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  1. Silicon Valley Careers The very first thing that is presented to viewers when they arrive at the career site of Ripple (the company) is a page listing the company's values. I know some of you might be sick of corporate "values statements," but it's worth a quick glance: I'd venture to bet that there is no other company with the same type of career mix in the world at the present time, and it goes to show you how they do things different... even more different than a run-of-the-mill silicon valley start-up. To call them a start-up is a misnomer at this point, as they've managed to survive and thrive in the competitive fintech market for more than five or six years now. I won't repeat all the core values for you crypto investors out there that are sick of corporate life like I am, but just read this one, and I think it will remind you of the actual attitude we've seen from each one of the Ripple employees that visit the forum: Company Leadership Let's compare the leaders of the top crypto brands: Ripple CEO: Brad Garlinghouse Bio: Took over for CL (for the newbies, "CL" = Chris Larsen, A true hall-of-famer in fintech) in 2016. Brad's background is all tech, coming from Hightail (a cloud service that lets users send, receive, digitally sign and synchronize files), AOL, and Yahoo. Brad's leadership includes an almost prescient ability to see a company's strengths and weaknesses, and then make adjustments accordingly - he penned the famous "Peanut Butter Manifesto" in 2006 that seemed to predict with uncanny accuracy the slow demise of Yahoo, a company that was sought after at the time as a target for takeovers. Asked to comment on the culture of Yahoo, and specifically on it's new CEO Marrissa Meyers, Garlinghouse had this quote: Excerpt of Ripple's official bio (source: https://ripple.com/company/leadership/#brad ) Sounds like a guy I'd want in the CEO position of the company I worked for, to be honest. ETH Foundation Executive Director: Ming Chan (source: https://www.ethereum.org/foundation ) An alumna of MIT. She studied Computer Science and Media Arts & Sciences. There's a lot of ETH holders on XRP chat - don't worry, I'm not here to criticize Ethereum, and I actually have profound respect for it's revolutionary ability to run DAPPs and handle very complex financial instruments. It definitely has it's use cases. I'm just focused on looking at company / foundation leadership. Here's my reaction to Min's bio: "Well, MIT is certainly impressive. It's the top-rated technical institute in the US, and it sounds like she's very smart." But when I googled her, and even searched wikipedia, I found... nothing. Please let me know if you do find something more substantive than the bio that the Ethereum foundation put out. Bitcoin Foundation Exective Director: Llew Claasen Directly from the Bitcoin Foundation site (Source: https://bitcoinfoundation.org/about/board-of-directors/ ): When I researched "Click2Customers" I found out that it's basically an Internet Ad company. That kind of surprised me, as bitcoin is very fond of talking up encryption and privacy. Here's what I found about "Click2Customers" (source https://www.bloomberg.com/research/stocks/private/snapshot.asp?privcapId=23272570 ) : So... internet advertising algorithms? Depth Charts Bitcoin (source: https://en.wikipedia.org/wiki/Bitcoin_Foundation and https://bitcoinfoundation.org/ ) Number of Employees: Unclear. Bitcoin Core is an open source developer community. ( https://bitcoincore.org/en/team/ ) Project maintainers: Wladimir J. van der Laan Jonas Schnelli Number of Project Contributors: 14 chief scientist: Gavin Andresen General Counsel: Patrick Murck Board Members: Executive director: Llew Claasen Brock Pierce Bobby Lee Bruce Fenton Elizabeth McCauley Michael Perklin Francois pouliot Vinny Lingham Ethereum ( https://www.ethereum.org/foundation ) Employees: Unclear Board Members: Executive Director: Ming Chan Foundation Council: Vitalik Buterin Technical Steering Group: Jeffrey Wilcke Some other possible employees: (Source: https://www.crunchbase.com/organization/ethereum/people ) Alexandre Van de Sande (UX Designer) Zach Lebeau (Conceptualist at ConsenSys) NOTE: It was very difficult to track down information about the Ethereum Foundation - anybody that can help improve my depth chart is welcome to correct my information. Ripple (source: https://ripple.com/company/leadership/ ): Ripple has 150 Employees. Leadership: CEO: Brad Garlinghouse VP of Product: Asheesh Birla SVP of Business Development: Patrick Griffin VP of Finance: Cameron Kinloch General Counsel: Brynly Llyr VP of Marketing: Monica Long SVP of Global Sales: John Mitchell Chief Compliance Officer: Antoinette O’Gorman Chief Cryptographer: David Schwartz CTO: Stefan Thomas Global Head of Strategic Accounts: Marcus Treacher Board of Directors: Chris Larsen Executive Chairman of the Board, former CEO of Ripple Susan Athey (Professor of Economics at Stanford Graduate School of Business) Brad Garlinghouse (current CEO of Ripple) Ken Kurson (Editor in Chief at Observer Media) Takashi Okita (CEO of SBI Ripple Asia) Arjan Schütte (founder and a managing partner of Core Innovation Capital) Gene Sperling (President of Sperling Economic Strategies) Advisors: Susan Athey (Professor of Economics at Stanford Graduate School of Business) Donald Donahue (President and CEO of Miranda Partners, LLC) Karl-Theodor zu Guttenberg (Chairman and a Founder of Spitzberg Partners LLC) Anja Manuel (Co-Founder and Partner, RiceHadleyGates LLC) Final Statement Organization leadership is a critical element of good governance, which tells you about the future of a technology and business. Review the above and decide which of the top three is the most impressive. I think the choice is clear. Ripple clearly has the lion's share of leadership, even if we only look at the top spot by itself.
  2. Conflicts between diverging interests can cause a team not to work together. If a point guard (basketball analogy) cares more about taking a shot themselves to increase their personal statistics rather than passing the ball, the entire team might lose. This is a potential cause of discordance. A cohesive, well-oiled machine with all of its parts working together will be more effective than the individual parts by themselves. But this concept is lost on many of the blockchain-based technologies that are appearing on the market today. An alt-coin might appear that has a specific use case that appeals to an individual, but the blockchain suffers from legacy problems that persist in the coin's new form as well. The most cohesive teams are the ones that transcend their individual parts to become champions. XRP Supply As XRP and RCL adoption began to gain momentum, Ripple realized that, even though there might not be any actual conflict between how it planned to manage the XRP supply, it didn't appear that way to investors and traders, which was causing a potential blockage of investment in XRP. With the XRP Lockup (source: https://ripple.com/insights/ripple-to-place-55-billion-xrp-in-escrow-to-ensure-certainty-into-total-xrp-supply/ ) the company effectively squashed that concern with one decisive stroke. Ripple Employees' XRP Many of Ripple's everyday employees are also decent-sized XRP investors and stakeholders. They are interested in the same things we are - to increase their wealth over time and save as a potential nest egg for their family. This aligns their actions and goals with our own in a very big way: not only are they working at an eminent financial technology company headquartered in Silicon Valley, they are working to further their own interests at the same time. This is like an employee stock ownership plan on steroids! XRP's Role in Ripple's Business Even though Ripple derives a signficant amount of revenue through its services alone, it has made very clear that XRP - and its proper management - play a central role in the technology and integrations that it performs for banks. The benefits to using XRP have been studied and measured, leading to unassailable cost savings. (source: https://ripple.com/cost-model/ ) Strength Leading to More Strength When XRP appreciates to a signficant level, Ripple will become one of the largest companies in the financial sector, valued in accordance with the market capitaliation of its XRP holdings. This increase in valuation will bring sizable business investment and powerful alliances that will continue to help the company expand and acheive dominance in financial technology. This, in turn, will enahnce the usage of XRP throughout the ecosystem. Ripple is standing with you side by side to increase XRP's usage and value!
  3. http://coinjournal.net/moneygram-earthport-ripple-tech-remittance-romania/
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