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  1. gregory allen krouse Ron Johnson and Ron Johnson Staff, Recently I was scammed out of $2500 usd (9600 xrp cryptocurrency) by someone posing as Brad Garlinghouse (ceo) from Ripple XRP crypto. Many attempts have been made directed at Ripple and Coinbase about this loss and about how best to combat this crime to where maybe i could recover my money. The response was negative even disrespectful where the current solution in their eyes was myself, that the users of cryptocurrency should know better, or lose their investment. To me, this is an outrage, which I would like to explain. Please read on: Something must be done about the handling of hash for digital assets such as XRP and ETH. I contacted a blockchain programming development firm for discussion about how to implement a software solution to this. The firm explained to me that they currently have something designed to help combat Phishing scams which would put the transaction on a 24 hour hold, giving the sender time to cancel the transaction. The firm was not very hopeful as their experience with others trying to implement this approach felt that, the wider crypto investor population will not want to wait 24 hours to send or receive their digital assets. I believe this is one example of why nothing has happened and why the abusive use of assets saved and sent in Hash and why it has become such a risky endeavor. Anyway, the practice of using Hash as the protocol for carrying a buy or sell command through the blockchain has progressed with no opposition. People every day are losing vast amounts of money to something as simple as sending a buy order for crypto currency incorrectly. No mercy, no forgiveness, and no tolerance for newly adopted users of cryptocurrency. Again, I find this to be an outrage. Again, we have come up with some solutions, my idea is to protect assets with an unzip parameter which requires the recipient to receive a code from the sender to open the file after it is sent or a two step verification process. The firm i approached on the matter, suggested using its solution where all sent files fall into a 24 hour hold to allow for reversal. Armed with ideas like this, I seek assistance and authority of a legislative body to help govern such matters. I do believe it is a worthy effort and justified by the many people who have lost their crypto from mishandling of the hash formated protocol. To me, it is absolute abuse and unfair to everyday users of cryptocurrency, and in a way, prohibits the universal adoption, onboarding and general use of crypto by all who wish to participate. Where fear dominates something, that fear must be squelched. Where unforgiveness and intolerance dominates something, a reciprocal response should always be instituted. It is the American way, it is a constitutional matter, in my assessment. Love and Grace courses within the bloodstream of all countries governed as a Republic…a democracy, and this applies to all things, wherever the conduct of its constituents are subject to harm. When I learned, as an unlearned innocent user of crypto, that something as inadvertent as moving assets from a BTC account to an ETH account would result in the loss of my funds, then I knew intuitively that I was violated by something that should be deemed a human right. Furthermore, the mere fact that no one even knows what happens to crypto if they are sent incorrectly using this the Hash formated protocol, justifies governance by an authority of human rights. That is how wrong I think this is. where does cryptocurrency go if it is mistakenly sent incorrectly in the hash format, like from a BTC account in one exchange over to an ETH account in another exchange? My experience is that the crypto just gets destroyed or gets lost to some kind of black hole. That is absolutely abusive to the young unlearned user of crypto. New people to this industry should not have to absorb those kinds of losses. I think it is just plain nonsense, regardless. It resembles something evil, which has no place in society whatsoever, and should be subject to the authority of the American people. Moreover, any asset that simply gets destroyed over mishandling is also complete nonsense. What happens to it? I am sorry, but that is not going to be allowed in exchanges in the USA, and hopefully, exchanges everywhere. If crypto gets destroyed, for any reason at all, thoughtful reasonable people should be asking, why, how, and when are we going to put this to a stop. The fact that this practice is even taking place in todays exchanges or within the source code of how blockchains are processed, than it is embarrassing and intolerable. What are we, a bunch of monkeys, swinging from trees? I don’t even know where to send this complaint?. If there is a body that has some authority in the cryptocurrency industry, i have not found it. Then, who is in charge of matters like this? Anyone? This is why I am sending this message to my US Senator here in Wisconsin. If this new industry chooses to turn a deaf ear to victims to something as ridiculous as this, then, the matter must to go to congress in my opinion. Ron and Staff, will you help me take this matter to the American people? The longer we wait on this, the more people will become victims to scammers and to the stupidity written within the source code of cryptocurrency and the blockchain. Thank you, Gregory Krouse
  2. Ripple Could Take Billions From SWIFT Through National Bank of Egypt Deal With the addition of Ripple, this opens up the door to RTGS / SWIFT competition. Ripple CEO Brad Garlinghouse has come out multiple times stating that they will take significant market share from SWIFT. The agreement with Egypt could put them in the position to do so. https://www.visionary-finance.com/news/Ripple-Could-Take-Billions-From-SWIFT-Through-National-Bank-of
  3. Late last year, Xi Jinping gave a speech declaring that blockchain technology presented an important breakthrough on several key areas within China and that the government intended to utilize the technology. Xi Jinping claimed that the development of distributed ledger technology provided a pivotal moment in which it allowed the Chinese state to reform and improve the inefficiencies found within the Chinese financial market. Stating that “It is necessary to explore the application of ‘blockchain’ in people’s daily life, and actively promote the application of blockchain technology in the fields of education, employment, pension, data-driven poverty alleviation, medical health, anti-counterfeiting, food safety, public welfare, social assistance, etc”. (1) Xi’s speech was in stark contrast to China’s previous posture on blockchain technology, specifically on cryptocurrencies such as BTC. But the public statement displayed that the Chinese government had finally come to an understanding on the potential blockchain technology can provide to the state. Unfortunately, most crypto evangelists took the speech to mean that the Chinese market was opening itself to the publicly traded cryptocurrencies found in crypto exchanges. An appreciation in the total crypto market capitalization only reinforced this notion that China was simply going to adopt the current, open source blockchains present. Weeks passed and China’s historical stance on cryptocurrencies was further fortified when several crypto exchanges halted or ceased services amid speculation of a crackdown within the country. (2) A contradicting development to Xi’s previous speech earlier in the year. However, there has been collaboration and developments by the state in the background that would corroborate Xi’s statements. Financial Access 2020 The foundation was laid at the 2015 World Bank Group–IMF Spring meetings. These meetings resulted in the establishment of the Universal Financial Access 2020 (UFA2020) initiative. The World Bank Group along with both private and public sector partners, committed themselves to promote and enable global financial inclusion in a multi-year program. With the intentions of enabling individuals who are not currently connected to the financial system, to have access to