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  1. When i first started looking into XRP i came across Coinbase. I used it for a while and for Direct Credit/Debit card transactions it was the only one i could find that didnt require me to jump through hoops. So i used it.. Then i found out today that Changelly actually has a similar feature to let you buy XRP directly with your debit card. but the numbers seemed way off so i decided to look at the math and see the yield % for some simple methods of buying XRP. Hopefully this can save some new people some money. (At the time of this post the price of XRP is $0.221 XRP/USD... Given that figure. $500 dollars of ripple would be worth 2262.44 Ripple Coins.) Changelly A $500 purchase using Changelly with a Credit/Debit card will net you 1,512.62 XRP. XRP Loss = 749.82 XRP. Total Fee = $165 USD Total Yield = 66% Coinbase A $500 purchase using a Credit/Debit card on Coinbase will net you 2,034.77 XRP. (500 dollars worth of litecoin = 6.17 LTC transferred out of Coinbase to Changelly) XRP Loss = 227.67 XRP Total Fee = $50 USD Total Yield = 89% When Transferred to Kraken instead of Changelly Transferring the 6.17 LTC to Kraken and converting it to Bitcoin will net you 0.10622 XBT. Transferring the BTC to XRP will net you with 2167.75 XRP XRP Loss = 94.69 Total Fee = $21 USD Total Yield = 96% The biggest fee here is the $19.18 from Coinbase's Credit/Debit Card fee. This fee is a lot less if you use USD deposit from your bank account but i dont recommend doing this on Coinbase because the process takes 5 to 8 days. Needless to say... Using Changelly for a credit card transaction or really probably any transaction is just wasting your money. This information may be fairly obvious to some of you but it wasnt to me when i first started and maybe this can save some people some money and net them some more RIPPLE
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