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  1. ***this is speculation*** In the wake of AliPay's announcement of launching a cross-border remittance service powered by blockchain technology, a closer inspection of the partnerships reveals several layers of Ripple associates. The cross-border remittance services into the Philippines will be offered by in a collaboration between GCash, AliPay, and Standard Chartered. With further details on Standard Chartered's involvement, https://www.pymnts.com/news/cross-border-commerce/2018/alipay-gcash-blockchain-cross-border-remittance-philippines/ Standard Chartered is currently a RippleNet adopter, primarily using it for cross-border payments between India and Singapore. The bank has also broadcasted it's plans on extending it's utilization of RippleNet to five other countries/pairs this year. https://www.finextra.com/newsarticle/32048/standard-chartered-to-extend-use-of-ripplenet-to-more-countries Standard Chartered acting as the settlement bank by offering it's infrastructure to both AliPay and GCash for remittance services, falls into Winters statement of expanding it's capabilities to other currency pairs with the Philippine Piso (PHP), the Hong Kong Dollar (HKD), and the Chinese Yaun/renminbi (CNY) being the suspects. GCash in itself also has an abundance of service and associate overlaps with Ripple. Currently GCash and it's services such as GCASH REMIT into the Philippines is consisted of SoftBank Payments and Globe Telecom. https://www.gcash.jp/?lg=e SBI Holdings' business relationship with SoftBank has been under speculation since SBI's involvement with Ripple but Globe Telecom can reveal other intentions of GCash. GCash is not the only notable subsidiary of Globe Telecom, Mynt is another subsidiary of Globe Telecom's financial technology arm that includes Ayala Corp and Ant Financial(AliPay/Alibaba). https://www.mynt.xyz/about-us/ The significance of Mynt pertains to an announcement this past March. Globe Telecom with Ayala Corp and Ant Financial thru Mynt, partnered with MoneyGram to provide remittance services into the Philippines to smartphone users for their GCash mobile wallets. http://news.abs-cbn.com/business/tech-biz/03/08/18/globe-fintech-arm-moneygram-launch-smartphone-based-remittance-service MoneyGram is well known in the Ripple community for it's involvement in trialing xRapid for a pilot which utilizes the XRP Ledger (XRP) for cross-border payments. http://ir.moneygram.com/news-releases/news-release-details/ripple-and-moneygram-partner-modernize-payments As of now, we publicly know that Mynt (Globe Telecom, Ayala Corp, and Ant Financial) partnered with MoneyGram to improve remittance services into the Philippines for GCash mobile wallet users. MoneyGram states that it's intention on piloting XRP this past January was because the digital asset offered negligible transaction fees and because the average transaction time involving XRP is 2-3 seconds. Interesting enough, this new remittance service provided by both Alibaba and GCash involves HKD and PHP. And the transaction time publicly shared took only 3 seconds... After Alibaba's failure to acquire MoneyGram this past January (same time as MoneyGram's announcement of it's xRapid pilot), Alibaba was adamant that they would still collaborate with MoneyGram to develop remittance and digital payments to several countries including the Philippines........ https://www.reuters.com/article/us-moneygram-intl-m-a-ant-financial/u-s-blocks-moneygram-sale-to-chinas-ant-financial-on-national-security-concerns-idUSKBN1ER1R7 Very interesting times indeed! Time will only tell EDIT: (more speculation in regards to GCash & Western Union) GXI description, https://businessmirror.com.ph/western-union-expands-digital-distribution-through-gcash-mobile-wallets/
  2. I have checked this video again after it was (re)posted by @Bagheera in @Hodor's topic (how could I have missed this before, was the evidence right under my/our nose?): At the end the following is said by mr Dilip Rao: They actually have a partner on the ground in India and several more countries. With SBI and other banks, this is actually a really big thing. Very SWELL indeed. FSS (http://www.fss.co.in/) Financial Software and Systems (FSS) is a global leader in payments technology and transaction processing, offering business value in the areas of electronic payments and financial transaction processing solutions & services. The company has earned the status of being a payments systems leader through a combination of established portfolio of technology solutions, state-of-the-art infrastructure and 25 years of experience in the payments domain. Headquartered in Chennai, India, FSS has established a global footprint in Africa, Australia, Canada, Europe, Middle East, Singapore and the United States of America. Employees – Powering the success of FSS FSS employs over 2,000 professionals, delivering an entire spectrum of payment systems and services that are trusted by more than 100 companies worldwide, including some of the world’ largest public and private sector banks, financial institutions and payment processors. Integrated payment processing leader As one of the largest independent payments processor in India, FSS’ hosted services enable over 30 banks and financial organizations to process millions of transactions every day, securely and efficiently. The company’s products and services have an integrated perspective of the payments domain and help provide complete solutions to clients across the globe. The company has made significant investments in building state-of-the-art infrastructure including a Tier 3 standard Data Centre, and a strong pool of specialized resources with skill sets in the spectrum of payments. For clients, this translates into trust, commitment and stability they can count on. The Indonesian flag is shown in the presentation and mentioned many times. As well as the UK, The Philippines, China, Mexico, Brazil. He is mentioning India (in relation with the UK?) for inward remittances specifically, liquidity is provided by 2 banks as well. Implementation done by FSS. What countrie(s) will be targeted next?
  3. http://blog.sci.ph/post/160832191621/sci-to-add-xrp-support-to-its-blockchain-ecosystem Quoted: "Since 2014, SCI has been working on building the best technology platform for Blockchain-based services in the Philippines. Using the Bitcoin Blockchain, it has provided cheaper, faster, and more accessible financial services to over 500,000 users with services like Rebit.ph, Buybitcoin.ph, Bitbit.cash, and several more. Today, we are happy to announce that SCI will soon start supporting Ripple’s XRP across several of our services. Starting with Buybitcoin.ph, our users will be able to buy and sell XRP with Philippine Pesos fast, safe, and easy, with support on Rebit.ph for remittances and Bitbit.cash for mobile money to follow in future integrations. XRP is a digital asset that has recently proven itself to have a clear use case. As established financial institutions, as well as major cryptocurrency exchanges, start to partner with Ripple and support XRP, its utility as a payment rail and settlement layer becomes more evident. Combined with its speed, low cost, and scalability, SCI believes that XRP is a valuable asset to add to its growing ecosystem of blockchain services in the Philippines and the rest of the world."
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