xVia account with a Codius smart contract which automatically fills out a tax return during the year and when the time comes to send it off to the IRS...."Codius can you do the thing please"...and Codius does the thing.

Goddamn finance is going to be lazy soon lol.

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What I took from it is micro payments, and also challenging the likes of VISA.

 

"Process payments on demand with tracking and delivery confirmation, even in non-traditional networks, like wallets."

 

Certainly one to keep a close eye on.

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My biggest concern was that with the very high velocity of XRP, if xRapid were used and all tokens were returned to trading pools held by liquidity providers, then the value of the asset doesn't need to rise much beyond the $1-$5 range - but reading the description of xVia changes everything - now there is a mechanism by which the FIs can connect their own pools of XRP to the payment stream in a friendly way and there is an incentive for them to buy and hold XRP.

image.thumb.png.3256cf72d620c0d4e7d24cc52ac8f816.png

If xVia enables this to be done seamlessly as part of your payments software, then I like it a lot. Everyone can hold pools of XRP and it gradually becomes a true store of value in its own right.

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3 minutes ago, jbjnr2 said:

My biggest concern was that with the very high velocity of XRP, if xRapid were used and all tokens were returned to trading pools held by liquidity providers, then the value of the asset doesn't need to rise much beyond the $1-$5 range - but reading the description of xVia changes everything - now there is a mechanism by which the FIs can connect their own pools of XRP to the payment stream in a friendly way and there is an incentive for them to buy and hold XRP.

image.thumb.png.3256cf72d620c0d4e7d24cc52ac8f816.png

If xVia enables this to be done seamlessly as part of your payments software, then I like it a lot. Everyone can hold pools of XRP and it gradually becomes a true store of value in its own right.

I was saying from the beginning that 100 B coins is not going to be too many.. :dirol:

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