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Hello XRP Community, I have been a long-time viewer of these boards and XRP holder. I've been interested in crypto for some time and first came by XRP when transferring ETH and BTC to and from exchanges. It was far cheaper and quicker to convert to XRP before sending and converting back. At which point I realized how much of a game changer XRP and other coins are/will be and stopped converting back to other currencies. Until recently, without significant coding skills, there was not much ability to participate in XRPL except for holding and trading XRP. I think this has now chan