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Found 2,245 results
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  1. This is a cross-post from my reddit post. On May 8th, The IMF (International Monetary Fund) Deputy Managing Director Tao Zhang hold a speech on Atlanta Federal Reserve Bank Conference. Topic: Digitization of Money and Finance: Challenges and Opportunities Full speech is available here: http://www.imf.org/en/news/articles/2018/05/08/sp050818-digitization-of-money-and-finance-challenges-and-opportunities He went through the folloging steps: First, I will discuss how financial services may be transformed by the adoption of financial technology; Second, I will examine how crypto-assets rise may pose challenges to financial integrity and stability; Third, how central banks and regulators can mitigate potential stability risks without impeding innovation; And finally, I will highlight the work the IMF is doing to help its 189 member countries address these challenges. He made references to useful services: "Some useful technology is being developed to improve market efficiency. For example, services have slashed from days to minutes the time it takes for cross-border payments to reach destinations. These include relatively small firms like BitPesa in Africa and BitOasis in the Middle East and such well-known companies as Western Union and Moneygram." He gives the answer on how regulators and central banks should respond? First, regulators need to complement their focus on entities with increasing attention to activities. This responds to the reality that an increasingly diverse group of firms and market platforms are providing financial services. Second, governance needs to be strengthened. Rules and standards will need to be developed to ensure the integrity of data, algorithms, and platforms—in other words, to ensure that they operate in a manner that does not expose consumers or the financial system to undue risk. Third, policy options could be considered to support open networks, and licensing policies could be adjusted to help foster competition. Fourth, legal principles need to be modernized. Maintaining trust in financial services may also require the development of new legal frameworks to clarify rights and obligations within the new financial landscape. They already begun! He confirms: "In fact, a group of central banks is actively experimenting with the use of digital currencies and distributed ledger technology with the aim of making cross-border payments more efficient."
  2. The community effort to create a new XRP logo is underway! This blog was a collaboration with @xrpsymbol, @XRPTrump, @RabbitKickClub and other community members. (those are Twitter avatars) In this blog, I cover why a new XRP logo is needed, what prompted the effort to create a new logo, what Ripple thinks of this effort, and other background information. In addition, I will preview two of the fourteen submitted designs and provide context about how one of them was created, along with the next steps in the process. Hope you enjoy the read - please leave any comments below. Please feel free to share my blog with a friend - or on any other platform - and thank you for doing so! Twitter Reddit r/Ripple Reddit r/xrp Reddit r/RippleTalk IMPORTANT: General note to everybody submitting designs on this thread: I am not coordinating this effort; to submit your designs, you'll need to update @xrpsymbol on Twitter with your ideas. I'm not sure if he has a hard deadline, but I know that he wants to finalize the process soon™
  3. Will crypto ever be considered mainstream? I discuss this - along with recent progress for both Ripple & xrp - in today's blog. Hope you enjoy & please leave any feedback below. Also, please feel free to share my blog with a friend or on any other platform, and thank you for doing so! Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  4. The first #xRapid pilot results are in: financial institutions saved 40-70% and payments took 2-3 mins (vs. 2-3 days).
  5. I know some are confused about MUFG's position on Ripple (running tests with Ripplenet in one article and ambitions for creating there own MUFG-coin in the other). This article was posted on MUFG's website yesterday.. and it is ALL about Ripple (and all in a very supportive way). https://innovation.mufg.jp/detail/id=260 You have to have Chrome translate it off course as it is in Japanse. Spoiler alert:
  6. Here is one possible scenario (I consider it to be on the conservative side) of how volume may be impacted by Xpring and Coil: TLDR: I think, conservatively, the daily volume of XRP should plateau at *some* level above $270 billion? Note: I am definitely not an expert, so all the usual caveats apply - also, if you think I'm missing something - good or bad, let me know. I put most of my assumptions in the notes underneath each pie chart. Disclaimer: I am not affiliated with Ripple (the company) I am also NOT qualified to be giving any investment advice whatsoever. Before making any investment – especially in the volatile world of cryptocurrency, I urge you to consult with a professional. Also, even though I am personally very pro-XRP and believe in its potential, I do not know what the future will bring for XRP price – please invest at your own risk and always Do Your Own Research (DYOR) Thanks and please leave any feedback below. -Hodor
  7. It looks like we are seeing Ripple to have court proceeding brought against them, over XRP being deemed as a security by a one displeased investor. This could be the beginning of clearing the term "Security" from XRP. Find out more - https://www.xrps.co.uk/ripple-in-court-could-see-xrp-jump-over-2-50-potential-coinbase-listing/
  8. Can you believe it, XRP is flowing through the Hollywood Hills! Yes it is, 4,000,000 worth of XRP been just donated by Two and a Half Men TV show star Ashton Kutcher to popular TV host Ellen DeGeneres. Check out more - https://www.xrps.co.uk/ripple-with-the-a-list-celebs-ripple-xrp-is-being-adopted-by-hollywood-ashton-kutcher/
  9. If like me, you have found it incredibly frustrating and fee ridden trying to buy your XRP if you are based in the UK i would strongly advise giving LBX- London Block Exchange a look. They have relatively recently launched their iOS based app and their android app is to be launched within the next week or so. Bank transfers in are within hours or less (so long as its normal banking hours) and all the coins are directly paired to GBP. No more buying BTC (excuse me while i throw up) to buy our beloved zerps. I was previously using cex.io but they dont pair directly with GBP so again the hassle of exchanging £ to $ to XRP then the reverse on selling. Tedious and a waste of fees - those few extra zerps once they are worth $589 will make all the difference lol. The app is really slick and easy to navigate and any issues or questions i have had got sorted by the admin within hours when i raised a ticket - not the weeks or months on coinbase etc that some of us have experienced. Unless you are at the higher end of the spectrum the daily limits for deposits and withdrawals are decent for standard registrations. For the more whale-esque of you and not a mere porpoise like myself - higher limits are available and even an over-the-counter service for big withdrawals - we'll hopefully have to worry about exactly what that means in the future! Finally as much as i would love to report that they are slinging me even a single zerp for publicly frapping over their exchange... sadly it is not the case. I just know how annoyed and how many fees i have incurred over the last few months which i can now avoid and you can too. Peace out and hodl those zerps!!
