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I have xrp on toastwallet. if I want to withdraw I need to send xrp via changelly to coinbase and withdraw from coinbase direct to my UK bank account. 


Now, once I verify my account with a 1euro payment I can withdraw the GBP. Will I be charged every time I make a withdrawal or are the charges for a sepa payment only when I verify my account? Are all subsequent transfers not sepa payments? 



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