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Hello from newbie.

I was just thinking about this while driving to work, so its not a fully developed idea. I don't even know if its legal or if someone has already done this, but wouldn't it be nice if we could have some sort of community endorsed hashtag that promotes the education of Ripple as a product to the masses? We can post official content (e.g. from Ripple.com) on our fav social media account (Twitter, FB, YT, Instagram, etc)....if there's some form of co-ordination, maybe we can start a trend big enough to generate a digital footprint in cyberspace. I say official content because we don't want a trending FUD Anyway just a Wednesday morning "drive-to-work" idea. Feel free to add to this, or hijack it even. I'm just an ideas guy going to bury myself in work related emails soon.

Hi! I'm sorry for the –I know– incredible newbie question. I'm not related at all to cryptocurrencies. Five years ago I bought some ripples and I have written down my "Ripple Address" and "Secret Account key." What's the next step? To open a Wallet? Thanks!

So this is my first post on XRP Chat... I've been following the likes of @JoelKatz, @Hodor and various other Top Members on here and on the Reddit Forum since I first bought my Zerps. I firstly wanted to commend the community for instilling such a positive attitude (to both Ripple and others within the community [even those who spread FUD]). When I first joined the Reddit Forum there were <40,000 members but that has since grown to over 160,000 in the last 6 weeks). I invested in late November and have used forums, YouTube, Ripple Insights etc... to keep a track of all the news and goings on which may affect the price of XRP in 2018 and beyond. I wondered what other people on the forum foresee being the 'Big' announcements for Ripple in the first two Quarters of the year. I've done quite a bit of reading and have listed a few of mine below: Q4 Report - This was initially a big one for me given the speculation about the '2 household names'. With that being said I understand that the majority of quarterly reporting (at least from traditional investments) merely 'rounds up' the trailing 3 months rather than speculates on forthcoming partnerships. SBI Holdings Pilot Feedback 31st January - The proposed date that SBI holdings (part of the Softbank Group) announce their results from utilisations of XRP as a source of liquidity within their group of 61 Japanese Banks. For those who don't know a great deal about Softbank, this business is HUUUUGEEE. I work within Consumer Electronics and Consultancy within the UK and Softbank have fingers in every pie (investments in Manchester Airport, The M6 Toll Road, Brightstar Electronics [Global Partner of Apple], 36% Share Holder of Alibaba). This is the BIG one for me; companies of this stature will deploy the XRP cost saving solution across the business (for inter-group financial transactions) and will hopefully have a big say in any stakeholder meetings with their extended investments. Brad Garlinghouse speaking at Yahoo Finance Conference - Brad will be supporting some big names within the world of Finance at the Yahoo Conference this year. Although I don't believe this will bring huge price action, I do think it will add further credibility to both Ripple and XRP (is the CEO of any other Crypto speaking there **ahem** Bitcoin **ahem**??) MoneyGram Pilot Conclusion - Pilot's can last months (and even years) so this is purely speculative but should Moneygram positively conclude their Pilot in 2018, I think this will bring some strong positive price action. Coinbase - The dreaded 'C' word... We all saw the negative action the Statement from their CEO brought to Ripple... This (in my opinion) proves the potential of a listing on Coinbase and the potential upswing this would bring. I've seen it written thousands of times, but psychology has a strong baring on the Retail Investor and I genuinely believe that a coin listed in 'Sub-$XXX' listed on CB, will attract much more 'Newbies' looking to find the next 'Moonshot'. Speculation - Since I first Invested (Late November [Thanks to The TeenageInvestor on Youtube]) there has been limited 'Real World' utilisation of XRP as a genuine source for on demand liquidity. Admittedly , some companies (Cuallix) have been using it Day to Day but on the whole, the majority of utilisation has been in 'Pilot' form or has been sidestepped for pure RippleNet testing. I do believe however, that once companies realise the potential to free up any liquidity held for oversees remittance etc... that at that point, XRP will come into its own. Additional PR - This is one I've dreamt up on my own but given that Ripple as a business are on what looks like recruitment drive for Marketing Experts (recent hire of ex-Facebook Marketeer), I believe they will be putting a lot of pressure on MSM to keep up the positive momentum surround Crypto and Ripple/XRP. Market Pressures - Competition in any market is positive for business. VISA recruiting BlockChain specialists with experience of Ripple R3, ETH and BTC means they are trying to catch a slice of the market Ripple are seeking. This will be exciting to watch given that Ripple are some years ahead of the competitors and VISA already have the majority of Key Account Partnerships tied up in their existing business. Nevertheless, I see this as excellent for Ripple and Blockchain in general. Other Listed Companies riding the 'Crypto Wave' - As we have seen recently, partnerships with Crypto's bring positive action (to both the Crypto and the Stock [Moneygram being one example]). I therefore wouldn't be surprised if more Fortune 500, FTSE100 etc... companies start trialling and experimenting with Blockchain in their existing business to bring some returns for their shareholders. Those are just a few of my thoughts. I would love to hear the thoughts from some of the other 'Top Members' @XRPto50dollars, @RegalChicken, @buckor, @Chewiecoin and where they see the price action arriving this year. Thanks for reading. #XRPtheStandard

