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Day by day the Ripple vs SEC case is becoming more and more interesting, and the agency is seeking to push the case each day. As mentioned in the Coinpedia's Article, the SEC asked the court to extend the deadlines for filing responses to several briefs in order to seal the summary judgement. But, the agency's movement is expected to block its effectiveness because the summary judgement may be declined beyond November 15.

Ripple VS SEC lawsuit is revolving around the probable rollout of the summary judgment for quite a long time. Previously, the SEC was ordered to hand over the documents related to William Hinman to Ripple, wherein the ex-SEC in an event said Ethereum (ETH) was not a security. Finding it irrelevant, the SEC had objected to disposing of the documents, which was turned down. Morever is SEC produces the documents, the Ripple vs SEC lawsuit may end in the next 90 days, as claimed by a 3rd party attorney for Ripple, John Deaton. While the Ripple SEC case is about to reach its destiny, what can be expected in the next 90 days? All the upcoming important dates of Ripple Vs SEC have been covered on Coinpedia.

I think SEC & XRP reach an agreement ( so no trial). when this will happen? what do you think?

Ok, this is how to cash out your XRP via the XUMM wallet: for dummies edition. You will need a Bitstamp account for this method to work. I assume Gatehub also works, but for the purposes of this guide I will be using Bitstamp as the example because it's the one I have experience with and have tested to work. You will also need a Phone. Special thanks to @RobertHarpool for presenting the idea and pointing me in the general direction in the first place. This is assuming you either don't want to use Uphold or can't for whatever reason. I finally went through the trouble a few nights ago but never came back here to update the post and write the guide. The "cashing out" will be done using the XRPL's built in DEX. Sounds complicated but it's very, very simple and I will lay down the instructions step by step so you can do it. 1. Download the app " Xumm - your xrp wallet". This can be done in your phone whether you are on iOS or Android. Use your respective operating system's app store to download it. This guide will be assuming you're on your phone, because it's convenient and u take it with u everywhere. 2. Follow the instructions and read thoroughly everything that the XUMM app takes you through. I suggest making a new account as opposed to importing one, for simplicity's sake. It also adds a layer of redundancy/safety since you will have an extra stash for your assets. 3. The last step on the XUMM setup when creating a new account is to write down your "secret numbers". This will be displayed on the app for you to write down (offline!) and keep it stored safely. The secret numbers are 8 rows labeled A through H and contain 6 digits each. I highly encourage you to write it down in more than once paper and hide the different copies in different locations, two should be enough. You could type it out and print it instead if you're afraid of the ink either getting wet for some reason or smudging and becoming illegible. If you do so, I'd recommend you do so in an offline machine that never goes online and also use a printer that never goes online. You never know. Once you write them down, you will be asked to enter them to confirm you copied them correctly. 4. After you write down the secret keys I believe you get to create and name your account, do that and go to the next step. 5. You will now be able to fund your account. If the screen is not already there, tap on "Home". Since your account isn't funded, there should be a message that says ur acc is empty and you can tap on it to get the public address so you can send your funds to that address. You can simply tap on the "copy" function and then E-mail it to yourself if you access the exchanges through a computer. If you access the exchanges through your phone, then voila, you already have the public address copied and ready to be pasted. 6. Ok now that you have your recipient public address copied, go to wherever it is you have XRP stored (Wallet, exchange, etc) I will use Coinbase as an example. Login to Coinbase, click on Portfolio and then click on your XRP. On the right hand side you will see the option to send or receive, and send should be pre-selected. If it's not, click on send. Where it says "To", click on that and then paste the public address you copied from your XUMM account. You will leave the XRP tag empty because it's not necessary. The minimum amount you can send is 20 XRP because that's what's needed to activate your wallet. Of course you can send less for testing purposes, and if you feel unsure then by all means, send less. Once you confirm you did it correctlly and receive the XRP and it's reflected on your XUMM app (it should take seconds), then you can go ahead and send the remainder to activate the wallet and some extra to do a test sell with. 7. Ok, your XUMM wallet is now funded with some XRP, now what? How do I get USD for this? Well, in your home page, under the XRP balance that has the Send and Request buttons under it, under THAT you should see something that says "Other tokens" and a little further right of that there's a button that says "+ Add". Tap on it and you should see two columns. The one on the left says Exchanges and the one on the right says Tokens. You're interested on the one on the left. Tap on Bitstamp and it will now appear on your homepage under the "Other tokens" section as "US Dollar, Bitstamp USD" These are Bitstamp USD IOU's which is what you will be trading your XRP for. 8. Ok, now tap on the "US Dollar Bitstamp USD" and a window will pop up with two buttons: Send and Exchange. Tap on Exchange, enter the amount of XRP you wish to sell and then tap on Exchange in the bottom. Voila! You will now have a balance on the right side next to the Bitstamp USD showing how much you have. 9. Ok now it's time for the juicy part. Log in to your Bitstamp account, click on deposit, and on the left click on "IOU (BTC,USD" and you will get a screen with a QR code to scan and You'll also see the public address and destination tag in case you have to enter it manually. 10. On your XUMM app, tap once again on the "US Dollar Bitstamp USD" and then tap on Send. A screen will pop up where you enter the amount and then tap on "Next". This is where you tap on the square looking thing which is for scanning QR codes and scan the QR code on ur bitstamp acc. You should now see a box under "Search results" that says Bitstamp (and Bithomp to the right of it in smaller text) and your Bitstamp public address should be typed in automatically. Tap on "Next" and the next screen will say "This address requires a Destination Tag". Scan the QR code or enter it manually if the scanner doesn't work for whatever reason (It doesn't work when I try it, so I assume the destination tag just isn't there). You might have to write it down in your notes and then copy it. MAKE SURE YOU WRITE DOWN THE DESTINATION TAG PROPERLY. Once done hit Next until you're done. 11. Congrats! You have successfully cashed in XRP for USD through the XRPL! Give it a few moments to transact and then click on "Account" on Bitstamp and you should now see the USD from the transaction be reflected in your balance. If you have any further doubts or need help, don't hesitate to post in this thread and I will do my best to help (and maybe other members might even chime in before me). This forum is full of very knowledgeable and nice people