  10. As you all might know that Yoshitaka Kitao, CEO of Tokyo based SBI Holdings, expects XRP price to reach $10 end of year. Yoshitaka Kitao is a serious businessman with huge influence on financial environment. What do you think how he made his prediction? How accurate can his prediction be? I have a gut feeling it is not only a guesstimate, but it made based on scientific estimation. Many of you are more optimistic about pricing XRP, but considering Mr. Kitao professional experience his prediction might be the closest to the real. So realistically the best prediction would be $10 EOY price. What do you think? Again the main question is not about the speculation (that's why I chose 'General Discussion' ) but the method/background information from he made his prediction.
  11. XRP is the undisputed best choice for 𝐥𝐨𝐧𝐠-𝐭𝐞𝐫𝐦 𝐢𝐧𝐯𝐞𝐬𝐭𝐨𝐫𝐬. In today's blog, I discuss the reasons behind Ripple targeting the non-banking market, as well as what it means for their long term strategy. Then, I connect the dots for you and show one possible outcome in a 𝙨𝙘𝙚𝙣𝙖𝙧𝙞𝙤 𝙖𝙣𝙖𝙡𝙮𝙨𝙞𝙨 stretching to 2021. The blog covers exactly what Xpring and Coil mean for XRP owners, and what to expect in terms of additional liquidity and when we *might* see utility-driven demand take over the network. Let me know what you think: Please leave any feedback below. Feel free to share my blog with a friend - or on any other platform; and thank you for doing so! Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  12. How's it going guys, good to a see a community like this.. Seems like you guys all have your head screwed on the correct way.. Well at least I hope we all do as far as investment goes, anyway I just want to ask a small but relative question, does anyone know or have a idea why ripple/xrp are so silent in the last few months.. I would assume a organisation this paramount and with this much gossip and apparent large moves with banks etc would not only be so media quite but also why the actual coin is not making a lot of momentum, I'm assuming a large part of it is to do with the law suit they have and once cleared ripple will soar but also I've not actually seen or heard of any big moves to implemented crypto to a friendly user market! Obviously the viable option would. maybe be coin base at the moment but surely for the future a system has to be put in place I.e platform like say PayPal but implemented from a crypto currency user friendly base's I appreciate any in site were all ripple family here 👑
  13. "Why Companies That Manage for The Long Term Perform Far Better. And Why Most Still Don’t" https://finance.yahoo.com/news/why-companies-manage-long-term-103048697.html I saw this article on yahoo, and while reading it I kept thinking about two companies, Telsa, and Ripple. But the more I think about the story, the more it reminds me of Ripple. It's a good read and for those of us who are hodlers it'll be familiar, but if you're not a hodler it's worth checking out as well. Ripple is actively engaged in several initiatives that will build the infrastructure needed for XRP usage in the future. I don't want to imply price implications for the token, but Ripple is one of those companies that comes across as manic about the long term, and I think you should feel good about a long term investment with them. #moonlamborocket
  14. My starting point is a quote from @Hodors recent blog „So, the most common question that we get from our customers: What about volatility? Digital asset markets are so volatile. Price moves up and down. Well, the beauty of this product, is that our customers don’t have to hold XRP directly. They can initiate payments in their domestic currency, dollar, euro, or anything else. And then xRapid in the back end uses XRP as the bridge to convert between domestic currency that it originated from and the beneficiary currency that they want to receive payment into. So, the fact that xRapid does not require our customers to hold XRP allows our customers to enjoy all the positive benefits of blockchain technology and digital assets such as security, speed, and transparency, without necessarily being exposed to volatility.” Who will hold all these XRP? Who is going to sell it? Who is going to rebuy it? By what kind of factors will be the price driven? Supply and Demand? Ok. Let imagine the price of XRP is much higher than now. The consequence would be that there are not many xrp needed to do a transaction. Consequently the demand of xrp decreases and so the price? I mean who needs all this XRP. Theoretically , Ripple’s 60 Billion XRP would be enough to serve all customers. If the case takes place that they would need more xrp because auf more demand , the price of xrp increases for that period of time - problem solved. Who will need all my xrp?? What do I do with it in the future? Yes I bought them, because I’m speculating that price will rise driven by irrational nonsense - to get rich , hopefully. I’m a big fan of the ripple network but more and more I’m questioning who will actually need MY tokens? What is the future for all the small private investors like you and me? What will be my part in ripples plan for xrp?