a transaction account to store money while also being able to send and receive payments. Setting a goal of enabling one billion unfinanced individuals to gain access by 2020. Their approach being the development of a platform that has a biometric identity database, virtual payment addressing, and digital payment interoperability. (3) At the time, there were over 30 partners that committed towards the UFA2020 initiative. Participants that now include the likes of Alipay, Du Xiaoman Financial (Baidu), BBVA Microfinance Foundation, CFPA Microfinance, Confederation of West African Financial Institutions (CIF), MasterCard, Pakistan Microfinance Network, State Bank of India, VISA, etc. (4) With each of these partners doing independent projects or collaborations to meet the UFA2020’s target. One such program that was spawned from the UFA2020 initiative, was the Financial Inclusion Global Initiative (FIGI). A three-year program formed by the collaboration between the World Bank Group, the Committee on Payments and Market Infrastructure (CPMI), and the International Telecommunications Union (ITU). The program is funded by the Bill & Melinda Gates Foundation. (5) Their collective goal is “to support and accelerate the implementation of country-led reform actions to meet national financial inclusion targets, and ultimately the global ‘Universal Financial Access 2020’ goal”. (5) This subgroup plans to utilize the “work of the CPMI-World Bank Group Task Force on the Payment Aspects of Financial Inclusion (PAFI), the BMGF’s Level One Project, and the ITU Focus Group – Digital Financial Services, to deliver implementation solutions, deep topical analyses and practical investigations, working toward the goal of Universal Financial Access by 2020”. (5) Bill & Melinda Gates Foundation’s Level One Project is recognized by followers of Ripple due to the project’s development and intention of utilizing the Interledger Protocol to address interoperability between financial systems while helping lower the costs in developing inclusive payment platforms. Thru panels held at the FIGI symposiums, there is apparent dialogue and collaboration between the FIGI organization, the World Bank, and Ripple. (6) China The main purpose of the FIGI receiving grant money from the BMGF in 2017, was to accelerate financial inclusion in developing countries. With three countries being selected to be the focus of the initiative. Those countries being Mexico, Egypt, and China since they contain millions of unbanked individuals. (7) Ultimately, the development and progression of the initiative will be used as models for digital financial inclusion innovations around the globe. And regarding the selected countries, the People’s Bank of China (PBOC) specifically requested support from the World Bank Group to aid in bridging the gap between the Chinese financial system and their citizens found in remote areas. (7) Interesting enough, the FIGI initiative aligned with other partnerships and projects in 2017. Partnerships that were composed of Ripple, Huawei, Mojaloop, etc. As some in the Ripple/XRP community might remember, officials from the PBOC visited the San Francisco Ripple offices in August 2017. (8) The community speculated on numerous possibilities on why Ripple was being visited by PBOC officials but there was no disclosed explanation of the meeting between Ripple and the PBOC. But looking at other announcements from 2017 chronologically, some perspective on the PBOC and Ripple meeting can be gained. First, the PBOC sought guidance and help by the World Bank Group to foster financial inclusion innovation within the country. The FIGI under the UFA2020 initiative, choose China to be one of the three countries focused on fostering innovation early 2017. In August 2017, the PBOC visited the Ripple offices in San Francisco. Two months later, BMGF and Ripple’s collaboration and development on Mojaloop was publicized. (9) Yet one aspect of the announcement on Mojaloop that was overlooked was that four mobile systems companies were brought to help develop an Open API for mobile money interoperability. Those companies being Ericsson, Telepin, Mahindra Comviva, and Huawei. (10) And with a document from the International Telecommunication Union (ITU) on “Digital Currency including Digital Fiat Currency”, we know that the Mojaloop API was designed by the four mobile companies that included Huawei. (11) Huawei and the BMGF have also been collaborating on promoting interoperability and financial inclusion since the previous year. Late 2016, Huawei announced partnership with the Gates Foundation on the Level One Project. (12) With the partnership focusing on developing “scalable, low-cost, interoperable and fraud resistant payment systems will be based on open Application Programming Interfaces (API’s) and help people in the world’s poorest regions improve their lives and build sustainable futures by connecting them with digitally based financial tools and services”. (12) Coincidentally occurring right when the Mojaloop API was being developed in the same Level One Project. Nonetheless, the Mojaloop API seems to be both an innovation and solution both Huawei and the BMGF sought to develop in their partnership. We know that the BMGF and Bill Gates himself, have been aware since 2016 ,of the potential revolution the Interledger Protocol can bring to the financial system1d. With Bill Gates even recognizing how Ripple’s technology can move money across countries efficiently and cheaply. (13) Although Ripple’s known involvement in China is thru LianLian Pay and some possible penetration thru third parties such as AirWallex, there appears to be a potential utilization of the Mojaloop API thru Huawei in FIGI’s project within China. This can potentially explain why Ripple expanded into China with the opening of offices in the country. (14) Outside FIGI Outside of FIGI’s scope in China, there are other developments with UFA2020 affiliates forming and investing in projects that could leverage the Interledger Protocol. A recent example involves a group of Ripple investors and partners raising capital for Currencycloud. Currencycloud is a UK startup that has developed remittance APIs that allows any financial business to integrate money transfer services thru Currencycloud’s platform. A duo of Ripple shareholders in SBI and Siam Commercial Bank participated in the Series E round for the UK startup. But interesting enough, VISA and the World Bank Group’s International Finance Corporation also partook in the series round. (15) Two key members of the UFA2020 initiative. These investors intend to promote and utilize Currencycloud’s API for cross-border payments. While VISA has also entered a partnership with the UK startup. Thrugh the partnership, VISA plans to expand and improve their services by using Currencycloud’s platform. (16) Yet Currencycloud has another notable partnership with the Ripple associate, DWOLLA. DWOLLA is not only known for sharing a seat with Ripple on the US Faster Payments Council but more importantly, for their collaboration in developing the Mojaloop platform. (17) DWOLLA will be leveraging the UK startup’s platform to expand their network for coverage on 38 currencies in 180 countries. (16) And on a final note, Currenycloud has an impressive group of clients that includes The Bill & Melinda Gates Foundation. (16) Furgther adding another affiliate to the assortment of UFA2020 and Ripple partners involved with Currencycloud. (16) Looking at announcements or projects through the perspective of promoting and expanding the Universal Financial Access 2020 initiative, one can conceivably see the purpose and structure of collaborations done by Ripple associates to possibly promote adoption of the Interledger Protocol. 