Hello, I am very new to trying to buy XRP. I have done tons of research... I still can't figure what to do. Here is my situation, I am in the US I have a bank account set up solely for use with Cryptocurrencies. I want to buy as many XRP I can with $5,000.00 and do it as quickly as I can. I have been looking at websites till I can't look at another. Fees for each movement of the money... aaaagghhhhh!!! Can anyone help me simplify this?

Hey everyone. I am a complete newbie to the crypto world and am looking for some friendly advice, tips, support and a genuine group to learn from. Are there any of you who could help walk me through the process of how I can try and jump on this rollercoaster? Thanks in advance everyone;)

So I got into ripple very late , when the price was 1.14 , and I only have a very small amount 140+ , have I missed the rocket or do you think ripple will reach the heights of bitcoin in the coming years ..?

Hello All, Finally signed up for the chat! I have been following these threads for a while as a visitor but happy to finally have a voice p.s. Yes, I am a XRP holder since BEFORE the first December spike. The future looks bright! Here's to a prosperous 2018. -N

I am so lost and clueless and I have spent hours researching and I am so confused. I am really hoping someone on this forum can give me some insight. Back in 2014, I (believe) I purchased XRP. I have a phrase, username, and most importantly, a key. Unfortunately I do not know where I originally went to purchase XRP. Last night I went on the worldexchange.net and plugged in my key. I found out that my account was not yet activated. So here’s my question: did I actually purchase the XRP even though I never activated my wallet or does that mean I never had any XRP to begin with?? I could swear I remember purchasing XRP but I’m now unsure if you can purchase the XRP before activating your wallet. Help this novice out!! Thanks!

How to buy Ripple – is it the right Bitcoin-style cryptocurrency for you? If you are dying to get into the cryptocurrency market but have arrived too late to the Bitcoin party there are plenty of alternative cryptocurrencies. Ripple is known an ‘altcoin’, which means it’s a bitcoin-style virtual currency that is not backed or controlled by any central government. Ripple was launched in 2012 and recently had a 4300% increase in value, meaning many people want in on the action. A bitcoin is currently worth more than £12,000, Ripple is currently worth £0.4821 and started at less than 1p. It’s a far more accessible investment for the average person who wants to start trying their luck in the world of cryptocurrency trading. Investors hope that the digital dosh will increase in value as more people buy it, potentially turning a small investment into a huge sum of money. How to buy Ripple The easiest way to buy Ripple is it buy or own bitcoin first, but you can purchase Ripple without doing that. You can purchase bitcoin with your real money on sites like Coinbase or CoinMama. It is as simple as buying an item online. Just put in your credit card details and select the amount of bitcoin you want to purchase (1 bitcoin is worth more than £12000, but you can buy small denominations). Once you have bought bitcoin you can buy Ripple. The first thing you need to do is obtain a Ripple address, which work similarly to a bitcoin wallet and allows you to store the cryptocurrency. For this, you can use a Ripple wallet like Poloniex. The most popular websites to exchange bitcoin (BTC) for Ripple (XRP) are Changelly & Shapeshift. You can also buy a physical wallet like the Ledger Nano S, which is a hard drive that supports many cryptocurrencies like Bitcoin, Ethereum and Dash. Ripple is predicted to have a fairly solid future on the cryptocurrency scene. There are 1000 billion XRP tokens existing and Ripple holds 61% of them. If you start buying and trading now, you could end up as rich as the early Bitcoin investors. Or you could end up totally out of pocket, because cryptocurrencies are extremely dicey and volatile, meaning your money could lose its value in moments. READ MORE http://metro.co.uk/2017/12/15/buy-ripple-right-cryptocurrency-7161784/

Hi all, It's been many years since I was active on a website forum, but then it's been many years since something has excited me like Ripple's XRP. What a ride in the last few days! Looking forward to some interesting debates and discussions with some of you as the rollercoaster ride kicks off - Nick

Every article I read tells me to do my own research, but I don't know how else to do research besides googling the topic/ following article and threads. Should I be looking at technical analyze or reading the company website for future applications and announcements. I would really rather not pay for an alt coin investment guide, I'm sure its a scam.

