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  1. Hi, can anyone explain why the value of XRP (Ripple "tokens") needs to fluctuate? Why didn't Ripple (the company) just say that their tokens are worth 10 cents each forever. Just like postage stamps have a fixed price (except when prices are increased due to increased delivery costs or inflation). No-one speculates on the value of frequent flyer tokens (sorry "points") or current (non rare) postage stamps, so why are XRP and other crypto's different? Surely they aren't rare already - there are millions of XRP's and thousands of different "coins" apparently and more can be created easily anytime - there is no limit, no rarity. Ripple can just decide to release more XRP if they want to - there's no law to stop them is there? So why are these tokens worth more than postage stamps and frequent flyer points? Or cash (fiat money)? It was a genius idea to call these things "coins" because it makes them feel like money. But they aren't money (or coins), are they? XRP is just a token (actually just numbers) which can act as a short term intermediary in some international currency transactions. It's value is irrelevant for these transactions - yes it needs a value, but it could be 1 cent or 10 cents or any fixed arbitrary amount. I'm puzzled - please help me understand. Why do you think these are worth something as an investment??
  2. 1H XRPUSDT I expect growth to the area of levels 0.4200-0.4250
  3. This question might sound dumb, but I don't get how one could charge a fee (fee in terms of marketplace fee) after a NFT is successfully sold or bought. After an offer is accepted the NFT is normally exchanged immediately. I did some research but couldn't find an answer. Can someone guide me in the right direction?
  4. Currently there is a booming business for medical marijuana in States that it is sanctioned as legal. Yet, this business continues to largely be dominated as cash only, as no banks want them as their customers. What if we launched a targeted marketing program to educate and facilitate these unbanked businesses to use XRP in place of cash? Their money would be even safer with a multisign wallet like BitGo. Typical dispensary operations today operate with a large physical safe of cash to function as their 'bank account' and carries with it many physical risks (ie robbery) and inconvenience (ie cash counting, transporting cash safely, failure to deliver funds either deliberate or accidental both which slow business).
  5. I have come to realise that a lot of us might be underestimating what the impact of XRP, could do on a global scale. We have a lot of people throwing around some numbers of how much XRP could be worth, But personally I am starting to realises a lot of us could be way off. Now I personally don’t believe in the future we will be paying with things via XRP, instead of cold hard cash or eftpos. But I do believe it will be used globally with in the next 10 years, as a bridging solution to quickly move funds around, in all aspects of life. I believe that the average person will be using XRP with out even knowing it. When it comes to value lets look at it from this perspective. Companies: The 6 biggest companies in the world are worth 3+ Trillion dollars let alone all the other size companies in the world. Companies will use XRP as a transaction bridge between customers and their banks, for example when you purchase a pair of jeans via eftpos, it still takes 1-2 days for the business to receive the funds into their account, this can be changed to only 4 seconds. Which would free up so much more money, for small - large businesses. Global Money Supply: Their is around 90 trillion in circulation, moving around from savings accounts, transfers of funds to family and friends e.c.t. If i want to sent $500 to my friend even in the same country, from separate banks you are looking at 3 - 5 business days, and if it is on a week end forget it. Global Debit: This is sitting around 215 Trillion, when payments are made weather it is Govs paying other Govs, or payments made to your credit cards or home loans. The receiving end will want to get their money asap, as well as the sending party as the longer it takes the more interest it occurs. Traditional ways are too slow and cost to much. Global Real Estate: We are currently sitting around $217 trillion, Commercial property, offices, residential, industrial estates e.c.t. Real Estate changes hands daily, from bank to bank, businesses to business, person to person. In reality property never moves but the money does. If you were able to settle quicker the amount you would save on property interest is huge. Derivitatives: Now this is the big one. 1.2 Quadrillion? Deriviatives is a contract between two or more parties that derives its value from the performance on an underlying asset, index, or entity. Example: Future contracts, Forward contracts, Options, Warrants, Swaps. Banks typically use high amounts of leverage to attain these positions. Some derivatives, such as commodity futures, are traded on regulated ex- changes such as the ( CME ) However most are done in outside exchanges between private companies. Everyone talks about SWIFT and the 5 Trillion in daily international transactions, but this is tiny compared to every thing else. My prediction is this 10 - 15 years XRP will be worth $5000 - $10000 http://money.visualcapitalist.com/worlds-money-markets-one-visualization-2017/
  6. It seems there is a connectivity issue with the ripple public nodes. I tried to connect via xumm and my old desktopwallet. it doesnt connect to either s2.ripple.com or s1.ripple.com. There is no connection problem with xrplcluster.com. Any thoughts?