Here's the link: httpsps://www.sec.gov/Archives/edgar/data/1048702/000119312521047532/d119950dex9928p7.htm Search keywords "xrp" or "cryptocurrencies" to find the relevant section.

https://seekingalpha.com/article/4408010-moneygram-international-inc-mgi-ceo-alex-holmes-on-q4-2020-results-earnings-call-transcript From the Q&A on Ripple w/ Alex Holmes and executives

Former SEC Chair Mary Jo White has some harsh words for her colleagues https://mosttraded.com/2021/02/19/sec-was-dead-wrong-to-sue-ripple-says-agencys-former-chair/

Tbh this is how I’m seeing xrp across the world atm https://vm.tiktok.com/ZS3kqhY3/

I'm sure Ripple will win the "utility" case. While this case continues, we will support Ripple company to the end! I think it is a matter of principle to support Ripple in this case, not only as XRP holders but also as people who believed in IoV. But it would be naive to think that the main argument making up this case is "security vs utility". What we understand from this case file is that Ripple executives have not been transparent enough with the community over the years. This transparency was not only a liability to the SEC, but something that had to be provided to us. That's why we, as a community, have things to ask(demand?). I also know that all Ripple executives are respectable people and they will respond to our requests in some way. In my opinion, our ask(demands?) should be as follows. The XRP addresses of all Ripple execs must be shared publicly. While we can know how much Jed sold on what date, we have no information on the status of BG or CL. Ripple should notify us of XRP sales as soon as the sales occur, not after sales (not Quarterly reports). We must definitely inform about the average price of this sale. Ripple should definitely put a lock-up period in its sales to major institutes. Or by some other mechanism it should stop institutes from "dumping" xrp in public markets. Even if Ripple's previous sales are accepted as "security" sales by the SEC, it should pay whatever the penalty is and save us (the xrp community) from this trouble. If Ripple as a company will sell any XRP before or after the big announcements, it should do so within a mechanism that the community can follow. Do not describe the above points as an anarchist rebellion against Ripple. I personally own a larger XRP case than average holders. I think these are essential only to bring this business to a better future and to eliminate the "confidence" crisis we are experiencing. If anyone wants to add more items, you can add them too. Hope our concerns are welcomed. @garlichouse @Julian_Williams @JASCoder

PrimeXBT Lead Analyst Kim Chua: XRP To Miss The Bull Run Due To SEC Lawsuit But It Is Down, But Not Out "PrimeXBT’s lead analyst Kim Chua has the opinion that the SEC will clear XRP eventually but impose a fine on Ripple for not having made clear distinctions on Ripple and XRP in the past. Ripple and.." See the full article on the outlook of XRP and the Ripple Lawsuit

XRP Nearly Halved, But On The Whole, Peace And Joy. Weekly Market Review. TokenInsight reviews recent developments around ripple and the SEC, which has crypto exchanges making big decisions on XRP moving forward. See the full article below XRP SEC Lawsuit and crypto market overview

Good News related to SEC about cryptos in general: https://cointelegraph.com/news/crypto-mom-sec-commissioner-hester-pierce-voted-in-until-2025 Didn't have time to read the article, but here's the first except that caught my attention: I wonder what other good proposals she's brought to the table. It definitely seems like she's on our side. Yay! It's about f'ing time we have someone there that understands the importance of this space and how to proceed without wrecking value building.

