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  1. https://www.coindesk.com/ripples-xpring-launches-crypto-fiat-payments-that-integrate-into-any-app Also a finextra one (in case you dislike coindesk) https://www.finextra.com/newsarticle/34521/ripple-launches-xrp-developer-platform Or forbes https://www.forbes.com/sites/benjaminpirus/2019/10/02/ripples-xpring-launches-developer-platform-to-bring-money-to-the-internet/amp/
  2. Blog URL: https://coil.com/p/Hodor/You-Are-Not-Mistaken/j65U-s5O0 XRP fans appreciate hard facts and real business progress! I describe why 𝗫𝗥𝗣 𝗶𝘀 𝘁𝗵𝗲𝗶𝗿 𝗽𝗿𝗲𝗳𝗲𝗿𝗿𝗲𝗱 𝗱𝗶𝗴𝗶𝘁𝗮𝗹 𝗮𝘀𝘀𝗲𝘁 and address important news impacting XRP in today's blog: 𝐆𝐞𝐧𝐞𝐫𝐚𝐥 𝐁𝐥𝐨𝐜𝐤𝐜𝐡𝐚𝐢𝐧 𝐍𝐞𝐰𝐬: Elliptic, a business specializing in AML compliance, receives a massive infusion of capital from SBI in exchange for services, equity & a board seat. 𝐑𝐢𝐩𝐩𝐥𝐞 𝐍𝐞𝐰𝐬: Ripple is sending three representatives to the OECD's two-day conference in mid-September; Kotak Mahindra shares its perspective on Ripple technology in a recent video; Henrique Teixeira, Ripple's Director of Strategic Relationships in the Americas, is scheduled to participate at Cl@b2019; Identitii files a U.S. patent that includes multiple references to Ripple and XRP; Four more banks sign onto Money Tap, SBI's domestic payments platform; Ripple hires Ron Hammond as their Manager of Government Relations; and Equilibrium publishes a new guide for configuring two Interledger Connectors; 𝐂𝐨𝐢𝐥 𝐍𝐞𝐰𝐬: The W3C's Ian Jacobs publishes an interview with Stefan Thomas; Stefan Thomas and Adrian Hope-Bailie will be attending TPAC2019, the W3C's annual meeting; and I highlight seven content creators on Coil; 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: The Japanese XRP Meetup organizers publish more information; King Blue's fundraising for St Jude using the XRP Tip Bot now exceeds 100,000 XRP; Jonny Lawrence publishes a new GIF, following the one that went viral days ago; and JannaOneTrick publishes a regulatory fan video; I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Reddit r/CoilCommunity Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  3. Blog URL: https://coil.com/p/Hodor/Believe-in-the-Use-Case/wVlly8kWp 𝐓𝐡𝐞 𝐮𝐬𝐞 𝐜𝐚𝐬𝐞 𝐢𝐬 𝐬𝐭𝐢𝐥𝐥 𝐤𝐢𝐧𝐠, and there is one digital asset positioned for globally-scoped levels of usage and transactions. Learn more, and find out my take on all the latest news affecting XRP in today's blog. 𝐑𝐢𝐩𝐩𝐥𝐞 𝐍𝐞𝐰𝐬: Xpring fund Equilibrium, a company that will make participation in ILP much more easy for stakeholders; Coins.ph releases a video celebrating its RemTech Award and profiling its use of digital assets; Xendpay re-affirms its use of Ripple technology, this time for a Kenya corridor; and FortePlatform makes headlines in a new interview. 𝐂𝐨𝐢𝐥 𝐍𝐞𝐰𝐬: Cinnamon formally announces a soft test release of its video streaming platform. 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: Six independent websites exist where stakeholders can access information about validators on the recommended UNL; @hmatejx announces that he's going to create an automatic tool for tracking xRapid usage; Blockdaemon announces outsourcing service for businesses wanting to run an XRP Validator; and Poloniex adds new stablecoin pairings for XRP. I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Reddit r/CoilCommunity Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  4. Blog URL: https://coil.com/p/Hodor/XRP-News-Update-July-6th-2019/uqJp41yA7 There's a hidden gem in Ethan Beard's Xpring status report! Discover it & review the latest stories affecting XRP: 𝐆𝐞𝐧𝐞𝐫𝐚𝐥 𝐁𝐥𝐨𝐜𝐤𝐜𝐡𝐚𝐢𝐧 𝐍𝐞𝐰𝐬: BIS publishes a paper analyzing BigTech's move into banking services; and Binance.US appoints a familiar face as its CEO. 𝐑𝐢𝐩𝐩𝐥𝐞 𝐍𝐞𝐰𝐬: Ethan Beard publishes the first status report for Xpring; and Ripple deploys a new XRP Ledger explorer. 𝐂𝐨𝐢𝐥 𝐍𝐞𝐰𝐬: Wietse Wind publishes the steps for those wishing to generate their own ILP Payment Pointer. 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: XRPL Labs reveals initial UI screenshots for Xumm; and Nixer publishes fresh XRP Tip Bot statistics. I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Reddit r/CoilCommunity Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  5. Although arguments can be made against the notion of future adoption of the XRPL by the financial system thru supporting the retention of the current international payment system or emphasizing the technological progress in the SWIFT payment network, they fail to address critical flaws in today’s system. Hackers, political pressure, regulators, and the shrinking correspondent banking system are all legitimate issues that are impacting banking operations. Most international payments are facilitated through the SWIFT network today. SWIFT is a messaging network used to send and receive information on financial transactions between financial institutions. Currently, more than 11,000 financial institutions from around the world are linked to the SWIFT network for operations. Typically, the originating bank is required to have a working relationship with the destination bank in international wire transfers. If there is none, the originating bank can search the SWIFT network for a correspondent bank that has one with both banks.