  7. X-MASONS is World's first Play,Watch and Read to Earn Token on the XRPL, with an Amazing NFT Collection. Harnessing the power of the XRPL, We aim X-MASONS to become World's Most Efficient Reward Based PLAY, WATCH & READ to EARN Platform and community approved official XRP Blog where Xrp Community members can get the latest news on Xrpl,Tokens, Projects and Airdrops. ICO DATE : 12/2/22 WEBSITE : www.Xmasons.com
  8. Max Supply: Cardano (ADA) - 45 Billion Stellar (XLM) - 50 Billion Hedera (HBAR) - 50 Billion XDC - 37.5 Billion XRP - 100 Billion (counting drops = 100 quadrillion) Need to Burn excessive XRP for healthier ecosystem: 1. To become decentralized Asset class (Ripple has 6 billion XRP on hands and 47 billions in escrow) 2. To get gradual price increase (scarcity) 3. To decouple from bitcoin price fluctuation (supply and demand) 4. To get more stable price (better for transactions - less spread/slippage) 5. Banks/Entities will buy XRP from holders, or use private/public liquidity pools, in which holders will participate and be rewarded. 6. XRP settles within 3-5 seconds. XRPL can only handle 1,500 TPS, later with upgrade, maybe up to 70,000 TPS. Meaning you would never need more than 53 billion (counting drops 53 quadrillion) of XRP to utilize transactions, because XRPL cannot handle more than 70,000 TPS. And, let's say, $10 per XRP - it's 530 billion (530 quadrillion)
  9. Hi all, I am a software engineer as well as being a passionate and early adopter of XRP. Please follow this link to a free online XRP Profit Calculator: XRP Profit Calculator I would appreciate feedback, new ideas to implement and suggestions on how to make this worth a while to the XRP community. Thank You All.
  10. This is just a general question that's been on my mind... What are the possible insurance industry applications for the XRP Ledger? Crypto in general? I'm thinking escrow opens up a lot of possibilities, as well as the general immutability aspect of a blockchain. Some of my "brainstorm" ideas for insurance generally: Life Insurance: XRP Ledger Escrow for "Traditional Whole Life Policy" Storage of premium payments on the XRP ledger Health Insurance: Storage of premium payments on the XRP ledger Escrow of Insurance payout until all paperwork approved by Insurer Long-Term Disability: Storage of premium payments on the XRP ledger Escrow of Insurance payout until all paperwork approved by Insurer Auto Insurance: Storage of premium payments on the XRP ledger Escrow of Insurance payout until all paperwork approved by Insurer That's my initial brainstorm list, but I know I'm probably missing something. In addition, does usage of blockchain tech allow for entirely new types of insurance instruments? Is a smart contract system better suited for insurance applications? Anybody know of any Ethereum DApps that target this market? Thanks for any feedback / pointers!
  11. Could you please tell me how to know what derivation path (m/44'/144'/0'/0/ or other derivation path) was used to generate my old xrp address if I can know that , that should serve a lot to find my xrp address on https://iancoleman.io/bip39/. Is there any website to to find out what derivation path used my xrp address? I'd really appreciate it if you could help me. (my problem is as follows: I bought ledger nano s 3 or 4 years ago. I have some xrp in my ledger nano but yesterday when I put my pin code of ledger nano s(I have a 24-word list) to access ledger live and saw my deposit of xrp but couldn't send it out due to an error. SO I reset my ledger nano live , but after that even though I connected my pin code my old wallet of xrp doesn't show up (I've already reset my ledger nano s using my 24 word recovery phrase, updated my ledger live and downloaded the latest version of xrp wallet on ledger live) I tried adding a xrp wallet on ledger live but I can add a totally new one but my old one cannot show as an option to add on ledger live. In my case my balance doesn't show 0 but the thing is my original xrp wallet doesn't show up on ledger live. I don't know why my old xrp wallet doesn't show up. So I decided to access my wallet through finding out the private key of my wallet without using ledger nano s.)
  12. |XRP| Purchased xrp from trust wallet, dsnt show up? It show only at pancake swap.. How to fix this issue?
