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  1. There's been numerous threads about utility based analysis of how high XRP price could rise. Here is one example: https://www.xrpchat.com/topic/18706-xrp-market-potential-value/ I've created this thread to throw out what I consider to be a good "starting point" for utility-based analysis. Personally, I struggle with the finer-grained differences between the potential markets: B2B (Business to business) P2P (Peer to peer or person to person) P2B (person to business) Once we zero in on one of these three categories, we can then further categorize the markets and get some historical numbers to plug in. For example, within the category of "P2P" are remittances across borders such as what MoneyGram handles along with Mercury FX, Flash FX, IDT, and Cuallix. Also American Express and Western Union now! I wanted to create this specific topic as a stand-alone thread before I then take the number and extrapolate to use it in a utility-based analysis of XRP price. In the past, I've used old SWIFT numbers. I've seen other authors manage to get their hands on other numbers as well, but I'm not sure if some of those overlap or should be considered separate from each other. For example, is the CHIPs system accounted for in the SWIFT number? I don't think so, but I'm not sure. We'd need somebody 'from the industry' to comment on some of the numbers that would comprise our starting point for utility-based estimation of XRP price. Let me know if you feel strongly one way or the other, or are from the industry and have some valuable sources of statistics to contribute. Thank you!
  2. http://galgitron.net/Post/Heres-how-and-why-XRP-will-be-used-by-banks Another excellent read curtesy of Galgitron.
  3. https://stocksgazette.com/2018/02/17/after-all-this-ripple-xrp-can-go-only-one-way-up/ A nice positive article on Ripple / XRP.
  4. http://www.smh.com.au/business/markets/currencies/not-everyone-is-buying-into-the-latest-cryptos-success-20180126-h0p58e.html.
  5. shapeshift given me this address with Destination Tag : mg1J86TMtmGMo?dt=51434544 ( Example ) If I put this in address bar do I need put again in Destination Tag? Please help me to make this things clear Thanks
  6. Is there any evidence or rumors regarding a possible Ripple & Google partnership? I have seen that Google Ventures was part of initial $55M in Financing. There has been much speculation about Uber becoming a client of Ripple. However, after reading the article below I wonder if Uber may soon be irrelevant and where as a partnership with Google would be a tremendous story! Pure Speculation of course. https://www.fool.com/investing/2018/02/13/google-just-made-an-announcement-that-should-terri.aspx
  7. Can the crypto markets safely put regulations in the rear-view mirror in 2018. Short answer: Yes. You'll have to read my blog to discover why I'm so confident that regulation will not impact crypto or XRP in 2018. Hope you enjoy - please leave any feedback below. Feel free to share my blog with a friend or on any other media - and thank you for doing so! Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  8. What Is Ripple Coin? What Does “XRP” Stand For? How Much Is Ripple Worth? What Is the Ripple Payment Protocol? How Does Ripple Work? Is Ripple Open Source? How Can I Invest in Ripple? Is Ripple Available on Coinbase? Full of Info... at just one click... https://www.profitconfidential.com/cryptocurrency/ripple/xrp-faqs-17-frequently-googled-questions-ripple-xrp-answered/?utm_source=rp.xrpchat&utm_medium=referral
  9. Just a day after Western Union’s announcement, Ripple announced on Wednesday, an agreement with the Saudi Arabian Monetary Authority (SAMA) to provide its cross-border payment technology to banks in the Kingdom of Saudi Arabia (KSA). https://viraldocks.com/western-union-announces-q4-earnings-ripple-test-drive#ripple-partner-sama
  10. The Western Union Company reported its earnings for the 2017 fourth quarter on Tuesday that showed its strong digital growth and testing implementation of xRapid which uses XRP for cross-border payments. Moreover ripple just confirmed on Twitter. https://viraldocks.com/western-union-announces-q4-earnings-ripple-test-drive/
  11. $3.25 Ripple (XRP) Value Expected Cryptocurrency speculators are predicting that Ripple could eventually overtake Bitcoin. Despite misinformation, confusion and controversy surrounding the currency, many experts have been outspoken about the potential rise in the value of Ripple in the future – with the currency set to hit dizzy new heights of at least $3.25 by the end of 2018, if trends continue on their current trajectory. https://cryptodaily.co.uk/2018/02/3-25-ripple-xrp-value-expected/
  12. http://fortune.com/2018/02/13/ripple-bitcoin-banks-brad-garlinghouse/
  13. http://fortune.com/2018/02/13/ripple-bitcoin-banks-brad-garlinghouse/ "Despite the perception that high-flying startup Ripple is either a blockchain or cryptocurrency company, CEO Brad Garlinghouse believes it’s something simpler and not merely a business trying to latch onto the latest tech buzzwords. “We are a payments company,” Garlinghouse said on stage Tuesday at a Goldman Sachs (gs) technology conference in San Francisco."
