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  1. Just noticed that XRP went through the roof, so the question is should I buy XRP even at this price? What is everyone's thought on this, will you reckon it will continue to rise, if yes then why and up to what price do you reckon XRP will hit in the future?
  2. There are 100 billion XRPs and only 30% of them has released to the public. Therefore, based on the supply/demand theory, it seems to be rational to believe that the XRP price would stay at the current position for the foreseeable future. Some people argue that SWIFT handles $5 trillion transactions per day , so 100 billion XRP is tiny relative to this. However, some other people say that an actually number of transactions per day would be much smaller because of liquidity, so 100 billion XRP would be disruptive. I do well understand that Ripple is leading the cross-board transfer industry and many banks have been joined the Ripple project. But I am little skeptical, if the XRP price can increase with this massive number of issuance. Any opinion on this or other factors causing an increase of the XPR price would be appreciated.
  3. I currently use Ripple exactly how it was intended - as a unique tool for the transfer of value. At the moment, Ripple can be used as a low volatility, safe haven currency that facilitates reinvestment into other cryptocurrencies. For example, if I feel Bitcoin and Ethereum are in an overbought bubble and about to undergo price correction, I convert my ETH and BTC to XRP (instantly and it feels so good), hold my XRP position through the price correction, then reinvest into ETH and BTC at a lower price. For guys like me, who are trying to get a DAPP development team together and push crypto into mainstream utilization, investment tools such as XRP only serve to help bolster funding that can and will be reinvested into cryptocurrency. Right now I own a Ledger Nano S (not a shill, but I highly recommend it for $70) and would love to see support for an XRP wallet on the Ledger - it would enhance XRP's position as a safe haven currency. I believe in the instantaneous nature and capacity of Ripple - not every cryptocurrency has to be an earth shattering anarchist's dream. Enough about me - if you have a hardware wallet that you want to support XRP, I'll happily support the cause and send the dev team an email. And if you're interested, you can vote here to make Ledger support happen -- XRP support for Ledger. Good luck in the cryptosphere!
  4. It was surprising not to see a sharp drop off in Bitcoin after the SEC rejected Gemini's ETF proposal. I believe this rejection - and more importantly the STILL not resolved Bitcoin blocksize debate - has led to altcoins' value surging. If the blocksize debate continues unresolved, it offers potential for XRP to benefit from investors moving out of Bitcoin but wanting to stay in cryptocurrencies. Let me be realistic to start with, a reallocation away from Bitcoin is unlikely to benefit XRP as much as altcoins with limited supply that can be pumped up to the investor's great profit on the exchanges. Looking at coinmarketcap I do believe the recent surges in first Dash and now Monero has been partly driven by money taken out of Bitcoin looking for a profitable home. I think it will happen again with other altcoins with small market caps, because a move a half a billion dollars away is peanuts to Bitcoin, but if some of that goes to a small altcoin that altcoin's marketcap can multiply. Now I don't think this will happen in an identical way with XRP because the supply is so big, and one would think Ripple would take the opportunity of an appreciable price rise to sell thereby capping gains. But I definitely do believe a reallocation of money to alternative cryptocurrencies that but for the unresolved Bitcoin blocksize debate would have gone to Bitcoin is an opportunity for XRP to moderately increase in price. I'd almost think it would be yet another failure of communication, marketing and messaging to the cryptocurrency community by XRP enthusiasts and Ripple if XRP does not rise in value appreciably on Bitcoin decline or stagnation. My view is we've got to continue to talk amongst ourselves on xrpchat, but more than anything we've got to talk to cryptocurrency enthusiasts who have never been involved in XRP and to the general population of internet users interested in cryptocurrency whether they have bought or not. I would view the channels to this as Reddit and Bitcointalk, with appropriate moderation so that idealogically fixated holders of POW coins don't fill up the thread with "it's a premine <expletive> <explitive> scam". I am very busy working right now and I won't do it today, but on the weekend or early next week I'll probably open a thread on Reddit. At this stage my angle would be to suggest XRP as suitable for people to allocate a small percentage of their crypto holdings with a view to long term possibility of appreciation, notwithstanding it is more likely than not that promise will not be realised. I'd be interested in hearing the xrpchat community's views.
