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Hi, can anyone explain why the value of XRP (Ripple "tokens") needs to fluctuate? Why didn't Ripple (the company) just say that their tokens are worth 10 cents each forever. Just like postage stamps have a fixed price (except when prices are increased due to increased delivery costs or inflation). No-one speculates on the value of frequent flyer tokens (sorry "points") or current (non rare) postage stamps, so why are XRP and other crypto's different? Surely they aren't rare already - there are millions of XRP's and thousands of different "coins" apparently and more can be created easily anytime - there is no limit, no rarity. Ripple can just decide to release more XRP if they want to - there's no law to stop them is there? So why are these tokens worth more than postage stamps and frequent flyer points? Or cash (fiat money)? It was a genius idea to call these things "coins" because it makes them feel like money. But they aren't money (or coins), are they? XRP is just a token (actually just numbers) which can act as a short term intermediary in some international currency transactions. It's value is irrelevant for these transactions - yes it needs a value, but it could be 1 cent or 10 cents or any fixed arbitrary amount. I'm puzzled - please help me understand. Why do you think these are worth something as an investment?? -
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Blog URL: https://xrpcommunity.blog/crypto-superbowl-consensus-versus-proof-of-work/ It's a Superbowl-themed blog! Read about the match-up between Bitcoin and XRP, along with all the news impacting XRP. 𝐆𝐞𝐧𝐞𝐫𝐚𝐥 𝐂𝐫𝐲𝐩𝐭𝐨 𝐍𝐞𝐰𝐬: The unexpected death of QuadrigaCX's founder results in exchange liquidity problems; The UK's FCA issues enforcement guidelines; and the Bank for International Settlements issues a paper detailing profound security risks with proof-of-work networks, specifically analyzing Bitcoin. 𝐑𝐢𝐩𝐩𝐥𝐞 𝐍𝐞𝐰𝐬: The CEO of SWIFT and Ripple debate onstage at the Paris Fintech Forum; SWIFT announces a new proof-of-concept allowing R3 to initiate SWIFT GPI transactions; Ripple hires a new General Counsel; Saudi British Bank (SABB) is discovered to be a RippleNet member; a new Ripple Drop episode is released by Ripple; and the Xpring Initiative publicizes a new development position for Interledger 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: New XRP code amendments are announced; Three exchanges add XRP trading; Coingate, a crypto payment processor, adds XRP as a checkout option; CredEarn indicates that their largest asset class for deposits is XRP; A new swag shop offers a new physical XRP coin for collectors; and a new video game plans to use the XRP Ledger for their online economy. I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
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https://CasinoCoin.org A digital currency for the regulated online gaming sector. CasinoCoin is an open source, peer-to-peer, cryptocurrency specifically designed for the regulated online gambling industry.
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I absolutely love this answer from @JoelKatz on a 'challenging' statement that banks will start their own coins. That is so true. Current bank account values ARE already sort of a digital/virtual coin. Not blockchain based of course but for that goal (internal administration of their clients holdings) that's not really usefull either. Settlement is a different thing though ?. Ripple is so spot on with its use case ???.
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I'm really mad at coin market cap right now. I know its been a few days. I feel the wind was knocked out of our sails. We was just about to enter our next up trend, and the C***'s at coin makert cap pulled the Korean data without telling anyone. Giving the impression the market was crashing when it was not. It took them 14 Hours to tell anyone... They never placed anything on there site, no Facebook post, just twitter 14 hours later. Next thing, people that had confidence in XRP start selling like crazy, due to not knowing what the hell is going on. Now its like people are unsure, should they buy?? Scared. Lost confidence. I just watch CNBC make a report on it, taking about how XRP is down 30% on coin market cap, with no mention of the change to the stats. Due to korea being removed. Like, are they stupid? I feel it's going to take at least 3 weeks, till we see any change. Just bounce off $2.00 over and over again. I'm looking forward to when XRP is really being used. When Western Union is using it, Buying, Selling, Buying, Selling, Buying, Selling. Million times a day. No one will be able to f**k with the market. XRP will be its own market.
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Shop payments with ripple Or is it just not what Ripple wants/is made for...
