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  1. Blog URL: https://xrpcommunity.blog/coil-and-the-drumbeat-of-utility/ The Coil blogging platform is live! I analyze Coil's potential impact & cover the latest news about XRP in today's blog: 𝐑𝐢𝐩𝐩𝐥𝐞 𝐍𝐞𝐰𝐬: Yoshitaka Kitao is appointed to the Ripple Board of Directors; Securitize announces their new DS Protocol; Navin Gupta announces that Saudi British Bank (SABB) is a RippleNet customer; Banesco Panama announces a successful test of Ripple-powered payments; Ria Money Transfer, the 2nd largest remittance processor, announces their membership in RippleNet; Ripple publishes new developer tools on the XRP Ledger Developer Portal; Marjan Delatinne confirms that ten customers are using XRP; and Reinhard Cate publishes the 12th episode of the Ripple Drop; 𝐂𝐨𝐢𝐥 𝐍𝐞𝐰𝐬: Vengefulseven starts a new subReddit for connecting Coil stakeholder businesses and developers with each other. 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: Bob Way appears on the Brad Kimes YouTube Channel; The XRP Ledger's 'default UNL' becomes more decentralized with the addition of Peer Island; Bithomp announces their naming service for those that handle their own XRP Ledger wallet(s); and two exchanges, BitoEx in Taiwan and Birake in Bucharest, both add support for XRP; I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Reddit r/CoilCommunity Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  2. Blog URL: https://xrpcommunity.blog/teamwork-will-raise-xrp-up/ Teamwork is crucial for helping us raise XRP's profile to new heights! I describe why & cover all the latest news in today's blog: 𝐆𝐞𝐧𝐞𝐫𝐚𝐥 𝐂𝐫𝐲𝐩𝐭𝐨 𝐍𝐞𝐰𝐬: China's National Development and Reform Commission (NDRC) lists crypto mining as an activity it recommends be phased out; and Warren Davidson reintroduces the Token Taxonomy Act. 𝐑𝐢𝐩𝐩𝐥𝐞 𝐍𝐞𝐰𝐬: A huge donation is made to San Francisco State University; xRapid wins an award; Bitstamp is awarded a New York State BitLicense while Bittrex is declined; and the community continues to track xRapid volumes. 𝐂𝐨𝐢𝐥 𝐍𝐞𝐰𝐬: A new web monetization-enabled video conferencing service is highlighted by Coil. 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: Wietse Wind adds a new feature to the XRP Tip Bot; XRPL Labs asks for volunteer beta testers; and David Oliver's proposal to Skype garners just over 2,000 votes thus far. I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  3. Blog URL: https://xrpcommunity.blog/reaching-out-to-those-abandoned-by-traditional-banking/ Billions of adults are considered un-banked. I discuss ILP's role in solving this problem & cover the latest XRP news in today's blog: 𝗪𝗵𝗼 𝘁𝗼 𝗙𝗼𝗹𝗹𝗼𝘄: To keep up to date on how fintech innovations are connecting the un-banked, I recommend following Chris Larsen and Mojaloop. 𝐑𝐢𝐩𝐩𝐥𝐞 𝐍𝐞𝐰𝐬: Modern Consensus interviews Forte's Kent Wakeford, the former COO of Kabam, about the new collaboration with Ripple. 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: Wietse Wind publishes a handy tool for composing multi-sign transactions; @baltazar223's Weekend Project inspires donations to the XRP Community Fund; @SchlaubiD makes a program available for download that enables sending XRP through MS Outlook; Bithomp adds a form to enable users to report suspicious or known scam/fraud XRP wallet information; DigitalNomadInvestor offers new XRP designs available for sale through his swag store; Two new exchanges indicate they will list XRP; and the "XRP Torch" was just passed from the US to Japan! I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  4. ...is xrp's potential for being used as "reserves." I came across this article that discusses the concept of "forex reserves:" http://www.nbdpress.com/articles/2017-06-08/2632.html Before reading this article, I've heard the concept of xrp "reserves" being purchased by individual companies or market makers as a tool for managing risk and being able to profit from volatility. (source: _https://www.xrpchat.com/topic/5280-valuation-models-xrp-the-digital-currency-vs-ripple-the-company/?do=findComment&comment=50182_) The concept was always part of a larger topic, and I guess I made a mental note and just kind of said to myself "Well, yeah, that would be cool. I wonder if that would happen with a large retailer like Amazon that does international commerce." I left it there in my thinking, like a shiny bauble that might get my attention again at some point in the future. After all, I'm focused on the big fish - the possibility of RCL taking over for SWIFT. And then I read a simple group of words from this article, and realized I'd been missing the power of a concept all these years. Here's the snippet: Did you catch that amount of USD that China uses for the sole purpose of ForEx? 