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This blog entry from SaveOnSend discusses the 'big picture' of money transfer, including the perceptions and actions of retail bank customers in the C2C remittance space, the importance of money transfer relative to other sources of bank revenue, and the potential scope for innovation by MTOs / fintech disruptors. Banks and Money Transfer: Sleeping Giants? Excerpt from blog post (italics/bold mine):
@JoelKatz, are there taxation rules that need to be work out for XRP when used for global currency exchanges? If so, how would they be handled?