(2) Once found, the transaction is transferred through Nostro accounts held at the intermediary bank for a fee to the destination bank. Although SWIFT’s inception has proven to be beneficial in enabling international payments between banks globally, it’s reliance or the monopolistic position has become a double-edged sword. Due to their international relationships, SWIFT was viewed as an apolitical organization that was independent of any country’s domestic foreign policy. Unfortunately, this has not been proven the case the past few years as political disputes now threaten to fragment the international payments space. Regardless of your political views towards Iran, the United States pressure on SWIFT to disconnect Iranian financial institutions from the network has been unprecedented. While the action undergone by SWIFT contradicts the European Union’s desires. Although the EU intends to maintain trade with Iranian institutions, SWIFT complied with the US requests.(3) With the consequence being that now the international payment network has become weaponized to exert political pressure onto countries or regions. This undermines the trust within the network as participants can ultimately be on the wrong side of political discourse. Along with Iranian FIs, there has been heavy speculation from US media sources and diplomats that Russian financial institutions might face similar sanctions to their Iranian counterparts in the future.(4) Further eroding any participant confidence in SWIFT remaining apolitical. SWIFT’s inability to remain impartial to the network’s participants is already beginning to have repercussions. In Europe, there has been a political push back on the US influence over the payment network. Germany's foreign minister, Heiko Maas, has publicly stated that the EU should "strengthen European autonomy by creating payment channels that are independent of the United States — a European Monetary Fund and an independent SWIFT system".(5) Even more striking were Maas’ comments that the EU had already begun the process of developing an alternative payment system. Both Iran and Russia have also taken similar responses to the EU. Iran has begun implementing an alternative banking platform for banking transactions with foreign institutions.(6) Meanwhile, Russian financial institutions have prepared themselves to be disconnected from the SWIFT network at a moments notice and have begun to adopt another alternative payment system CIPS. CIPS or the Chinese Alternative Global Payments System is also an alternative payment platform provided by China. CIPS was intended to make transactions between China and Russia easier while enticing other countries to utilize the system.(7) Russia has also begun to develop its own payment system called the “System for Transfer of Financial Messages” (SPFS). Essentially, the global political environment has pushed regions or countries to develop or adopt alternative solutions to SWIFT. Creating an ever growing, fragmented international payment network that will require interoperability between systems. SWIFT’s security has also been exploited these past several years, further testing the participant's trust of the network. Along with the frequency of these hacks occurring, the severity of them is increasing. Of the top five biggest SWIFT hacks by money lost, four of them have occurred within the past two years.(8) The sophistication of these attacks is becoming so advanced for SWIFT’s liking that they have begun to issue warnings and urge participants to increase their security measures.