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  1. Hi, can anyone explain why the value of XRP (Ripple "tokens") needs to fluctuate? Why didn't Ripple (the company) just say that their tokens are worth 10 cents each forever. Just like postage stamps have a fixed price (except when prices are increased due to increased delivery costs or inflation). No-one speculates on the value of frequent flyer tokens (sorry "points") or current (non rare) postage stamps, so why are XRP and other crypto's different? Surely they aren't rare already - there are millions of XRP's and thousands of different "coins" apparently and more can be created easily anytime - there is no limit, no rarity. Ripple can just decide to release more XRP if they want to - there's no law to stop them is there? So why are these tokens worth more than postage stamps and frequent flyer points? Or cash (fiat money)? It was a genius idea to call these things "coins" because it makes them feel like money. But they aren't money (or coins), are they? XRP is just a token (actually just numbers) which can act as a short term intermediary in some international currency transactions. It's value is irrelevant for these transactions - yes it needs a value, but it could be 1 cent or 10 cents or any fixed arbitrary amount. I'm puzzled - please help me understand. Why do you think these are worth something as an investment??
  2. 1H XRPUSDT I expect growth to the area of levels 0.4200-0.4250
  3. Yes the title is supposed to be clickbait Interesting topic though, particularly since the crypto community in general seems to be a proponent of maximum individual financial autonomy and prefers less amounts of government intervention/regulation/oversight. There's no doubting the benefits of Ripples Fintech over traditional banking etc.. but are we moving towards even more government and/or corporate oversite and interference of/with our personal/business financial matters.. it's not like there's a version of sticking £10 into your grandsons birthday card on DLT without it being discoverable.. unless you're a bank running on a private ledger that is. Thoughts?
  4. I have come to realise that a lot of us might be underestimating what the impact of XRP, could do on a global scale. We have a lot of people throwing around some numbers of how much XRP could be worth, But personally I am starting to realises a lot of us could be way off. Now I personally don’t believe in the future we will be paying with things via XRP, instead of cold hard cash or eftpos. But I do believe it will be used globally with in the next 10 years, as a bridging solution to quickly move funds around, in all aspects of life. I believe that the average person will be using XRP with out even knowing it. When it comes to value lets look at it from this perspective. Companies: The 6 biggest companies in the world are worth 3+ Trillion dollars let alone all the other size companies in the world. Companies will use XRP as a transaction bridge between customers and their banks, for example when you purchase a pair of jeans via eftpos, it still takes 1-2 days for the business to receive the funds into their account, this can be changed to only 4 seconds. Which would free up so much more money, for small - large businesses. Global Money Supply: Their is around 90 trillion in circulation, moving around from savings accounts, transfers of funds to family and friends e.c.t. If i want to sent $500 to my friend even in the same country, from separate banks you are looking at 3 - 5 business days, and if it is on a week end forget it. Global Debit: This is sitting around 215 Trillion, when payments are made weather it is Govs paying other Govs, or payments made to your credit cards or home loans. The receiving end will want to get their money asap, as well as the sending party as the longer it takes the more interest it occurs. Traditional ways are too slow and cost to much. Global Real Estate: We are currently sitting around $217 trillion, Commercial property, offices, residential, industrial estates e.c.t. Real Estate changes hands daily, from bank to bank, businesses to business, person to person. In reality property never moves but the money does. If you were able to settle quicker the amount you would save on property interest is huge. Derivitatives: Now this is the big one. 1.2 Quadrillion? Deriviatives is a contract between two or more parties that derives its value from the performance on an underlying asset, index, or entity. Example: Future contracts, Forward contracts, Options, Warrants, Swaps. Banks typically use high amounts of leverage to attain these positions. Some derivatives, such as commodity futures, are traded on regulated ex- changes such as the ( CME ) However most are done in outside exchanges between private companies. Everyone talks about SWIFT and the 5 Trillion in daily international transactions, but this is tiny compared to every thing else. My prediction is this 10 - 15 years XRP will be worth $5000 - $10000 http://money.visualcapitalist.com/worlds-money-markets-one-visualization-2017/
  5. ***THIS IS ALL SPECULATION*** First of all, if you haven't read my India & Gates Foundation post please do as it will be taking some elements to describe the environment in India. (SUMMARY: A FUTURE PARTNERSHIP ANNOUNCEMENT COULD INVOLVE THE GATES FOUNDATION DISTRIBUTING CELLULAR DEVICES PRE-INSTALLED WITH AN APP CONNECTED TO THE ILP) India As a quick recap, there are two nation wide movements occurring in India. First, the development and deployment of a centralized biometric database called Aadhaar. Aadhar's purpose is to register and create a digital identity of every citizen in India, especially those that are living in both poverty and rural areas. And second, a governmental initiative on the financial inclusion of the very same people into the Indian finical system. How are these both related? These movements are converging with one another in the utilization of cellular devices. The Indian government, thru the UIDAI (Unique Identification Authority of India), issues an Aadhaar number to every resident in India that serves residents with a portable identity which can be authenticated anytime anywhere. The Aadhar number is a unique, 12-digit identification number that aids in creating a digital identity for the registree. Individuals that register to Aadhaar automatically gain the capability to purchase a cellular phone and open a bank account. https://uidai.gov.in/enrolment-update/aadhaar-enrolment/aadhaar-services.html http://www.nytimes.com/2011/09/02/world/asia/02india.html With Aadhaar being utilized and broaden presently, payment systems have begun to be built on top of it. The NPCI (National Payments Corporation of India) have recently launched the UPI (Unified Payment Interface) which allows banks to transfer money directly