1. https://medium.com/@mablejiang/xi-jinpings-speech-at-the-18th-collective-study-of-the-chinese-political-bureau-of-the-central-1219730677b2 2. https://cointelegraph.com/news/china-5-crypto-exchanges-halt-or-shut-services-amid-perceived-crackdown 3. https://www.worldbank.org/en/topic/financialinclusion/brief/achieving-universal-financial-access-by-2020 4. https://ufa.worldbank.org/en/partners 5. https://www.worldbank.org/en/topic/financialinclusion/brief/figi 6. https://twitter.com/DougMPearce/status/936176649963388928?s=20 7. https://www.devex.com/news/3-model-countries-selected-for-a-new-financial-inclusion-initiative-90778 8. https://twitter.com/Ripple/status/902201846592184320?ref_src=twsrc^tfw|twcamp^tweetembed|twterm^902201846592184320&ref_url=https%3A%2F%2Fcointelegraph.com%2Fnews%2Fripple-talks-with-peoples-bank-of-china-key-to-chinese-blockchain-market 9. https://ripple.com/insights/news/ripple-the-gates-foundation-team-up-to-level-the-economic-playing-field-for-the-poor/ 10. https://www.gatesfoundation.org/Media-Center/Press-Releases/2017/10/Bill-Melinda-Gates-Foundation-Releases-Open-Source-Software-to-Expand-Access-to-Financial-Services 11. https://www.itu.int/en/ITU-T/focusgroups/dfc/Documents/FGDFC-O-003.pdf 12. http://carrier.huawei.com/minisite/software/mobile-money/foundation.html 13. https://ripple.com/insights/why-bill-gates-believes-2016-will-be-the-year-of-financial-inclusion/ 14. https://www.asiacryptotoday.com/ripple-plan-expansion-to-shanghai-china 15. https://techcrunch.com/2020/01/26/currencycloud-nabs-80m-from-visa-world-bank-group-and-more-for-its-cross-border-payments-api/ 16. https://www.currencycloud.com/company/clients/ 17. https://modusbox.com/announcing-mojaloop-io-an-open-source-software-platform-for-financial-inclusion-to-uplift-the-worlds-poor/
  4. SBI Holdings Annual Report Drops Crazy Ripple Predictions, Could This Be Aiding XRP Price Surge? SBI Holdings has been closely tied to Ripple since 2016 and it was quite interesting to see the comments they made on Ripple in the latest report. https://www.visionary-finance.com/news/SBI-Holdings-Annual-Report-Drops-Crazy-Ripple-Predictions-Could-This
  5. Ripple CEO Talks About XRP And Bitcoin Price Control, Fights "Dumping" Accusations Brad Garlinghouse, the CEO of the leading blockchain payment platform, Ripple says that they can’t control the price of XRP. see the full story below https://www.visionary-finance.com/news/Ripple-CEO-Talks-About-XRP-And-Bitcoin-Price-Control-Fights
  6. Blog URL: https://coil.com/p/Hodor/Scenario-Ripple-Goes-Public/3vhbFKIWB Should Ripple 'go public?' I analyze some basic pros and cons in my latest blog on Coil, and include a hint about the next 'scenario' I'll be analyzing, which may surprise some people. I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Reddit r/CoilCommunity Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  7. Ripple And Coinbase Pushing for Market Integrity with Blockchain Association https://www.visionary-finance.com/news/Ripple-And-Coinbase-Pushing-for-Market-Integrity-with-Blockchain-Association
  8. Hello everyone! Happy Sunday! I made XRP, Ripple and other shaped cookies with the help of my 3D printer! 😁 https://coil.com/p/PatriciaC/Want-XRP-Ripple-or-other-special-shapes-Sugar-Cookies-/wcp9y-b_C
  9. https://ripple.com/insights/q4-2019-xrp-markets-report/
  10. Steve Mnuchin Embraces Cross Border Payments at Davos 2020, Ripple CEO Confirms https://www.visionary-finance.com/news/Steve-Mnuchin-Embraces-Cross-Border-Payments-at-Davos-2020-Ripple
  11. Maybe I missed this acquisition announcement, but It appears that Ripple has acquired TOWO Labs, a startup based in Sweden October 17th 2019 per Crunchbase. The only announcement that I could find linking TOWO Labs to Ripple prior to this was a Xpring investment that was announced by Danny Aranda on October 16th, 2019. TOWO Labs confirmed the investment with an announcement of their own via a Coil post: "Towo Labs, a Swedish startup aimed at simplifying crypto self-custody, today announced a strategic investment from Xpring, Ripple’s developer initiative to build the internet of value." "The investment will support Towo Labs’ development of hardware wallet firmware with support for all XRP Ledger (XRPL) transaction types and a trustless, non-custodial web interface to the XRP Ledger." "At the outset, Towo Labs will focus on developing hardware wallet firmware with full XRPL support for Ledger Nano S, Ledger Nano X and Trezor T — making it easier to securely sign any transaction type. All open-source code contributions will be subject to the involved repositories normal contribution guidelines. Today’s existing firmware only supports XRP payment transactions, which in some cases block further XRPL and Interledger innovation. The new firmware, however, will support the signing of cross-currency payments, trust lines, escrows, orders, payment channels, account settings and so forth." The only acquisitions that I was aware of were Logos, Strata Labs, and Algrim, all of which Ripple/Xpring publicly announced.
  12. Hi Guys and Girls, I have what may be a silly question. Does anyone know the exact date and time the first XRP was created?
  13. Hello everyone, Is it possible to transfer big money($1Million+) with ripple? How? how much is the transfer fee? what is needed to transfer(an company etc.) How do I convert my money to ripple(without payments or very low fees) how do I convert my money in usd(without payments 1%+ fees) is it possible to send money from a country to b country with around 1%-3% fees(of course with taxes) thanks in advance i love you
  14. Καλησπέρα παιδιά σήμερα θα ήθελα να σας δείξω μια πολύ παλιά σελίδα γενικά για cloud Mining που λειτουργει απο το 2013 το Eobot (Cloud Mining για όσους δεν ξέρουν ειναι οταν αγοράζουμε η δωρεάν ενέργεια για να κάνουμε Mining κάποιο ψηφιακό νόμισμα...Tο XRP κανονικά δεν γίνετε mining αλλά με cloud ολα γίνονται. Δείτε το και σε Video. Το site λειτουργεί με 2 τρόπους η κάνουμε κατάθεση καποίο μικρο ποσο ωστε να ανεβάσουμε την ενέργεια μας σε γρήγορο χρονικό διάστημα η με free που μας δεινει η σελίδα καθημεριν μια φορά την ημέρα πατώντας στο Products>Faucet πριν κάνετε Faucet στην επιλογη mining na η XRP η GHS 4.0 εγώ θα σας πρωτινα να επιλέξετε το Ghs 4.0 με σκοπό να ανεβασετε την εν'Εργεια σας στο cloud. Το site έχει και referral που είναι πολυ σημαντικό γιατί οσο πιο πολλούς γραψετε και θα ασχολούνται με αυτό η ενέργεια θα ανεβένει πάρα πολυ και στην πορεία και τα ripple σας. Τώρα ειδικά που η αξια του ripple εχει πεσει ειναι ευκαιρια να αποκτήσουμε Ripple με αυτόν τον τρόπο και σε κανά 2 -3 μήνες να βγάλουμε κέρδος Eobot - https://www.eobot.com/user/1601365 Βάζω και την refferal μου για όποιον θέλει να γραφτεί στο όνομα μου. Σας ευχαριστώ πολύ και καλή άνοδο σε όλους.
  15. Καλησπέρα σημερα θα αναφερθω σε ενα αλο ψηφιακο νομισμα που ισως να αξιζει να του δωσουμε λιγο την προσοχη μας. Εκτός από το bitcoin υπάρχουν και άλλα πολλά Αltcoin που ο κόσμος δεν τα γνορίζεί όπως είναι το Ripple, Monero, NEO και άλλα πολλά σήμερα θα ασχοληθούμε με το Ripple η αλλιώς RippleNet. Τι ειναι το Ripple - Δειτε το και σε video εδω Το Ripple είναι ένα ψηφιακό νόμισμα αλλά ταυτόχρονα είναι και ένα πρωτόκολλο πληρωμών δημιουργήθηκε το 2012 και από τότε η τάση του είναι ανοδική Για μια εταιρεία startup που δέχθηκε λίγα χρήματα το 2012, η Ripple δεν τα πάει και άσχημα. Αυτή τη στιγμή τα κρυπτονομίσματα XRP αξίζουν δισεκατομύρρια δολάρια, τα οποία δημιουργήθηκαν κυριολεκτικά από το τίποτα. Η αξία ενός XRP αυτή τη στιγμή είναι μόνο $0.27 περίπου. Αν η Ripple μπορέσει να κάνει τα μισά από όσα λέει, και μέσα σε 10 χρόνια μπορέσει να αναλάβει το 1/10 από τις χρηματικές μεταφορές παγκοσμίως, τότε η τιμή ενός XRP όχι μόνο θα φτάσει τα $100 αλλά πολύ παραπάνω. Άλλωστε μιλάμε για την παγκόσμια αγορά χρηματικών συναλλαγών, στην οποία μεταφέρονται καθημερινά $14 τρις δόλαρια. Μείνετε συντονισμένοι. Διαφορα Ripple | Bitcoin Οι βασικές διαφορές του Ripple/XRP με το bitcoin είναι οτί δεν μπορείς να κάνεις mining και οτι εντοπίζεται στον τρόπο λειτουργίας του δικτύου συναλλαγών, καθώς το XRP λειτουργεί όπως τα παραδοσιακά νομίσματα σε ψηφιακό δίκτυο συναλλαγών και εμφανίζει αρκετές ομοιότητες με τον τρόπο λειτουργίας του δικτύου της VISA ή της Mastercard, αλλά με αρκετά μικρότερο ποσό χρέωσης ανά συναλλαγή http://www.toprazer.com/2017/11/ti-einai-to-ripple-kai-giati-na.html
  16. Here is some news from another xPring partnership. In long run, xPring initiatives will be way more valuable than any other thing for the value of XRP.
