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Hypothesis: Ripple has decided to seize upon the looming messaging app payment revolution in addition to their known efforts to engage payment companies for cross border remittance. 1) A Year ago Ripple hired Amir Sarhangi away from Google. "Sarhangi joined Google through its acquisition in 2015 of Jibe Mobile, a startup he founded and led that developed technology for wireless carriers to adopt Rich Communication Services." Beyond whatever organization and leadership skills he may possess (which I am in no position to assess), his innovation with RCS is very important. 2) RCS i
Just an observation I've made, notice the roll out of integration on both apps. Santander: https://www.coindesk.com/santander-uk-ripple-payment-app/ Apple: https://www.engadget.com/2018/02/24/apple-pay-cash-nears-its-first-international-expansion/ This is on the the eve of SBI Insurance introducing Apple Pay as a means of payments. https://prtimes.jp/main/html/rd/p/000000082.000002623.html And some recent Tim Cook comments, https://gizmodo.com/sagelike-tim-cook-dreams-of-seeing-money-die-1822969860