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  1. Let's do some maths... Overall, there are approximately $9.8 trillion in cross-border cash transfers per day. At the end of 2015, the balance of resources of $ parked in the "nostro/vostro acounts" for these transactions reached $27 trillion. Ripple's goal is to revolutionize this old transaction system and make it more user-friendly in positioning itself as a leading player in the heart of the global financial institutions. So the ceiling value for an xrp could be calculated as follows : $27 trillions divided by $39 billion (current number of XRP in circulation), which would give $686 for 1XRP. However, with the transmission speed of the XRP, this $27 trillion may no longer be needed. Let's get us then on the $9.8 trillion... This means that XRP will need to have a market capitalization of $9.8 trillions just to satisfy the daily average of transactions of all cross-border payment systems in the world. This would give us 1 xrp at $247 on the basis of a 100% market share. Now let's imagine Ripple has only 10% of this market share, that will give $980 billion in daily exchanges. Based on the current 39 billion XRP in circulation, we obtain an XRP at $25. Of course, we don't take into account here the market related to the average Joe's XRP investments as well as the institutions such as Visa, Mastercard, Paypal, Western Union, Ebay, Amazon, Apple,... or the Stock Market ($73 trillions), the Derivative Market ($544 trillions), the Gold Market ($7.8 trillion), the Real Estate Market ($217 trillions), the Global Money Supply ($127 trillions),... a combination that would then increase the value of 1 xrp well over $1.000. The truth is that there are an infinite number of potential uses that would increase the value of XRP far beyond what it could be if it were used only by financial institutions... To check the money around the globe go here... http://money.visualcapitalist.com/worlds-money-markets-one-visualization-2017/ you will be SHOCKED !!! One advice : Buy on this dip and HOLD for 5 years ;-)
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