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  1. Maybe old news, but just found this at Ripple. https://ripple.com/xrp/buy-xrp/
  2. CONTEXT: this is to address the speculation on a possible joint Ripple/Gates Foundation announcement The Gates Foundation So what is the Gates Foundation? Going off it's Wikipedia web page, the Bill & Melinda Gates Foundation, also known as the Gates Foundation, is a private foundation founded by Bill and Melinda Gates. It was launched in 2000 and is said to be the largest transparently operated private foundation in the world. The foundation has a number philanthropic goals with one being, https://www.gatesfoundation.org/What-We-Do/Global-Development/Financial-Services-for-the-Poor So what is one of the GF's strategy in accomplishing this? Targeting the Digital Payment Systems, https://www.gatesfoundation.org/What-We-Do/Global-Development/Financial-Services-for-the-Poor The Ripple/Gates Foundation Connection Is there any connection between Ripple and the Gates Foundation? Well...... Besides the occasional Ripple Insight articles on the Gates Foundations progress on connecting people to financial services, the GF themselves have had their eye and interest on Ripple. Bill Gates himself has noted the significance of distributed financial technologies such as Ripple as a model to connect the world to financial services. https://ripple.com/insights/why-bill-gates-believes-2016-will-be-the-year-of-financial-inclusion/ Within the Gates Foundation, there is an individual by the name of Konstantin Peric that shares an interest on Ripple due to his position in the GF. Peric is the deputy director of the Financial Services for the Poor team that focuses on digital payments. He oversees the strategy and grants to deliver digital payment solutions for the poor with current focus countries including Nigeria, Indonesia, Pakistan, India, Bangladesh. https://www.gatesfoundation.org/What-We-Do/Global-Development/Financial-Services-for-the-Poor/Strategy-Leadership/Konstantin-Peric Just like Bill Gates, Peric has been previously covered on Ripple Insights for his work. https://ripple.com/insights/kosta-perics-mission-to-reach-the-unreachable/ Peric himself has mentioned Ripple in a Newsweek article pertaining to "How Financial Inclusion Could Add $3.7 Trillion to the Developing World". In the article Peric explains one of the challenges they face is clearing and settlement between different providers. Explaining that the current financial system has a great deal of friction. He goes on to say, and then specifically mentions Ripple http://www.newsweek.com/financial-inclusion-could-add-37-trillion-developing-world-528462 Kosta has also been seen tweeting Ripple related news, The SouthEast Asian Enviornment As mentioned previously, Peric has a focus on countries that include Indonesia and India. India in particular has been undergoing some drastic changes within the country. Over the course of a night, Indian citizens woke up to the news that Indian Prime Minister Narendra Modi had declared that the 500 and 1,000-rupee notes were no longer legal tender. The implications were great as http://www.business-standard.com/article/economy-policy/86-of-currency-by-value-in-india-are-of-rs-500-rs-1-000-denominations-116110801416_1.html https://www.forbes.com/sites/patrickwwatson/2016/12/01/indias-demonetization-could-be-the-first-cash-domino-to-fall/#425f3dd463db As a result, it has pushed the usage of digital payments in the country. Meanwhile, two nation wide movements have been undergoing for years now. India attempting to build the largest biometric centralized database (Aadhar) in the world and it's financial sector exposing itself and trialing blockchain technology. http://www.nytimes.com/2011/09/02/world/asia/02india.html https://qz.com/1034358/ubi-and-automation-could-be-the-symbiotic-solution-for-displaced-workers/ Both movements are converging in a particular area in association to including the low income population of the country, the cellphone. A huge initiative behind publicly registering oneself into the biometric database (Aadhar) for the poor is the capability to purchase a cell phone and open a bank account once a digital identity has been created for the individual. On the blockchain end, different Indian financial institutions have been experimenting different systems utilizing blockchain technology. In an excerpt of an article written by Saurabh Agrawal, Co-Founder & CEO, Zebpay, he goes to say: https://www.siliconindiamagazine.com/viewpoint/ceo-insights/the-indian-tale-of-blockchain-digital-payments-nwid-7517.html With the launch of the Unified Payment Interface in India, it allowed banks to transfer money directly to one another based on a single identifier, such as the Aadhar number. https://www.washingtonpost.com/news/innovations/wp/2017/01/23/what-the-u-s-can-learn-from-indias-move-toward-a-cashless-society/?utm_term=.53085c17ae64 The End Goal? So let's try to tie things together. The Gates Foundation, thru Peric, is involved in connecting poor and rural areas of India to the finacial system. While the country on it's end has begun to close the gap by being proactive and implementing different policies in regards to the inclusion of the poor into the financial system. All nicely tied by cellular devices. So