  13. CanaryX airdrop on songbird network, here’s there Twitter (@CanaryXtoken) https://twitter.com/canaryxtoken?s=21 since a lot of XRP holders have songbird figured I’d post this here. Cheers and DYOR! https://t.me/CanaryX_Airdrop_Bot ⬆️link to steps for airdrop
  14. ***this is speculation*** In the wake of AliPay's announcement of launching a cross-border remittance service powered by blockchain technology, a closer inspection of the partnerships reveals several layers of Ripple associates. The cross-border remittance services into the Philippines will be offered by in a collaboration between GCash, AliPay, and Standard Chartered. With further details on Standard Chartered's involvement, https://www.pymnts.com/news/cross-border-commerce/2018/alipay-gcash-blockchain-cross-border-remittance-philippines/ Standard Chartered is currently a RippleNet adopter, primarily using it for cross-border payments between India and Singapore. The bank has also broadcasted it's plans on extending it's utilization of RippleNet to five other countries/pairs this year. https://www.finextra.com/newsarticle/32048/standard-chartered-to-extend-use-of-ripplenet-to-more-countries Standard Chartered acting as the settlement bank by offering it's infrastructure to both AliPay and GCash for remittance services, falls into Winters statement of expanding it's capabilities to other currency pairs with the Philippine Piso (PHP), the Hong Kong Dollar (HKD), and the Chinese Yaun/renminbi (CNY) being the suspects. GCash in itself also has an abundance of service and associate overlaps with Ripple. Currently GCash and it's services such as GCASH REMIT into the Philippines is consisted of SoftBank Payments and Globe Telecom. https://www.gcash.jp/?lg=e SBI Holdings' business relationship with SoftBank has been under speculation since SBI's involvement with Ripple but Globe Telecom can reveal other intentions of GCash. GCash is not the only notable subsidiary of Globe Telecom, Mynt is another subsidiary of Globe Telecom's financial technology arm that includes Ayala Corp and Ant Financial(AliPay/Alibaba). https://www.mynt.xyz/about-us/ The significance of Mynt pertains to an announcement this past March. Globe Telecom with Ayala Corp and Ant Financial thru Mynt, partnered with MoneyGram to provide remittance services into the Philippines to smartphone users for their GCash mobile wallets. http://news.abs-cbn.com/business/tech-biz/03/08/18/globe-fintech-arm-moneygram-launch-smartphone-based-remittance-service MoneyGram is well known in the Ripple community for it's involvement in trialing xRapid for a pilot which utilizes the XRP Ledger (XRP) for cross-border payments. http://ir.moneygram.com/news-releases/news-release-details/ripple-and-moneygram-partner-modernize-payments As of now, we publicly know that Mynt (Globe Telecom, Ayala Corp, and Ant Financial) partnered with MoneyGram to improve remittance services into the Philippines for GCash mobile wallet users. MoneyGram states that it's intention on piloting XRP this past January was because the digital asset offered negligible transaction fees and because the average transaction time involving XRP is 2-3 seconds. Interesting enough, this new remittance service provided by both Alibaba and GCash involves HKD and PHP. And the transaction time publicly shared took only 3 seconds... After Alibaba's failure to acquire MoneyGram this past January (same time as MoneyGram's announcement of it's xRapid pilot), Alibaba was adamant that they would still collaborate with MoneyGram to develop remittance and digital payments to several countries including the Philippines........ https://www.reuters.com/article/us-moneygram-intl-m-a-ant-financial/u-s-blocks-moneygram-sale-to-chinas-ant-financial-on-national-security-concerns-idUSKBN1ER1R7 Very interesting times indeed! Time will only tell EDIT: (more speculation in regards to GCash & Western Union) GXI description, https://businessmirror.com.ph/western-union-expands-digital-distribution-through-gcash-mobile-wallets/
  15. Hello everyone, I am a long time XRP holder and strong believer in the XRP Ledger and the technology. During the past years i got disappointed by the way things developed for XRP. - the lack of adaption, missing out on the bull run as well as the defi/nft hype, and finally the SEC case screwing every XRP holder! All this made me realize that if XRP succeeds, it's probably going to take way longer than we are expecting. After 9 years it's time to stop waiting for another ATH and become active. My vision of a globally used digital world currency is alive, but ripple took the other way for XRP and decided to focus on banks. Some days ago i had the idea of creating (GLC)Globalcoin. A token for everyday people to use all over the world via the XRPL. (GLC)Globalcoin will take a different path though, focusing on mass adoption of the general public. Not only crossborder payments, but usable as a worldwide accepted currency! A short summary of the tokenomics: Supply 100B (same as XRP) 100% of sales will be reused to provide guaranteed DEX liquidity for the start Fair token launch (no presale) Trustline : rUZdBzGARLer2XTTWhKPnCKJyTqfb9bzTk Currency code: GLC The project will be driven by the community or everyone who wants to participate and is interested to do what he knows best. This is just the beginning, meaning there is lots of work to get this rolling. As an alternative approach to all the recent airdrops we will start to give rewards in GLC to people who want to contribute and make this project grow. We wont be able to pay a lot in the beginning so its rather an incentive for those who have time and motivation to become productive. If you have been sitting in front of your computer for the past 4 years staring at the XRP chart and waiting for moon, start accepting GLC and we get this going together! There will soon be lots of different upcoming tasks to do. Feel free to DM if you are interested. Good ideas or constructive feedback are welcome and will also be rewarded if they are implemented. Stay tuned! Announcements and reward challenges will be posted soon here.
