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Found 22 results
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  1. Hi, can anyone explain why the value of XRP (Ripple "tokens") needs to fluctuate? Why didn't Ripple (the company) just say that their tokens are worth 10 cents each forever. Just like postage stamps have a fixed price (except when prices are increased due to increased delivery costs or inflation). No-one speculates on the value of frequent flyer tokens (sorry "points") or current (non rare) postage stamps, so why are XRP and other crypto's different? Surely they aren't rare already - there are millions of XRP's and thousands of different "coins" apparently and more can be created easily anyti
  2. On a purely hypothetical and speculative level, when could a person who now holds 100k XRP hope to be a millionaire on that investment alone? 1 year? 10 years? 50 years? Within 10 minutes of this post? And explain why you think it will take your speculated time frame to reach that valuation... Hopefully this will be a fun, conjecture based post and subsequent replies...
  3. Hi all! I am wondering if we can see what are the implications on using xRapid. Cuallix is the only available example for now. Did they reduce fees for money transfer, how long do the transactions take from start to end(start being when one sends money, end being the receiving part has money in their account).
  4. Let's do some maths... Overall, there are approximately $9.8 trillion in cross-border cash transfers per day. At the end of 2015, the balance of resources of $ parked in the "nostro/vostro acounts" for these transactions reached $27 trillion. Ripple's goal is to revolutionize this old transaction system and make it more user-friendly in positioning itself as a leading player in the heart of the global financial institutions. So the ceiling value for an xrp could be calculated as follows : $27 trillions divided by $39 billion (current numbe
  5. I know a bit about XLM, and how it is similar to XRP, even build upon the same rails. Also know about McCaleb. But what is the general thuoght about XLM and Stellar here? On one side you would expect that as it is so similar to XRP a lot of credibility would be attributed to it. Also the market approach is fundamentaly different as Stellar is a non-profit organisation. Please let me know your thoughts on this.
  6. Part of the new Community Beginners Guide series. Other guides in this series: Beginners Guide: Intro. Quick overview of the series and purpose of the guides Beginners Guide: XRP First Steps Simple first steps to acquiring XRP including 1) opening a wallet, 2) wallet funding/ buying XRP, and 3) sending the first XRP. Beginners Guide: Desktop Wallet Step by step instructions in downloading and installing XRP CHAT WALLET, the creation and activation of new wallet and the first few steps to becoming a ripple user. Disclaimer: This post is goes over what a wallet is, what
  7. Hi! Discussing ripple, I gave the example of the 50 million dollars recently transferred to Japan. Cost only 5 seconds and 30 dollarcent. So for me, that proves that ripple can indeed speed up bank transfers compared to swift and conventional settlement procedures and technologies. Then, one of my colleagues stated that banks have no incentive to shift to ripple as an intermediate coin. Because for banks, the 5 days a swift transfer takes is actually when they make the profit (keeping that money in the books)... So quick, sub 5 seconds payments wouldn't be something that's wort
  8. Hi all, I am trying to get my head around how XRP is used in Ripple's corporate solutions, both from a qualitative and quantitative perspective. My intention is to do some maths in order to get a feel for the current market cap based on Ripple itself and the financial market (not looking at Bitcoin or ALTs) but I can't seem to find any quantifiable data? Can someone please help since I can't get my head around the current value of XRP. Please don't think this is a lousy attempt at FUD since I have had XRP myself for quite a while... this is genuinely because I am trying to understand
  9. Here is some most important points : why we invest in ripple?
  10. Everyone stop selling xrp this will lower the value of it. If everyone sold at a dollar then the price of XRP will become a dollar. This is how the XRP market works. when you sell lower than the xrp market value then the price will keep going lower and lower. To increase value hold XRP and people will pay more for them. Sell high not low!!!!!
  11. I have a question. 1) Do you think the price will go up after the escrow? (ex $ 0.5 ~ $ 1) Or would it be similar to now? (ex: $ 0.2 to $ 0.3) I'm curious... 2) And what do you think about xrp traded in Japan tomorrow? Will major changes in the price? I am curious about your thoughts and answers.
