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  1. Mass Adoption is coming guys! Link to Western Union: https://www.westernunion.com/gb/en/zero-transfer-fees.html?src=LFC_zero_transfer2
  2. The advertising model of web monetization has been around since the birth of the Internet, and has resulted in a sustained attack on privacy for those of us that use any form of technology. Web Monetization promises to change all that, as it gives content creators and application developers a different option: an automatic, seamless, pay-through-browsing option. Even though it sounds crazy, ??? ???? ?? ???? ????? ???? ???? ?????? ?? ???! In addition, I cover all the major crypto news and developments related to XRP, including some high-profile upcoming conferences, exchange news, and updates to the XRP Tip Bot. I hope you enjoy this latest blog! Feel free to share my blog with a friend or on any other platform - and thank you for doing so! Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  3. https://cointelegraph.com/news/india-government-to-consider-allowing-crypto-tokens-but-not-cryptocurrencies "One will need to pay physical money to buy a token which could be stored as a code in any basic mobile feature phone. It can even be used for remittances. So, it is easy to implement from technology as well as regulatory point of view. But in case of cryptocurrency, one needs to allow it as a legal tender first." You can be sure that Dilip Rao understands their views and is in contact with them to inform and educate. India will be one of the winners if they manage to get independent from the correspondent banking system for remittences.
  4. Here's a nice take on India's banks and XRP... Banks In India See More Uses Cases In Ripple (XRP) Than In Any Crypto By Yusuff Olayode Supoto On Jun 29, 2018 https://ethereumworldnews.com/banks-in-india-see-more-uses-cases-in-ripple-xrp-than-in-any-crypto/ "Among them is Kotak Mahindra Bank, a leading bank in India with more than 1300 branches in the country, which will be using RippleNet, a decentralized network of payment providers and banks that connect to each other through Ripple’s technology." "Earlier, IndusInd was among the banks that announced they would join the RippleNet community for seamless cross-border remittance. There is more hope in India for Ripple than any other blockchain technology, may be due to Gupta’s assertion that “Ripple’s instant, cost-effective blockchain-powered payments can be a transformative component of India’s economy, helping bring the many who have limited access to payment services into the fold. We are committed to building our presence in this market with significant investment, and I look forward to expanding our local team with this vision.” As a side note, there is news from Induslnd... IndusInd Bank To Acquire IL&FS’ Brokerage Business https://www.bloombergquint.com/business/2018/06/26/indusind-bank-to-acquire-ilfs-brokerage-business "Private sector lender IndusInd Bank Ltd. today said it is acquiring infrastructure lender IL&FS’ brokerage business for an undisclosed sum." "The city-based lender, which has recently got the final nod for a merger with microlender Bharat Financial Inclusion Ltd., has received the Reserve Bank of India’s go-ahead for acquiring IL&FS Securities Services, it said in a statement." "Incorporated in 2007, the brokerage offers clearing of exchange traded derivatives, depository and custodial services and has over 1,000 broker client accounts, FPIs and FIIs, the statement said, adding that its platform sees three million transactions a day." Also this... India Drafting New Cryptocurrency Regulations After Controversial (and Unfounded) Banking Ban Published 2 hours ago on June 29, 2018 By Sam Bourgi Draft Crypto Bill Finalized "Department of Economic Affairs secretary Subash Chandra Garg has confirmed that a draft cryptocurrency bill will be presented to government officials in the first week of July." “We are fairly close to developing a template that we think is in the best interests of the country,” Garg told the nation’s largest financial media outlet in reference to new crypto regulations. He added: “We’ve actually moved quite a lot [in drafting regulations] in that, what part of the [cryptocurrency] business should be banned, what should be preserved and what not. That kind of detailed work has happened. Now should be in a position to wrap this up in the first fortnight of July.” (note: a "fortnight" is two weeks, in case anyone is unfamiliar with the term)