(9) In some attacks, hackers have been able to order payments to banks in other countries by copying preformatted payment requests into the SWIFT messaging software. Even further eroding trust in the network’s security, it was discovered that the NSA had breached SWIFT’s security and have developed tools for its operations. Thru leaked documents and files by a hacker group, the public was made aware of how the NSA had accessed the messaging system. Possibly setting in an uncomfortable feeling for financial institutions located in Eastern countries that the SWIFT network is a possible vector for attacks. Structurally, the correspondent banking system has been on a gradual decline for several years while total volume and value of payments through SWIFT are increasing. The Financial Stability Board conducted a study in which the FSB found that from 2011 to the end of 2017, active correspondent relationships declined by 15.5 percent across all currencies.(1) While for 2017 alone, it declined by 4.1 percent. More recent studies have concluded that 2018 saw declines in active relationships and corridors of about 3.5% and 2% respectively.(11) With the global correspondent banking network now declining by about 20% and the number of active corridors having fallen by roughly 10% the past seven years. This decline in active correspondent relationships has also coincided with the increased concentration within the correspondent banking market. Remaining participants in the network have their market share increase as competing banks exit the system. Both these trends pose respective risks and issues to the banking system. An increase in the volume of payments with the decrease in the number of correspondent relationships is theorized to increase the length of the payment chains. Implying payments will need to be facilitated thru more intermediary parties to reach the same destination. Possibly adding more exchange or transaction fees along with increasing the settlement time. Meanwhile, a concentration in the correspondent banking market introduces an unwelcoming scenario. Theorized consequences include a decrease in the competition of services, leading to higher costs and more fragile networks. As the payment network relies on fewer participants to facilitate payments, the failure of a participant will have greater repercussions as they are more relied on. Ultimately, the global political environment is causing a fragmentation of the global payment system while the financial system is gradually entering a delicate state. Both trends have already begun to force global and financial institutions to adapt and find alternative systems. Regardless of what SWIFT can develop to enhance it’s services to its participants, there will be issues the organization cannot resolve. Interoperability will more than likely be the key in enabling the future global payment space to withstand any geopolitical shocks, along with providing a crucial capability if the financial system is under strain due to the structure of the correspondent banking system. Placing Ripple’s xCurrent or ILP in an advantageous position. 1. https://bankingjournal.aba.com/2018/11/basel-decline-in-global-correspondent-banking-relationships-accelerates/ 2. https://www.investopedia.com/terms/c/correspondent-bank.asp 3. https://www.ft.com/content/8f16f8aa-e104-11e8-8e70-5e22a430c1ad 4. https://www.voanews.com/a/us-diplomat-russia-should-release-ukrainian-sailors-by-christmas-/4688911.html 5. https://www.businessinsider.com/germany-wants-european-rival-to-us-backed-swift-payment-system-2018-8 6. https://en.mehrnews.com/news/139715/Iran-welcomes-foreign-banks-to-join-its-alternative-to-SWIFT 7. https://ethereumworldnews.com/after-ripple-chinas-cips-now-competes-with-swift-departure-from-us-dollar/ 8. https://medium.com/@kvantorcom/top-5-biggest-swift-hacks-52fca78145c 9. https://www.reuters.com/article/us-cyber-heist-warning/swift-warns-banks-on-cyber-heists-as-hack-sophistication-grows-idUSKBN1DT012 10. https://www.reuters.com/article/us-usa-cyber-swift/hacker-documents-show-nsa-tools-for-breaching-global-money-transfer-system-idUSKBN17H0NX 11. https://www.bis.org/cpmi/paysysinfo/corr_bank_data/corr_bank_data_commentary_1905.htm
  6. Blog URL: https://xrpcommunity.blog/xrp-news-update-may-30th-2019/ As we near the beginning of June, keep up to date on the latest XRP developments! I cover the high points in my latest blog: 𝐆𝐞𝐧𝐞𝐫𝐚𝐥 𝐂𝐫𝐲𝐩𝐭𝐨 𝐍𝐞𝐰𝐬: The SEC will be holding the 2nd 'Distributed Ledger Technology (DLT) and Digital Assets' tomorrow. 𝐑𝐢𝐩𝐩𝐥𝐞 𝐍𝐞𝐰𝐬: Dan Morgan attends a World Bank FinSac meeting; Marjan Delatinne attends the European Blockchain Convention; Breanne Madigan, a former Goldman Sachs employee, decides to work for Ripple; Simple, a new remittance platform, was build in partnership with Ripple; Money Tap announces a new merchant program; and Interledger releases videos from the April Interledger Summit in San Francisco. 