where is Ripple in all this? Other than bringing some of the major Indian banks into the network, there has been one interesting development. https://www.indianweb2.com/2017/07/15/makers-indias-upi-app-bringing-ripple-technology-india/ There also has been some recent developments in regards to the ILP as well, We also know thru the Japanese consortium of banks, there has been the development of a mobile application. https://ripple.com/insights/sumitomo-mitsui-banking-corporation-and-japan-post-bank-join-sbi-ripple-asias-bank-consortium/ While new Ripple job positions have been opening in India with Dilip Rao relocating into the region to be more engaged on something. I wonder what our friend Kosta Peric has been tweeting about.... (on a side note, Modi and Shinzo Abe are close. from what we hear about the Japanese government and it's financial system...... ) UPDATE
  3. Hey guys ripple twitter just posted this what do you guys make of it http://www.fsstech.com/postings-from-indias-ripple-deep-dive-event/
  4. Ripple - India

    ***THIS IS ALL SPECULATION*** First of all, if you haven't read my India & Gates Foundation post please do as it will be taking some elements to describe the environment in India. (SUMMARY: A FUTURE PARTNERSHIP ANNOUNCEMENT COULD INVOLVE THE GATES FOUNDATION DISTRIBUTING CELLULAR DEVICES PRE-INSTALLED WITH AN APP CONNECTED TO THE ILP) India As a quick recap, there are two nation wide movements occurring in India. First, the development and deployment of a centralized biometric database called Aadhaar. Aadhar's purpose is to register and create a digital identity of every citizen in India, especially those that are living in both poverty and rural areas. And second, a governmental initiative on the financial inclusion of the very same people into the Indian finical system. How are these both related? These movements are converging with one another in the utilization of cellular devices. The Indian government, thru the UIDAI (Unique Identification Authority of India), issues an Aadhaar number to every resident in India that serves residents with a portable identity which can be authenticated anytime anywhere. The Aadhar number is a unique, 12-digit identification number that aids in creating a digital identity for the registree. Individuals that register to Aadhaar automatically gain the capability to purchase a cellular phone and open a bank account. https://uidai.gov.in/enrolment-update/aadhaar-enrolment/aadhaar-services.html http://www.nytimes.com/2011/09/02/world/asia/02india.html With Aadhaar being utilized and broaden presently, payment systems have begun to be built on top of it. The NPCI (National Payments Corporation of India) have recently launched the UPI (Unified Payment Interface) which allows banks to transfer money directly to one another based on a single identifier, such as the Aadhaar number. https://www.washingtonpost.com/news/innovations/wp/2017/01/23/what-the-u-s-can-learn-from-indias-move-toward-a-cashless-society/?utm_term=.53085c17ae64 Another Source: http://www.npci.org.in/documents/UPI-Linking-Specs-ver-1.1_draft.pdf So where does Ripple fit in all this? Both Indian banks and the NPCI are in discussions with Ripple to facilitate account-to-account transfers globally, without having to be part of any payment network. http://cio.economictimes.indiatimes.com/news/enterprise-services-and-applications/ripple-in-talks-with-npci-banks-for-a/c-transfers-globally/58393068 https://www.indianweb2.com/2017/07/15/makers-indias-upi-app-bringing-ripple-technology-india/ There also seems to be mutual interest between Ripple and Indian banks as Yes Bank and Axis banks have officially joined the Ripple network. Dilip Rao has also said in multiple occasions that there is increasing interest by other Indian banks. http://timesofindia.indiatimes.com/business/india-business/Overseas-remittances-costs-to-reduce-with-new-system/articleshow/53767362.cms On top of this, there has been talks about a payment system being built on top of Aadhaar by the NPCI........ http://techcircle.vccircle.com/2017/02/20/microsofts-india-cloud-plans-get-booster-shot-as-flipkart-signs-up/ So who is Satya Nadella from the previous quote? Satya Nadella is the current CEO of Microsoft, another interesting connection. For those who don't follow the Microsoft and Ripple connection, please refer to my previous post "Ripple/Gates Foundation/India". On top of that Microsoft Azure BaaS has been running a Ripple validating node for quite sometime now. https://azure.microsoft.com/ru-ru/blog/azure-blockchain-as-a-service-update/ And just this past June a cloud provider had just been selected for a number of Indian banks. https://www.coindesk.com/indian-banks-select-microsoft-exclusive-cloud-blockchain-provider/ It's beginning to sound like another bank consortium that has been well publicized around here...... So Ripple has the interest and cooperation of two key parties in India. The NPCI and Microsoft, both who are developing and working on a payment infrastructure built on top of Aadhaar using Azure. We also know that rippled will have a Windows build available in the future. Is there any other connections to Ripple in India worth mentioning? Financial Software & Systems (FSS) in India has been working and cooperating with Ripple as well. FSS works