  12. I have a question. Do you think the price will go up after the escrow? (ex $ 0.5 ~ $ 1) Or would it be similar to now? (ex: $ 0.2 to $ 0.3) I'm curious...
  13. I am curious to ask a question. We know that the more we use our Ripple, the smaller it gets. Someday it will be zero. If it's because of simple convenience, it will disappear someday, but I do not know why Ripple was created. I wonder why you are investing in Ripple. Is it because of the expectation that prices will rise due to scarcity? Or did you think the price of the Ripple itself would have to go up in order to move a large sum of money? For example If you need to move $ 1000 to the current Ripple price, you need 5000xrp. However, if the Ripple price is $ 100, you only
  14. Like yesterday timing a little earlier. Falling much. XRP, BTC too ETH too and LTC too. Who is the Big Fish conducting this?
  15. Hi I'm very green at crypto I have heard of bankcoin and stored value where the value is not volatile stable have you heard of bankcoin
  16. Question re: future of XRP and it's value as an investment vehicle. When I look at what Limited understanding I have about XRP and Ripple, I am puzzled by the notion that holding large volume of XRP would ever be as valuable as say, the equivalent value of BTC. These are my assumptions: Assume banks are becoming ripple customers in order to use Ripple for Bank-to-Bank transfers;(this is the stated business model and seems to be confirmed by the number of conventional banks involved with the currency.) With that stated purpose, a bank would be able to move large amounts of USD
  17. Being part of this forum for a few months now, I feel like I have been watching a game of ping pong with this back and forth on the value of XRP. The discussions back and forth on market cap, the lock up, touching down in China, the use of XRP in Japan, again the market cap, the naysayers comparing it to BTC. on and on and on..........so..... the question is: Do we believe the coin will rise in value.........or nah? . not if it will hit BTC value, or ETH value, or BCC value; but will it go up at ALL? I believe if it does, no one should have cause to com
  18. Hi All, @Hodlor @R8102V1D2D I would like to enter in the market but I did not have time to buy at the last correction (market cap to 60 last Sunday). i would like to now (also if no one can predict) 1) if this correction was for August 1st 2) if on august 1st there will be another correction from almost 90 now back to 60 less or the market now will come back to 117 and more with out any more correction. 3) it could be nice for me if the market want back to 40 so I can enter in a good position. What is your Opinion. should i but now or wait? what
  19. At first sight it always seems that the price of Bitcoin is wáy higher than the price of Ripple. Of course; Ripples' circulating supply is way higher. I was trying some calculations at random when visiting coinmarketcap.com and I thought this would be maybe worth sharing or discussing. If I'm doing something totally wrong or something please let me know. $2553.91 vs $0.289172 Basically it shows the same percentual difference in market cap by showing the price of 1 unit if that unit would have the same marketcap as the other coin. Marketcap Ripple (XRP) / Circulatin
  20. Despite the last sell off math proves it without doubts. While everyone is talking about Goldman Sachs' ~75% pre-mined scam (thanks to their inside advertising)... XRP is the best crypto in the LAST 12 MONTHS: On the 30 MAY 2016 its value was 0,005734 USD. Now its value is: 0,22 USD. It's a 3737% gain. XRP is the best crypto YEAR TO DATE too: On the 1 JANUARY 2017 its value was 0,006523 USD. Now its value is: 0,22 USD. It's a 3273% gain. Compared to ETH (Ethereum-overvalued-overrated-overtalked-scam): LAST 12 MONT
  21. I post this earlier in another thread but would like to see whether this proposal gets enough proponents to effectively make a modification on the https://xrpcharts.ripple.com/#/ We all know that the ‘total xrp’ is the the total supply minus the xrp’s burnt, the reason why we are speaking of a deflationary currency. Another element which is not spoken of is the reserve needed for activating an account. I made a quick calculation here. As you can see this amount is much higher than the burnt xrp. The reserve needed is also taken out of circulation. This way the actual deflation r
  22. Is there any negotiating room in the big, big room of finance to accomodate both seemingly opposite groups into a "frenemy" or coopetition model that works for both as each tries to change the way international banking is done?
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