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Hey XRPChat! We recently made a physical Ripple/XRP coin and made a post about it on Reddit and thought it would be a good idea to share it here too! Figured some people are interested in how the coins are made so here's how we do it: Firstly, what we do is make a mold for the coin, then we get thick sheets of metal and cut them in the shape of the mold. Now that we are left with a blank coin, we polish the edges of the coins so they become smooth. Lastly, we then spray the coins for that nice Ripple blue color and for a slick finish and walla, you have a Ripple coin! The coins are roughly 38mm in diameter and 3mm thick and are solid and smooth. Once we get them shipped we plan to give away as many we can to the XRP community to then start selling for around 2 dollars if possible. Really wondering what you guys think of them, any suggestions you have, or if you want us to mail you one for free! To keep you guys updated you can sign up for our email list here (scroll to the bottom of this Ripple guide) and we'll email you!
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This survey is being conducted by students of Ghulam Ishaq Khan Institute of Engineering Sciences and Technology[Pakistan]. The purpose of this form is to get an insight of the opinion people have about cryptocurrency, to see what are the features of an ideal cryptocurrency from an investor's point of view? what factors are detrimental in choosing a cryptocurrency? whether the majority is eager to invest in cryptocurrency? and to determine whether people want the cryptocurrency to be legalized world-wide or not? (All the information submitted here will be kept confidential and will only be used for research purposes.) https://goo.gl/forms/RuxCR2FCoewQIV303- 2 replies
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http://thediplomat.com/2017/09/chinas-crackdown-on-cryptocurrency-trading-a-sign-of-things-to-come/ Key point: As I've stated before, China is removing all competition to facilitate it's own token. Though maybe they'll use xrp externally for remittance they will definitely use their own token within the country to boost their economy and control the flow of money. -
XRP will become the standard of digital currencies. Why? 1) Banks are here to stay. The argument that bitcoin or some form of virtual currency will replace fiat is a complete fantasy. I will bet that in 50 years, majority of people will still be paying for goods and services using fiat currency. XRP is designed to be most effective by using FIAT currency. 99% of people do not care about cryptocurrency. Ask your friends and family if they are willing to accept bitcoin as form of payment, most likely no. Heck, I bet most of us wont even accept virtual currencies as form of payment. XRP is designed so you can pay for goods and services with FIAT currency instantly anywhere around the world, not just in your country. If you want to send money overseas, it will take at least a few days and even up to 2 weeks with high fees. Ripple is the only company that allows fiat currency to be sent anywhere in the world instantly (3-5 secs). Ripple is the monopoly, no other company or technology can do this. 2) The power of XRP is you don't even know your using it. Bitcoin is used as a form of payment. Eg: Bitcoin → Goods and services → Bitcoin. People will have to learn how to use this and for the average person, its extremely complicated. Anything that is successful is simple. When XRP is being used, you don't even know your using it. Your not changing peoples habits by using XRP (think about it!). Example- If you want to buy a expensive watch in China, your most likely going to buy it with FIAT currency regardless of high fees or transaction times. If my bank happens to use the Ripple software and XRP for the cross-border transaction, the money will be transferred instantly with minimal fees. Me, as a paying customer wouldn't even know XRP is being used to convert my local currency to the overseas currency. The bank does this automatically! Its not replacing fiat currency, its acting as a tool to help it. That is why over 90+ banks are using this software already. This ultimately is the magic of XRP and where it wins over all cryptocurrencies 3) Ripple is pro-regulation. Bitcoin and most virtual currencies is designed to bypass government/bank controls. People underestimate the power of governments and banks. They literally control the world. New laws will be implemented to deter this type of behaviour. Look at China, they recently banned all yuan-bitcoin trading. Only logical more countries will follow and rightly so. Regulation is the only way to allow real growth. If I buy a item with bitcoin and I didn't receive the goods, its up to the seller to refund the bitcoin. I cannot go to a bank and ask to reverse the transaction. This alone deters 99% of real use cases that bitcoin was designed for. Because Ripple works with banks, if you did not receive the goods and services that you purchased, you simply tell your bank to reverse the transaction. This is one aspect of the benefits of pro-regulation. 4) XRP is the closest cryptocurrency to mainstream adoption. All cryptocurrencies including XRP is speculation until the they are actually used for real world cases. XRP is in a unique situation that no other "crypto" has, a actual company behind the technology. Ripple is a company that is backed by some of the biggest companies in the world. Why does XRP have value? Because Ripple already has 90+ banks using the software. It has real commercial customers using the software already. The fact that combining the existing software with XRP can save banks up to 60% in transaction costs is a BIG advantage. We are talking about banks, not people. Bitcoin is peer-to-peer. XRP is bank-to-bank. Given that already 90+ banks are using the software, if only 1 bank announces they will be using XRP, the value will skyrocket as it will become the first cryptocurrency to be used in real world situations. Its not a matter of if, but when they will start using XRP.