  5. Ripple's XRP Markets Report is out for Quarter 1 2018! I analyze all of the information contained within, and break down all the latest news for you. This includes a court case from India that could decide XRP's future on the subcontinent, a possible Nasdaq listing (for all of crypto), A video of Daniel Aranda from the Penn Blockchain Conference, an incredible endorsement from Santander, a community night featuring Snoop Dog, a liquidity update, and a new store run by a crypto celebrity named @AlexCobb. Hope you enjoy - and please leave any feedback below! Feel free to share my blog with a friend - or on any other media & thank you for doing so! Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  6. ***THIS IS ALL SPECULATION*** First of all, if you haven't read my India & Gates Foundation post please do as it will be taking some elements to describe the environment in India. (SUMMARY: A FUTURE PARTNERSHIP ANNOUNCEMENT COULD INVOLVE THE GATES FOUNDATION DISTRIBUTING CELLULAR DEVICES PRE-INSTALLED WITH AN APP CONNECTED TO THE ILP) India As a quick recap, there are two nation wide movements occurring in India. First, the development and deployment of a centralized biometric database called Aadhaar. Aadhar's purpose is to register and create a digital identity of every citizen in India, especially those that are living in both poverty and rural areas. And second, a governmental initiative on the financial inclusion of the very same people into the Indian finical system. How are these both related? These movements are converging with one another in the utilization of cellular devices. The Indian government, thru the UIDAI (Unique Identification Authority of India), issues an Aadhaar number to every resident in India that serves residents with a portable identity which can be authenticated anytime anywhere. The Aadhar number is a unique, 12-digit identification number that aids in creating a digital identity for the registree. Individuals that register to Aadhaar automatically gain the capability to purchase a cellular phone and open a bank account. https://uidai.gov.in/enrolment-update/aadhaar-enrolment/aadhaar-services.html http://www.nytimes.com/2011/09/02/world/asia/02india.html With Aadhaar being utilized and broaden presently, payment systems have begun to be built on top of it. The NPCI (National Payments Corporation of India) have recently launched the UPI (Unified Payment Interface) which allows banks to transfer money directly to one another based on a single identifier, such as the Aadhaar number. https://www.washingtonpost.com/news/innovations/wp/2017/01/23/what-the-u-s-can-learn-from-indias-move-toward-a-cashless-society/?utm_term=.53085c17ae64 Another Source: http://www.npci.org.in/documents/UPI-Linking-Specs-ver-1.1_draft.pdf So where does Ripple fit in all this? Both Indian banks and the NPCI are in discussions with Ripple to facilitate account-to-account transfers globally, without having to be part of any payment network. http://cio.economictimes.indiatimes.com/news/enterprise-services-and-applications/ripple-in-talks-with-npci-banks-for-a/c-transfers-globally/58393068 https://www.indianweb2.com/2017/07/15/makers-indias-upi-app-bringing-ripple-technology-india/ There also seems to be mutual interest between Ripple and Indian banks as Yes Bank and Axis banks have officially joined the Ripple network. Dilip Rao has also said in multiple occasions that there is increasing interest by other Indian banks. http://timesofindia.indiatimes.com/business/india-business/Overseas-remittances-costs-to-reduce-with-new-system/articleshow/53767362.cms On top of this, there has been talks about a payment system being built on top of Aadhaar by the NPCI........ http://techcircle.vccircle.com/2017/02/20/microsofts-india-cloud-plans-get-booster-shot-as-flipkart-signs-up/ So who is Satya Nadella from the previous quote? Satya Nadella is the current CEO of Microsoft, another interesting connection. For those who don't follow the Microsoft and Ripple connection, please refer to my previous post "Ripple/Gates Foundation/India". On top of that Microsoft Azure BaaS has been running a Ripple validating node for quite sometime now. https://azure.microsoft.com/ru-ru/blog/azure-blockchain-as-a-service-update/ And just this past June a cloud provider had just been selected for a number of Indian banks. https://www.coindesk.com/indian-banks-select-microsoft-exclusive-cloud-blockchain-provider/ It's beginning to sound like another bank consortium that has been well publicized around here...... So Ripple has the interest and cooperation of two key parties in India. The NPCI and Microsoft, both who are developing and working on a payment infrastructure built on top of Aadhaar using Azure. We also know that rippled will have a Windows build available in the future. Is there any other connections to Ripple in India worth mentioning? Financial Software & Systems (FSS) in India has been working and cooperating with Ripple as well. FSS works on payments technology and transaction processing, offering business value in the areas of electronic payments and financial transaction processing solutions & services. http://www.fss.co.in/ How are we are of FSS and Ripple's partnership? Thru Dilip Rao's presentation during a FSS "Simple Payments" conference. And what is the significance of this company? FSS in the past had reached an agreement with 6 banks to provide UPI (NPCI) solutions. http://www.thehindu.com/business/Industry/fss-to-provide-upi-solution-for-6-banks/article8480485.ece