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: Two videos are released from the latest XRP Meetup in The Netherlands showing presentations from Wietse Wind and Bitrue; The design for Xign is shown by Wietse Wind; Taotao adds support for XRP; and imove adds wallet support for XRP. I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Reddit r/CoilCommunity Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  7. Blog URL: https://xrpcommunity.blog/introduction-to-xrp-2019-edition/ Just published the updated, 2019 version of an "Introduction to XRP" on the XRP Community Blog! I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thank you for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Reddit r/CoilCommunity Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  8. Blog URL: https://xrpcommunity.blog/the-global-economy-needs-instant-value-transfer/ The global economy wants - 𝙖𝙣𝙙 𝙣𝙚𝙚𝙙𝙨 - real-time payments! I cover this & the latest news impacting XRP in today's blog: 𝐆𝐞𝐧𝐞𝐫𝐚𝐥 𝐂𝐫𝐲𝐩𝐭𝐨 𝐍𝐞𝐰𝐬: Readers should strongly consider supporting Christine Lagarde, the current Managing Director of the IMF, as she champions serious debate of digital assets. 𝐑𝐢𝐩𝐩𝐥𝐞 𝐍𝐞𝐰𝐬: Ripple donates one million dollars to Tipping Point, a local San Francisco non-profit; And the first ILP Summit is announced. 𝐂𝐨𝐢𝐥 𝐍𝐞𝐰𝐬: Ben Sharafian peppers social media with some recent innovative Coil-related code snippets for developers to use. 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: A new version of XRP Validator software is formally announced after the end of the voting period; the XRP Community Fund announces a bounty for a WooCommerce plugin; A member of the Good Souls Group (XRP Charities) announces a fund-raising campaign & t-shirt raffle for Children on the Edge; Fidelity announces a soft rollout of their new institutional custody and crypto exchange platform; SBI re-targets this July for roll-out of their real-time trading on SBI VC; HuobiGlobal announces support for XRP in its OTC platform; and QB.com, a Hong Kong - based crypto exchange, announces support for XRP; I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  9. Link to Blog: https://xrpcommunity.blog/xrp-effecting-change-and-promoting-digital-asset-adoption/ XRP and its stakeholders are effecting change in the cryptomarket and leading the charge for digital asset adoption. In this blog, I describe how we are helping others understand the details about XRP and its value proposition; I also cover the latest news affecting XRP over the last few days! ?????? ????: A video of CoryTV onstage at Unbound Miami recently hit the airwaves. Ripple hires Amir Sarhangi away from Google, and Evan Schwartz releases a exceptional new blog titled "Layer 3" that goes far beyond 'Layer 2' off-chain protocols. ????: Adrian Hope-Bailie from Coil clarifies that Multi-hop is not specific to Ripple & that it's an inherent function of ILP. ??? ????: /u/RareData releases the XRP Toolkit. (If you love the MyEtherWallet application, you'll probably love the XRP Toolkit) Wietse's team (@WietseWind, @baltazar223 and @ThisIsTriss) release a new version of the XRP Tip Bot, with new features. XRP Balance is a new site that provides an XRP price prediction algorithm. XDEX might eventually be one of the largest exchanges in Brazil, and the Swiss Investment Fund announces that they'll handle custody of XRP for banks. Finally, guidance was issued on XRPL sharding, and how a new version of the XRP API will allow developers to request specific history shards. I hope you enjoy today's blog! Please feel free to share my blog with anybody you wish & on any platform - and thank you in advance for doing so! My Blog announcements on other social media platforms (anybody is welcome to post in others such as r/Investing, but be careful to follow posting rules that are different in various sub-reddits): Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  10. Ever want to send a link to a friend that explains the basics of XRP compared to Bitcoin? In today's blog, I go over all the basics of XRP, including its features, capabilities, and include some of the major differences between it and other networks. While it's not an in-depth treatment of 'all-things XRP,' it serves as a convenient reference document if you're looking for a short explanation to share with somebody new. I hope you enjoy the read; leave any feedback below. Feel free to share my blog with a friend - or on any other platform - and thank you for doing so! Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  11. Saw this posted on Reddit. I didn't see anyone post a link here. Very interesting discussion by Stefan Thomas about ILP + COIL
