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Found 8 results
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  1. Hi, Inspired by the recent news about SMBs and store owners accepting XRP, I decided to develop a small tool that lets you generate a XRP Payment request QR in a few seconds. The tool supports rate converting (EUR, USD, etc.) and will show you live confirmation of payment ? Select wallet & enter amount QR for your customer Live payment notification https://xrpayments.co ? - Source: https://github.com/WietseWind/xrpayments.co
  2. Hi all, Just read this piece of news and wondering why it is not getting more attention. Santander has been a long time partner of Ripple and testing quite a bit of its tech. Is this the move towards a more retail element? https://www.ccn.com/3-clicks-40-secs-santander-launch-ripple-retail-app-4-countries/
  3. I often see references to 'mass adoption' as being indispensable for something else to happen in crypto-land, but it seems to me the term itself lacks clarity and may mean very different things to different people. Conventionally, disruptive change diffuses from innovators, to early adopters, early majority, late majority, and eventually laggards. This would put 'mass adoption' as occurring somewhere during adoption by the late majority. Does this help? No? Perhaps it requires additional fleshing out. The phrase 'mass adoption' should be defined clearly at least in the two operational contexts -- retail and institutional -- which, in the main, concern speculators in crypto. These contexts are dissimilar, and failing to distinguish clearly between the two can trip us up when analyzing and discussing expectations, or when comparing 'coins.' Given the reigning confusion in crypto, we may end up comparing apples to shoes inadvertently. For example, I have thought more than once that the market cap rankings completely fail to distinguish between the purpose or target sector of the various coins / tokens. This is key to understanding the value (or lack of it) of the market cap idea and could make comparisons (and rankings) more sensible. An opportunity is being missed to clear the existing fog in crypto with the lack of an equivalent to stock asset classes or sectors (large cap, small cap, sector-focused, etc.) Traditional finance has mis-grouped all cryptos in a single 'new asset class', while it is clear by now that most of these have disparate objectives and might as well be in different sub-classes altogether -- cryptos being in fact software projects, regardless of people wanting to think of them as shiny 'coins' in their competitive quest for a quick fortune. With Ripple officially focused on the institutional clientele, it could well be that having a half dozen to a dozen adopters using Rapid/XRP this year would suffice to constitute massive progress, although not, technically speaking, mass adoption. Not when you consider the 11,000+ banks worldwide, or even the 100-200 Ripple partners. And yet, it could still be enough to sway price significantly, and propel it to new heights in sustainable fashion. The same could be said about a single endorsement by one of the Top 5 Central Banks. This then raises the question: is 'mass adoption' really a prerequisite to price appreciation? Or, might it be more suitable as a lagging indicator than a leading one? I tend of think of regulation as a leading indicator of where the sector may be headed and of the degree of adoption as a lagging one. But perhaps that's just me. Retail adoption by individuals using XRP to buy goods is an entirely different animal and would probably have to be in the tens or hundreds of millions to qualify on the basis of chosen populations. Something related to sports betting, perhaps, as the recently announced football crypto-initiative being launched in the UK, with worldwide scope and appeal, might just be that catalyst. I think this announcement was not appreciated properly by many here as to its potential impact (ex. fast payout of bets on a worldwide scale using Ripple.) Whichever of the two -- institutional or retail -- seems more impressive at first glance on the basis of numbers, operational definitions do matter and can help us in focusing on reasonable goals as speculators and in comparing apples to apples. Food for thought? Again, just one man's opinion.
  4. Below is a little 'table' of factors often discussed here, and the possible correlation of each to changes in the price of XRP. Remember that correlation does not imply causation, meaning that while the price of XRP may move in tandem with a factor (or against it), the price movement may or may not be caused by that factor. Correlations measure the strength of a linear relationship between two variables. Qualitatively speaking, correlations between two variables can be negative if one moves up while the other one moves down (ex. sales volume and unit price), or positive if they move in sync in either +ve/-ve direction (ex. home square footage and price), or zero if they are uncorrelated and neither really cares what the other one does. Quantitatively, correlation coefficients vary between a minimum of -1 and a maximum of +1, with values such as 0.2 being described as a 'weak positive correlation' and -0.85 as a 'strong negative correlation.' The table below is only qualitative. It is also subjective and by no means inclusive of all possible factors. factor correlation to XRP price change note good news (Ripple) none, or, if positive, not sustainable yet includes new offices/staff/corridors/partners/exchange listings/pairings/products bad news (Ripple) unknown insufficient data, note R3 lawsuit unresolved Bitcoin price up rarely positive, frequently zero or negative not in sync to the upside Bitcoin price down highly positive in sync to downside, Bitcoin price drop drags down all other coins (including XRP) alt coins price up none no single strong influencer other than Bitcoin (to the downside) alt coins price down positive as side effect of Bitcoin price drop XRP demand/use unknown insufficient data, delays in adoption -> legitimate concerns up -ve sentiment re XRP (non-XRP holders) unknown xrpchat traffic up, conspiracy theories up (many featuring large marine mammals) +ve/-ve sentiment re XRP (XRP holders) none -ve sentiment -> diversification talk up; +ve sentiment -> moontalk up decentralization of validators unknown insufficient data, decentralization incomplete use cases other than cross-border payments unknown insufficient data (ex. Arrington XRP fund, emerging focus on p2p/retail payments) compliance with regulation none presumed positive for Ripple My $.02 (fiat).
  5. Odd to see an article call out xrp on being monopolistic but you can't be the standard if you're not the best at what you do. The more money that flows into xrp the better it'll be and the easier it'll be to move money globally, regardless of your common fiat. Another huge opportunity for ripple and xrp. They're able to rub elbows with some of the most prolific f.i's and treasurers in the business. To get entire countries signed on would be amazing. Money like you've never seen guys and gals. The good news keeps on coming!
  6. https://xrphodor.wordpress.com/2017/07/20/i-want-to-buy-beer-with-my-xrp/ I think we need more end-user applications for XRP! I don't think Ripple should change course at all - they've got to continue along with their current laser focus on banks; but I think XRP investors can fund some exciting new applications - either with new ICOs, or with other funding sources! Let me know if you agree / disagree with my points, and please - by all means - feel free to share or link to my blog! Thanks in advance for any feedback or sharing! Reddit: https://www.reddit.com/r/Ripple/comments/6ogzy3/i_want_to_buy_beer_with_my_xrp/ Twitter: https://twitter.com/Hodor7777/status/888059869701562368
  7. Question out there for some fintech experts... Ive heard the concept that XRP could be used in an escrow type situation... I'm curious, why would anyone need to lock up the XRP into escrow when it is conceivably flowing heavily in the forex markets? Wouldnt it make more sense to lock up only the fiat and then release those over the Ripple system using XRP to bridge assets and it happens instantly? Why lock up XRP? If it's floating around and banks don't care too much about price because they aren't actually hodling any xrp...it doesn't really matter to them at all, only that the settlement currency (fiat) exists. Anyone have any more insight than I can conjure?
  8. This is for Ripple team. Please tell us why you have not created a social media marketing team. Why doesn't your marketing seem to be very active when compared to ETH? The community would like to see a more pro active behavior from your marketing department. Please kindly let us know. Thanks,
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