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  1. In today's blog, the retrospective of XRP and Ripple finishes with a closer look at our prior year, 2017. We've come a long way, and 2017 demonstrates that in spades. This blog will cover key code updates for XRP, the controv ersial topic of anonymous payments, community promotions, and XRP's own version of the "Bitcoin Pizza Guy," which is known more as the "XRP Jacket Guy." (He knows who he is!) And for those of you that are new, I wax nostalgic about the old RippleTrade wallet - something only fellow XRP veterans will appreciate. No retelling of 2017 for Ripple and XRP would be complete without discussing SWELL and the Central Bank Summit on Blockchain hosted by Ripple. I hope you enjoy the read - please leave any feedback below! Feel free to share my blog with a friend or on any other platform - and thank you for doing so! Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  2. Hi @miguel, @JoelKatz, and others, Even though there were some members of the community who weren’t overly excited about Ripple’s Swell in 2017 the connections Ripple was able to make clearly have paid dividends. In 2018 SWIFT’S Sibos will be taking place in Sydney... has there been any word as to what Ripple will be doing in regards to Swell in 2018? Was this going to be an annual event?
  3. milkisforbabies

    When did you get into XRP?

    Just trying to get a gage for the community. Where you pre-swell conference or post? Forgive me if something like this has already been posted. Cheers!
  4. XRP has now reached an adoption point that every fintech startup dreams about - official confirmation of its product's measurable value to business and individuals. With Cuallix's formal confirmation of XRP's cost savings two days ago, it's clear that XRP's path is pointed upwards; when will it take the #1 spot? It's up to the market, but I provide my opinion on what this means for Ripple and the industry. Hope you enjoy the read! Please leave any feedback below. Feel free to share my blog with a friend or on any other platform or media & thank you for doing so! Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  5. It was noted from JoelKatz and Brad Garlinghouse about the enormous amount of interest received from potential clients during SWELL-- how many new clients/partners do you think they snatched up after this event? Of course it's all speculation at this point, but sometimes a little speculation is fun. Oh and of course, to the haters, naysayers, get-rich-quick folks, fickle traders and investors, and shamans accurately predicting XRP's price movements after the fact:
  6. XdmXrp

    Photos from SWELL

    The picture of the venue is an absolute joke... seeing that alone has me worried about this event. Wow.
  7. https://www.gtreview.com/news/fintech/ripple-ceo-defends-hijacking-sibos-with-blockchain-event/ Interesting statement, so seems the rumours about china going live soon are true and they indeed have a local partner in the works quite soon. Lets see which partner they will use, I still are a bit skeptical about the whole Alipay speculation. Exciting times
  8. When it comes to crypto, XRP is the premier choice for future-proofing my investment, especially given the recent announcements by Ripple. In my latest blog entry, I discuss what I believe are the top five reasons to consider making XRP part of your portfolio. Hope you enjoy the read & please leave any feedback below. Feel free to share with any friends and on any other platform, and thank you for doing so! My blog announcements on other media: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/Investing Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  9. Xrphunter