  12. Handy links for the ILP > Website: https://interledger.org/ > Documentation: https://interledger.org/overview.html > Tutorials: https://medium.com/interledger-blog > Protocol Specs: https://github.com/interledger/rfcs > Discussion: https://gitter.im/interledger/
  13. Hi guys, I want to know how many xrp's should I own but I cant find a baseline for it. so just wondering if you want to share how many xrp do you own (roughly) and what price would you sell it at (again hypothetical at this stage)..so that I could get the consensus of experience people like you... thanks a lot for your reply. and I am sorry If i sound bit intrusive... I own about a million xrp but not sure if that is sufficient to look forward to a good profit... (I am prepared to lose the whole lot in case of worst scenario )
  14. Come mix and mingle with Los Angeles Fintech Tuesday July 31st. Learn about the newest and fastest changes going on in financial technology. Finance is undergoing a massive change some call the "financial paradigm" or "crypto wars". Laws from 1930-1940 (old right?) are getting broken down with technological innovation in finance. Find partners, talk about your project, bounce ideas, discover LA Fintech. RSVP HERE
  15. XRP Continues to set the standard. In today's blog, I cover an enormous amount of recent news and high-profile media coverage of Ripple, XRP, and Codius. Included are several videos you won't want to miss, along with the latest news that impacts XRP. There is also a bit of analysis about the future direction of XRP given recent developments like the founding of Coil. I hope you enjoy the read! Please leave any feedback below - and feel free to share my blog with a friend or on any other platform - and thank you for doing so! Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  16. In my latest blog, find out why strategic thinking leads us directly to XRP! Does XRP compare to Bitcoin or Ethereum when crypto investors are making their portfolio choices? I don't think so. With the latest developments from Ripple & Coil, and xRapid's status as the only digital asset with a comprehensive liquidity solution for financial institutions, it's tough to find much upside in the competition. I hope you enjoy the read & please leave any feedback below. Also, feel free to share my blog with a friend or on any other platform - and of course thank you for doing so! Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  17. https://medium.com/coil/standardizing-payments-with-the-payment-handler-api-1bb8cefa702d
  18. You'll want to read my blog to find some items you may not have known about before Blockchain Week in NYC starts this week! What do I cover in this latest entry? I reveal the two surmised reasons for the market downturn two days ago, who Ripple is sending to Consensus, and discuss the guidance that the SEC provided for cryptocurrencies. In addition, I tell you about a professional organization called YPO that visited Ripple headquarters a few days ago - it's a news story that most mainstream media didn't pick up. In addition, I cover the speculation about Apple adopting the new Payment Request API, formal xRapid cost savings confirmation, and I reveal updated wallet statistics. I hope you enjoy this latest edition: Please leave any feedback below. Feel free to share my blog with a friend - or on any other platform; and thank you for doing so. Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  19. https://medium.com/interledger-blog/use-interledger-with-moneyd-gui-21dee0dc8ba0 "Moneyd aims to make it as easy as possible to join the Interledger network. Now, Interledger is even easier to use thanks to the Moneyd GUI." Additional Tutorials are at Interledger Blog: https://medium.com/interledger-blog
  20. Haven't seen this posted here. Thanks to @BANKXRP Very interest keynote by Stefan Thomas. Tad long - grab a coffee...
  21. let’s refresh out memory on what it means to have w3c, apple, and google implementing ILP. Xrp will be used as the bridge asset that interconnects all kind of asset class traded in the internet. Do not listen to the Fudders who says ILP does not have any relationship to rcl and the medium, xrp.
  22. https://medium.com/@emschwartz/simplifying-interledger-the-graveyard-of-possible-protocol-features-b35bf67439be Very interesting read about ILP. I believe ILP will be absolutely key for FI to use whatever internal blockchain or token they wish (privacy reasons/competitive advantage/regulation), whilst simultaneously benefiting from xRPL.
  23. https://usethebitcoin.com/apple-introduces-payment-request-api-for-apple-pay-could-work-with-interledger/
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