3.05 trillion. The Concept Nation-state federal reserves will usually carry the main unit of currency used to make ForEx transfers. And currently, US Dollars are the de-facto currency used to do those transfers. What is SAFE? (source: https://en.wikipedia.org/wiki/State_Administration_of_Foreign_Exchange) USD is Currently King of Reserves So how do we arrive at how much USD some other countries might just "store?" To do this, we need to compare the relative size of China's economy with other nations, and do the multiplication. Let's do this with a few different countries where Ripple has already established trade pairings: GDP of China: 11,218,281 ---> 3 trillion in reserves Japan: 4,938,644 ---> 1.3 trillion in reserves? UK: 2,629,188 ---> .7 trillion in reserves? India: 2,256,397 ---> .6 trillion in reserves? South Korea: 1,411,246 ---> .37 trillion in reserves? Basically, we can roughly estimate that these combined countries store approximately 6 trillion USD in reserves. Also, consider the fact that I'm not even considering businesses within these countries. Large companies tend to want to keep their own reserves of USD for exchange as well. And these companies can store very large quantities of USD in their corporate treasuries as well. I don't *think* nations would ever store a digital asset issued by a private company as a reserve, or if they did, it would be for boutique purposes most likely. A more likely scenario under the current system would be central reserves creating their own IOU on RCL. However, we can use the concept of "reserve" to understand how very large companies might want to snap up XRP at large quantities. So now, go back to the articles here on XRPChat where JoelKatz was talking about the concept of "reserves," and now three of his points should make more sense: (source: _https://www.xrpchat.com/topic/5280-valuation-models-xrp-the-digital-currency-vs-ripple-the-company/?do=findComment&comment=50182_) This is the way currency "reserves" work now for nations - and for large companies - and it is a very exciting prospect for XRP! What About the Future For World Reserve Currencies? There is a possibility that XRP could play a role in national reserves: In an exciting development, a report by the UN Conference on Trade and Development calls for abandoning the US Dollar s the single reserve currency. It says that the new reserve system should (Source: http://www.reuters.com/article/us-dollar-reserves-un-idUSTRE65S40620100629 ) The report goes even further: IMF Connection to Ripple So now we see the connection to the IMF, and now we can understand much better what Chris Larsen (and Ripple's) role *might* involve with the IMF Advisory Committee. If the SDR's are going to operate using a "basket of currencies", what technology do you think is best for representing that basket using an IMF-backed, redeemable IOU? Seriously? This type of usage couldn't be a better fit for RCL and XRP. Is your crypto portfolio on the right side of history? ###### DISCLAIMERS ###### THIS IS NOT INVESTMENT ADVICE PLEASE DO NOT TRADE CRYPTO WITH LEVERAGE I DO NOT HAVE ANY INSIDE INFORMATION I STILL OWN MTG CARDS
  5. Blog Link: https://xrpcommunity.blog/xrp-milestones-of-progress/ In today's blog I break down significant recent XRP milestones, along with the Q3 XRP Markets Report! The pace of XRP news is staggering; I've packed this article with the highest-profile developments and still had to exclude some interesting developments. Ripple News included the Quarter 3 XRP Markets Report, and I provide my perspective on it, along with some action items I recommend for the XRP Community. Quidax announces their interest in becoming an xRapid partner; ECS, a massive treasury service for corporates, announces plans for Ripple tech integration; Chris Larsen makes his perspective on XRP and digital assets crystal clear at the Money 20/20 Conference; and a new episode of The Ripple Drop confirms that Multi-hop does indeed activate the option for any RippleNet member to use xRapid. XRP News includes two new exchanges supporting XRP, along with an announcement from Wietse that he'd like to integrate the XRP Tip Bot with Wirex. I hope you enjoy the read: Please feel free to share my blog with anybody you like, and on any platform you wish - and thank you for doing so! Links to my blog announcements on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  6. It's time! SWELL is about to start, and I cover all the news leading up to the conference. For those that want a detailed explanation of Multi-Hop, it's in there! A lot has happened in the past week, and I hit on all the major points, including Ripple's testimony at the Library of Congress, the hiring of a lobbying firm, the latest about the Japanese Money Tap application, and Ripple's new philanthropic endeavor. In addition, I cover XRP Community developments as well, including a new tool for Codius hosts and the usage of XRP for a Belize-based ForEx platform. I hope you enjoy this latest blog entry & please leave any feedback below. Feel Free to share my blog with a friend or on any other platform you wish - and thank you for doing so! Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  7. The journey may have been a thousand miles, but the destination is now clear for XRP. Lots Happening! As executives from Ripple continue to prompt governments - both in the US and in Japan - for regulatory clarity, they have not stopped expanding the RippleNet network or its list of clients. Chris Larsen announces that Ripple has signed over 100 clients to production contracts, and Ryan Zagone, Brad Garlinghouse, and Cory Johnson all make high-profile public appearances, emphasizing similar points in unison. ACI Worldwide, the US-based payments giant, mentions Ripple technology in a recent interview, and the Japanese Banking Consortium readies MoneyTap for initial release. Ripple also settles its lawsuit with R3 and provides further updates to the upcoming SWELL Conference, which is now only two weeks away! And in Coil news, an independent developer releases a step-by-step guide for how Wix website owners can sign up for web monetization. Winding things up, WietseWind reveals plans to help people monetize their own extra, home-generated electricity, and a new Python library to access the XRP Library is released by a community developer. Hope you enjoy the read & please leave any feedback below. Feel free to share my blog with a friend - or on any other platform - and thank you for doing so! Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  8. My history of Ripple continues through the years of 2014-2016; It covers the dramatic news stories you may have heard about, Ripple's steady progress in development, their pivot away from Codius, and the birth of Interledger. The controversial topics like XRP allocation and organization shake-ups are not ignored; read through it and provide your own perspective if you were around (in crypto land) during that time frame. Of course, extra points if you work (or previously worked) for Ripple! Hope you enjoy! Please leave any feedback below. Also, feel free to share my blog with a friend or on any other platform - and thanks for doing so! Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  9. The procrastination is over - I finally wrote a blog about the history of XRP! I found so many incredible facts and interesting notes that it was impossible to contain them all in one blog entry. Because of this, I plan on covering a different time period for each entry; today's blog covers the years 2011 - 2013. For those XRP owners that may not know about the history of Ripple and XRP from that time frame: You should consider reading this blog entry. I discuss the origin of the concept of the XRP Ledger, the core team that put the idea together, as well as the early funding rounds and XRP distribution. Hope you enjoy! Please leave any feedback below. Feel free to share my blog with a friend or family member, or on any other platform - and thank you for doing so! Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  10. Hi, been lurking since february 2017. I am a big believer in the XRP tech mainly because it, unlike many others has a massive use-case but I am concerned about the valuations that many people in this forum throw around. At the start of 2018 the XRP token reached 3.75 dollars, an event which made Chris Larsen one of the wealthiest men on the planet with a net worth of 20 billion dollars. A lot of people are highly confident that XRP will reach double digits and even triple digits. If XRP were to rise to 100 dollars it would raise Chris Larsens' net worth to 533 billion dollars. I find this very alarming since things such as this just do not happen and are beyond the realm of wishful thinking. Now some of you will argue that this only makes him that rich on paper and that he would never be able to sell his tokens without the price plummeting which is why you cannot compare him to people like Jeff Bezos. Not spreading FUD but just voicing my concerns and happy to be proven wrong!
  11. Just this week, Ripple signed another central bank as a customer in addition to China's fourth-largest payment processor. I cover all this and more in my latest blog! Hope you enjoy the read & please leave any feedback below. Feel free to share my blog with a friend or on any other media or platform - and thank you for doing so! Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  12. There are certain truths that, however trivial or marginal, are decisive in big issues. The big issue here is Ripple’s crash. And the decisive truth, at least for me, has been that Chris Larsen, Ripple’s founder, became during the brief coin’s peak, the 5th richest person in the world. Because of the immense amount of Ripples he owns. To enter the list of the richest people in the world, a person must have done something truly extraordinary and must have been doing it for a while: i.e. the founder and lasting CEO of Facebook, a constant pioneer of digital revolution, the queen of England, an Arab prince. Not the creator and biggest owner of a virtual coin. People may come up with various excuses and justifications to explain this absurdity; the fact remains. It is absurd. I have been watching the club for a while and the conversations prove an old saying: ‘where there is poverty, there is whining’. Some users were boycotting MarketCoinCap, others were discovering Great Manipulators, others were blaming the wales, the sharks, the shrimps. None was asking the basic question: why the international monetary system would accept – let alone strengthen - a new coin that is reserved and owned, to a great extent, by one guy who happens to be its creator? It is the very definition of a fairy tale: if you aren’t a billionaire in dollars or euros, create a new currency and own a huge part of it. And you will live happily ever after. Investors and ‘hodlers’ of Ripple support this rational anomaly. No one is willing to accept that ‘the king is naked’. It’s not the world’s fault that they lose more money every day. I entered Ripple at its peak (didn’t know the facts I discussed above). I still hold 100 XRPs, ‘just in case’. But I regard the particular coin as a perfect example of the absurdity of digital coins’ environment.