    Top 3 Takeaways From Swell

    If you attended Swell in mid-October, one thing was clear: This was far from a typical banking event. The inviting atmosphere put attendees at ease, prompting them to speak candidly about the pain points associated with cross-border payments, and the obligation they have to improve the payment experience for their clients. https://ripple.com/insights/top-3-takeaways-swell/
  10. While their was undoubtedly a lot of good that came out of SWELL (I think everyone would be shocked if a bunch of great relationships/partnerships didn't transpire), it's pretty evident that a lot of people on the consumer side of things (for example, some in the XRP community) lost faith in Ripple and feel mislead. So much so that Brad Garlinghouse (CEO) had to hold an impromptu Q and A session the morning of the last day of the conference. That speaks volumes. We don't know the entire story or what went on behind the scenes (did something fall through at the last minute???), so I don't want to be too critical. However, this also isn't the first misstep by Ripple's marketing team, so I don't think we can write this off as a one-off event either. Whether you personally disagree with people critical of ripple or not is irrelevant. The bottom line is that this "miscommunication" had negative consequences and was entirely avoidable. Assuming no last minute catastrophe that we aren't aware of, EXPECTATIONS to the XRP community, and the crypto community in general, by Ripple's marketing team as well as CEO Brad Garlinghouse on Quora were not managed properly. Without insider knowledge, we don't know exactly why the miscommunication occurred. Let's look into a few possible reasons why. Please keep in mind these are simply possibilities. It could also be none of these. This is more-or-less just food for thought that serves to set-up the main point of this thread (the state of Ripple's marketing infrastructure): 1. The executives (Garlinghouse, etc.), while very strong on both the technology and sales front, place little importance on marketing. Hence, why their isn't a Chief Marketing Officer. 2. The marketing department is completely overloaded. Remember, they have to market from both a Business-to-business angle (e.g., banks) and a Business-to-consumer angle (e.g., the people on XRP chat, the people that invest in cryptos, etc.). 3. The marketing department lacks proper experience and know-how. To reiterate, I'm not making accusations. I don't know the answer(s). What I did do though is look through LinkedIn to get a better idea of Ripple's commitment to marketing. For the record, this was not an enjoyable task. I don't like having to pull out the microscope. However, let's not forget that a large part of Ripple's funding comes from us. Ripple sells XRP and we buy it. In the last quarter, Ripple sold $32.6 million worth of XRP into open markets. XRP holders are an integral part of Ripple's success. We are helping to pay for operations. We are helping to pay salaries. This is a mutually beneficial relationship. Because of this, I'd argue that it's our responsibility to ask Ripple hard questions like the below. If Ripple is the company we all think and hope it is, then hard questions shouldn't phase them. In fact, Ripple should be happy to have such dedicated, passionate followers. Finally, please remember that the questions below are based-off of data pulled from Linked In. I very well could be be missing some key information (I'd be very surprised if I'm not). I'd also ask that we remember that we don't know everything that happened behind the scenes. Because this is a sensitive subject, please be respectful in your comments. QUESTIONS (and remember, we're told Ripple has a multi-billion dollar "War Chest," so money shouldn't really be an issue) *Excluding designers, why does a company with offices on 4 continents only have around 8 employees dedicated to marketing? *How are only 8 employees supposed to execute marketing plans for both B2B (e.g., financial institutions) and B2C (e.g., crypto community)? *Why does Ripple not have a Chief Marketing Officer? Does the marketing department have a "voice" during Executive meetings? *Should it be a concern that no Ripple marketer has more than 10 or so years of experience? *Is it probable that a person with only 10 or so years experience (and no past experience leading a marketing department) can successfully lead the marketing efforts of a global corporation that seeks to revolutionize the multi-trillion dollar financial industry? Or, would Ripple be in a better position if someone with more global marketing experience as well as a distinguished track record were leading the marketing efforts? To sum it up, Ripple's technology, sales, etc. departments appear to be top-notch. However, Ripple's commitment to marketing appears to be lagging. If I simply have bad info from Linked In, I look forward to apologizing. I really hope this is the case. Once again, please be respectful with your responses. At the end of the day, we're all on the same team.
  11. After seeing everyone pretty mad about the "price drop" of XRP, I decided to see it from a different perspective and boy it is potentially huge. Just last night I read a comment from @JoelKatz regarding XRP which read “Any time the amount of XRP held by Ripple goes down, there is some dilution of XRP. If Ripple is releasing XRP in a way that doesn't produce direct revenue for Ripple, it would be because we believe the upside (in growing the network and incentivizing adoption) exceeds the downside (in dilution). Of course you can disagree with our calculations." Seems like everyone is disagreeing about SWELL being a success but I tend to differ. You see, SWELL was not an event directed to the small investors community but of something bigger which are the financial institutions who can benefit from Ripple's technology and also from its native asset $XRP. If we analyse the volume being sold/bought during SWELL you can see it was pretty huge and I'm positive that Ripple acquired the attention of various players in the financial sector enough for them to invest modest quantities to test out the ILP and XRP. Having said this and taking in consideration David's words, it's likely Ripple made some partnerships which will be announced during the next months and involve decent amounts of XRP sold. The escrow lockup hasn't been officially announced since they still are selling out XRP from their own stash. They still have 2 months to give out XRP for partnerships and I assume with the escrow-lockup announcement it will also have to re-estate how much XRP they're holding at the time of lockup. If you are still skeptical I suggest you to read the definition of stock dilution here: http://www.investopedia.com/terms/d/dilution.asp Ripple is the major XRP holder and whenever they sell part of their XRP, the price obviously goes down as more XRP goes out in circulation. What do you think about this theory? If you'd like to discuss it more I'm always available here or through twitter @R_Penacastro