on payments technology and transaction processing, offering business value in the areas of electronic payments and financial transaction processing solutions & services. http://www.fss.co.in/ How are we are of FSS and Ripple's partnership? Thru Dilip Rao's presentation during a FSS "Simple Payments" conference. And what is the significance of this company? FSS in the past had reached an agreement with 6 banks to provide UPI (NPCI) solutions. http://www.thehindu.com/business/Industry/fss-to-provide-upi-solution-for-6-banks/article8480485.ece While more recently FSS has launched "FSS Aadhaar Pay", a comprehensive biometric enabled merchant payment acceptance system that allows merchants to accept customer payments through their Aadhaar linked bank accounts without the need for a physical payment instrument. "FSS Aadhaar Pay", http://www.fsstech.com/news-events/fss-launches-fss-aadhaar-pay-to-augment-government-of-indias-digital-payment-initiative/ https://www.atmmarketplace.com/news/fss-supports-indias-cashless-payment-initiative-with-card-free-solution/ Which coincides with this development, (roughly same time frame) So three key parties in India with some shape of form of cooperation and interest with Ripple, all working on building a payment system on top of Aadhaar..... Towards the end of Rao's linked presentation in the FSS conference, he mentioned globalizing the Indian stack. He's been a busy man (this is one of two post I'll be sharing this week, I ended up complying too much information for one post)
  5. Another exchange to trade in ripple in India. Polands first crypto exchange bitbay.pl will start trading ripple in India https://bitbay.in
  6. https://ripple.com/insights/former-state-department-official-anja-manuel-joins-ripples-board-directors/ Looks like they got themselves an absolute go-getter to guide them into China and other regions of Asia. Check out her resume. This is very strategic of Ripple. https://www.linkedin.com/in/anja-manuel-26805023
  7. I have checked this video again after it was (re)posted by @Bagheera in @Hodor's topic (how could I have missed this before, was the evidence right under my/our nose?): At the end the following is said by mr Dilip Rao: They actually have a partner on the ground in India and several more countries. With SBI and other banks, this is actually a really big thing. Very SWELL indeed. FSS (http://www.fss.co.in/) Financial Software and Systems (FSS) is a global leader in payments technology and transaction processing, offering business value in the areas of electronic payments and financial transaction processing solutions & services. The company has earned the status of being a payments systems leader through a combination of established portfolio of technology solutions, state-of-the-art infrastructure and 25 years of experience in the payments domain. Headquartered in Chennai, India, FSS has established a global footprint in Africa, Australia, Canada, Europe, Middle East, Singapore and the United States of America. Employees – Powering the success of FSS FSS employs over 2,000 professionals, delivering an entire spectrum of payment systems and services that are trusted by more than 100 companies worldwide, including some of the world’ largest public and private sector banks, financial institutions and payment processors. Integrated payment processing leader As one of the largest independent payments processor in India, FSS’ hosted services enable over 30 banks and financial organizations to process millions of transactions every day, securely and efficiently. The company’s products and services have an integrated perspective of the payments domain and help provide complete solutions to clients across the globe. The company has made significant investments in building state-of-the-art infrastructure including a Tier 3 standard Data Centre, and a strong pool of specialized resources with skill sets in the spectrum of payments. For clients, this translates into trust, commitment and stability they can count on. The Indonesian flag is shown in the presentation and mentioned many times. As well as the UK, The Philippines, China, Mexico, Brazil. He is mentioning India (in relation with the UK?) for inward remittances specifically, liquidity is provided by 2 banks as well. Implementation done by FSS. What countrie(s) will be targeted next?
  8. Is it true that ripple lab have tied up with Axis banK, Yes Bank and State Bank of India
  9. How to Buy XRP in India

    For those that have relatives or friends India that want to jump on the Ripple train: https://www.quora.com/Where-can-I-buy-Ripple-in-India-INR https://vlearn2earn.wordpress.com/2017/05/15/how-to-buy-ripple-in-india/
  10. http://fintechist.com/indian-securities-regulator-launches-fintech-panel-embrace-innovation/ No mention of any specific tech or companies, or even blockchain or DLT, but when their securities regulator forms a panel, it's an opportunity. India is one of the biggest possible markets, and alt coin adoption is not anywhere near mainstream there yet!
  11. https://xrphodor.wordpress.com/2017/06/26/ripple-and-the-keys-to-asian-commerce/ My latest blog entry! I cover Ripple's progress in Asia and talk about the sheer size of this market. Feel free to link to the blog, tweet it, quote it, whatever! Thanks for reading.