Hiya All, I have been reading up on Ripple/XRP for sometime now but still have some gaps in my knowledge that I am struggling to understand, so I hope you dont mind me asking what I am hoping aren't obvious questions! I am a techie so I have a good grasp of that side, but I am not 100% on the process, so if someone wouldn't mind filling in the blanks please: When you buy XRP, do you actually own them (as I have seen people talk of IOU's, so I am not sure if you just own an IOU)? When I use my private key to verify who I am with an exchange/gateway, then wouldn't they also know my private key from that point onwards and be a potential security risk to me? If something happens to a gateway or an exchange I bought through, will my XRP's be okay? I plan on investing a good amount of money using GateHub, are their exchange rate's/prices good (as I thought that it will be the best as it is a gateway rather then an only an exchange)? Thanks for your patience,

Dear XRP forum members, I am a 46 year old Dutch guy. I bought my first XRP in January 2017, after i did a long research on the company. I own quite a lot of XRP at the moment. I am reading the XRPchat group since januari 2017 but decided today to join because this seems the only place where you can find reliable info(pro and neg). I own a small crypto Facebook group which is also a pro Ripple group for the most member then!(not all). I like to have a discussion based on arguments and knowlegde, and thats the real problem these days on the internet. Lots of new people flocking the fora and shouting and screaming. I try to educate our new members as best as i can on all topics related on blockchain and crypto. Lots of topics from this group are also placed in my small FB group. Most of the FB members really like to see the topics from here, so thanks for that. Besides i am a great Ripple believer, i have also invested in Ethereum, Litecoin, Stratis, Gulden(my old native coin) and KIN coin(KIK APP). I hold several cloudmining contracts for BTC and ETH. And i own two mining rigs on ETH and ZCASH. Next to that i am investing alot of time in educating my friends and family. Most of them are participating with small and medium amounts of money, and most of them are buying XRP. I personally think that Ripple(if they succeed) will be the Apple of the Fin tech industry. I even think that XRP will become the dominant crypto. I also hope and think that XRP will not only be a coin which allows banks and fin institutes to send and receive international transactions, but also it will be a coin which will be used by the mass for daily use( a world cryptocurrency). Maybe used for Apple pay or Google pay...Who knows. Price predictions: I try to objective on this subject. I hope off course for a much higher price then we see now. I come from 0.005 euro myself, so i cannot complain at all. But i see a 1 to 2 euro price range possible within 1,5 years. I totally understands why the price is at this range. I read alot comments coming from Mr Joel Katz, Hordor, etc, so i understand what he and some forum members are saying. The words coming to my mind are ..... Be patient... What i am going to do with my investment when i will sell it? My big goal is to buy my house.(pay of the mortgage) I will not be a great debater on topics here because there are people enough here who really knows there stuff. But i will contribute to spread the Ripple news around. Greets DKleijer

Hey guys, second post for me and I just felt like I wanted to contribute instead of lurking around and do nothing. I'm charts guy, I have been doing charts for quite some time now and just wanted to share my insight. For those who think 'charts are bull****' please leave this post NOW. So the chart above is the XRP / USDT price at Poloniex, we can observe that the XRP managed to hop onboard in the 'rising trend' that has been triggered after Bitcoin SegWit lock-in (approximate data, I don't have the exact dates). All seems well right? However, XRP is currently trapped in the 17.5-18 cents zone, and no volume is backing XRP up to rise. Here's another bad news. XRP / BTC really needs to step up, it is still trapped in a long down trend which started right after May's big price surge. This could possibly mean that the price of XRP is highly dependent on rise of BTC, not the XRP itself. ETH, on the other hand, recently broke the ETH/BTC downtrend and therefore its price rose significantly when compared to XRP ETC or LTC. To conclude 1) XRP / fiat is highly dependent on BTC's price 2) In order for XRP to rocket, XRP / BTC needs to 'step up a notch' and break the long downtrend that started in May. Here's my speculation on XRP's price. Comments?