  12. I think it is a matter of time and XRP will overcome this critical situation and will return to complete its journey to the moon, currently its price is ranging between 0.20 cents and 0.21 cents, and it’s the third largest currency in the world thanks to its market value, I remain convinced that it is fantastic and I support it. https://www.ripplecoinnews.com/the-swell-conference-in-canada-ignored-the-xrp-contrary-to-our-positive-expectations
  13. Now that the SWELL conference is complete, it's good to look back and analyze it objectively from a couple different standpoints to truly understand its impact. This blog entry covers my take on the SWELL conference, the latest Ripple and XRP news, and breaks it down for an ordinary XRP investor. Hope you enjoy, and please leave any feedback below! As always, please feel welcome to share with anybody else on any other media & thank you for sharing. My blog announcements on other media: Twitter Reddit Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  14. Another week, another shakeout of all the weak hands... I ask you?...Which other crypto has their own confrence? Sibos would have limited Ripple severely...they had no option BUT to go for the jugular. Remember Vitalik wanted to work at Ripple before he founded ethereum! Bill Gates giving his approval for Ripple- WOW! The father of the interner Sir Tim Brenner's Lee also did the same-UNBELIEVABLE!!! ......AND.........the price dropped....lol...you know what they say about dumb money.... As brad referenced to in his Q and A session- institutional investors will be coming in on mass eventually.. Happy Hodling! https://themarketmogul.com/ripple-internet-money/
  15. Hi everyone, I've followed this forum for the past few months. The recent SWELL conference is the impetus I have for joining. While many are disappointed in the lack of a price increase, I, for one, couldn't be more hopeful and optimistic for the future. For those who actually listened in instead of checking www.coinmarketcap.com every hour of each of the three days, I think that it's clear that Ripple - and yes, XRP - is headed into positive, brighter territory. I hope to continue learning from you as we move forward. Onwards and upwards. -(Not the real Napoleon)
  16. Hello everyone, I just wanted to share my opinion about Ripple's strategy going forward and open up a discussion on our expectations (as XRP holders). I don't think we are entitled to an ROI necessarily, but we do deserve to be at least counted here. The Swell conference really was an eye opener in the sense that we now know, without a doubt that Banks will not use XRP in the short run. And it is not because they may not find it interesting/appealing but rather because there are regulatory challenges barring them from adapting digital currencies. So, maybe 5 years down the road when the entire industry has moved on they will adopt a digital currency and use that for x border transactions but even then we don't know if they will use XRP or some new digital asset that is issued by a banking consortia or an international organization or a private company, etc. Which is by the way, why I am feeling at unease with the overemphasis of banking clients by Ripple. It may be interesting for the banks to use blockchain for messaging (payment side I suppose) and having a low failure rate, but what is the value added for us as XRP holders? I think we are unfairly overlooked even though we are one of the key stakeholders in this ecosystem. I mean if Brad Garlinghouse is able to talk about a 15bn $ war chest, that is because people like you and me have valued XRP by buying and keeping XRP using our hard earned cash. I am not saying that Ripple owes us an ROI of x % or whatever, but at least, they should not ignore the fact that we are taking a substantial risk, we are investing in a particular asset, in a new asset class with substantial regulatory and market risk on all sides. So it would be fair that we would like to see some activity that does lead to XRP use and demand for this digital asset. So, we would like, or at least as an XRP holder, I would like to know what Ripple is doing about actual companies (uber, airbnb, amazon...) and/or organizations (foundations as in the Gates Foundation case, non-bank FIs etc) that will use XRP and create a demand for XRP. When will we see these guys joining in, in large numbers? What is the road map on this side? I really hope Ripple has thought of and is currently executing a strategy here, otherwise waiting for banks to adapt XRP is a very complacent and potentially devastating move for both us and Ripple. There will surely be many other digital assets coming into play over the next 18-36 months and competing in this space, some of them will potentially be backed by well known/trust worthy organizations, some may even have their own exchanges. Lastly, I am not giving up on XRP but I would like to know that we are not just being wishful thinkers waiting for a massive bank adaption of XRP, that there is more to Ripple's strategy than a focus on banks. Because so far, all discussions and positioning have been focusing almost exclusively on this side.
  17. https://ripple.com/insights/brad-answers-questions-swell/
  18. Fxstockbroker

