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Hi. Here's just a thought of me that will not let me go. Pure speculation ... Brad spoke of 3 of the 5 largest money transfer companies using/testing xRapid. Since we already have the largest company with WU and the second largest company with Moneygram, the last company would have to be number five in the list. Otherwise, he would have said we have 3 of the 4 largest money transfer companies, or the three largest... http://www.topteny.com/top-10-money-transfer-companies-world/ 1. WU 2. MG 3. TransferWise 4. World Remit 5. PayPal! What are your thoughts on this approach?