to one another based on a single identifier, such as the Aadhaar number. https://www.washingtonpost.com/news/innovations/wp/2017/01/23/what-the-u-s-can-learn-from-indias-move-toward-a-cashless-society/?utm_term=.53085c17ae64 Another Source: http://www.npci.org.in/documents/UPI-Linking-Specs-ver-1.1_draft.pdf So where does Ripple fit in all this? Both Indian banks and the NPCI are in discussions with Ripple to facilitate account-to-account transfers globally, without having to be part of any payment network. http://cio.economictimes.indiatimes.com/news/enterprise-services-and-applications/ripple-in-talks-with-npci-banks-for-a/c-transfers-globally/58393068 https://www.indianweb2.com/2017/07/15/makers-indias-upi-app-bringing-ripple-technology-india/ There also seems to be mutual interest between Ripple and Indian banks as Yes Bank and Axis banks have officially joined the Ripple network. Dilip Rao has also said in multiple occasions that there is increasing interest by other Indian banks. http://timesofindia.indiatimes.com/business/india-business/Overseas-remittances-costs-to-reduce-with-new-system/articleshow/53767362.cms On top of this, there has been talks about a payment system being built on top of Aadhaar by the NPCI........ http://techcircle.vccircle.com/2017/02/20/microsofts-india-cloud-plans-get-booster-shot-as-flipkart-signs-up/ So who is Satya Nadella from the previous quote? Satya Nadella is the current CEO of Microsoft, another interesting connection. For those who don't follow the Microsoft and Ripple connection, please refer to my previous post "Ripple/Gates Foundation/India". On top of that Microsoft Azure BaaS has been running a Ripple validating node for quite sometime now. https://azure.microsoft.com/ru-ru/blog/azure-blockchain-as-a-service-update/ And just this past June a cloud provider had just been selected for a number of Indian banks. https://www.coindesk.com/indian-banks-select-microsoft-exclusive-cloud-blockchain-provider/ It's beginning to sound like another bank consortium that has been well publicized around here...... So Ripple has the interest and cooperation of two key parties in India. The NPCI and Microsoft, both who are developing and working on a payment infrastructure built on top of Aadhaar using Azure. We also know that rippled will have a Windows build available in the future. Is there any other connections to Ripple in India worth mentioning? Financial Software & Systems (FSS) in India has been working and cooperating with Ripple as well. FSS works on payments technology and transaction processing, offering business value in the areas of electronic payments and financial transaction processing solutions & services. http://www.fss.co.in/ How are we are of FSS and Ripple's partnership? Thru Dilip Rao's presentation during a FSS "Simple Payments" conference. And what is the significance of this company? FSS in the past had reached an agreement with 6 banks to provide UPI (NPCI) solutions. http://www.thehindu.com/business/Industry/fss-to-provide-upi-solution-for-6-banks/article8480485.ece While more recently FSS has launched "FSS Aadhaar Pay", a comprehensive biometric enabled merchant payment acceptance system that allows merchants to accept customer payments through their Aadhaar linked bank accounts without the need for a physical payment instrument. "FSS Aadhaar Pay", http://www.fsstech.com/news-events/fss-launches-fss-aadhaar-pay-to-augment-government-of-indias-digital-payment-initiative/ https://www.atmmarketplace.com/news/fss-supports-indias-cashless-payment-initiative-with-card-free-solution/ Which coincides with this development, (roughly same time frame) So three key parties in India with some shape of form of cooperation and interest with Ripple, all working on building a payment system on top of Aadhaar..... Towards the end of Rao's linked presentation in the FSS conference, he mentioned globalizing the Indian stack. He's been a busy man (this is one of two post I'll be sharing this week, I ended up complying too much information for one post) EDIT https://economictimes.indiatimes.com/small-biz/startups/newsbuzz/npci-plans-international-remittance-on-upi-platform/articleshow/63540688.cms EDIT There seems to be an intention to incorporate cryptos within the Indian stack
  6. Max Supply: Cardano (ADA) - 45 Billion Stellar (XLM) - 50 Billion Hedera (HBAR) - 50 Billion XDC - 37.5 Billion XRP - 100 Billion (counting drops = 100 quadrillion) Need to Burn excessive XRP for healthier ecosystem: 1. To become decentralized Asset class (Ripple has 6 billion XRP on hands and 47 billions in escrow) 2. To get gradual price increase (scarcity) 3. To decouple from bitcoin price fluctuation (supply and demand) 4. To get more stable price (better for transactions - less spread/slippage) 5. Banks/Entities will buy XRP from holders, or use private/public liquidity pools, in which holders will participate and be rewarded. 6. XRP settles within 3-5 seconds. XRPL can only handle 1,500 TPS, later with upgrade, maybe up to 70,000 TPS. Meaning you would never need more than 53 billion (counting drops 53 quadrillion) of XRP to utilize transactions, because XRPL cannot handle more than 70,000 TPS. And, let's say, $10 per XRP - it's 530 billion (530 quadrillion)
  7. Hi all, I am a software engineer as well as being a passionate and early adopter of XRP. Please follow this link to a free online XRP Profit Calculator: XRP Profit Calculator I would appreciate feedback, new ideas to implement and suggestions on how to make this worth a while to the XRP community. Thank You All.
  8. This is just a general question that's been on my mind... What are the possible insurance industry applications for the XRP Ledger? Crypto in general? I'm thinking escrow opens up a lot of possibilities, as well as the general immutability aspect of a blockchain. Some of my "brainstorm" ideas for insurance generally: Life Insurance: XRP Ledger Escrow for "Traditional Whole Life Policy" Storage of premium payments on the XRP ledger Health Insurance: Storage of premium payments on the XRP ledger Escrow of Insurance payout until all paperwork approved by Insurer Long-Term Disability: Storage of premium payments on the XRP ledger Escrow of Insurance payout until all paperwork approved by Insurer Auto Insurance: Storage of premium payments on the XRP ledger Escrow of Insurance payout until all paperwork approved by Insurer That's my initial brainstorm list, but I know I'm probably missing something. In addition, does usage of blockchain tech allow for entirely new types of insurance instruments? Is a smart contract system better suited for insurance applications? Anybody know of any Ethereum DApps that target this market? Thanks for any feedback / pointers!
  9. |XRP| Purchased xrp from trust wallet, dsnt show up? It show only at pancake swap.. How to fix this issue?
