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  1. Sharing my findings as I couldn't find them all at xrpchat. There is some good stuff happening (in my opinion) regarding the progress towards real blockchain adoption in general (which I assume is profitable for XRP usecase adoption too). First let's again view what a survey by WEF World Economic Forum with "over 800 executives and experts from the information and communications technology sector" says: From Ripple insight: Original PDF by WEF Ripple Insight regarding this survey Of course this is an averaged estamation based on the responses and the survey was done in 2015. Stuff already seems progressing quicker than expected (incl for Ripple). It shows the expectations the respondents in the ICT sector have. Blockchain ISO standards developments There are ISO standards being developed for "blockchain and distributed ledger technologies". Such standards are necessary (imo) for real worldwide adoption. Currently the stages of those ISO standards are 'Preparatory' (stage 20.00) at most. Here is an overview of participating and observing countries: https://www.iso.org/committee/6266604.html?view=participation This standard is an initiative by Australia. From the roadmap for blockchain standards of Standards Australia (march 2017): Small overview of roadmap here. So even though the current status is 'Preparatory' at most, the ISO standards ARE being developed at this moment. Boiling fintech in Luxembourg; Infrachain From website: Q1 2018 introduction paper Now lets view Infrachains members page: This shows that big players in the industry like Ant Financial are actively busy progressing to realworld usage / adoption. Also interesting Ant Financial is active in Luxembourg it seems. Talking about Ant Financial, their brand Alipay has some plans. Exciting blockchain/fintech times ahead imo. For speculation; Snapswap, KPMG, Telindus, Deloitte have some connections to Ripple. SnapSwap USA (a Ripple gateway) stopped but the key executive was Denis Kiselev, which is still active at SnapSwap International S.A. in Luxembourg. KPMG slide mentioned Mastercard tested Ripple payments blockchain solution (just noticed the slide author is Unilever, big Dutch company that had 52.7 billion euro turnover in 2016) Telindus has a Ripple validator running Deloitte (37.8 billion usd turnover) senior manager for innovations talking Ripple here and here. Maybe he is in the community somewhere. Also in Japan the selfregulated Japanese Cryptocurrency Exchange Association was created which fits above progress (ISO standards under development / Infrachain trying to accelerate blockchain adoption by community created regulation). Good to see these initiatives which should help accelerate blockchain and/or crypto use by setting standards & guidelines at a moment there is still some regulatory unclarity.
  2. http://blockchain.fintecnet.com/brochure.html?utm_source=Twitter&utm_medium=R3 Hyperledger EEA&utm_campaign=BFCEU
  3. It seems that each time there is a shift in the Blockchain/Interledger Universe, new members and even some of the veterans lose faith in XRP and start to wonder if we have all made a big mistake by backing XRP. I have seen it time and time again in the Chat Box and in posts. Each time I hear what is perceived as potentially "BAD NEWS", I go back to these 4 examples of why 100 Banks are already using Ripple and why BANKS WILL SEE THAT USING XRP IS A NO BRAINER because NOT USING XRP WILL COST THEM MILLIONS. So, if any of you start to loose faith, go read all 4 of these key REASONS that will reassure anyone that XRP is not going anywhere. It is here to stay and will become “THE MUST-HAVE DIGITAL ASSET!”, per the quote from our own Chris Larsen! 