While more recently FSS has launched "FSS Aadhaar Pay", a comprehensive biometric enabled merchant payment acceptance system that allows merchants to accept customer payments through their Aadhaar linked bank accounts without the need for a physical payment instrument. "FSS Aadhaar Pay", http://www.fsstech.com/news-events/fss-launches-fss-aadhaar-pay-to-augment-government-of-indias-digital-payment-initiative/ https://www.atmmarketplace.com/news/fss-supports-indias-cashless-payment-initiative-with-card-free-solution/ Which coincides with this development, (roughly same time frame) So three key parties in India with some shape of form of cooperation and interest with Ripple, all working on building a payment system on top of Aadhaar..... Towards the end of Rao's linked presentation in the FSS conference, he mentioned globalizing the Indian stack. He's been a busy man (this is one of two post I'll be sharing this week, I ended up complying too much information for one post) EDIT https://economictimes.indiatimes.com/small-biz/startups/newsbuzz/npci-plans-international-remittance-on-upi-platform/articleshow/63540688.cms
  7. Can the crypto markets safely put regulations in the rear-view mirror in 2018. Short answer: Yes. You'll have to read my blog to discover why I'm so confident that regulation will not impact crypto or XRP in 2018. Hope you enjoy - please leave any feedback below. Feel free to share my blog with a friend or on any other media - and thank you for doing so! Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  8. Lately, regulation of crypto has taken center stage. In this blog entry, I talk about government attempts to reign in the more chaotic parts of crypto without killing the golden goose. I cover the latest information out of India, South Korea, and from the US Senate hearing on Tuesday. Hope you enjoy & please leave any feedback below. Please feel free to share my blog with a friend or on other media - & thanks for doing so! Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  9. Not a particularly big fan of RT, but I thought this was interesting as Indian banks were supposedly on board. https://www.rt.com/news/414601-india-cryptocurrency-ponzi-scheme/ I'll be scouring to see what governments start to do. We are still in uncharted waters and don't want to become bag holders.
  10. India as a country is facing the challenges of a growing population with slow modernization.Millions of people are suffering severely because of a weak infrastructural system with just a little to be done on such a gigantic scale.The lack of institutional management has influenced India as a country.All these issues made us think why not adopt this brand new technology to give back something good to the community.We discussed few major issues like hunger, poverty and few others because of which the basic growth of country cannot be achieved, right?So, we came up with an unanimous conclusion to lay the foundation of an organisation which will revolutionise the way of social service.And we ended up with Indicoin! Website-http://www.indicoin.org.in WHITEPAPER-http://www.indicoin.org.in GUIDE-http://www.indicoin.org.in/others/documentations/overview.pdf OVERVIEW-http://www.indicoin.org.in/others/documentations/cryptocurrency.pdf BLOG-http://www.indicoin.org.in/blog.php
  11. I have tried to transfer from my koinex (indian crypto exchange) a/c to gatehub wallet and got failed but koinex status shows it processed , here is link of ripple chart https://xrpcharts.ripple.com/#/transactions/85878001A7E4749F2C56958741AD002AFBD70A4F5C2AB82FE7296BCAD315AFCE , it will be grateful if anyone helpme to get back my xrp. Thank in advance
  12. Hi All good Morning. Came across the article above, link here https://economictimes.indiatimes.com/industry/banking/finance/banking/sbi-to-use-blockchain-for-smart-contracts-and-kyc-by-next-month/articleshow/61715860.cms I understand that this is SBI India, not SBI Asia however anyone aware if Ripple are in anyway involved in this? Thanks
  13. CONTEXT: this is to address the speculation on a possible joint Ripple/Gates Foundation announcement The Gates Foundation So what is the Gates Foundation? Going off it's Wikipedia web page, the Bill & Melinda Gates Foundation, also known as the Gates Foundation, is a private foundation founded by Bill and Melinda Gates. It was launched in 2000 and is said to be the largest transparently operated private foundation in the world. The foundation has a number philanthropic goals with one being, https://www.gatesfoundation.org/What-We-Do/Global-Development/Financial-Services-for-the-Poor So what is one of the GF's strategy in accomplishing this? Targeting the Digital Payment Systems, https://www.gatesfoundation.org/What-We-Do/Global-Development/Financial-Services-for-the-Poor The Ripple/Gates Foundation Connection Is there any connection between Ripple and the Gates Foundation? Well...... Besides the occasional Ripple