  10. ***this is speculation*** In the wake of AliPay's announcement of launching a cross-border remittance service powered by blockchain technology, a closer inspection of the partnerships reveals several layers of Ripple associates. The cross-border remittance services into the Philippines will be offered by in a collaboration between GCash, AliPay, and Standard Chartered. With further details on Standard Chartered's involvement, https://www.pymnts.com/news/cross-border-commerce/2018/alipay-gcash-blockchain-cross-border-remittance-philippines/ Standard Chartered is currently a RippleNet adopter, primarily using it for cross-border payments between India and Singapore. The bank has also broadcasted it's plans on extending it's utilization of RippleNet to five other countries/pairs this year. https://www.finextra.com/newsarticle/32048/standard-chartered-to-extend-use-of-ripplenet-to-more-countries Standard Chartered acting as the settlement bank by offering it's infrastructure to both AliPay and GCash for remittance services, falls into Winters statement of expanding it's capabilities to other currency pairs with the Philippine Piso (PHP), the Hong Kong Dollar (HKD), and the Chinese Yaun/renminbi (CNY) being the suspects. GCash in itself also has an abundance of service and associate overlaps with Ripple. Currently GCash and it's services such as GCASH REMIT into the Philippines is consisted of SoftBank Payments and Globe Telecom. https://www.gcash.jp/?lg=e SBI Holdings' business relationship with SoftBank has been under speculation since SBI's involvement with Ripple but Globe Telecom can reveal other intentions of GCash. GCash is not the only notable subsidiary of Globe Telecom, Mynt is another subsidiary of Globe Telecom's financial technology arm that includes Ayala Corp and Ant Financial(AliPay/Alibaba). https://www.mynt.xyz/about-us/ The significance of Mynt pertains to an announcement this past March. Globe Telecom with Ayala Corp and Ant Financial thru Mynt, partnered with MoneyGram to provide remittance services into the Philippines to smartphone users for their GCash mobile wallets. http://news.abs-cbn.com/business/tech-biz/03/08/18/globe-fintech-arm-moneygram-launch-smartphone-based-remittance-service MoneyGram is well known in the Ripple community for it's involvement in trialing xRapid for a pilot which utilizes the XRP Ledger (XRP) for cross-border payments. http://ir.moneygram.com/news-releases/news-release-details/ripple-and-moneygram-partner-modernize-payments As of now, we publicly know that Mynt (Globe Telecom, Ayala Corp, and Ant Financial) partnered with MoneyGram to improve remittance services into the Philippines for GCash mobile wallet users. MoneyGram states that it's intention on piloting XRP this past January was because the digital asset offered negligible transaction fees and because the average transaction time involving XRP is 2-3 seconds. Interesting enough, this new remittance service provided by both Alibaba and GCash involves HKD and PHP. And the transaction time publicly shared took only 3 seconds... After Alibaba's failure to acquire MoneyGram this past January (same time as MoneyGram's announcement of it's xRapid pilot), Alibaba was adamant that they would still collaborate with MoneyGram to develop remittance and digital payments to several countries including the Philippines........ https://www.reuters.com/article/us-moneygram-intl-m-a-ant-financial/u-s-blocks-moneygram-sale-to-chinas-ant-financial-on-national-security-concerns-idUSKBN1ER1R7 Very interesting times indeed! Time will only tell EDIT: (more speculation in regards to GCash & Western Union) GXI description, https://businessmirror.com.ph/western-union-expands-digital-distribution-through-gcash-mobile-wallets/
  11. Hello everyone, I am a long time XRP holder and strong believer in the XRP Ledger and the technology. During the past years i got disappointed by the way things developed for XRP. - the lack of adaption, missing out on the bull run as well as the defi/nft hype, and finally the SEC case screwing every XRP holder! All this made me realize that if XRP succeeds, it's probably going to take way longer than we are expecting. After 9 years it's time to stop waiting for another ATH and become active. My vision of a globally used digital world currency is alive, but ripple took the other way for XRP and decided to focus on banks. Some days ago i had the idea of creating (GLC)Globalcoin. A token for everyday people to use all over the world via the XRPL. (GLC)Globalcoin will take a different path though, focusing on mass adoption of the general public. Not only crossborder payments, but usable as a worldwide accepted currency! A short summary of the tokenomics: Supply 100B (same as XRP) 100% of sales will be reused to provide guaranteed DEX liquidity for the start Fair token launch (no presale) Trustline : rUZdBzGARLer2XTTWhKPnCKJyTqfb9bzTk Currency code: GLC The project will be driven by the community or everyone who wants to participate and is interested to do what he knows best. This is just the beginning, meaning there is lots of work to get this rolling. As an alternative approach to all the recent airdrops we will start to give rewards in GLC to people who want to contribute and make this project grow. We wont be able to pay a lot in the beginning so its rather an incentive for those who have time and motivation to become productive. If you have been sitting in front of your computer for the past 4 years staring at the XRP chart and waiting for moon, start accepting GLC and we get this going together! There will soon be lots of different upcoming tasks to do. Feel free to DM if you are interested. Good ideas or constructive feedback are welcome and will also be rewarded if they are implemented. Stay tuned! Announcements and reward challenges will be posted soon here.
  12. Ripple is looking for a Customer Senior Success Manager in China. To my knowledge this is the first China job offer since some time. Looks like this important market could get more traction. https://cryptoking.org/ripples-china-expansion/
  13. Hello everyone, I registered Ripple in 2013 and did not save the relevant private key. In 2017, the account was not successfully migrated. There are still some Ripple coins in my account. I only remember the account number, password and email address. I went to the website https: //id.ripple.com/auth/migrate/ has performed the operation, but it cannot be completed, can anyone help me, thank you. Wish everyone a good day
  14. hi, I was trying to move from Xpring-JS to ripple-lib but ripple-lib does not support payment pointer or payments id, what can i do or how can I make a payment using a payment pointer in xrp or an issued currency with ripple-lib? I know that in coil some how made that, but i don`t know how to make a payment using the xrpl and a payment pointer
  15. We take a look at Bitcoin price, Ethereum price, and XRP price for the week of April 25, 2021. Aside from fundamentals, we rely heavily on technical analysis to assess overall sentiment. This is achieved by identifying key support and resistance levels that traders and investors will be watching in the short term. Based on the current price action, what should you watch for next week? https://visionary-finance.com/bitcoin-price-ethereum-price-xrp-price-analysis-what-to-watch-next-week/