  16. Hi Team! Back Story I have been searching for days... I'm trying for the life of me to figure how to get more songbird (sgb) on my Bifrost wallet. I got the airdrop no problems, and I'm delegating like most of us are. Now my issue is obtaining more sgb to delegate on my bifrost account. I tried XUMM, and you can pair up XPR/SGB but it's an IOU of gatehub... and I honestly don't want gatehub. I want to obtain as mush sgb as possible before the exfi snapshot on the DEC 12th. Question How are you all getting more sgb, and moving it to Bifrost/Other delegating platforms? Thank you so much Team! XRP to the moon
  17. The community could in a way vote on amendments without maintaining a validator themselves, this would allow the community's voice to be heard in the xrp ledger. An entity (me in this case) would be running a validator, the community could vote on amendments by sending transactions to a specific wallet that the validator maintainer owns with memos attached to them (e.g: YES/NO), the validator maintainer would run a server that would scan the wallet's ingoing transactions and scan their memos to tally up the votes. Every funded wallet on the xrp ledger can submit a vote, only once. This is a great idea in theory but the validator maintainer could manipulate the consensus vote, which creates a false narrative in the xrp ledger, the validator maintainer must be trusted by the community to not corrupt the community's decision. Also thank you @nikb for suggesting me to sign up here .
  18. How can I access the addresses in my deleted Coolwallet S? Or is that even possible? I can still see all of the transaction details, and it would seem that in a situation where there is no fraudulent activity, and the crypto is so readily available that recovery would be easy. I know XRP approved a deleted wallet option in May of 2020, does that supercede ( or can it please) the company that made the hardware's say in this. I can see how a situation like this could get abused very easily, but, but I can also see how in some circumstances recovering the deleted wallet would make more sense than letting it remain lost? If anyone knows how to save the crypto, and the day, please let me know. Thanks.
  19. #HumanitarianCampaign #EqualChances 🎒 Address: rEb8TK3gBgk5auZkwc6sHnwrGVJH8DuaLh Tag: 109581888 Hello! I help to prepare 5000 backpacks equipped for the school so that 5000 children from the rural area of Vaslui, Romania can start school with their heads held high. XRP holders who want to get involved in this campaign can also donate to the electronic wallet of the association that has the address: rEb8TK3gBgk5auZkwc6sHnwrGVJH8DuaLh with Tag: 109581888 🎒 Thank you.
  20. hi, I was trying to move from Xpring-JS to ripple-lib but ripple-lib does not support payment pointer or payments id, what can i do or how can I make a payment using a payment pointer in xrp or an issued currency with ripple-lib? I know that in coil some how made that, but i don`t know how to make a payment using the xrpl and a payment pointer
  21. Blog URL: https://coil.com/p/Hodor/Cinnamon/GjIO4jjXv In my latest blog, I interview the founder of CinnamonVideo, Róbert Tarabčák, about his Coil-enabled platform's 'minimum viable product' release! I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Reddit r/CoilCommunity Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  22. Hey guys I created an xrp live stream with charts and music. Hope you enjoy. Please give me feedback what you would like to see or hear.
  23. We take a look at Bitcoin price, Ethereum price, and XRP price for the week of April 25, 2021. Aside from fundamentals, we rely heavily on technical analysis to assess overall sentiment. This is achieved by identifying key support and resistance levels that traders and investors will be watching in the short term. Based on the current price action, what should you watch for next week? https://visionary-finance.com/bitcoin-price-ethereum-price-xrp-price-analysis-what-to-watch-next-week/
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