  17. Yet Again - Ripple Escrow Wallet Transfers 200,000,000 XRP to Ripple The transfer of XRP tokens comes in a wake of successful completion of the Series C funding round. See the full coverage below https://www.visionary-finance.com/news/Yet-Again---Ripple-Escrow-Wallet-Transfers-200000000-XRP-to
  18. https://xrpripplenews.com/2019/12/27/brad-garlinghouse-ripple-execs-talk-2019-predictions-for-2020/
  19. Hello I'm new to xrp I'm about using bithomp to create a buy order everything is ok but I don't know what I must fill in the "Counterparty" field please I'm trying to live it blank but the system asked me to fill out Thank you for hel6
  20. CEX.io Exchange Supports XRP Cryptocurrency for US Customers Ripple’s native token XRP received a quick boost from the CEX.io crypto exchange as the platform has recently listed XRP for its customers in the United States. The company released a blog post stating that the US customers can now access XRP, the third-largest cryptocurrency by market capitalization. https://www.visionary-finance.com/news/CEXio-Exchange-Supports-XRP-Cryptocurrency-for-US-Customers
  21. For some reason, XRP’s liquidity index in the Philippines has been growing very recently. Even this number has reached the latest high of all time. XRP’s liquidity index soared in the Philippines According to a report from Coins.Ph, Ripple’s partner in the Philippines, the liquidity index of XRP has overgrown, reaching more than 1.2 million on December 15, 2019. This growth began on December 1, 2019, rising from under 100,000 to over 400,000 in just one day. Over the past 14 hours, up to now, the XRP / PHP liquidity index has increased continuously from 1.1 million to 1.2 million, recording an increase of 79%. The XRP liquidity index on Bitso increased by 9.7 million Besides, on the Bitso exchange of Mexico, the liquidity index of XRP also reached a new level, more than 9.7 million at press time. This is the latest high since its inception in 2018. Bitso is also known as Ripple and MoneyGram’s partner in the Mexican On-Demand Liquidity corridor. Ripple and its original token, XRP, have introduced new developments in the remittance industry with continued growth, and a US government agency has also testified to this. By: https://azcoinnews.com/
  22. Hi guys. Please correct me if I am wrong. But on the basis of news SBI is paying 3 Billion Yen for 17% of existing XRP which will equate to approx 11.9 billion yen which means 11.9 billion divided by 3 Billion =roughly 4 XRP per Yen which means in USD terms roughly they are getting each XRP for .002 which is 1/3rd of the market price.. Please share your opinions and as mentioned previously correct me if i am wrong...
  23. "The ‘Unsexy’ Way Earthport is Using Shared Ledgers for 'Blockchain' Efficiencies" http://www.coindesk.com/unsexy-earthport-blockchain-digital-currency/
  24. Hi, I wrote a piece of text about Interledger, XRP and RCL. It explores how ILP may work in a high level and how XRP can play a role in payments, how SusPay feature separates XRP and some particularities about RCL's public IOUs. Happy to talk about it. Revisions based on feedback will be published. https://www.scribd.com/doc/306863096/Thoughts-about-Interledger-Ripple-XRP-and-cross-currency-payments Added @mDuo13's suggestions. Replaced "IOUs" by "RCL-issuances". and this use case for RCL-issuances:
  25. Resellers/Service Providers/Partners/Relationships Accenture “We have extensive relationships with the world's leading companies and governments and work with organizations of all sizes—including 89 of the Fortune Global 100 and more than three quarters of the Fortune Global 500.” Press: http://www.consultancy.uk/news/2799/payments-platform-ripple-inks-partnership-with-accenture CGI Global “CGI has a long history of shaping and driving innovation in banking and payments, helping to build SWIFT, CHAPS and other payment systems.” Press: https://ripple.com/insights/ripple-and-cgi-team-up/ Crypto Facilities As a leader in digital asset derivatives, Crypto Facilities will create a marketplace for XRP derivatives. Press: https://ripple.com/insights/ripple-partners-with-crypto-facilities-for-xrp-derivatives/ Deloitte “Deloitte is one of the "Big Four" and the largest professional services network in the world by revenue and number of professionals. Deloitte provides audit, tax, consulting, enterprise risk and financial advisory services with more than 244,400 professionals globally.” Press: http://www2.deloitte.com/lu/en/pages/technology/articles/deloitte-integration-ripple-technology-temenos-t24.html D+H “A leading provider of technology solutions to financial institutions globally, today announced that it has partnered with Ripple to deliver innovative payment capabilities by integrating Global PAYplus, its global payment services hub, with Ripple's distributed ledger technology, creating a foundation for further disruptive payments innovation.” Press: http://www.dh.com/news-events/press-releases/dh-partners-ripple-deliver-innovative-payment-capabilities-and-create Earthport “Among the FinTech50, Earthport is a regulated Financial Institution under the auspices of the UK’s Financial Conduct Authority, transforming the future of cross-border payments.” Press: http://www.americanbanker.com/news/bank-technology/real-time-remittances-in-play-for-earthport-with-ripple-labs-deal-1071497-1.html Expertus Clients include - Bank of Montreal, Pavilion Global Markets, Central 1, CIBC, Canada Pension Plan, Desjardins, General Electric, Hedgeserv, ICD, Laurentian Bank of Canada, Mizuho Bank, National Bank of Canada, PSP Investment, Royal Bank of Canada, Scotia Bank, Software AG, United Nations, Viacom, Dupont, First National Bank, International Air Transport Association, Investors Group, Sony, Canadian Payment Association, Manulife Bank, Western Union, Virgin Atlantic, Firma Foreign Exchange, Silicon Valley Bank, Care Press: https://www.finextra.com/pressarticle/64716/ripple-and-expertus-team-up-for-blockchain-testing-service IntellectEU “10+ years of hands-on financial integration experience. International presence (USA, Belgium, Portugal, Ukraine). Servicing Financial Institutions, Corporations, and Vendors SWIFT and Ripple integration experience and partnership.” Info: http://companyontop.com/c/304133 R3cev An innovation firm focused on building and empowering the next generation of global financial services technology. Press: http://www.coindesk.com/global-banks-test-ripples-digital-currency-new-blockchain-trial/ SBI Holdings “Ripple, global provider of financial settlement solutions, and SBI Holdings, Inc., global financial services company, today announced the creation of SBI Ripple Asia. The new company will build an engineering and sales force across Japan, China, Taiwan, Korea, and ASEAN countries to sell and install Ripple’s enterprise solutions for cross-border payments at banks across the region.” Press: https://ripple.com/ripple_press/ripple-strikes-multi-national-deal-with-sbi-holdings-to-meet-growing-demand-for-ripple-solutions-across-asia/ Tas Group “TAS Group delivers software solutions for electronic money, payment systems, capital markets and ERP.” Info: http://www.tasgroup.eu/solutions/payment-networks/ripple Temenos T24 “Temenos serves over 1,000 financial institutions in more than 125 countries across the world. It claims to be used by 38 of the top 50 banks worldwide.” Press: http://www2.deloitte.com/lu/en/pages/technology/articles/deloitte-integration-ripple-technology-temenos-t24.html Volante “Volante Technologies, a software company specialized in the integration and processing of financial messages, data and payments within institutions and corporate enterprises.” Press: http://www.volantetech.com/about/media/press-releases/ripple-integration/ Yantra “Yantra Financial Technologies specializes in designing, developing and managing banking & electronic payment systems.” Press: http://www.businesswire.com/news/home/20141103006189/en/Yantra-Financial-Technologies-Integrates-Ripple-Protocol-Latest Banks ANZ “The fourth largest bank by market capitalisation in Australia.” Press: http://www.coindesk.com/australian-banks-westpac-and-anz-experiment-with-ripple/ ATB Financial “ATB successfully transferred CA$1,000 (EUR 667) to ReiseBank using a network built on SAP technology and Ripple’s pioneering network of enterprise blockchain solutions.” Press: http://news.sap.com/atb-financial-sends-one-of-the-worlds-first-real-time-payments-from-canada-to-germany-using-blockchain-technology-supported-by-sap/ Bank of America Merrill Lynch Bank of America is an American multinational banking and financial services corporation headquartered in Charlotte, North Carolina. It is the second largest bank holding company in the United States by assets. Bank of America Merrill Lynch is the corporate and investment banking division of Bank of America. Press: http://siliconangle.com/blog/2016/09/26/ripple-signs-deal-with-global-banks-to-establish-blockchain-based-global-transfer-system/ Bank of Yokohama The Bank of Yokohama, Ltd. is a Japanese regional bank, operating mainly in Kanagawa Prefecture and southwestern Tokyo. It is one of Japan's leading banks, the seventh largest bank in Japan by market value. Press: http://www.coindesk.com/japan-banks-blockchain-currency-exchange-ripple/ Bank of England The Bank of England (BoE) is the central bank of the United Kingdom. Founded in 1694, the Bank's mission is to promote the good of the people of the UK. http://www.bankofengland.co.uk/Pages/home.aspx Press: https://ripple.com/insights/ripple-selected-to-participate-in-the-bank-of-england-fintech-accelerators-exploration-of-the-use-of-blockchain-for-global-rtgs/ BMO (Bank of Montreal) BMO offers a wide range of personal banking services including mortgages, credit cards, loans and insurance. Access accounts with 24/7 online banking. Press: http://www.bloomberg.com/news/articles/2016-09-15/ripple-raises-55-million-adds-seven-more-banks-to-its-network Canadian Imperial Bank of Commerce The Canadian Imperial Bank of Commerce, commonly referred to as CIBC, is one of the Big Five banks in Canada. Press: http://www.coindesk.com/7-financial-institutions-announce-partnerships-ripple/ CBW Bank “The innovative Weir, Kansas bank (it was the original institution behind BankSimple and Moven, and partners with cryptocurrency firm Ripple Labs on cross-border payments) will formally launch a new payment tool called the ONE Card this quarter. (Published Feb. 25, 2015)“ “It offers something most banks can't, and which the Federal Reserve has begun nudging the industry to build: real-time payments. To create this capability, $12 million-asset CBW has signed agreements with all the major U.S. debit networks for the ability to use their rails to instantly credit bank accounts. Press: http://www.americanbanker.com/news/bank-technology/cbw-bank-readies-launch-of-real-time-payments-1072921-1.html Commonwealth Bank of Australia The number 1 bank in Australia $129.89 billion market capitalization. “The Commonwealth Bank of Australia is an Australian multinational bank with businesses across New Zealand, Fiji, Asia, USA and the United Kingdom.” Press: https://cointelegraph.com/news/commonwealth-bank-of-australia-to-integrate-ripple-for-instant-settlements Cross River Bank “One of the first U.S.-based banks that will use the Ripple protocol to offer its business and personal banking customers real-time international payments between the U.S. and Western Europe.” Press: https://ripple.com/ripple_press/cross-river-bank-to-integrate-ripple-for-real-time-international-payments/ DBS Bank “DBS Bank is the largest bank in South East Asia by assets and among the larger banks in Asia.” Press: http://finovate.com/ripple-technology-drives-invoice-trading-platform/ Fidor Bank Fidor Bank is a German online bank. Press: http://www.coindesk.com/fidor-becomes-first-bank-to-use-ripple-payment-protocol/ Mizuho Financial Group It holds assets in excess of $2 trillion US dollars through its control of Mizuho Bank, Mizuho Corporate Bank, and other operating subsidiaries.[1] The company's combined holdings form the second largest financial services group in Japan. Its banking businesses rank the third in Japan. Press: http://www.bloomberg.com/news/articles/2016-09-15/ripple-raises-55-million-adds-seven-more-banks-to-its-network NAB (National Australia Bank) National Australia Bank is one of the four largest financial institutions in Australia in terms of market capitalisation and customers. Press: https://ripple.com/ripple_press/ripple-adds-several-new-banks-global-network/ National Bank of Abu Dhabi National Bank of Abu Dhabi is a bank operating in the United Arab Emirates. NBAD is the largest lender bank in the Emirate of Abu Dhabi and the second largest lender in the United Arab Emirates. Press: http://www.coindesk.com/7-financial-institutions-announce-partnerships-ripple/ Rabobank “Dutch multinational banking and financial services company headquartered in Utrecht, Netherlands.” Press: https://www.ftm.nl/artikelen/experimenteren-met-internationaal-betalen-met-bitcointechnologie Reisebank Headquartered in Frankfurt am Main, ReiseBank has more than 85 years of experience in business travel payment. Press: http://www.coindesk.com/7-financial-institutions-announce-partnerships-ripple/ Royal Bank of Canada “Royal Bank of Canada, is the largest bank in Canada. The bank serves over 16 million clients and has 78,000 employees worldwide.” Press: http://www.coindesk.com/royal-bank-canada-reveals-blockchain-remittance-trial-ripple/ Royal Bank of Scotland “The Royal Bank of Scotland has around 700 branches, mainly in Scotland though there are branches in many larger towns and cities throughout England and Wales.” Press: http://bravenewcoin.com/news/rbs-trials-ripple-tech-for-automated-interbank-transfers/ Saldo.mx “Cross currency wallet for underserved migrant communities built on Ripple.” Press: https://ripple.com/insights/how-marco-montes-is-empowering-migrant-workers/ Santander Bank “Santander is the largest bank in the euro zone by market capitalization and among the top 12 banks on a global basis.” Press: https://ripple.com/insights/santander-becomes-first-uk-bank-use-ripple-cross-border-payments/ SBI Sumishin Net Bank SBI Sumishin Net Bank is an Internet bank jointly established, as an innovative customer-oriented new bank, by SBI Holdings and Sumitomo Mitsui Trust Bank. Press: http://www.coindesk.com/japan-banks-blockchain-currency-exchange-ripple/ Shanghai Huarui “Registered in Shanghai (Pilot) Free Trade Zone with a capital of 3 billion yuan ($484 million), will mainly serve small and micro enterprises that have difficulty getting loans from large State-owned banks.” Press: https://ripple.com/ripple_press/ripple-adds-several-new-banks-global-network/ Standard Chartered Bank “Standard Chartered PLC is a British multinational banking and financial services company headquartered in London. It operates a network of more than 1,200 branches and outlets across more than 70 countries and employs around 87,000 people.” Press: http://www.bloomberg.com/news/articles/2016-09-15/ripple-raises-55-million-adds-seven-more-banks-to-its-network Sumitomo Mitsui Banking Corp Japanese multinational banking and financial services company headquartered in Yurakucho, Chiyoda, Tokyo, Japan. It is a wholly owned subsidiary of Sumitomo Mitsui Financial Group. SMBC is the second largest bank in Japan by asset. Press: http://cryptohustle.com/japanese-banks-are-starting-to-use-the-ripple-network