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  1. @Sebastian has previously pointed out, rightly so, that Circle may be the most realistic competitor to Ripple at the moment. Seemingly working backwards, Circle worked on creating a peer to peer value transfer service, and is now looking to integrate crypto into that service. Part of the argument about XRP being valuable is that it'd make it difficult for another company to create a crypto that we somehow trust, but if that said company had already built a platform people trust, and then issued their own currency, then flipped the switch, it's conceivable they could usurp quite a bit of market from XRP. Particularly if they go the banking route, which they seem to be doing. Obviously Ripple is going enterprise, not Peer-to-Peer so that could be the primary difference. Companies are going to vie for control of various customer bases so we should be on the lookout for their possible routing strategies.
  2. Was anyone aware of this? https://blog.circle.com/2017/06/14/free-cross-border-payments-european-growth-product-features-and-new-services/
  3. https://blog.circle.com/2017/06/14/free-cross-border-payments-european-growth-product-features-and-new-services/ does Circle has/need/use a proprietary currency to make the transactions, like Ripple has XRP? ...
  4. "Part of making money work the way that the Internet works is overcoming the arcane, siloed systems of currencies and bank transfers that exist today, and making it work the same way that we send and receive email or browse the Web... No one needs yet another closed transaction network. A critical element of Circle’s “money without borders” open value proposition is blockchain technology." Go on... https://blog.circle.com/2016/04/05/circle-and-british-pound-sterling-social-payment-app-updates-limitless-spends-and-withdrawals/
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