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Hey Guys! I don't know if you heard about Tezos (https://www.tezos.com/), which is a new cryptocoin to be lauched. If you check the site at this you will find few information - you can basically sign up to find out the date of a fundraiser, which should be these days, or according to the site sometime in June. There is also a quite detailed description on their past and their aims (https://www.tezos.com/static/papers/Tezos_Overview.pdf), what they'd think they achieved with Tezos and what their plans are, together with the details of the fundraiser - this one clearly seems to be something much closer to a "garage company". Just a few quick details: What is it? It's another decentralised blockchain with a new formal verification method. Status: They are doing a fundraiser for the development of their company. Price: Price of tezos will be circa 1 BTC = 5,000 XTZ (Tezos) - with some additional bonuses of 5-10-20% depending on the timing of your investment during the 2 week fundraiser I opened this topic so we could share some information on this, if anybody know some new details or so - I didn't dig in myself too deeply but I did check this and that. There seems to be a potential in it so it would be worth checking. My questions - which I hope some of you might know the answers from other mediums: When should Tezos be available on the "market" - any of the exchanges online? At what price should it start trading? At fundraiser investment it will cost $0.36 per piece. What is the number of Tezos that they are planning to issue? Would you invest in Tezos? Have a great one! BB
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Hello folks, I just saw this: https://www.cryptocoinsnews.com/japans-largest-bank-turn-credit-card-unit-digital-currency-platform/. What do you think does that mean for the use of XRP? I recently asked the question if banks would do this and the major opinion around here was that they would not. See https://www.xrpchat.com/topic/4180-banks-building-their-own-cryptocurrency/. So what is now? How will MUFG coin integrate with XRP? What will happen with XRP when there is no integration to the bank coin? What should stop banks doing all their own thing again? All the best, Tim.
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One of the areas where Bitcoin has been shining over Ripple and other cryptocurrencies is in trade between digital assets. With SBI now partnered with Ripple and Kraken, this could be about to change. If Ripple continues to build and take advantage of its banking partnerships in Asia and around the world, XRP will no doubt become the major bridge currency for trade between fiat. If the new bank-backed exchanges really do have XRP as the bridge between all assets, both digital and fiat, then XRP's dominance within both spaces will be assured. At the moment, Bitcoin is really the only link people have to the other cryptocurrencies. Much of bitcoins recent growth could be attributed to growth of the space in general and its role as bridge currency. With Bitcoins current issues and the unique position held by Ripple's XRP, that could be about to shift.
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I thought it would be a good idea to talk about why xrp could be the best blockchain currency investment of 2017. The biggest news at the moment is this. https://www.google.com/amp/www.cnbc.com/amp/2017/03/01/japanese-banks-plan-to-adopt-blockchain-for-payments.html XRP is now very firmly established as the first mover to launch a realworld working product in the banking sector. But, there are so many other things in the works this year for Ripple. SBI and Kraken bringing better exchanges to Asia. Bitgo creating a new XRP wallet. 1,000 transactions per second vs Ethereum's 15 and bitcoin's 7. I just felt there should be a page to highlight all of the good news and people's thoughts on what this year could mean for XRP and the larger blockchain community.
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Anyone with OPC ? Opencoin?
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https://bitcointalk.org/index.php?topic=942552.20 This is a post from the bitcoin forum about a "debt-based" coin and what it could offer, ostensibly from a new member. Ripple isn't mentioned until approximately eleven comments in, and then at the end when somebody finally talks about Ripple in a very general sense and posts some links.
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Ripple and XRP Can Cut Banks’ Global Settlement Costs Up to 60 Percent
Guest posted a topic in General Discussion
https://ripple.com/insights/ripple-and-xrp-can-cut-banks-global-settlement-costs-up-to-60-percent/
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