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Given Ripple's (the company) unique position, I would like to know whether Ripple has policies in place for responding to compromises in the security of the central ledger and protocols? There's a lot of (well written) software and protocols backing all that is Ripple. Software has bugs. Protocols have mis-features. All of these >> can << open the door to cyber-attack. I want to know if Ripple has thought about how to deal with these crises? Picture a (worst-case?) scenario where the central ledger had to be taken off-line for some reason. Would Ripple warranty against losses incurred by customers needing to make transactions? Apologies if this is a daft question.