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  1. Blog URL: https://xrpcommunity.blog/introduction-to-xrp-2019-edition/ Just published the updated, 2019 version of an "Introduction to XRP" on the XRP Community Blog! I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thank you for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Reddit r/CoilCommunity Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  2. Blog URL: https://xrpcommunity.blog/xrp-by-the-numbers-2/ If you're a 'numbers person,' you are in luck: Today's blog is all about the key statistics of XRP! I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  3. Ever want to send a link to a friend that explains the basics of XRP compared to Bitcoin? In today's blog, I go over all the basics of XRP, including its features, capabilities, and include some of the major differences between it and other networks. While it's not an in-depth treatment of 'all-things XRP,' it serves as a convenient reference document if you're looking for a short explanation to share with somebody new. I hope you enjoy the read; leave any feedback below. Feel free to share my blog with a friend - or on any other platform - and thank you for doing so! Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  4. In today's blog, the retrospective of XRP and Ripple finishes with a closer look at our prior year, 2017. We've come a long way, and 2017 demonstrates that in spades. This blog will cover key code updates for XRP, the controv ersial topic of anonymous payments, community promotions, and XRP's own version of the "Bitcoin Pizza Guy," which is known more as the "XRP Jacket Guy." (He knows who he is!) And for those of you that are new, I wax nostalgic about the old RippleTrade wallet - something only fellow XRP veterans will appreciate. No retelling of 2017 for Ripple and XRP would be complete without discussing SWELL and the Central Bank Summit on Blockchain hosted by Ripple. I hope you enjoy the read - please leave any feedback below! Feel free to share my blog with a friend or on any other platform - and thank you for doing so! Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  5. I am getting a tecUNFUNDED error when trying to create a Payment Channel. My balance (71XRP) is way above the channel amount (3XRP) and the required reserve. Any ideas? Trx: 7039BC7C138D6F7FF82176DFD8D9A84217473F190D5E1CABF0A0BEC5C0E0B17F {"txJSON":"{\"Account\":\"rEYZSepKEJHXkbVkRzxdTcGdqNo9qcLEPA\",\"TransactionType\":\"PaymentChannelCreate\",\"Amount\":\"3000000\",\"Destination\":\"XXX\",\"SettleDelay\":86400,\"PublicKey\":\"XXX\",\"DestinationTag\":4,\"Flags\":2147483648,\"LastLedgerSequence\":33085921,\"Fee\":\"6420\",\"Sequence\":61}","instructions":{"fee":"0.00642","sequence":61,"maxLedgerVersion":33085921}} Thanks
  6. In my latest blog entry, its back to basics. The intended audience are those that are completely new to XRP, so please review and share with a friend! This post will probably bore you, but please keep in mind that the intended audience(s) are those that are completely new to XRP and Ripple. Please review and let me know your feedback, positive or negative! Also, as always, please fee free to share or copy! My blog announcement(s) on other media: Reddit Twitter Bitcointalk - alt coin section Bitcointalk - XRP Speculation sub-forum
  7. I understand micropayments now. At least, I thnkI understand. What is a Micropayment? The term "micropayments" is usually the term traditionally given to monetization of very samll transactions - under $12 - for content provided over the internet. One example is Blendle, a media startup that lets you pay a few cents for the privilege of reading their news articles online (source: https://www.wired.com/2016/03/pay-25-cents-read-article-blendle-certainly-thinks/ ) So Who Processes These Things Now? PayPal Micropayments is a platform that's been around for a few years, and it builds off of the usage by Ebay vendors for small transactions. The fee structure is built on the concept of giving a vendor the ability to pay the processing fee based MORE on a percentage of the sale price rather than the flat processing fee. Instead of the usual 3.4% + 20 cents, you’ll pay 5% + 5 cents. Basically a higher percentage but lower fixed cost. (source: https://www.thebalance.com/increase-profits-with-paypal-micropayments-1140571 ) XRP Advantage Now compare that to the processing fee of processing a micropayment through the RCL using XRP payment channels. The current fee is listed as 10 drops, or .00001 XRP. If we use a value of 30 cents as an example, that's a transaction cost of $.000003. Now, that's the network fee for using XRP transactions. Any actual service provider of an online wallet may also layer other charges to cover costs associated with processing transactions and providing other services such as returns, insurance, and other items, but you can see clearly that PayPal is about to face some competition in this market. Speed Another issue that micropayments platforms have typically had is the ability to scale for increased usage. Did I mention that XRP Payment channels were fast? The XRP Ledger using payment channels can scale to handle over 50,000 transactions per second. (source: https://ripple.com/files/xrp_overview.pdf ) The first FI to integrate using XRP Payment Channels is going to have a substantial advantage when it comes to mircopayments. Or maybe PayPal might see the light and choose to contact Ripple?
  8. https://ripple.com/build/payment-channels-tutorial/ The timing of this tutorial is perfectly positioned right after the very high-profile announcements yesterday, and serves to underscore their commitment to building on RCL and XRP with new partners. Kudos to Ripple's tech team for putting out this very detailed and public-facing document describing the incredible options that this provides for banks and Financial Institutions!
  9. Hey! it seems we have had a lot of newcomers to the forum lately. Nice! Anyway, regardless of the recent re-popularization of XRP, I am opening this thread about a great technical feature for RCL that is expected to be enabled this week. As you can deduct from the title of the thread, I am talking about PayChan. The thing is, unlike the Escrow amendment, which is also expected to be enabled next Thursday and I totally understand, I have some doubts about PayChan. In particular, I would like to know if PayChan not only offers the possibility of off-ledger payments, but also off-line payments. That is, would it be possible to send those "Claim" messages through any other type of network/connection (e.g. Bluetooth, NFC...) outside the Internet to later distribute them to RCL and redeem them? I asked this question on the chatbox some days ago but got no response. Can anyone clarify this doubt? Thanks!
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