TD Bank Canada “TD Canada Trust is the personal, small business and commercial banking operation of the Toronto-Dominion Bank in Canada.” Info: https://ripple.com/insights/money-2020-how-banks-can-leverage-distributed-financial-technology/ UniCredit UniCredit Group is an Italian global banking and financial services company. Its network spanning 50 markets in 17 countries, with more than 8,500 branches and over 147,000 employees. Press: https://ripple.com/insights/seven-leading-banks-join-ripples-global-network/ Western Union “The Western Union Company is an American financial services and communications company.” Press: https://www.cryptocoinsnews.com/ripple-labs-larsen-partnering-western-union-payment-settlements/ Westpac “An Australian bank and financial-services provider headquartered in Westpac Place, Sydney. It is one of Australia's "big four" banks.” http://www.coindesk.com/australian-banks-westpac-and-anz-experiment-with-ripple/ SBI Ripple Asia Banks 77 Bank “A Japanese regional bank headquartered in Sendai, Miyagi Prefecture. As the designated financial institution of the prefecture, the city, and many other cities and towns throughout the prefecture, it performs duties such as holding deposits for public money and handling payments. It is also the biggest regional bank in the Tōhoku region.” Press: https://www.77bank.co.jp/pdf/newsrelease/16101400_block.pdf AEON Bank “You can use AEON Bank ATMs to withdraw Japanese Yen.More than 2000 ATMs nationwide are available while visiting Japan.” Press: http://www.nikkei.com/article/DGXLZO07911570S6A001C1NN7000/ Aomori Bank “A Japanese regional bank headquartered in Aomori, Aomori Prefecture, in the Tōhoku region of northern Honshū. The Aomori Bank provides financial services for individual and corporate customers, including deposits, loans, securities trading and investment, foreign exchange, and bond underwriting and registration services as well as credit card services.” Press: http://www.a-bank.jp/contents/cms/article/20161003004/index.html Ashikaga Bank "Deposit business, lending, securities trading business and investment business, exchange business, etc. Net income: Stand-alone: 19.7 billion 89 million yen (Year ended March 31, 2015)" Press: http://pdf.irpocket.com/C0060/xAmX/Y6EB/Zpyq.pdf Awa Bank "The Awa Bank, Ltd. is a Japan-based regional bank, primarily engaged in the provision of financial services, with a focus on banking services. The Bank has two business segments. The Banking segment is engaged in deposit, loan, securities investment, and domestic exchange and foreign exchange businesses, as well as the sale of public bond, investment trust and insurance products, the brokerage of financial products and the provision of trust services, in addition to the provision of credit guarantee and credit card services." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Bank of Yokohama “A Japanese regional bank, operating mainly in Kanagawa Prefecture and southwestern Tokyo. It is one of Japan's leading banks, the seventh largest bank in Japan by market value (FY 2012). It is listed on the Nikkei 225." Bank of The Ryukyus "Founded in 1948 by order of the U.S. military administration of Okinawa to serve as a central bank for occupied Okinawa, and was originally modeled after the Federal Reserve System of the United States and the Central Bank of the Philippines. During the U.S. administration, it was empowered to issue currency and oversee the financial administration of Okinawa in addition to serving as a commercial and retail bank." Press: http://www.ryugin.co.jp/news/8878.html Chiba Bank "the biggest bank in Chiba Prefecture, Japan. Listed on the Nikkei 225, it has branches in Osaka, New York City, London, and Hong Kong. Assets — $106.1 billion (2015)." Press: http://www.nikkei.com/article/DGXLZO07911570S6A001C1NN7000/ Chugoku Bank "The Company operates in four business segments. The Banking segment is engaged in the deposit, loan, marketable securities and investments, domestic and foreign exchange, trust business, as well as debt guarantee and bonds underwriting business, the sale of public bond including government bond and securities investment trust, the financial instruments brokerage business, and investment banking business including merger and acquisition (M&A)." Press: http://www.chugin.co.jp/up_load_files/news_release/1414_pdf_1.pdf Daishi Bank "Based in Niigata Prefecture northwest of Tokyo, Daishi Bank is the oldest bank in Japan and the most influential institution in the prefecture. It was founded in 1873 as the Fourth National Bank of Japan." Press: http://www.daishi-bank.co.jp/release/detail.php?id=3517 Daiwa Next Bank "Daiwa Next Bank, Ltd. offers commercial banking services in Japan. The company offers services such as ordinary deposits, time deposits, payment services, fund transfer and settlement, foreign currency deposit, negotiable deposit, account transfer, and loans." Press: http://www.bank-daiwa.co.jp/info/2016/1003_2628.html Gunma Bank "A regional bank that operates in three business segments. The Banking segment is engaged in the deposit, loan, marketable securities and investments, as well as domestic and foreign exchange businesses; the sale of public bonds, investment trust and insurance products, as well as the trust business." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Hachijuni Bank "The Hachijuni Bank, Ltd. engages in the provision of financial services." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Hiroshima Bank "Deposit business, lending, securities trading business and investment business, exchange business, etc. " Press: http://www.nikkei.com/article/DGXLZO07911570S6A001C1NN7000/ Hokuriku Bank "Hokuriku Bank is dealing with non-performing loans. A Japanese regional bank headquartered in Toyama, Toyama; Hokoriku refers to a greater region in Japan that encompasses Fukui, Ishikawa, and Toyoma prefectures. In addition to the Hokuriku region, the bank has branches in Kyoto, Osaka, Niigata, Nagano, Tokyo, Kanagawa, Gifu, Aichi, and Hokkaidō. The bank also operates overseas representative offices in Shanghai, Singapore, and New York City." Press: http://www.hokugin.co.jp/info/files/pdf/810.pdf Iyo Bank "The Iyo Bank, Ltd., together with its subsidiaries, provides commercial banking, leasing, and other financial services in Japan. It operates through Commercial Banking and Leasing segments." Press: http://www.iyobank.co.jp/library/new/press/16-237.pdf Juroku Bank "The Juroku Bank is industriously working to serve its customers in the prefectures of Gifu and Aichi, both part of the industrial region of Chubu. The regional bank has about 150 offices in its primary service areas, as well as offices in Osaka and Tokyo, and overseas offices in Hong Kong and Shanghai." Press: http://www.juroku.co.jp/release/post_178.html Keiyo Bank "The Keiyo Bank, Ltd. engages in the provision of financial services such as banking, securities, insurance, trust, credit card, and credit guarantee. It operates through the Banking and Others segments." Press: http://www.keiyobank.co.jp/news/2016/20161003145539.html Michinoku Bank "A Japanese bank that is headquartered in Aomori, Aomori Prefecture. The name “Michinoku” is distinctive in that it was the first use of hiragana in the name of a Japanese bank. Michonoku Bank, while focused on the Tōhoku region, has a network of branches and subsidiary companies that expands beyond the region. In Japan, Michinoku has offices in Hokkaidō, Akita, Iwate, Miyagi, and Saitama Prefectures, as well as a branch in Tokyo." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Mizuho Financial Group "It holds assets in excess of $2 trillion US dollars through its control of Mizuho Bank, Mizuho Corporate Bank, and other operating subsidiaries. The company's combined holdings form the second largest financial services group in Japan. Its banking businesses rank the third in Japan after Mitsubishi UFJ Financial Group and Sumitomo Mitsui Financial Group, and the ninth in the world by market capitalisation as of November 2009. It is the 59th largest company in the world according to Forbes Global 2000 rankings. Its shares have a primary listing on the Tokyo Stock Exchange." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Musashino Bank "The Musashino Bank serves the Saitama region to the north of Tokyo in Japan. The bank and its 8 subsidiaries do business from about 90 offices throughout the area." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Nishi-Nippon City Bank "The Nishi-Nippon City Bank, Ltd. engages in the provision of banking and financial services. It operates through the Banking and Other segments. The Banking segment provides deposit, loan, domestic and foreign exchange, trading securities, securities investment, corporate bond trustee and registration, and agency operation services." Press: http://www.ncbank.co.jp/nr/images/2016/161003.pdf Nomura Trust and Banking Company "The Nomura Trust and Banking Co., Ltd. offers trust and banking products and services. The company also offers investment advisory and management services. The company was founded in 1993 and is based in Tokyo, Japan." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html North Pacific Bank "North Pacific Bank has total funds of 6 trillion 841.5 billion yen. Its main branch is in Sapporo, Hokkaido. Within Hokkaido it has 188 branches and in Tokyo it is developing operations through one retail branch. It offers comprehensive financial products and services to a wide array of customers, from individuals to corporations." Press: http://www.hokuyobank.co.jp/newsrelease/pdf/20161003_070664.pdf Orix Bank "Orix offers leasing, lending, rentals, life insurance, real estate financing and development, venture capital, investment and retail banking, commodities funds and securities brokering. In addition to expanding its offerings, Orix has also expanded globally, offering financial services in North America, Asia, the Middle East and Northern Africa." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Resona Bank "This entity served as the financing arm of the Nomura zaibatsu founded by Tokushichi Nomura. Its securities brokerage operation separated in 1926 to form Nomura Securities, now Japan's largest securities company. The bank was renamed Nomura Bank in 1927 and became the main bank for the Osaka Prefecture government in 1929, immediately following the 1929 stock market crash." Press: http://www.nikkei.com/article/DGXLZO07911570S6A001C1NN7000/ San-In Godo Bank "The San-in Godo Bank, Ltd. is a regional bank mainly operating in Shimane and Tottori Prefectures. The Bank offers banking services including deposits, loans, foreign exchange transactions, and securities brokerage." Press: http://www.gogin.co.jp/about/press2016/topi16-093.pdf SBI Sumishin Net Bank "SBI Sumishin Net Bank is an Internet bank jointly established, as an innovative customer-oriented new bank, by SBI Holdings and Sumitomo Mitsui Trust Bank." Press: https://www.netbk.co.jp/wpl/NBGate/i900500CT/PD/corp_news_20160819 Senshu Ikeda Bank "The Senshu Ikeda Bank, Ltd. is a Financial Services company located in Osaka, Osaka Prefecture, Japan." Press: http://www.sihd-bk.jp/fresh_news/0000000991/pdf/fresh.pdf Seven Bank "On March 22, 2011, Seven Bank and Western Union started the Seven Bank International Money Transfer Service as part of their mobile and internet banking services. On July 19, 2011, the service was expanded to Seven Bank ATMs, which has about 16,000 locations nationwide with English and Japanese telephone customer support." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.htm Shinkin Central Bank "Central financial institution in Japan for the cooperative regional financial institutions, known as shinkin banks, the Shinkin Central Bank (hereinafter the SCB) occupies a well-established position in Japan’s financial industry. Shinkin banks currently hold funds totaling some ¥134 trillion (around US$1,195 billion)." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Shinsei Bank "A leading diversified Japanese financial institution that provides a full range of financial products and services to both institutional and individual customers. It is headquartered in Chuo, Tokyo." Press: http://www.nikkei.com/article/DGXLZO07911570S6A001C1NN7000/ Shikoku Bank "Shikoku Bank is primarily a provider of banking services to customers in Japan's Shikoku prefecture. The bank's financial services include both commercial and retail banking and lending among others. Shikoku Bank serves local businesses, individuals consumers, and public agencies through about 110 branches." Press: http://www.shikokubank.co.jp/newsrelease/article.php?id=748 Shimizu Bank "The Shimizu Bank, Ltd. was established in 1928 with the merger of six banks and has always been a valuable partner of the local community. The Bank has its headquarters in Shizuoka City, which has the Shimizu Port, the largest in the prefecture. Shimizu Port, located halfway between Tokyo and Osaka, plays a significant role in international trade and economic development." Press: https://www.shimizubank.co.jp/news/detail/post_99.html Sony Bank "Sony Bank is a Japanese commercial bank established in April 2001. It operates as a direct bank and has no physical branches or ATMs. It is a subsidiary of Sony Financial and a member of the Japanese electronics company Sony." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Sumitomo Mitsui Trust Bank "The largest trust company and the fifth-largest bank in Japan measured by assets." Press: http://www.nikkei.com/article/DGXLZO07911570S6A001C1NN7000/ Tochigi Bank "Founded in 1942, the Tochigi Bank offers banking services to the Tochigi Prefecture in Japan (located about 60 miles north of Tokyo). Through more than 90 branches and 4 consolidated subsidiaries, Tochigi Bank offers conventional financial services products such as savings, lending, portfolio advisement, leasing, housing loan guarantees, credit cards, and foreign and domestic exchange services." Press: http://www.tochigibank.co.jp/pdfdata/news20161004144910-1.pdf Toho Bank "A Japanese regional bank headquartered in Fukushima, Fukushima Prefecture, in the Tōhoku region of northern Honshū. The Toho Bank provides financial services for individual and corporate customers, including deposits, loans, real estate, securities trading and investment, foreign exchange, and bond underwriting and registration services as well as ATM and credit card services." Press: http://www.tohobank.co.jp/news/20161003_004597.html Tsukuba Bank "It operates through 147 branches. The company was formerly known as Ibaraki Mutual Bank, Ltd. and changed its name to The Tsukuba Bank, Limited in 1989." Press: http://www.tsukubabank.co.jp/cms/article/cd68c7d31a1e4d661068a3f203dbcf5aea8327f9 Yachiyo Bank "The company offers savings and time-deposit products, loans, credit card and guarantee services, insurance products, Internet banking services, and other banking related services. It operates through 84 branches." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Yamagata Bank "A Japanese regional bank that is based out of Yamagata city, Yamagata prefecture. Most of the bank’s branches are in Yamagata prefecture, or other major cities in the Tohoku region, with a branch in Tokyo as well." Press: http://www.yamagatabank.co.jp/release/pdf/723.pdf?1475467433270 Important Connections Microsoft “Develops, manufactures, licenses, supports and sells computer software, consumer electronics and personal computers and services.” Press: http://www.coindesk.com/microsoft-hints-future-ripple-blockchain-toolkit/ MIT MIT Media Lab creates disruptive technologies that happen at the edges. Press: http://www.coindesk.com/mits-adoption-ripple-blockchain-theory/ GV (Google Ventures) “GV, formerly Google Ventures, is the venture capital investment arm of Alphabet Inc.” Press: https://gigaom.com/2013/05/14/google-ventures-invests-in-opencoin-the-firm-behind-bitcoin-exchange-ripple/ W3 “The World Wide Web Consortium is the main international standards organization for the World Wide Web.” Press: https://ripple.com/insights/promoting-interoperability-and-web-payment-standards-with-the-w3c/ Andreessen Horowitz “Andreessen Horowitz is a $4 billion venture capital firm, founded in 2009 by Marc Andreessen and Ben Horowitz.” Press: https://cointelegraph.com/news/ripple-labs-finalizing-a-us30-million-funding-round CME Group “CME Group is the world's leading and most diverse derivatives marketplace.” Press: https://bitcoinmagazine.com/articles/ripple-labs-raises-28-million-series-chicago-mercantile-exchange-seagate-1432036934 IDG Capital Partners “Founded in 1993, IDG Capital Partners was one of the first foreign venture capital firms to enter the Chinese market and focus exclusively on Chinese companies.” Press: http://www.marketwired.com/press-release/idg-capital-partners-and-google-ventures-invest-in-ripple-developer-opencoin-1790495.htm Seagate “Seagate is the global leader in data storage solutions, developing amazing products that enable people and businesses around the world to create, share and preserve their most critical memories and business data.” Press: http://www.coindesk.com/seagate-ripple-investment-shows-were-serious-about-blockchain-tech/ Santander InnoVentures “We aim to support the digital revolution to make sure Santander customers around the world benefit from the latest know-how and innovations across the Banking Group’s geographies.” Press: http://www.coindesk.com/santander-innoventures-adds-4-million-to-ripples-series-a-round/ Digital Ventures “BCG Digital Ventures is a corporate investment and incubation firm. We invent, build and invest in startups with the world's most influential companies.” Press: http://www.dealstreetasia.com/stories/thailand-digital-ventures-invests-us-based-blockchain-firm-ripple-53627/ Core Innovation Capital “Our portfolio companies harness technology to build transformative financial products and services.” Press: http://blogs.wsj.com/venturecapital/2015/01/26/digital-payments-company-ripple-labs-finalizing-30-million-funding-round/ Susan Anthey (Advisor/Board of Directors) o “She advises governments and businesses on the design of auction-based marketplaces, notably since 2007 serving as a long-term consultant to Microsoft Corporation in a variety of roles, including chief economist.” Michael Barr (Advisor) o “He served from 2009-2010 as the U.S. Department of the Treasury’s Assistant Secretary for Financial Institutions, and was a key architect of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010.” Donald Donahue (Advisor) o “Previously, Donahue served as the COO and then the CEO of The Depository Trust & Clearing Corporation, the principal post-trade infrastructure organization supporting U.S. securities and derivatives markets, which processes transactions worth more than $1.6 quadrillion annually.” Karen Gifford (Advisor) o “Her work at the New York Fed included the successful defense of a claim by the Central Bank of Iran arising out of the hostage crisis for over $1 billion, and co-heading an investigation into misconduct in the sales and trading of complex leveraged derivatives at Bankers Trust.” Karl-Theodor zu Guttenberg (Advisor) o “As youngest Defense Minister in German history, he led the most significant structural reform of the German armed forces since the Bundeswehr’s founding. During his time in office he was Germany’s most popular politician.” Greg Kidd (Advisor) o “Prior to Promontory, he was a senior analyst at the Board of Governors of the Federal Reserve. Greg also is a co-founder of a startup fund with early round investments in Twitter, Square, Coinbase, Coin, Shift, Stockpile, Ledger X, Kabbage, 3taps, and numerous other marketplaces, messaging, and payments companies.” Anja Manuel (Advisor) o “Anja Manuel is a Co-Founder and Partner along with former Secretary of State Condoleezza Rice, former National Security Advisor Stephen Hadley, and former Secretary of Defense Robert Gates in RiceHadleyGates LLC, a strategic consulting firm that assists senior executives at major U.S. companies in key emerging markets such as China, India and the Middle East.” Matthew Mellon (Advisor) o “He founded Mellon Drexel, a digital telecommunications company working to issue three billion mobile wallets worldwide, is a strong advocate of digital currencies, and serves as Chairman of the Chamber of Digital Commerce.” Mariano Belinky (Board of Directors) o “Mariano Belinky is Managing Partner at Santander InnoVentures – a FinTech venture capital fund fully-owned by Grupo Santander, investing both capital and resources in companies globally.” Doug Chertok (Board of Directors) o “Doug has founded, advised and invested in early-stage companies for over twenty years. He also founded Vast Ventures, a seed fund investing in technology and consumer products with an IRR exceeding 90% over ten years.” Young Guo (Board of Directors) o “Prior to joining IDG Capital, Young was a member of the Soros Fund Management in New York from 1996 to 1999, where he was involved in managing a $3 billion private equity fund.” Chris Larsen (Board of Directors) o “Chris Larsen is CEO and co-founder of Ripple and Chairman of the Board of Directors. Prior to Ripple, Chris cofounded and served as CEO of Prosper, a peer-to-peer lending marketplace, and E-LOAN, a publicly traded online lender.” David Schwartz (Board of Directors) “In July of 2013, David Schwartz was elected to the Board of Directors of Ripple by the stockholders. He is currently the Chief Cryptographer at Ripple and one of the original architects of the Ripple protocol. He began work on Ripple in late 2011, investigating the use of distributed agreement protocols to solve the double spend problem in cryptographic payment systems. Prior to joining Ripple, David Schwartz was Chief Technical Officer for WebMaster Incorporated, a Santa Clara software developer. He developed encrypted cloud storage and enterprise messaging systems for organizations like CNN and the National Security Agency (NSA). Known as “JoelKatz,” he is a respected voice in the digital currency community.” Gene Sperling (Board of Directors) “Gene Sperling served as National Economic Council Director and National Economic Advisor under President Clinton from 1997 to 2001 and then under President Obama from 2011 to 2014.” Marcus Treacher (Global Head of Strategic Accounts) "Treacher has held a position as one of SWIFT’s more than 20 board members since 2013, where his responsibilities include overseeing its corporate advisory group and serving as a member of its banking and payments committee and technology committee." Office Locations San Francisco, California London, England Sydney, Australia New York Luxembourg Validators Microsoft MIT CGI SECOM and SBI Asia Interledger-enabled platforms Chain https://chain.com/docs/protocol/papers/whitepaper#9-interoperability Expanse http://blog.expanse.tech/ BigChainDB http://www.slideshare.net/Interledger/weaving-the-ilp-fabric-into-bigchain-db More Information from @GiantGox Banks http://gtgox.com/rippleを利用する企業・団体/ Timeline http://gtgox.com/rippleの歴史/ Investors http://gtgox.com/rippleの出資者/
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