Insight articles on the Gates Foundations progress on connecting people to financial services, the GF themselves have had their eye and interest on Ripple. Bill Gates himself has noted the significance of distributed financial technologies such as Ripple as a model to connect the world to financial services. https://ripple.com/insights/why-bill-gates-believes-2016-will-be-the-year-of-financial-inclusion/ Within the Gates Foundation, there is an individual by the name of Konstantin Peric that shares an interest on Ripple due to his position in the GF. Peric is the deputy director of the Financial Services for the Poor team that focuses on digital payments. He oversees the strategy and grants to deliver digital payment solutions for the poor with current focus countries including Nigeria, Indonesia, Pakistan, India, Bangladesh. https://www.gatesfoundation.org/What-We-Do/Global-Development/Financial-Services-for-the-Poor/Strategy-Leadership/Konstantin-Peric Just like Bill Gates, Peric has been previously covered on Ripple Insights for his work. https://ripple.com/insights/kosta-perics-mission-to-reach-the-unreachable/ Peric himself has mentioned Ripple in a Newsweek article pertaining to "How Financial Inclusion Could Add $3.7 Trillion to the Developing World". In the article Peric explains one of the challenges they face is clearing and settlement between different providers. Explaining that the current financial system has a great deal of friction. He goes on to say, and then specifically mentions Ripple http://www.newsweek.com/financial-inclusion-could-add-37-trillion-developing-world-528462 Kosta has also been seen tweeting Ripple related news, The SouthEast Asian Enviornment As mentioned previously, Peric has a focus on countries that include Indonesia and India. India in particular has been undergoing some drastic changes within the country. Over the course of a night, Indian citizens woke up to the news that Indian Prime Minister Narendra Modi had declared that the 500 and 1,000-rupee notes were no longer legal tender. The implications were great as http://www.business-standard.com/article/economy-policy/86-of-currency-by-value-in-india-are-of-rs-500-rs-1-000-denominations-116110801416_1.html https://www.forbes.com/sites/patrickwwatson/2016/12/01/indias-demonetization-could-be-the-first-cash-domino-to-fall/#425f3dd463db As a result, it has pushed the usage of digital payments in the country. Meanwhile, two nation wide movements have been undergoing for years now. India attempting to build the largest biometric centralized database (Aadhar) in the world and it's financial sector exposing itself and trialing blockchain technology. http://www.nytimes.com/2011/09/02/world/asia/02india.html https://qz.com/1034358/ubi-and-automation-could-be-the-symbiotic-solution-for-displaced-workers/ Both movements are converging in a particular area in association to including the low income population of the country, the cellphone. A huge initiative behind publicly registering oneself into the biometric database (Aadhar) for the poor is the capability to purchase a cell phone and open a bank account once a digital identity has been created for the individual. On the blockchain end, different Indian financial institutions have been experimenting different systems utilizing blockchain technology. In an excerpt of an article written by Saurabh Agrawal, Co-Founder & CEO, Zebpay, he goes to say: https://www.siliconindiamagazine.com/viewpoint/ceo-insights/the-indian-tale-of-blockchain-digital-payments-nwid-7517.html With the launch of the Unified Payment Interface in India, it allowed banks to transfer money directly to one another based on a single identifier, such as the Aadhar number. https://www.washingtonpost.com/news/innovations/wp/2017/01/23/what-the-u-s-can-learn-from-indias-move-toward-a-cashless-society/?utm_term=.53085c17ae64 The End Goal? So let's try to tie things together. The Gates Foundation, thru Peric, is involved in connecting poor and rural areas of India to the finacial system. While the country on it's end has begun to close the gap by being proactive and implementing different policies in regards to the inclusion of the poor into the financial system. All nicely tied by cellular devices. So where is Ripple in all this? Other than bringing some of the major Indian banks into the network, there has been one interesting development. https://www.indianweb2.com/2017/07/15/makers-indias-upi-app-bringing-ripple-technology-india/ There also has been some recent developments in regards to the ILP as well, We also know thru the Japanese consortium of banks, there has been the development of a mobile application. https://ripple.com/insights/sumitomo-mitsui-banking-corporation-and-japan-post-bank-join-sbi-ripple-asias-bank-consortium/ While new Ripple job positions have been opening in India with Dilip Rao relocating into the region to be more engaged on something. I wonder what our friend Kosta Peric has been tweeting about.... (on a side note, Modi and Shinzo Abe are close. from what we hear about the Japanese government and it's financial system...... ) UPDATE
