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  1. Blog URL: https://xrpcommunity.blog/reaching-out-to-those-abandoned-by-traditional-banking/ Billions of adults are considered un-banked. I discuss ILP's role in solving this problem & cover the latest XRP news in today's blog: 𝗪𝗵𝗼 𝘁𝗼 𝗙𝗼𝗹𝗹𝗼𝘄: To keep up to date on how fintech innovations are connecting the un-banked, I recommend following Chris Larsen and Mojaloop. 𝐑𝐢𝐩𝐩𝐥𝐞 𝐍𝐞𝐰𝐬: Modern Consensus interviews Forte's Kent Wakeford, the former COO of Kabam, about the new collaboration with Ripple. 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: Wietse Wind publishes a handy tool for composing multi-sign transactions; @baltazar223's Weekend Project inspires donations to the XRP Community Fund; @SchlaubiD makes a program available for download that enables sending XRP through MS Outlook; Bithomp adds a form to enable users to report suspicious or known scam/fraud XRP wallet information; DigitalNomadInvestor offers new XRP designs available for sale through his swag store; Two new exchanges indicate they will list XRP; and the "XRP Torch" was just passed from the US to Japan! I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  2. In this blog, I remind readers why we fell in love with crypto and discuss the latest news affecting XRP. Mojaloop usage about to expand globally? SIBOS is coming up with Dilip Rao from Ripple in attendance. There are two new Ripple customers you may not have heard about. XRP news includes further decentralization of the recommended UNL, three exchanges adding support for XRP, the ability for XRP owners to access an instant credit line, and how to earn XRP through renting your personal property. I hope you enjoy the weekend read! Please feel free to share my blog with a friend - or on any other platform! (and thanks for doing so) Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  3. I decided to reach out to Kosta Peric, Deputy Director of Financial Services for the Poor at the Bill & Melinda Gates Foundation, yesterday about updates on the Level One Mojaloop project via Twitter. To be perfectly honest, I really didn't expect a reply but low-n-behold he did. While I couldn't get him to divulge any details with regards to implementations of the Mojaloop platform. He did tweet that they were currently working on 3 projects, 2 in Africa and 1 in the US. With the first of the three pilots set to go-live by the end of this year!!! See Twitter conversation below.
  4. The Gates Foundation and Ripple's formation of Mojaloop was to address the current financial system's inadequacies on providing services to individuals living below the poverty line and in remote areas of their respective countries. Mojaloop makes use of Ripple's Interledger Protocol to bridge mobile wallets to current digital financial services. Currently, the complexity and costs associated with developing digital financial services for new markets is daunting for banks to overtake. Further complicating the issue, making these new services interoperable with one another requires mass coordination between multiple parties on a grand-scale. Mojaloop provides financial providers, governments and mobile network operators a simplified and economical option for developing new inclusive payments platforms. https://ripple.com/insights/news/ripple-the-gates-foundation-team-up-to-level-the-economic-playing-field-for-the-poor/ Along with with the Gates Foundation and Ripple, Dwolla, ModusBox, Software Group and Crosslake Technologies contributed to the Mojaloop project. For Dwolla this isn't the first project they've crossed paths with Ripple on. Several years ago, both companies were developing and trialing the "Shift Card" alongside Shift (ShiftPayments). Whether or not there was any direct collaboration is unknown but Ripple did help in the development of the Shift Card, while the card is integrated into the Dwolla network. https://techcrunch.com/2014/08/12/shift-is-developing-a-debit-card-that-lets-you-spend-digital-currency-loyalty-points-and-regular-money/ https://techcrunch.com/2015/11/20/coinbase-partners-with-shift-payments-to-issue-bitcoin-debit-card/ https://gomedici.com/shift-payments-launches-new-mobile-app-to-track-payments-and-dwolla-balance/ More recently, Dwolla has been collaborating with startups to build solutions on tracking assets on the blockchain between the fintech ecosystem and traditional financial system. https://www.coindesk.com/dwolla-returns-blockchain-not-bitcoin/ Dwolla and Ripple also find themselves converging in another area of innovation, the FED's Faster Payment Task Force. Established in 2015, the FED's Faster Payments Task Force is responsible for multiple objectives with one being the assessment of alternative approaches for faster payment capabilities in the United States. Several hundred of stakeholders consisting of banks, regulators, and technology companies were gathered to create a guideline to modernize the U.S. payments infrastructure. The Task Force ultimately established a long-term target for new solutions to meet market needs by 2020. These needs pertaining to speed, efficiency, governance, and etc. Both Ripple and Dwolla submitted proposals on addressing the current issues the U.S. payment infrastructure faces. Ripple: https://ripple.com/insights/federal-reserve-task-force-ripple-improves-speed-transparency-global-payments/ Dwolla proposing it's payment platform utilizing it's API: https://www.forbes.com/sites/tomgroenfeldt/2017/01/25/feds-faster-payments-task-force-should-seek-implementation-in-three-years-dwolla/#1514dfa26088 Along with their proposals, Dwolla and Ripple (thru Ryan Zagone) were elected to the Federal Reserve’s Faster Payments Task Force Steering Committee. A committee to guide the members of the Task Force to obtain their long-term goals. https://fedpaymentsimprovement.org/faster-payments/about-the-task-force/roster/ This proximity is bound to lead to collaboration to address and meet the Faster Payments Task Force long-term goals for modernizing the U.S. Payment Infrastructure. I do know one thing. One of Dwolla's investors, Ashton Kutcher, seems to be a fan of Ripple currently. https://www.cnbc.com/id/47021465 (obligatory mention: Greg Kidd's GlobaliD is integrated with Dwolla's network) EDIT Ashton Kutcher reinforcing his support for Ripple.
  5. New article, somewhat old news, but I thought it deserved a bump,considering it's potential significance... https://ethereumworldnews.com/bill-gate-foundation-two-others-who-trust-in-ripple/ By Yusuff Olayode Supoto Last updated May 13, 2018 "The collaboration between Ripple, Dwolla, ModusBox, Software Group and Crosslake Technologies with finance from Bill & Melinda Gates Foundation resulted in the invention of a new open-source software branded as Mojaloop, which is creating a real-time, interoperable payments platform on a national scale to reach the world’s poor with essential financial tools." "Mojaloop depends on Ripple’s Interledger Protocol (ILP) to give opportunities to financial providers, governments and mobile network operators to reduce the cost of developing payments platforms."
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