4 REASONS NOT TO GIVE UP ON XRP #1 - "XRP AS A BACKSTOP" – REDUCES COST OF NOSTRO ACCOUNTS BY 60% "The banks can use its digital currency, which can be acquired instantly, to expedite settlement liquidity. (It’s important to note that Ripple’s digital payment network, unlike bitcoin, does not only transmit its native digital currency, but can also be used to move traditional fiat currencies back and forth.)" “It’s not on a transaction by transaction basis—instead, it involves using XRP as backstop if there’s a shortage in a day,” says Nilesh Dusane, Ripple’s head of Global Sales. He adds that the availability of XRP as a backstop means banks need to tie up less capital for settlement purposes, and can instead deploy it for other purposes. Dusane tells Fortune it will also reduce the cost of using and maintaining nostro accounts by 60%. http://fortune.com/2016/10/20/ripple-r3/ ---------------------------------------------------------------- #2 – ROI IF BANKS USE XRP? 11 MONTH PAYBACK PERIOD "......A respondent bank that processes $12 billion in international transactions a year (over 5 corridors with an average transaction size of $6,30019) can assume a conservative, estimated $10 million one-time cost of deploying Ripple and a payback period of just over 11 months. Read Whitepaper - Page #8 https://ripple.com/files/xrp_cost_model_paper.pdf ** WHY WOULD BANKS USE XRP? $10 MILLION IN SAVINGS ANNUALLY USING XRP(Minimum) As such, if BANKS can recoup $10 Million each year with Ripple + XRP, then, the math is easy. Implementing Ripple + XRP reduces bank costs(with $12 Billion in annual transactions) by $10 Million annually at a minimum based on no longer needing nostro accounts. Not a bad sales pitch to start with..... much faster/safer settlement and cuts costs $10,000,000 EVERY YEAR.There are many other benefits and cost saving measures(see link above)......but this is a good one to lead off with! No wonder the banks are getting on board! ---------------------------------------------------------------- #3 – PER THE SAVINGS FOUND IN SECTION #2, CHRIS LARSEN’S QUOTE MAKES SENSE “XRP IS EMERGING AS THE MUST-HAVE DIGITAL ASSET” "....Ripple remains the only company that’s captured my attention and commitment – I’m not going anywhere or starting anything else. You should only change captains when seas are calm and things are going well. And things are indeed going well at Ripple! We’re leading the market in ‘blockchain’ cross-border payments, ILP is on its way to becoming the standard for ledger interoperability, and XRP is emerging as the must-have digital asset for institutional transactions. And as a company, we’ve never been stronger in terms of capital, talent and leadership. I’m more excited about Ripple than I’ve ever been about anything else in fintech. And, I’m more excited now about Ripple’s opportunity than ever before." https://ripple.com/insights/new-chapter-ripple/ ---------------------------------------------------------------- #4 – THE TIME IN NOW FOR RIPPLE AND XRP! Ripple is currently working with 100 Banks. 30 Banks are currently "MOVING REAL MONEY" via Ripple. 10 Banks are creating services around RIPPLE for their clients. These Banking Leaders believe......the TIME IS NOW FOR RIPPLE! The Deloitte Partner initially misinterprets the question and thought the question was about how many years until FULL IMPLEMENTATION of the Blockchain by the Banking System. The Ripple Rep and the Temenos Rep jump in and say, THE TIME IS NOW! Later in the 6 minute Video the Deloitte Partner clarifies his position and says, Yes, the time is now for Ripple......especially if the Central Banks LEAD THE WAY and start using Ripple and other Blockchain technologies! Not 10 years or 5 to 7 years.....but now! INDUSTRY LEADERS IN VIDEO • Patrick Stutvoet – Head of Transactions , ABN AMRO • Danny Aranda, Head of Channels, Ripple • Patrick Laurent – Partner, Deloitte • Jordan Brandt – CEO, Inpher • Darryl Proctor, Product Director - Transaction Banking and Payments, Temenos
  4. "Our TEMENOS Blockchain Integration is Live. Right from Barcelona, Spain, we're proud to announce the biggest Bluzelle Altitude integration is live. Working alongside Deloitte we have enabled TEMENOS' core banking platform to do cross-border payment transactions over the Ripple Protocol. As the picture above shows, Bluzelle's CEO, Pavel Bains, showed the product in action at the TEMENOS World Conference. This year's event was their biggest yet and it was a fitting place to debut this new product offering.
  5. Deloitte is the leading 'Big 4' in blockchain research Read entire article: By Ian Allison November 13, 2015 07:10 GMT http://www.ibtimes.co.uk/devcon1-ethereum-deloitte-eye-global-accountancy-blockchains-1528511 Deloitte cuts a bold figure at Ethereum DevCon1 Here is a previous article: By Ian Allison August 14, 2015 12:20 BST http://www.ibtimes.co.uk/deloitte-delving-into-ethereum-eris-ripple-1515494
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