Congress Considers Federal Crypto Regulators In New Cryptocurrency Act Of 2020 https://www.forbes.com/sites/jasonbrett/2019/12/19/congress-considers-federal-crypto-regulators-in-new-cryptocurrency-act-of-2020/amp/?__twitter_impression=true Maybe we will finally get some clarity.

Blog URL: https://coil.com/p/Hodor/Financial-Evolution/-OAfQwjl4 Digital assets and blockchain technology represent the most recent evolution in personal finance! Read about 'defi' and other XRP-related headline news in my latest blog: 𝐆𝐞𝐧𝐞𝐫𝐚𝐥 𝐁𝐥𝐨𝐜𝐤𝐜𝐡𝐚𝐢𝐧 𝐍𝐞𝐰𝐬: The US House of Representatives conducts a hearing titled 'Oversight of the Securities and Exchange Commission: Wall Street’s Cop on the Beat.' 𝐑𝐢𝐩𝐩𝐥𝐞 𝐍𝐞𝐰𝐬: David Schwartz writes a blog about the benefits and pending improvements for XRP; Ripple's Xpring Initiative invests in the team from Logos; Michelle Bond writes a blog about the impact of regulation on the UK and other jurisdictions; An XRP fan discovers two new banks in recent Ripple marketing collateral; Quidax announces plans for a mobile application and a new business deal with another company; Ripple releases more information about the agenda for the SWELL Conference; The National Bank of Fujairah (NBF) becomes a member of RippleNet; and Xendpay releases information about the benefits from its RippleNet membership and use of Ripple solution(s); 𝐂𝐨𝐢𝐥 𝐍𝐞𝐰𝐬: Ken Melendez starts the Coil Blogging Club for early adopter Coil authors; Equilibrium publishes a guide for how to configure Moneyd; and I share the links to four new Coil authors. 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: XRP adoption is being helped by a variety of tchotchke, and one fan has a new idea for guerrilla marketing; Binance.US opens its doors after seven months, offering three XRP markets with BTC, USDT, and USD; I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Reddit r/CoilCommunity Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread

Blog URL: https://coil.com/p/Hodor/XRP-News-Update-June-25th-2019/C2b8POzio The IoV is unstoppable! I cover the most important XRP-related announcements and news in my latest blog. 𝐆𝐞𝐧𝐞𝐫𝐚𝐥 𝐁𝐥𝐨𝐜𝐤𝐜𝐡𝐚𝐢𝐧 𝐍𝐞𝐰𝐬: The SEC's DLT Finhub session took place on May 31st & I provide my take on the panel discussion. 𝐑𝐢𝐩𝐩𝐥𝐞 𝐍𝐞𝐰𝐬: Scotiabank and Leapfrog Technology announced they are Ripple customers; Banesco Panama provides more details on its latest work with Ripple; and Dilip Rao, Ripple's Global Head of Infrastructure Innovation, will present at the Central Bank Payments Conference in Berlin, Germany. 𝐂𝐨𝐢𝐥 𝐍𝐞𝐰𝐬: I host the first 'Hodor's Mysteries' exclusively for Coil subscribers & share two fascinating Coil creators that you won't want to miss. 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: Ripple publishes a new, enhanced version of the 'WebSocket Tool,' a popular tool for submitting transactions, now available on the Test Net and your local validator; and XRP_Productions, a popular new video producer, releases 'Farewell, Bitcoin,' a unique seven-minute video worth sharing with friends & family. I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Reddit r/CoilCommunity Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread

Blog URL: https://coil.com/p/Hodor/XRP-News-Update-June-21st-2019/5jVJvC10y The MoneyGram deal and Facebook continue to grab headlines, but I cover all the other major news impacting XRP in my latest blog. 𝐆𝐞𝐧𝐞𝐫𝐚𝐥 𝐁𝐥𝐨𝐜𝐤𝐜𝐡𝐚𝐢𝐧 𝐍𝐞𝐰𝐬: The Token Taxonomy Act has two new sponsors & I encourage people in the US to write their local Representative! 𝐑𝐢𝐩𝐩𝐥𝐞 𝐍𝐞𝐰𝐬: Bloomberg's interview with Brad Garlinghouse is watched by 150 thousand twitter users; Brad Garlinghouse participates in a chat at the Fortune 'Brainstorm Conference' in Monkau, NY; a former SEC exec joins Ripple; and Interledger publishes the remaining videos from the ILP Summit in April. 𝐂𝐨𝐢𝐥 𝐍𝐞𝐰𝐬:Coil announces their 'Boosting Payout' program and provides an application for those authors interested; and I provide my latest Coil recommendations. 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: Wietse Wind upgrades the XRP Tip Bot (application) with higher limits; Leonidas reminds users that XRP Arcade has an option to keep up-to-date on the latest tweets; and CryptoDotCom announces that their 'Crypto Earn' program is now available for all US customers. I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Reddit r/CoilCommunity Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread

Blog URL: https://xrpcommunity.blog/xrp-news-update-june-9th-2019/ The future is becoming more well-defined for xRapid and ILP micropayments! Learn more in my latest XRP News blog: 𝐆𝐞𝐧𝐞𝐫𝐚𝐥 𝐁𝐥𝐨𝐜𝐤𝐜𝐡𝐚𝐢𝐧 𝐍𝐞𝐰𝐬: The SEC's FinTech Forum was held on May 31st. 𝐑𝐢𝐩𝐩𝐥𝐞 𝐍𝐞𝐰𝐬: Ripple founds a new subsidiary in Switzerland; SendFriend is going live with XRP payments this month; David Schwartz presents at the WeAreDevelopers conference in Berlin; and Ripple releases episode 13 of the Ripple Drop, covering 'RippleNet and On-demand Liquidity.' 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: Suisse Gold, an online bullion dealer based in the UK, plans to support XRP purchases; and Vontobel, an investment banking company based in Zurich, Switzerland, announces a new XRP-based certificate for their customers. I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Reddit r/CoilCommunity Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread

Blog URL: https://xrpcommunity.blog/xrp-news-update-may-30th-2019/ As we near the beginning of June, keep up to date on the latest XRP developments! I cover the high points in my latest blog: 𝐆𝐞𝐧𝐞𝐫𝐚𝐥 𝐂𝐫𝐲𝐩𝐭𝐨 𝐍𝐞𝐰𝐬: The SEC will be holding the 2nd 'Distributed Ledger Technology (DLT) and Digital Assets' tomorrow. 𝐑𝐢𝐩𝐩𝐥𝐞 𝐍𝐞𝐰𝐬: Dan Morgan attends a World Bank FinSac meeting; Marjan Delatinne attends the European Blockchain Convention; Breanne Madigan, a former Goldman Sachs employee, decides to work for Ripple; Simple, a new remittance platform, was build in partnership with Ripple; Money Tap announces a new merchant program; and Interledger releases videos from the April Interledger Summit in San Francisco. 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: Two videos are released from the latest XRP Meetup in The Netherlands showing presentations from Wietse Wind and Bitrue; The design for Xign is shown by Wietse Wind; Taotao adds support for XRP; and imove adds wallet support for XRP. I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Reddit r/CoilCommunity Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread

“Director William Hinman, head of the Division for Corporate Finance, says that the SEC may issue No-Action Letters for projects whose tokens are now in compliance, even if the original sales pushed the boundaries of securities regulations.“That’s the flexibility of the regulatory framework that we’re working with,” he said.” Source: https://cryptobriefing.com/good-news-ripple-sec-crypto-ico/

Blog URL: https://xrpcommunity.blog/celebrate-the-speculation-and-look-to-utility/ I cover the latest news relating to XRP in today's blog, along with why I believe hodlers can celebrate both speculation & utility! 𝐆𝐞𝐧𝐞𝐫𝐚𝐥 𝐂𝐫𝐲𝐩𝐭𝐨 𝐍𝐞𝐰𝐬: The SEC posts an open position for a "Crypto Specialist." 𝐑𝐢𝐩𝐩𝐥𝐞 𝐍𝐞𝐰𝐬: The International Association for Trusted Blockchain Applications is founded by Ripple and over one hundred other blockchain companies to work with leaders in Europe; and on Monday, April 1st, David Schwartz, Ripple's Chief Technology Officer, held an "Ask Me Anything" (AMA) session on the Quora platform. 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: Have you ever wondered if it's possible to guess somebody else's secret key? I've got the answer for you; Bithomp publishes a downloadable tool to facilitate the creation of an escrow; MoneyMessage capabilities are extended to Gmail users; Leonidas Hadjiloizou authors a community-based XRP report for the first quarter of 2019, comprehensively detailing progress and statistics; and Coinbase adds a free value transfer capability for its customers, using XRP and Circle's USDC as a transfer currency. I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread

Blog URL: https://xrpcommunity.blog/convincing-the-muggles-mainstream-crypto-adoption/ How do we make crypto friendly to those outside the market? I answer this question and cover all the latest news impacting XRP in today's blog! 𝐆𝐞𝐧𝐞𝐫𝐚𝐥 𝐂𝐫𝐲𝐩𝐭𝐨 𝐍𝐞𝐰𝐬: A new study calls for a $9 trillion dollar digital banking market cap; and an SEC Commissioner publishes her recommendations for crypto rules of the road. 𝐑𝐢𝐩𝐩𝐥𝐞 𝐍𝐞𝐰𝐬: The Asian Banker publishes an interview with Navin Gupta; Eric van Miltenburg speaks on a panel discussion at Binance Blockchain Singapore in late January; and Ripple adds eleven new educational programs to their UBRI partners list. 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: The number of XRP (funded) wallets breaks 1.5 million; Bitcointrade adds support for XRP; and Abra indicates that XRP holders will be able to purchase securities with their holdings in the future. I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread

https://www.coindesk.com/clayton-sec-ico-funding-security-offering The SEC chairman spoke in his personal capacity at Consensus: Invest. The excerpted non-answer-answer was specific to in temporal proximity to a mention of XRP's status.

Bitcoin and Ethereum are mentioned in the speech, but XRP is not. https://www.sec.gov/news/speech/speech-hinman-061418 1.Is there a person or group that has sponsored or promoted the creation and sale of the digital asset, the efforts of whom play a significant role in the development and maintenance of the asset and its potential increase in value? 2.Has this person or group retained a stake or other interest in the digital asset such that it would be motivated to expend efforts to cause an increase in value in the digital asset? Would purchasers reasonably believe such efforts will be undertaken and may result in a return on their investment in the digital asset? 3.Has the promoter raised an amount of funds in excess of what may be needed to establish a functional network, and, if so, has it indicated how those funds may be used to support the value of the tokens or to increase the value of the enterprise? Does the promoter continue to expend funds from proceeds or operations to enhance the functionality and/or value of the system within which the tokens operate? 4.Are purchasers “investing,” that is seeking a return? In that regard, is the instrument marketed and sold to the general public instead of to potential users of the network for a price that reasonably correlates with the market value of the good or service in the network? 5.Does application of the Securities Act protections make sense? Is there a person or entity others are relying on that plays a key role in the profit-making of the enterprise such that disclosure of their activities and plans would be important to investors? Do informational asymmetries exist between the promoters and potential purchasers/investors in the digital asset? 6.Do persons or entities other than the promoter exercise governance rights or meaningful influence?. 2nd part: 1.Is token creation commensurate with meeting the needs of users or, rather, with feeding speculation? 2.Are independent actors setting the price or is the promoter supporting the secondary market for the asset or otherwise influencing trading? 3.Is it clear that the primary motivation for purchasing the digital asset is for personal use or consumption, as compared to investment? Have purchasers made representations as to their consumptive, as opposed to their investment, intent? Are the tokens available in increments that correlate with a consumptive versus investment intent? 4.Are the tokens distributed in ways to meet users’ needs? For example, can the tokens be held or transferred only in amounts that correspond to a purchaser’s expected use? Are there built-in incentives that compel using the tokens promptly on the network, such as having the tokens degrade in value over time, or can the tokens be held for extended periods for investment? 5.Is the asset marketed and distributed to potential users or the general public? 6.Are the assets dispersed across a diverse user base or concentrated in the hands of a few that can exert influence over the application? 7.Is the application fully functioning or in early stages of development?

July 27, 2018 16:45 Pretty interesting ? Source: https://www.ccn.com/nasdaq-plots-to-legitimize-cryptocurrency-in-secret-meeting-report/

Quite a good article imo https://www.coindesk.com/regulators-are-slowly-starting-to-get-it-utility-tokens-are-real/