  12. Imagine, for a moment, it's autumn of 2018. You wake up, turn on your television, and see channel after channel showing shots of the New York Stock Exchange, with news anchors nervously discussing the morning's developments: the stock market is crashing. Panic is in the air. Everyone remembers the housing and banking crisis ten years before. Fear, Uncertainty, and Doubt are the order of the day. Will the contagion spread? The above scenario is obviously fictional--I'm certainly no Nostradamus. But it's not implausible. The global economy last tanked in 2008. Before that, 1999-2000. Before that, 1991-1992. In very rough terms, these have happened every 8-10 years in recent history. Could we make it another 3 or 4 years? Certainly. Past performance is no indicator, and all that. Nonetheless, at some point we will see another economic crash. This is not a matter of "if", but "when." That said, the last time the market crashed, Bitcoin wasn't even a thing. We have no real template for what the cryptocurrency market looks like in the middle of a crash. Will investors treat crypto as a safe-haven, as they do precious metals? Or will investors begin pulling their funds out of crypto as uncertainty rises and panic strikes the other markets? Will it be something in between, with a slump, but of lesser severity? Or something else entirely? I recently posed this question to a friend of mine who has been in Bitcoin and a few other coins since around 2013. While he agrees that there's no way to know for sure -- "even gold isn't acting like gold, lately" he noted -- he suggested looking at Venezuela and India for clues. "Crypto is gaining a foothold in those places," he observed, however "the main issue is the technological sophistication of the populace." A few anecdotes I've picked up over the past several months lend some credence to this theory; although, anecdotes should never substitute for hard data (which I'm lacking). South Korea might serve as a second -- albeit more controversial -- example. Another investor friend of mine pointed to the turmoil and uncertainty on the Korean Peninsula, from domestic political turmoil to the ever-looming threat across the DMZ to the north. In her view, these factors helped drive the strong demand for first Bitcoin and then XRP in recent weeks, as investors looked for safe-havens. Does this theory have legs? I don't have enough information to answer that question. I'd love to hear from some of our Korean members for further insights. A third friend talked about the role regulation has played in Japan in driving demand. It's been suggested that so-called "bitcoin laws" have helped boost investor confidence in crypto in Japan, and he speculated that we could see very different reactions in different countries, based on the regulatory climate. "In countries where there are strong protections in place," he said, "we might see investors treat it more as a safe-haven and a hedge against inflation. In countries without such laws, though, who knows? It's anyone's guess." Ultimately, I don't have an answer. This isn't going to be one of those sorts of posts. Instead, I'm posing the question, hoping we can all gain insights from the discussion. Thoughts?
  13. Nikb at chatbox pointed there's a new verified validator https://charts.ripple.com/#/validators/nHU3LPuLpHaWWjCN3Y4eWJ4DPMtibJNN4SMxR1VnqtCmAQpsW4jP btcxindia.com ✔ * - nHU3LPuLpHaWWjCN3Y4eWJ4DPMtibJNN4SMxR1VnqtCmAQpsW4jP Welcome to BTCXIndia, India's leading Bitcoin Exchange.
  14. "I also believe central banks may include cyber-currencies (such as bitcoin) in their reserves. If you think that’s mad, consider that mankind has long sought scarcity – be it with shells, stones or metallic elements – to store wealth. Now the money-printing taboo has been broken by yet another generation, it makes sense to use complex computer algorithms to ensure that only a certain amount of a particular currency unit can ever exist." http://www.telegraph.co.uk/finance/comment/liamhalligan/10978178/The-dollars-70-year-dominance-is-coming-to-an-end.html
  15. News on Ripple in India ... http://www.livemint.com/Money/fz3pwGy9a9b8zUHXOFBIbP/New-technology-for-faster-and-cheaper-remittance.html “Our target is to get one or two banks in the country. And from India, I expect an actual transaction by May,” said Rao.
  16. Lots of interesting stuff to read: http://www.livemint.com/Money/fz3pwGy9a9b8zUHXOFBIbP/New-technology-for-faster-and-cheaper-remittance.html
  17. I dont know if it has been posted recently but I just found out article below. It states India is biggest recipient of foreign remittances and lots of banks have shown interest in Ripple during Dilip Rao's trip to india. Please read the full article below and let me know what you guys think... http://timesofindia.indiatimes.com/business/india-business/Overseas-remittances-costs-to-reduce-with-new-system/articleshow/53767362.cms
  18. Hi Guys Just curious to know if there are many people in India who are aware of ripple... XRP....
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