  16. Resellers/Service Providers/Partners/Relationships Accenture “We have extensive relationships with the world's leading companies and governments and work with organizations of all sizes—including 89 of the Fortune Global 100 and more than three quarters of the Fortune Global 500.” Press: http://www.consultancy.uk/news/2799/payments-platform-ripple-inks-partnership-with-accenture CGI Global “CGI has a long history of shaping and driving innovation in banking and payments, helping to build SWIFT, CHAPS and other payment systems.” Press: https://ripple.com/insights/ripple-and-cgi-team-up/ Crypto Facilities As a leader in digital asset derivatives, Crypto Facilities will create a marketplace for XRP derivatives. Press: https://ripple.com/insights/ripple-partners-with-crypto-facilities-for-xrp-derivatives/ Deloitte “Deloitte is one of the "Big Four" and the largest professional services network in the world by revenue and number of professionals. Deloitte provides audit, tax, consulting, enterprise risk and financial advisory services with more than 244,400 professionals globally.” Press: http://www2.deloitte.com/lu/en/pages/technology/articles/deloitte-integration-ripple-technology-temenos-t24.html D+H “A leading provider of technology solutions to financial institutions globally, today announced that it has partnered with Ripple to deliver innovative payment capabilities by integrating Global PAYplus, its global payment services hub, with Ripple's distributed ledger technology, creating a foundation for further disruptive payments innovation.” Press: http://www.dh.com/news-events/press-releases/dh-partners-ripple-deliver-innovative-payment-capabilities-and-create Earthport “Among the FinTech50, Earthport is a regulated Financial Institution under the auspices of the UK’s Financial Conduct Authority, transforming the future of cross-border payments.” Press: http://www.americanbanker.com/news/bank-technology/real-time-remittances-in-play-for-earthport-with-ripple-labs-deal-1071497-1.html Expertus Clients include - Bank of Montreal, Pavilion Global Markets, Central 1, CIBC, Canada Pension Plan, Desjardins, General Electric, Hedgeserv, ICD, Laurentian Bank of Canada, Mizuho Bank, National Bank of Canada, PSP Investment, Royal Bank of Canada, Scotia Bank, Software AG, United Nations, Viacom, Dupont, First National Bank, International Air Transport Association, Investors Group, Sony, Canadian Payment Association, Manulife Bank, Western Union, Virgin Atlantic, Firma Foreign Exchange, Silicon Valley Bank, Care Press: https://www.finextra.com/pressarticle/64716/ripple-and-expertus-team-up-for-blockchain-testing-service IntellectEU “10+ years of hands-on financial integration experience. International presence (USA, Belgium, Portugal, Ukraine). Servicing Financial Institutions, Corporations, and Vendors SWIFT and Ripple integration experience and partnership.” Info: http://companyontop.com/c/304133 R3cev An innovation firm focused on building and empowering the next generation of global financial services technology. Press: http://www.coindesk.com/global-banks-test-ripples-digital-currency-new-blockchain-trial/ SBI Holdings “Ripple, global provider of financial settlement solutions, and SBI Holdings, Inc., global financial services company, today announced the creation of SBI Ripple Asia. The new company will build an engineering and sales force across Japan, China, Taiwan, Korea, and ASEAN countries to sell and install Ripple’s enterprise solutions for cross-border payments at banks across the region.” Press: https://ripple.com/ripple_press/ripple-strikes-multi-national-deal-with-sbi-holdings-to-meet-growing-demand-for-ripple-solutions-across-asia/ Tas Group “TAS Group delivers software solutions for electronic money, payment systems, capital markets and ERP.” Info: http://www.tasgroup.eu/solutions/payment-networks/ripple Temenos T24 “Temenos serves over 1,000 financial institutions in more than 125 countries across the world. It claims to be used by 38 of the top 50 banks worldwide.” Press: http://www2.deloitte.com/lu/en/pages/technology/articles/deloitte-integration-ripple-technology-temenos-t24.html Volante “Volante Technologies, a software company specialized in the integration and processing of financial messages, data and payments within institutions and corporate enterprises.” Press: http://www.volantetech.com/about/media/press-releases/ripple-integration/ Yantra “Yantra Financial Technologies specializes in designing, developing and managing banking & electronic payment systems.” Press: http://www.businesswire.com/news/home/20141103006189/en/Yantra-Financial-Technologies-Integrates-Ripple-Protocol-Latest Banks ANZ “The fourth largest bank by market capitalisation in Australia.” Press: http://www.coindesk.com/australian-banks-westpac-and-anz-experiment-with-ripple/ ATB Financial “ATB successfully transferred CA$1,000 (EUR 667) to ReiseBank using a network built on SAP technology and Ripple’s pioneering network of enterprise blockchain solutions.” Press: http://news.sap.com/atb-financial-sends-one-of-the-worlds-first-real-time-payments-from-canada-to-germany-using-blockchain-technology-supported-by-sap/ Bank of America Merrill Lynch Bank of America is an American multinational banking and financial services corporation headquartered in Charlotte, North Carolina. It is the second largest bank holding company in the United States by assets. Bank of America Merrill Lynch is the corporate and investment banking division of Bank of America. Press: http://siliconangle.com/blog/2016/09/26/ripple-signs-deal-with-global-banks-to-establish-blockchain-based-global-transfer-system/ Bank of Yokohama The Bank of Yokohama, Ltd. is a Japanese regional bank, operating mainly in Kanagawa Prefecture and southwestern Tokyo. It is one of Japan's leading banks, the seventh largest bank in Japan by market value. Press: http://www.coindesk.com/japan-banks-blockchain-currency-exchange-ripple/ Bank of England The Bank of England (BoE) is the central bank of the United Kingdom. Founded in 1694, the Bank's mission is to promote the good of the people of the UK. http://www.bankofengland.co.uk/Pages/home.aspx Press: https://ripple.com/insights/ripple-selected-to-participate-in-the-bank-of-england-fintech-accelerators-exploration-of-the-use-of-blockchain-for-global-rtgs/ BMO (Bank of Montreal) BMO offers a wide range of personal banking services including mortgages, credit cards, loans and insurance. Access accounts with 24/7 online banking. Press: http://www.bloomberg.com/news/articles/2016-09-15/ripple-raises-55-million-adds-seven-more-banks-to-its-network Canadian Imperial Bank of Commerce The Canadian Imperial Bank of Commerce, commonly referred to as CIBC, is one of the Big Five banks in Canada. Press: http://www.coindesk.com/7-financial-institutions-announce-partnerships-ripple/ CBW Bank “The innovative Weir, Kansas bank (it was the original institution behind BankSimple and Moven, and partners with cryptocurrency firm Ripple Labs on cross-border payments) will formally launch a new payment tool called the ONE Card this quarter. (Published Feb. 25, 2015)“ “It offers something most banks can't, and which the Federal Reserve has begun nudging the industry to build: real-time payments. To create this capability, $12 million-asset CBW has signed agreements with all the major U.S. debit networks for the ability to use their rails to instantly credit bank accounts. Press: http://www.americanbanker.com/news/bank-technology/cbw-bank-readies-launch-of-real-time-payments-1072921-1.html Commonwealth Bank of Australia The number 1 bank in Australia $129.89 billion market capitalization. “The Commonwealth Bank of Australia is an Australian multinational bank with businesses across New Zealand, Fiji, Asia, USA and the United Kingdom.” Press: https://cointelegraph.com/news/commonwealth-bank-of-australia-to-integrate-ripple-for-instant-settlements Cross River Bank “One of the first U.S.-based banks that will use the Ripple protocol to offer its business and personal banking customers real-time international payments between the U.S. and Western Europe.” Press: https://ripple.com/ripple_press/cross-river-bank-to-integrate-ripple-for-real-time-international-payments/ DBS Bank “DBS Bank is the largest bank in South East Asia by assets and among the larger banks in Asia.” Press: http://finovate.com/ripple-technology-drives-invoice-trading-platform/ Fidor Bank Fidor Bank is a German online bank. Press: http://www.coindesk.com/fidor-becomes-first-bank-to-use-ripple-payment-protocol/ Mizuho Financial Group It holds assets in excess of $2 trillion US dollars through its control of Mizuho Bank, Mizuho Corporate Bank, and other operating subsidiaries.