  5. So I know this won't be news to most people - that it looks suspiciously like Ripple is doing something to hold the price - but I just found this item on the Bitbay (a fairly newish alt-coin). It basically explains their motive for price-pegging to extinguish extreme market volatility, and could quite easily be written for Ripple themselves, though they've decided not to mention it officially. If I were Ripple, still in the stages of increasing volume/liquidity & wishing to boost viability of XRP for big 'players', this would seem as a wise strategy for now..
  6. In the case of mandatory KYC requirements by global govetnments (which is bound to happen at some stage )and heavy fines for non complying Alt coin companies, i think XRP will get direct benefit as i think its one of very few companies ( or may be only one) who is compliant with KYC now. And lot of new buys can jump in because of closure of other altcoin companies. Please share your opinions..
  7. Hi Guys. I know most of us know this already but for new members i thought to post info on Ripple from Wikipedia so that they can come to know about some new things Ripple is a real-time gross settlement system (RTGS), currency exchange and remittancenetwork by Ripple. Also called the Ripple Transaction Protocol (RTXP) or Ripple protocol,[3] it is built upon a distributed open source Internet protocol, consensus ledger and native currency called XRP (ripples). Released in 2012, Ripple purports to enable "secure, instant and nearly free global financial transactions of any size with no chargebacks." It supports tokens representingfiat currency, cryptocurrency, commodity or any other unit of value such as frequent flier miles or mobile minutes.[4][5] At its core, Ripple is based around a shared, public database or ledger,[6] which uses a consensus process that allows for payments, exchanges and remittance in a distributed process.[7] The security of the Ripple consensus algorithm was challenged by rivals in 2014,[8] with Ripple defending the safety of the system.[9] As of 2016, Ripple is the third-largest cryptocurrency by market capitalization,[10][11]after bitcoin and ethereum.[12][13][14][15]Currently implemented by companies such asUniCredit, UBS or Santander, the Ripple protocol has been increasingly adopted by banks and payment networks as settlement infrastructure technology,[16] with American Banker explaining that "from banks' perspective, distributed ledgers like the Ripple system have a number of advantages over cryptocurrencies like bitcoin," including price and security.
  8. Long-Term Investing Pays the Best Buffett’s investing style There are three broad aspects of Warren Buffett’s investing style: investment philosophy security selection psychology of investing
  9. Hi guys. Most of us on this blog are waiting for XRP price to get to go up so that we can sell it but apart from risk of losing money bcz of not enough alpreciation, there is also risk of selling it to early only to regret later. Just want your opinions on ur XRP exit strategy that can reduce risk of selling urself short.
  10. "SBI Holdings and Ripple have also agreed to explore working together to list XRP, Ripple’s native digital asset, through its online brokerage properties, including the largest online trading platform in Japan." ( Two questions: Does anybody here have experience using the SBI trade platform? Is it currently limited to Asian financial instruments and stocks?
  11. Hi guys. Please correct me if I am wrong. But on the basis of news SBI is paying 3 Billion Yen for 17% of existing XRP which will equate to approx 11.9 billion yen which means 11.9 billion divided by 3 Billion =roughly 4 XRP per Yen which means in USD terms roughly they are getting each XRP for .002 which is 1/3rd of the market price.. Please share your opinions and as mentioned previously correct me if i am wrong...
  12. Hi Guys, I think ripple as a company is focusing more on selling their services rather than increasing the price of XRP(which was their original plan and which got us invested in XRP) Would you agree with that... ? Do you have any link of ripple employees discussing future of XRP as in value or price term...? Please give your honest opinions...
  13. Does somebody know of a handy chart that will simply identify by "~" name the accounts with the biggest sales of XRP for a given day? I think this would give me - and potentially many others - a handle on who is creating the supply in the current XRP bear market. I think this is important from several perspectives: If the supply is being created by Ripple Laps wallets, then that has implications for the community to understand how much per day they are dumping on the market. If the supply is being created by Ripple Labs employees or large XRP holders (former founding members of Ripple Labs, e.g.), then that also has implications for the community. If the supply is being created by investors within the community or other large volume traders not associated with Ripple Labs, then that is probably less problematic for the long-term outlook. Does anybody know of a chart that targets this information?
  14. Hi guys. I am new member of this community and want to get your opinions on how much do you think will be the future value of ripple Minimum .. Median,,,,, Maximum it can go to in your opinion.... (in USD term if possible ) and rough time frame for that..... Thanks Guys....