  14. 'Ripple’s technology will be enabling multiple use cases throughout India by the end of the year.' https://mobile.twitter.com/simoncampau/status/928281936627343360
  15. Ripple is focused on building the Pacific Rim XRP market. I discuss each of the largest players and break down XRP volume impacts. Want to know about SBI (both of them?) You'll have to read for yourself! After researching and writing this blog entry, I am very bullish on XRP's Asia volume in the next 3-6 months. Hope you enjoy the read - leave any feedback below & as always, please feel free to share with others or on other sites and media. Thank you for reading! My blog announcements on other media: Twitter Reddit r/Ripple Reddit r/xrp Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/RippleTalk Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  16. Maybe old news, but just found this at Ripple. https://ripple.com/xrp/buy-xrp/
  17. Hey guys ripple twitter just posted this what do you guys make of it http://www.fsstech.com/postings-from-indias-ripple-deep-dive-event/
  18. Another exchange to trade in ripple in India. Polands first crypto exchange bitbay.pl will start trading ripple in India https://bitbay.in
  19. https://ripple.com/insights/former-state-department-official-anja-manuel-joins-ripples-board-directors/ Looks like they got themselves an absolute go-getter to guide them into China and other regions of Asia. Check out her resume. This is very strategic of Ripple. https://www.linkedin.com/in/anja-manuel-26805023
  20. I have checked this video again after it was (re)posted by @Bagheera in @Hodor's topic (how could I have missed this before, was the evidence right under my/our nose?): At the end the following is said by mr Dilip Rao: They actually have a partner on the ground in India and several more countries. With SBI and other banks, this is actually a really big thing. Very SWELL indeed. FSS (http://www.fss.co.in/) Financial Software and Systems (FSS) is a global leader in payments technology and transaction processing, offering business value in the areas of electronic payments and financial transaction processing solutions & services. The company has earned the status of being a payments systems leader through a combination of established portfolio of technology solutions, state-of-the-art infrastructure and 25 years of experience in the payments domain. Headquartered in Chennai, India, FSS has established a global footprint in Africa, Australia, Canada, Europe, Middle East, Singapore and the United States of America. Employees – Powering the success of FSS FSS employs over 2,000 professionals, delivering an entire spectrum of payment systems and services that are trusted by more than 100 companies worldwide, including some of the world’ largest public and private sector banks, financial institutions and payment processors. Integrated payment processing leader As one of the largest independent payments processor in India, FSS’ hosted services enable over 30 banks and financial organizations to process millions of transactions every day, securely and efficiently. The company’s products and services have an integrated perspective of the payments domain and help provide complete solutions to clients across the globe. The company has made significant investments in building state-of-the-art infrastructure including a Tier 3 standard Data Centre, and a strong pool of specialized resources with skill sets in the spectrum of payments. For clients, this translates into trust, commitment and stability they can count on. The Indonesian flag is shown in the presentation and mentioned many times. As well as the UK, The Philippines, China, Mexico, Brazil. He is mentioning India (in relation with the UK?) for inward remittances specifically, liquidity is provided by 2 banks as well. Implementation done by FSS. What countrie(s) will be targeted next?
  21. Is it true that ripple lab have tied up with Axis banK, Yes Bank and State Bank of India
  22. For those that have relatives or friends India that want to jump on the Ripple train: https://www.quora.com/Where-can-I-buy-Ripple-in-India-INR https://vlearn2earn.wordpress.com/2017/05/15/how-to-buy-ripple-in-india/
  23. http://fintechist.com/indian-securities-regulator-launches-fintech-panel-embrace-innovation/ No mention of any specific tech or companies, or even blockchain or DLT, but when their securities regulator forms a panel, it's an opportunity. India is one of the biggest possible markets, and alt coin adoption is not anywhere near mainstream there yet!
  24. https://xrphodor.wordpress.com/2017/06/26/ripple-and-the-keys-to-asian-commerce/ My latest blog entry! I cover Ripple's progress in Asia and talk about the sheer size of this market. Feel free to link to the blog, tweet it, quote it, whatever! Thanks for reading.
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