Hi Guys, I'm new on the forum, been following the cryptocurrencies from 2009 and decided to join forums as of today. Already own ETH and Ripple. I know the big fall but heck i bought low and already took my investment out Hoping to educate others and learn myself aswell. Let's make cryptocurrency BIG together !!!

Hi! Im new to the community, so nice to be here, ima believer of xrp ?

Hello guys from XRP chat! i have been on this forum serveral day's -> nearly a month and still didn't create an account untill now. So who am i? I am Zez, and had no idea what bitcoin was in September 2016, this is were i got my first bitcoins after quiting my 'online job' which resulted in around 13 bitcoins (around 550 eu that time) and directly sold them for around 7000 euro's.(I was being stupid and wanted to play it safe) NOW bitcoin has been going up ever since in just nearly a year and i realised i could of made so much more if i was understanding what i was doing. (Would make a nice year salary doing absoluty nothing ). For my age i have handled with various high amounts of money in my hands working online, and doing what i loved to do. (Not allot of 22 year olds can say that) Now i want to change the direction of where i'm going and trying to invest back in the things i believe in. What am i doing now? Okay so, i am currently invested in XRP because i really think about the direction it is going and i think it can replace swift for 50% in just 2 years of time. Daytrading is something i like to do aswell, i am going to buy some more XRP soon and use that XRP to generate me some daily income. There's also another thing i like to do, which is poker, blackjack and roulette, this has giving me so much more spending ability since i just make money constantly. Why am i here? To keep updated on the XRP evolution to follow the news, some nice topics from the people of xrpchat and price predictions and discussions. Sometimes i will predict the price in a topic, and give my explanation about it. I hope you enjoyed my introduction, i look forward meeting some of you soon on live chat

Hi Guys, I'm a newbie here. Honestly I've never bought any crypto currencies but would like to start buying XRP. I've done some research but would be very thankful to any suggestions.. I kinda need to be pointed in the right direction here. Any help and advice is appreciated. Does anyone know if this is a good plan for a first timer? 1.) Create coinbase.com account and buy Bitcoin with USD 2.) Create Poloniex.com account and transfer Bitcoin to poloniex.com account 3.) Begin trading through Poloniex.com account. Or, integrate Coinigy.com with Poloniex.com and trade there.. Again total new guy at this so any help is appreciated.

Hello im new here, can someone help me to activate my XRP-Wallet: rB6c5EiAKXdVkat8Cosd6d3WR7NZciMRjc I got this message: => IMPORTANT: The first time you deposit to a Ripple deposit address, 20 XRP will be held there in order to reserve the address. This is because the Ripple network requires a minimum of 20 XRP to be in any active address. The money does not go to anyone, and the difference will be credited to your account if the minimum requirement is ever lowered. Once you have funded your deposit address with 20 XRP, you will be able to deposit any amount and receive your full deposit.

Hi All, I am a newbie in the field of crypto currencies. I just bought some XRP ( small amount) as test and incurred heavy transaction charges. Can anyone please explain if these charges are genuine or did i do something wrong? 1. I purchased some BTC amount from "bitxoxo.com" by spending the local currency INR. 2. The "X" BTC got deposited into my wallet in bitxoxo. *** No transaction charges yet *** 3. I transferred the BTC FROM wallet A ( Bitxoxo) TO my wallet in gatehub. --- Charge 1 ---- 4. I was charged approx. 6% of the BTC (balance transferred) as " blockchain.info " charge!!! ( As per the support folks at bitxoxo, the charges were levied by blockchain.info as they maintain record of every transaction) ---Charge 2 --- 5. I tried to exchange my BTC to XRP at gatehub. I was again levied 0.2% XRP as transaction charges. # Are both these charges genuine ?

Hello everyone -- stumbled onto this site via a search - very glad I did!

Hello everyone, Warm greetings. I just joined the forum today. I am a small time investor and looking forward to invest in XRP/Ripple for long term. Hope to make many friends and learn a lot from all here. Cheers, Vicky

Hi, I am new to this forum, have about 0.35 BTC worth in Ripple network. Started with the WCG giveaway, sent CAD 100...