[1] The company's combined holdings form the second largest financial services group in Japan. Its banking businesses rank the third in Japan. Press: http://www.bloomberg.com/news/articles/2016-09-15/ripple-raises-55-million-adds-seven-more-banks-to-its-network NAB (National Australia Bank) National Australia Bank is one of the four largest financial institutions in Australia in terms of market capitalisation and customers. Press: https://ripple.com/ripple_press/ripple-adds-several-new-banks-global-network/ National Bank of Abu Dhabi National Bank of Abu Dhabi is a bank operating in the United Arab Emirates. NBAD is the largest lender bank in the Emirate of Abu Dhabi and the second largest lender in the United Arab Emirates. Press: http://www.coindesk.com/7-financial-institutions-announce-partnerships-ripple/ Rabobank “Dutch multinational banking and financial services company headquartered in Utrecht, Netherlands.” Press: https://www.ftm.nl/artikelen/experimenteren-met-internationaal-betalen-met-bitcointechnologie Reisebank Headquartered in Frankfurt am Main, ReiseBank has more than 85 years of experience in business travel payment. Press: http://www.coindesk.com/7-financial-institutions-announce-partnerships-ripple/ Royal Bank of Canada “Royal Bank of Canada, is the largest bank in Canada. The bank serves over 16 million clients and has 78,000 employees worldwide.” Press: http://www.coindesk.com/royal-bank-canada-reveals-blockchain-remittance-trial-ripple/ Royal Bank of Scotland “The Royal Bank of Scotland has around 700 branches, mainly in Scotland though there are branches in many larger towns and cities throughout England and Wales.” Press: http://bravenewcoin.com/news/rbs-trials-ripple-tech-for-automated-interbank-transfers/ Saldo.mx “Cross currency wallet for underserved migrant communities built on Ripple.” Press: https://ripple.com/insights/how-marco-montes-is-empowering-migrant-workers/ Santander Bank “Santander is the largest bank in the euro zone by market capitalization and among the top 12 banks on a global basis.” Press: https://ripple.com/insights/santander-becomes-first-uk-bank-use-ripple-cross-border-payments/ SBI Sumishin Net Bank SBI Sumishin Net Bank is an Internet bank jointly established, as an innovative customer-oriented new bank, by SBI Holdings and Sumitomo Mitsui Trust Bank. Press: http://www.coindesk.com/japan-banks-blockchain-currency-exchange-ripple/ Shanghai Huarui “Registered in Shanghai (Pilot) Free Trade Zone with a capital of 3 billion yuan ($484 million), will mainly serve small and micro enterprises that have difficulty getting loans from large State-owned banks.” Press: https://ripple.com/ripple_press/ripple-adds-several-new-banks-global-network/ Standard Chartered Bank “Standard Chartered PLC is a British multinational banking and financial services company headquartered in London. It operates a network of more than 1,200 branches and outlets across more than 70 countries and employs around 87,000 people.” Press: http://www.bloomberg.com/news/articles/2016-09-15/ripple-raises-55-million-adds-seven-more-banks-to-its-network Sumitomo Mitsui Banking Corp Japanese multinational banking and financial services company headquartered in Yurakucho, Chiyoda, Tokyo, Japan. It is a wholly owned subsidiary of Sumitomo Mitsui Financial Group. SMBC is the second largest bank in Japan by asset. Press: http://cryptohustle.com/japanese-banks-are-starting-to-use-the-ripple-network TD Bank Canada “TD Canada Trust is the personal, small business and commercial banking operation of the Toronto-Dominion Bank in Canada.” Info: https://ripple.com/insights/money-2020-how-banks-can-leverage-distributed-financial-technology/ UniCredit UniCredit Group is an Italian global banking and financial services company. Its network spanning 50 markets in 17 countries, with more than 8,500 branches and over 147,000 employees. Press: https://ripple.com/insights/seven-leading-banks-join-ripples-global-network/ Western Union “The Western Union Company is an American financial services and communications company.” Press: https://www.cryptocoinsnews.com/ripple-labs-larsen-partnering-western-union-payment-settlements/ Westpac “An Australian bank and financial-services provider headquartered in Westpac Place, Sydney. It is one of Australia's "big four" banks.” http://www.coindesk.com/australian-banks-westpac-and-anz-experiment-with-ripple/ SBI Ripple Asia Banks 77 Bank “A Japanese regional bank headquartered in Sendai, Miyagi Prefecture. As the designated financial institution of the prefecture, the city, and many other cities and towns throughout the prefecture, it performs duties such as holding deposits for public money and handling payments. It is also the biggest regional bank in the Tōhoku region.” Press: https://www.77bank.co.jp/pdf/newsrelease/16101400_block.pdf AEON Bank “You can use AEON Bank ATMs to withdraw Japanese Yen.More than 2000 ATMs nationwide are available while visiting Japan.” Press: http://www.nikkei.com/article/DGXLZO07911570S6A001C1NN7000/ Aomori Bank “A Japanese regional bank headquartered in Aomori, Aomori Prefecture, in the Tōhoku region of northern Honshū. The Aomori Bank provides financial services for individual and corporate customers, including deposits, loans, securities trading and investment, foreign exchange, and bond underwriting and registration services as well as credit card services.” Press: http://www.a-bank.jp/contents/cms/article/20161003004/index.html Ashikaga Bank "Deposit business, lending, securities trading business and investment business, exchange business, etc. Net income: Stand-alone: 19.7 billion 89 million yen (Year ended March 31, 2015)" Press: http://pdf.irpocket.com/C0060/xAmX/Y6EB/Zpyq.pdf Awa Bank "The Awa Bank, Ltd. is a Japan-based regional bank, primarily engaged in the provision of financial services, with a focus on banking services. The Bank has two business segments. The Banking segment is engaged in deposit, loan, securities investment, and domestic exchange and foreign exchange businesses, as well as the sale of public bond, investment trust and insurance products, the brokerage of financial products and the provision of trust services, in addition to the provision of credit guarantee and credit card services." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Bank of Yokohama “A Japanese regional bank, operating mainly in Kanagawa Prefecture and southwestern Tokyo. It is one of Japan's leading banks, the seventh largest bank in Japan by market value (FY 2012). It is listed on the Nikkei 225." Bank of The Ryukyus "Founded in 1948 by order of the U.S. military administration of Okinawa to serve as a central bank for occupied Okinawa, and was originally modeled after the Federal Reserve System of the United States and the Central Bank of the Philippines. During the U.S. administration, it was empowered to issue currency and oversee the financial administration of Okinawa in addition to serving as a commercial and retail bank." Press: http://www.ryugin.co.jp/news/8878.html Chiba Bank "the biggest bank in Chiba Prefecture, Japan. Listed on the Nikkei 225, it has branches in Osaka, New York City, London, and Hong Kong. Assets — $106.1 billion (2015)." Press: http://www.nikkei.com/article/DGXLZO07911570S6A001C1NN7000/ Chugoku Bank "The Company operates in four business segments. The Banking segment is engaged in the deposit, loan, marketable securities and investments, domestic and foreign exchange, trust business, as well as debt guarantee and bonds underwriting business, the sale of public bond including government bond and securities investment trust, the financial instruments brokerage business, and investment banking business including merger and acquisition (M&A)." Press: http://www.chugin.co.jp/up_load_files/news_release/1414_pdf_1.pdf Daishi Bank "Based in Niigata Prefecture northwest of Tokyo, Daishi Bank is the oldest bank in Japan and the most influential institution in the prefecture. It was founded in 1873 as the Fourth National Bank of Japan." Press: http://www.daishi-bank.co.jp/release/detail.php?id=3517 Daiwa Next Bank "Daiwa Next Bank, Ltd. offers commercial banking services in Japan. The company offers services such as ordinary deposits, time deposits, payment services, fund transfer and settlement, foreign currency deposit, negotiable deposit, account transfer, and loans." Press: http://www.bank-daiwa.co.jp/info/2016/1003_2628.html Gunma Bank "A regional bank that operates in three business segments. The Banking segment is engaged in the deposit, loan, marketable securities and investments, as well as domestic and foreign exchange businesses; the sale of public bonds, investment trust and insurance products, as well as the trust business." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Hachijuni Bank "The Hachijuni Bank, Ltd. engages in the provision of financial services." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Hiroshima Bank "Deposit business, lending, securities trading business and investment business, exchange business, etc. " Press: http://www.nikkei.com/article/DGXLZO07911570S6A001C1NN7000/ Hokuriku Bank "Hokuriku Bank is dealing with non-performing loans. A Japanese regional bank headquartered in Toyama, Toyama; Hokoriku refers to a greater region in Japan that encompasses Fukui, Ishikawa, and Toyoma prefectures. In addition to the Hokuriku region, the bank has branches in Kyoto, Osaka, Niigata, Nagano, Tokyo, Kanagawa, Gifu, Aichi, and Hokkaidō. The bank also operates overseas representative offices in Shanghai, Singapore, and New York City." Press: http://www.hokugin.co.jp/info/files/pdf/810.pdf Iyo Bank "The Iyo Bank, Ltd., together with its subsidiaries, provides commercial banking, leasing, and other financial services in Japan. It operates through Commercial Banking and Leasing segments." Press: http://www.iyobank.co.jp/library/new/press/16-237.pdf Juroku Bank "The Juroku Bank is industriously working to serve its customers in the prefectures of Gifu and Aichi, both part of the industrial region of Chubu. The regional bank has about 150 offices in its primary service areas, as well as offices in Osaka and Tokyo, and overseas offices in Hong Kong and Shanghai." Press: http://www.juroku.co.jp/release/post_178.html Keiyo Bank "The Keiyo Bank, Ltd. engages in the provision of financial services such as banking, securities, insurance, trust, credit card, and credit guarantee. It operates through the Banking and Others segments." Press: http://www.keiyobank.co.jp/news/2016/20161003145539.html Michinoku Bank "A Japanese bank that is headquartered in Aomori, Aomori Prefecture. The name “Michinoku” is distinctive in that it was the first use of hiragana in the name of a Japanese bank. Michonoku Bank, while focused on the Tōhoku region, has a network of branches and subsidiary companies that expands beyond the region. In Japan, Michinoku has offices in Hokkaidō, Akita, Iwate, Miyagi, and Saitama Prefectures, as well as a branch in Tokyo." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Mizuho Financial Group "It holds assets in excess of $2 trillion US dollars through its control of Mizuho Bank, Mizuho Corporate Bank, and other operating subsidiaries. The company's combined holdings form the second largest financial services group in Japan. Its banking businesses rank the third in Japan after Mitsubishi UFJ Financial Group and Sumitomo Mitsui Financial Group, and the ninth in the world by market capitalisation as of November 2009. It is the 59th largest company in the world according to Forbes Global 2000 rankings. Its shares have a primary listing on the Tokyo Stock Exchange." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Musashino Bank "The Musashino Bank serves the Saitama region to the north of Tokyo in Japan. The bank and its 8 subsidiaries do business from about 90 offices throughout the area." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Nishi-Nippon City Bank "The Nishi-Nippon City Bank, Ltd. engages in the provision of banking and financial services. It operates through the Banking and Other segments. The Banking segment provides deposit, loan, domestic and foreign exchange, trading securities, securities investment, corporate bond trustee and registration, and agency operation services." Press: http://www.ncbank.co.jp/nr/images/2016/161003.pdf Nomura Trust and Banking Company "The Nomura Trust and Banking Co., Ltd. offers trust and banking products and services. The company also offers investment advisory and management services. The company was founded in 1993 and is based in Tokyo, Japan." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html North Pacific Bank "North Pacific Bank has total funds of 6 trillion 841.5 billion yen. Its main branch is in Sapporo, Hokkaido. Within Hokkaido it has 188 branches and in Tokyo it is developing operations through one retail branch. It offers comprehensive financial products and services to a wide array of customers, from individuals to corporations." Press: http://www.hokuyobank.co.jp/newsrelease/pdf/20161003_070664.pdf Orix Bank "Orix offers leasing, lending, rentals, life insurance, real estate financing and development, venture capital, investment and retail banking, commodities funds and securities brokering. In addition to expanding its offerings, Orix has also expanded globally, offering financial services in North America, Asia, the Middle East and Northern Africa." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Resona Bank "This entity served as the financing arm of the Nomura zaibatsu founded by Tokushichi Nomura. Its securities brokerage operation separated in 1926 to form Nomura Securities, now Japan's largest securities company. The bank was renamed Nomura Bank in 1927 and became the main bank for the Osaka Prefecture government in 1929, immediately following the 1929 stock market crash." Press: http://www.nikkei.com/article/DGXLZO07911570S6A001C1NN7000/ San-In Godo Bank "The San-in Godo Bank, Ltd. is a regional bank mainly operating in Shimane and Tottori Prefectures. The Bank offers banking services including deposits, loans, foreign exchange transactions, and securities brokerage." Press: http://www.gogin.co.jp/about/press2016/topi16-093.pdf SBI Sumishin Net Bank "SBI Sumishin Net Bank is an Internet bank jointly established, as an innovative customer-oriented new bank, by SBI Holdings and Sumitomo Mitsui Trust Bank." Press: https://www.netbk.co.jp/wpl/NBGate/i900500CT/PD/corp_news_20160819 Senshu Ikeda Bank "The Senshu Ikeda Bank, Ltd. is a Financial Services company located in Osaka, Osaka Prefecture, Japan." Press: http://www.sihd-bk.jp/fresh_news/0000000991/pdf/fresh.pdf Seven Bank "On March 22, 2011, Seven Bank and Western Union started the Seven Bank International Money Transfer Service as part of their mobile and internet banking services. On July 19, 2011, the service was expanded to Seven Bank ATMs, which has about 16,000 locations nationwide with English and Japanese telephone customer support." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.htm Shinkin Central Bank "Central financial institution in Japan for the cooperative regional financial institutions, known as shinkin banks, the Shinkin Central Bank (hereinafter the SCB) occupies a well-established position in Japan’s financial industry. Shinkin banks currently hold funds totaling some ¥134 trillion (around US$1,195 billion)." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Shinsei Bank "A leading diversified Japanese financial institution that provides a full range of financial products and services to both institutional and individual customers. It is headquartered in Chuo, Tokyo." Press: http://www.nikkei.com/article/DGXLZO07911570S6A001C1NN7000/ Shikoku Bank "Shikoku Bank is primarily a provider of banking services to customers in Japan's Shikoku prefecture. The bank's financial services include both commercial and retail banking and lending among others. Shikoku Bank serves local businesses, individuals consumers, and public agencies through about 110 branches." Press: http://www.shikokubank.co.jp/newsrelease/article.php?id=748 Shimizu Bank "The Shimizu Bank, Ltd. was established in 1928 with the merger of six banks and has always been a valuable partner of the local community. The Bank has its headquarters in Shizuoka City, which has the Shimizu Port, the largest in the prefecture. Shimizu Port, located halfway between Tokyo and Osaka, plays a significant role in international trade and economic development." Press: https://www.shimizubank.co.jp/news/detail/post_99.html Sony Bank "Sony Bank is a Japanese commercial bank established in April 2001. It operates as a direct bank and has no physical branches or ATMs. It is a subsidiary of Sony Financial and a member of the Japanese electronics company Sony." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Sumitomo Mitsui Trust Bank "The largest trust company and the fifth-largest bank in Japan measured by assets." Press: http://www.nikkei.com/article/DGXLZO07911570S6A001C1NN7000/ Tochigi Bank "Founded in 1942, the Tochigi Bank offers banking services to the Tochigi Prefecture in Japan (located about 60 miles north of Tokyo). Through more than 90 branches and 4 consolidated subsidiaries, Tochigi Bank offers conventional financial services products such as savings, lending, portfolio advisement, leasing, housing loan guarantees, credit cards, and foreign and domestic exchange services." Press: http://www.tochigibank.co.jp/pdfdata/news20161004144910-1.pdf Toho Bank "A Japanese regional bank headquartered in Fukushima, Fukushima Prefecture, in the Tōhoku region of northern Honshū. The Toho Bank provides financial services for individual and corporate customers, including deposits, loans, real estate, securities trading and investment, foreign exchange, and bond underwriting and registration services as well as ATM and credit card services." Press: http://www.tohobank.co.jp/news/20161003_004597.html Tsukuba Bank "It operates through 147 branches. The company was formerly known as Ibaraki Mutual Bank, Ltd. and changed its name to The Tsukuba Bank, Limited in 1989." Press: http://www.tsukubabank.co.jp/cms/article/cd68c7d31a1e4d661068a3f203dbcf5aea8327f9 Yachiyo Bank "The company offers savings and time-deposit products, loans, credit card and guarantee services, insurance products, Internet banking services, and other banking related services. It operates through 84 branches." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Yamagata Bank "A Japanese regional bank that is based out of Yamagata city, Yamagata prefecture. Most of the bank’s branches are in Yamagata prefecture, or other major cities in the Tohoku region, with a branch in Tokyo as well." Press: http://www.yamagatabank.co.jp/release/pdf/723.pdf?1475467433270 Important Connections Microsoft “Develops, manufactures, licenses, supports and sells computer software, consumer electronics and personal computers and services.” Press: http://www.coindesk.com/microsoft-hints-future-ripple-blockchain-toolkit/ MIT MIT Media Lab creates disruptive technologies that happen at the edges. Press: http://www.coindesk.com/mits-adoption-ripple-blockchain-theory/ GV (Google Ventures) “GV, formerly Google Ventures, is the venture capital investment arm of Alphabet Inc.” Press: https://gigaom.com/2013/05/14/google-ventures-invests-in-opencoin-the-firm-behind-bitcoin-exchange-ripple/ W3 “The World Wide Web Consortium is the main international standards organization for the World Wide Web.” Press: https://ripple.com/insights/promoting-interoperability-and-web-payment-standards-with-the-w3c/ Andreessen Horowitz “Andreessen Horowitz is a $4 billion venture capital firm, founded in 2009 by Marc Andreessen and Ben Horowitz.” Press: https://cointelegraph.com/news/ripple-labs-finalizing-a-us30-million-funding-round CME Group “CME Group is the world's leading and most diverse derivatives marketplace.” Press: https://bitcoinmagazine.com/articles/ripple-labs-raises-28-million-series-chicago-mercantile-exchange-seagate-1432036934 IDG Capital Partners “Founded in 1993, IDG Capital Partners was one of the first foreign venture capital firms to enter the Chinese market and focus exclusively on Chinese companies.” Press: http://www.marketwired.com/press-release/idg-capital-partners-and-google-ventures-invest-in-ripple-developer-opencoin-1790495.htm Seagate “Seagate is the global leader in data storage solutions, developing amazing products that enable people and businesses around the world to create, share and preserve their most critical memories and business data.” Press: http://www.coindesk.com/seagate-ripple-investment-shows-were-serious-about-blockchain-tech/ Santander InnoVentures “We aim to support the digital revolution to make sure Santander customers around the world benefit from the latest know-how and innovations across the Banking Group’s geographies.” Press: http://www.coindesk.com/santander-innoventures-adds-4-million-to-ripples-series-a-round/ Digital Ventures “BCG Digital Ventures is a corporate investment and incubation firm. We invent, build and invest in startups with the world's most influential companies.” Press: http://www.dealstreetasia.com/stories/thailand-digital-ventures-invests-us-based-blockchain-firm-ripple-53627/ Core Innovation Capital “Our portfolio companies harness technology to build transformative financial products and services.” Press: http://blogs.wsj.com/venturecapital/2015/01/26/digital-payments-company-ripple-labs-finalizing-30-million-funding-round/ Susan Anthey (Advisor/Board of Directors) o “She advises governments and businesses on the design of auction-based marketplaces, notably since 2007 serving as a long-term consultant to Microsoft Corporation in a variety of roles, including chief economist.” Michael Barr (Advisor) o “He served from 2009-2010 as the U.S. Department of the Treasury’s Assistant Secretary for Financial Institutions, and was a key architect of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010.” Donald Donahue (Advisor) o “Previously, Donahue served as the COO and then the CEO of The Depository Trust & Clearing Corporation, the principal post-trade infrastructure organization supporting U.S. securities and derivatives markets, which processes transactions worth more than $1.6 quadrillion annually.” Karen Gifford (Advisor) o “Her work at the New York Fed included the successful defense of a claim by the Central Bank of Iran arising out of the hostage crisis for over $1 billion, and co-heading an investigation into misconduct in the sales and trading of complex leveraged derivatives at Bankers Trust.” Karl-Theodor zu Guttenberg (Advisor) o “As youngest Defense Minister in German history, he led the most significant structural reform of the German armed forces since the Bundeswehr’s founding. During his time in office he was Germany’s most popular politician.” Greg Kidd (Advisor) o “Prior to Promontory, he was a senior analyst at the Board of Governors of the Federal Reserve. Greg also is a co-founder of a startup fund with early round investments in Twitter, Square, Coinbase, Coin, Shift, Stockpile, Ledger X, Kabbage, 3taps, and numerous other marketplaces, messaging, and payments companies.” Anja Manuel (Advisor) o “Anja Manuel is a Co-Founder and Partner along with former Secretary of State Condoleezza Rice, former National Security Advisor