  15. So I was thinking that Xpring will lead to Ethereum being an after thought in the crypto market. Knowing the capabilities of Xpring we know it can do more than Ether and has a huge backing already when you add in Ripple's partners. How does this equal the death of Ethereum though? My thoughts are we know the sec is constantly scrutinizing Ether and could say it's a security. This would kill every dapp on the platform. Coin creators would be livid and would want to sue the SEC because of this. But what if they had a better option? Enter Xpring. The XRP ledger can hold any coin or token today. It doesn't matter what platform it's on and it can be easily added to the ledger with its current value. So why is this a possibility? Ripple's partner The United States Federal Reserve. To maintain a semblance of control they need an asset they can 'trust 'and that isn't Ether. I see them kicking Ether to the curb and have Xpring scoop up every dapp and token on the Ethereum platform. Imagine all that value coming into Xrp almost overnight. I find this outcome highly probable given the current circumstances. Thoughts?
  16. Cast your vote on facebook, make sure its xrp! https://poll.fbapp.io/which-coins-would-you-like-to-see-on-dx-exchange/WQDcMDyj?from=user_wall&v=254 https://poll.fbapp.io/polls/which-coins-would-you-like-to-see-on-dx-exchange/forms/84658303/thankyou
  17. As Blockchain Week in NYC ends, you'll want to read my wrap of events affecting XRP and Ripple. This blog includes a fascinating "buzz" info-graphic about what people were talking about the most in the first two days in NYC. In addition, I analyze comments from two different Federal Reserve leaders that gave speeches this week and commented about cryptocurrency. Also included is information about Ripple's latest business deals and developments, including MUFG, Xpring, and Coil. I hope you enjoy the read - please leave any feedback below. Please feel free to share my blog - with a friend or on any other platform - and thank you for doing so! Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  18. Καλώς ήρθατε στο XRPChat! Όποιος/α έχει ερωτήσεις σχετικά με επένδυση ή χρήση XRP, μπορει να τις γράψει εδώ και θα προσπαθήσω να σας βοηθήσω. Καλή συνέχεια! Γιάννης
  19. So apparently Ripple XRP could hit over $300 during the course of the next 3 Years! Find Out How - https://www.xrps.co.uk/ripple-xrp-to-hit-over-300-over-3-years-what/
  20. So this is just another Twitter poll where XRP might win and get used. Fellow ripplers, we need to unite once more in order to boost our progress a little bit https://mobile.twitter.com/TapJets/status/996402253195079682 Vote XRP
  21. I'm not a regular poster on here but visit most days and pick up the odd bit of useful info now and again from some of the more extablished members. There seems to be a lot of down beat, unhappy zerpers about at the moment and I guess if you were one of the ones to get in around the ATH there has been a lot of recent pain for you...don't despair, xrp price will increase over time, I'd bet my house on it...however I'd also bet my house on the price of xrp going significantly lower before we see future gains of note. Its obvious that btc price controls every other price and I for one believe that btc will eventually go belly up...when this happens our zerps will get hammered along with the rest...id be delighted if I woke up and saw this one day...because as the money floods back it will pull xrp up by the scruff of its neck...final advice...ignore any predication on price with a date attached...this is just silly and posters should know better I first learnt about xrp reading one of those crappy inflight mags whilst flying to a remote Scottish island in 2015, even then Ripple was making waves..its not going away
  22. You'll want to read my blog to find some items you may not have known about before Blockchain Week in NYC starts this week! What do I cover in this latest entry? I reveal the two surmised reasons for the market downturn two days ago, who Ripple is sending to Consensus, and discuss the guidance that the SEC provided for cryptocurrencies. In addition, I tell you about a professional organization called YPO that visited Ripple headquarters a few days ago - it's a news story that most mainstream media didn't pick up. In addition, I cover the speculation about Apple adopting the new Payment Request API, formal xRapid cost savings confirmation, and I reveal updated wallet statistics. I hope you enjoy this latest edition: Please leave any feedback below. Feel free to share my blog with a friend - or on any other platform; and thank you for doing so. Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  23. https://xrpworld.com/the-importance-of-ripples-interledger/
  24. I am Delectro. XRP's price will increase dramatically, overnight Beyond Bitcoin's dream's Decoupled Moon first Then, Standardized $10,000+ could be off by a zero or few Your proof, your source, Me, Delectro, Delectro's wisdom... HODL!!!!!!!!!!!!
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