    Swell / Swift Rumour

    It would seem all major stakeholders are in agreement something is SWELLing behind the scenes at Ripple. Yet we are not seeing the movement north in the crypto you would expect right before a big announcement to take advantage of the opportunity. I guess Ripple stakeholders are cautious and the recent indicators with Ripple continue to expand their presence around the world with bank connectivity and a larger presence with new offices in many key financial areas around the world it would seem the currency's value has already taken these into account. It doesn't take a rocket scientist to see the incredible Coincidence of the timing and location of the major SWIFT announcement conference. Industry Insiders are suggesting there may be massive news in the works. What could it be? Possibly announcing a JV with Swift? Some type of Technology Exchange? Both Swift and Ripple making major announcements at the same time and location. It is potentially one of the biggest announcements in crypto's history. Ripple & SWIFT will announce a full-fledged partnership and a interbank payment sytsem linking SWIFT into the Ripple network. Connecting SWIFT would then connect every bank and payment service in the World including government Central Banks. Providing and facilitating this solution to the SWIFT network providers is the perfect scenario. This would be far more effective than convincing and on boarding each and every bank as World wide banks are connected to one current hub SWIFT. As we all know SWIFT is behind in developing an effective block chain solution. It only makes sense they would look to Ripple as the perfect solution. Where would XRP move to with an announcement like that..... well the sky's the limit and SWELL she goes.......
  19. Hi guys, not sure if this was already mentioned anywhere, but I just found this commented out in the source code on https://swell.ripple.com/agenda/ (after the Steve Miller Band): The logos are: - Bank of America / Merryl Lynch, MUFG, RBC, Santander, Standar Chartered, Westpac. Would this fall under the big announcement, or is this something we already know? Most of these partners are known, but maybe this could be some announcement of things going live? (fingers crossed)
  20. Interested in hearing opinions on the best things heard or happening at Swell so far. I didn't get to listen in much on Day 2. On Day 1, I loved the last panel (The Real Deal With Digital Assets) and listening to Ripple SVP, Patrick Griffin, lead the dialogue - guy is no doubt very smart and entertaining to listen to. The best part from that session IMO was his suggestion that the price of XRP must be orders of magnitude higher. What's been your favorite nugget?
  21. So I asked the banks during one of the sessions about their time lines to use XRP and none of them gave a positive response towards the adoption of XRP. Maybe I'm ignorant but I don't understand the rationale behind the escrow if banks are not going to adopt it.
  22. I want to start a constructive conversation about the results of swell. So please if you happen to be a whiny day trader or a butt hurt XRP price speculator please don't apply. With that said, what are your thoughts on the results of swell? Do you feel the speakers there have promoted the benefits of ripple and blockchain as a whole? Do you feel that ripple may have gotten the proper exposure they were gunning for? Also is there any area you feel SWELL did not address? Personally I feel SWELL did what it was intended to do. It gave Ripple the exposure and voice to challenge SWIFT while opening new avenues for xrp. The results of SWELL will not be immediate and I believe we will see something before the end of the year. 2018 is looking to be a positive year for Ripple considering how many f.i's they've supposedly signed up. So let's have a positive discussion everyone and get this forum back on track.