Stephen Hadley, and former Secretary of Defense Robert Gates in RiceHadleyGates LLC, a strategic consulting firm that assists senior executives at major U.S. companies in key emerging markets such as China, India and the Middle East.” Matthew Mellon (Advisor) o “He founded Mellon Drexel, a digital telecommunications company working to issue three billion mobile wallets worldwide, is a strong advocate of digital currencies, and serves as Chairman of the Chamber of Digital Commerce.” Mariano Belinky (Board of Directors) o “Mariano Belinky is Managing Partner at Santander InnoVentures – a FinTech venture capital fund fully-owned by Grupo Santander, investing both capital and resources in companies globally.” Doug Chertok (Board of Directors) o “Doug has founded, advised and invested in early-stage companies for over twenty years. He also founded Vast Ventures, a seed fund investing in technology and consumer products with an IRR exceeding 90% over ten years.” Young Guo (Board of Directors) o “Prior to joining IDG Capital, Young was a member of the Soros Fund Management in New York from 1996 to 1999, where he was involved in managing a $3 billion private equity fund.” Chris Larsen (Board of Directors) o “Chris Larsen is CEO and co-founder of Ripple and Chairman of the Board of Directors. Prior to Ripple, Chris cofounded and served as CEO of Prosper, a peer-to-peer lending marketplace, and E-LOAN, a publicly traded online lender.” David Schwartz (Board of Directors) “In July of 2013, David Schwartz was elected to the Board of Directors of Ripple by the stockholders. He is currently the Chief Cryptographer at Ripple and one of the original architects of the Ripple protocol. He began work on Ripple in late 2011, investigating the use of distributed agreement protocols to solve the double spend problem in cryptographic payment systems. Prior to joining Ripple, David Schwartz was Chief Technical Officer for WebMaster Incorporated, a Santa Clara software developer. He developed encrypted cloud storage and enterprise messaging systems for organizations like CNN and the National Security Agency (NSA). Known as “JoelKatz,” he is a respected voice in the digital currency community.” Gene Sperling (Board of Directors) “Gene Sperling served as National Economic Council Director and National Economic Advisor under President Clinton from 1997 to 2001 and then under President Obama from 2011 to 2014.” Marcus Treacher (Global Head of Strategic Accounts) "Treacher has held a position as one of SWIFT’s more than 20 board members since 2013, where his responsibilities include overseeing its corporate advisory group and serving as a member of its banking and payments committee and technology committee." Office Locations San Francisco, California London, England Sydney, Australia New York Luxembourg Validators Microsoft MIT CGI SECOM and SBI Asia Interledger-enabled platforms Chain https://chain.com/docs/protocol/papers/whitepaper#9-interoperability Expanse http://blog.expanse.tech/ BigChainDB http://www.slideshare.net/Interledger/weaving-the-ilp-fabric-into-bigchain-db More Information from @GiantGox Banks http://gtgox.com/rippleを利用する企業・団体/ Timeline http://gtgox.com/rippleの歴史/ Investors http://gtgox.com/rippleの出資者/
  17. Ripple Labs, Inc. (Ripple), creators of the cryptocurrency XRP, are in the midst of an ongoing lawsuit involving the United States Securities and Exchange Commission (SEC). A December 2020 press release from the SEC states that the allegations against Ripple include raising funds using unregistered securities. Why did this lawsuit surface and what progress have we seen over the last 6 months? https://visionary-finance.com/the-ripple-lawsuit-and-xrp-overview-and-recent-developments/
  18. We take a look at the XRP price for the week of June 7, 2021. Aside from fundamentals, we rely heavily on technical analysis to assess overall sentiment. This is achieved by identifying key support and resistance levels that traders and investors will be watching in the short term. As Visionary Financial outlined in the previous XRP analysis ( May 31, 2021 ), it was important for XRP to hold $0.85 support in the short term. We have seen that come to fruition as bulls want to take the lead. https://visionary-finance.com/xrp-price-holds-strong-support-bulls-want-control/
  19. Merhaba. Türkiye'den Ripple yatırımcıları kimler ve nasıl bir hareket öngörüyorsunuz?
  20. Good morning all! Have you recently heard about Ripple? Are you deciding if you should invest some of your hard-earned money in XRP? Or have you been around for many years, holding and enjoying the recent price rises? Whoever you are and where ever you're from, it is important to keep up-to-date and know exactly what you're investing in so you can make sound decisions, and not be swept away in the feverish torrents of hype that do so often engulf the crypto space. So I will be posting a few videos and links here from around this wonderful forum, Youtube, and various other places around the interweb so good folk like to can refresh your knowledge on all things Ripple. At the end, there will be an exam, and if you fail that exam @karlos will ban you from the internet, there may even be a few fun little quiz questions you can ask your soon-to-be-estranged friends around the dinner table at Christmas, or yourself at 4 o'clock in the morning as you sit rocking in front of your screen watching charts. Because who ever said crypto wasn't a healthy social experience!? So without further ado, pull up your socks, pour an alcopop and put down your fidget spinner, because I have just the video for you -- "Ripple Tech Talk: Understanding Consensus (Mar 2015)" by in-house genius @JoelKatz (Length: ~60 mins; Difficulty: 3/5; Importance: High)
  21. Blog URL: https://xrpcommunity.blog/teamwork-will-raise-xrp-up/ Teamwork is crucial for helping us raise XRP's profile to new heights! I describe why & cover all the latest news in today's blog: 𝐆𝐞𝐧𝐞𝐫𝐚𝐥 𝐂𝐫𝐲𝐩𝐭𝐨 𝐍𝐞𝐰𝐬: China's National Development and Reform Commission (NDRC) lists crypto mining as an activity it recommends be phased out; and Warren Davidson reintroduces the Token Taxonomy Act. 𝐑𝐢𝐩𝐩𝐥𝐞 𝐍𝐞𝐰𝐬: A huge donation is made to San Francisco State University; xRapid wins an award; Bitstamp is awarded a New York State BitLicense while Bittrex is declined; and the community continues to track xRapid volumes. 𝐂𝐨𝐢𝐥 𝐍𝐞𝐰𝐬: A new web monetization-enabled video conferencing service is highlighted by Coil. 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: Wietse Wind adds a new feature to the XRP Tip Bot; XRPL Labs asks for volunteer beta testers; and David Oliver's proposal to Skype garners just over 2,000 votes thus far. I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  22. XRP price has surged ~ 371% over the last 90 days, outperforming both Bitcoin and Ethereum. Despite XRP witnessing a significant sell-off to conclude 2020, it has changed sentiment and is attracting significant risk capital in 2021. Based on current technicals, it appears that XRP is ready for another push. https://visionary-finance.com/xrp-price-gearing-up-for-another-push/
  23. https://ripple.com/insights/ripple-acquires-40-stake-in-asias-leading-cross-border-payments-specialist-tranglo/
  24. Bitcoin And XRP Gearing Up For Another Rally. "While digital assets like ETH and BTC have already hit new all-time highs, XRP is still +486% away from doing so.." https://visionary-finance.com/bitcoin-and-xrp-gearing-up-for-another-rally/
  25. https://ripple.com/ripple-press/our-statement-on-partnering-with-moneygram/ Very short statement from Ripple. My guess is this split is way less than amicable given the recent comments made by CEO at MGI's earnings report around incentive-laden partnership being put on hold for the foreseeable future due to not wanting to get tangled up with SEC in any way.
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