  14. Ripple CEO Favors More Regulation of the Crypto Market Bloomberg Technology February 13th, 2018, 6:40 PM EST Brad Garlinghouse, Ripple chief executive officer, discusses the state of the crypto market with Bloomberg's Emily Chang at the Goldman Sachs Technology and Internet Conference in San Francisco. (Source: Bloomberg) https://www.bloomberg.com/news/videos/2018-02-13/ripple-ceo-favors-more-regulation-of-the-crypto-market-video
  15. I posted this on Reddit as rebuttal to when someone was going at me for defending XRP on r/Cryptocurrency. I thought I might actually explain to him why Stellar was inferior technically instead of just a subjective judgement. The only exception where Stellar>Ripple is for P2P usage, but that's it..and only for right now. I know a lot of people have been discussing Stellar vs Ripple over here, so I figured I might open up some technical discussion on the topic. If you have anything to add, please feel free. I've been taking a deep dive on the mathematical aspect of tokens. CAP theorem, game theory, Sybil attacks, timestamp manipulation, scalability etc. I don't believe all that stuff should be reserved for the programmers to know, so I'll probably keep adding to this thread so we can have some insights into the DNA of all the different tokens out there. Original Thread: https://www.reddit.com/r/CryptoCurrency/comments/7x750o/without_stellar_banks_wouldnt_think_about_ripple/du6ucbk/?context=3&st=jdm2435h&sh=c53e680a P.S I've been taking arms against the FUD on Ripple XRP over in r/cryptocurrency. You know what? The tides are turning and the guys who call XRP "shitcoin" are not getting 50 upvotes anymore; now they're getting downvoted. I've managed to open some minds as well; and had people admit that they were mistaken in their negative views of XRP. Thanks for all the Likes & Thanks! It's nice to have made my online home here with you guys. XRPChat is truly one of the best online communities out there . It's my pleasure to put all this together for you guys. =====Edits===== Fixed.
  16. Okay so I am a huge ripple fan and invested in xrp back at the start of 2016 I have some fears thats been lingering on my mind for sometime now I got a pretty large stake in xrp and these are the only concerns i have about going forward in the future of xrp. 1. My first question is can't the banks of the world create there own blockchain to suit there needs in international cross border payments and cut out the middle man that would be ripple in this case? I mean they have all the money in the world to hire the best of best to develop this sort of tech right? I know these questions can be confronting, I am not that educated on ripple to be able to answer this question for my self and wanted someone with a knowledge on xrp to be able to provide a educational answer on this topic. Thanks for your answers.

    Hi fellow UK ZERPERS... For those of you who are into it, BBC Panorama tonight is titled ‘Who Wants to be a Bitcoin Millionaire?’ could be total FUD for Crypto but I would be interested to see the BBC’s Liberal analysis of Cryptocurrency to see if they truly understand the fundamentals of what Bitcoin was originally designed to achieve. Also be great if our Lil’ Zerps get a mention too #XRPtheStanrard
  18. Just this week, Ripple signed another central bank as a customer in addition to China's fourth-largest payment processor. I cover all this and more in my latest blog! Hope you enjoy the read & please leave any feedback below. Feel free to share my blog with a friend or on any other media or platform - and thank you for doing so! Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  19. Arizona lawmakers passed a bill earlier this week that will allow the state citizens to pay taxes using Bitcoin and other cryptocurrencies. The bill was passed by the Arizona Senate that will allow taxpayers to not only pay their taxes using cryptocurrencies but any interest and penalties to Arizona’s Department of Revenue. https://viraldocks.com/arizona-senate-may-start-to-accept-cryptocurrencies-for-tax/
  20. http://www.nzherald.co.nz/business/news/article.cfm?c_id=3&objectid=11992414 What you and I already know
  21. Chinese payment provider LianLian International joins RippleNet, an instant cross-border payment network that uses Ripple blockchain technology. https://viraldocks.com/ripple-partners-lianlian-international/
  22. Invest ripple or wait ?

    Hi Do I invest in ripple or wait? Will prices fall according to you? Wait few hours/days for under 1$ ? or Invest 1$ now ?
  23. Below Is Picture Proof Of The Current Alexa Rankings Of Ripple.com, Xrpchat.com, and Paypal for visual purposes. Since October 17th Ripple.com and Xrpchat.com have grown astronomically in viewers. Not to mention very bullish since the start of 2018. Here Is The Link If You Want To Check Other Sites - Click Here or https://smallseotools.com/alexa-rank-checker/
  24. As you can see in the picture below. I ran a 24 hour poll..With over 100 particpants.. I didn't define the poll in any particular way just a simple, "Which Crypto Coin Will Be Ranked #1 In 2020? As you can see Ripple was the overwhelming winner at 46%, which I thought was rather shocking.