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John Whelan, the Managing Director of Digital Investment Banking at Banco Santander: Bitcoin he says is “inefficient” as it validates transactions every 10 minutes. As such they (Santander) are leveraging the tech developed by Ripple that settles payments across the XRP Ledger in 4 seconds. Whelan added, “Instant transfers at a very very tight spread, 30 basis points, nice user experience. I used it myself, money to the United States, it’s available on the same day. Fantastic. At a guaranteed rate, even better.” Source: https://www.google.nl/url?sa=t&rct=j&q=&esrc=s&source=web&cd=1&ved=2ahUKEwjri4jC6-_lAhWIZVAKHfFgCX8QFjAAegQIAhAB&url=https%3A%2F%2Fbitcoinexchangeguide.com%2Fripple-partner-banco-santander-to-run-its-blockchain-based-payment-system-on-6-more-corridors%2F&usg=AOvVaw3-Su0nsJRolueBiXq4v8MO
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Ripple keeps expanding its network by adding new banks; this time it has signed up Shinhan, the second biggest banking institution in South Korea, to RippleNet So the second and fifth largest banks of Korea are now Ripple partners..... the network is growing... nice Source: https://news.u.today/news/ripple-expands-influence-by-adding-shinhan-second-top-korean-bank-to-its-customers
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Swift's gpi system is still outmoded by ripple even if they are going live with it at the end of they year. SWIFT just opened themselves up to a partnership with Ripple. This should not be ignored!
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Swissquote, the Swiss leader in online banking, which specialises in providing online financial and trading services and Bitstamp, the EU's first and only licensed digital currency exchange, today announced that they will be partnering up. Swissquote will commence with BTC trading with EUR and USD on its platform, with Bitstamp providing a full-stack solution for all of Swissquote's requirements. http://www.marketwired.com/press-release/bitstamp-swissquote-pioneer-bitcoin-integration-with-traditional-financial-system-six-sqn-2226176.htm
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As a financial group whose main channel is the Internet, SBIH will join the consortium R3 led by R3 CEV, the first such initiative in the world, and proactively consider applying blockchain technology to the financial services of the SBI Group. http://www.sbigroup.co.jp/english/news/pdf/2016/0314_a_en.pdf