  13. I know this is old but it got my attention when Ripple co-founder Chris Larsen was mentioned as contributing subject matter experts on WEF http://www3.weforum.org/docs/Beyond_Fintech_-_A_Pragmatic_Assessment_of_Disruptive_Potential_in_Financial_Services.pdf?utm_content=buffer03356&utm_medium=social&utm_source=linkedin.com&utm_campaign=buffer
  14. Greetings! My latest blog entry talks about how Ripple is keeping focused on its goal even amidst the grand chaos that Bitcoin is creating lately. I hope you enjoy the read. Leave any feedback positive or negative below, and please feel free to share on other media! My blog announcements on other media: Reddit Twitter Bitcointalk - alt coin sub forum Bitcointalk - XRP Speculation Thread
  15. I talk about Ripple's Chinese expansion in my latest blog entry. I discovered just how big the Chinese banking market is.Spoiler alert - biggest in the world by FAR. I hope you enjoy. Please leave any feedback below, and feel free to share on any other media! Here are the links to my blog announcement(s) on other media: Reddit Twitter Bitcointalk - alt coin sub forum Bitcointalk - XRP Speculation Thread
  16. https://www.wealthdaily.com/articles/ethereum-ripple-why-should-you-invest-in-ripple-ripple-boom/8697 "Ripple hasn't had a phenomenal week. Ethereum dethroned the currency from its spot as the second highest market cap. Then it plummeted alongside other digital currencies on Friday. This isn't surprising. Nor is it a reflection of Ripple's underlying potential. It just gives investors a chance to get in at a low price. And what makes Ripple promising is its fundamental tech: the Interledger Protocol. As Ethereum grows, begin to diversify and pad your digital currency portfolio. Remember that Ethereum will continue to surge and retreat and that moving among currencies won't protect profits. Invest wisely by basing your decisions on technology, not trends. And if you are investing in tech, investing in Ripple is a no-brainer."
  17. The IMF wields enormous influence over nation-level financing worldwide. This is evident not only from the tentacles of its financing apparatus that can make or break the national reserves of entire countries, but also from its role as a potential problem-solver in developing countries, or countries with political issues or imminent military conflict. This level of influence is not without the cost of frequent political protest. What is the IMF? The IMF's primary purpose is to ensure the stability of the international monetary system—the system of exchange rates and international payments that enables countries (and their citizens) to transact with each other. (source: https://www.imf.org/en/About ) Sound like it's in Ripple's wheelhouse? It should. Ripple's goal is to make XRP "the .... institutional standard for digital value transfer globally." (source: Miguel Vias @ Consensus 2017 *https://www.youtube.com/watch?v=aiNDDWZs0b4*) What does the IMF Do? According to their own information, they do three things: Surveillance Lending Capacity Development Here's what "Capacity Development" is defined as: Delving further: Again, this is their own public information, freely available (source: http://www.imf.org/external/np/exr/facts/tech.htm ) Ready for the Twist? Do you see where I'm going yet? So, let's take the final step. What were their latest actions specifically with regards to Ripple and other financial technology companies? On March 15, 2017, the IMF Managing Director, Christine Lagarde, formed an advisory group. It's purpose: (source: http://www.imf.org/en/News/Articles/2017/03/15/pr1784-imf-managing-director-welcomes-establishment-of-high-level-advisory-group-on-fintech) So if you don't already know, guess who is a member of that advisory group? Our own Chris Larsen! (Executive Chairman of Ripple) Remember one item: No representative of any other crypto-currency was invited to participate. ONLY XRP. The other financial technology group members are a potpourri of new fintech innovators. The IMF wields enormous influence on the 189 member nations, and exists with their support, and at their behest. But it also fulfills its mission to enhance those member nations' technological capabilities and to standardize the way in which financial information is communicated. In addition, it is the IMF's best interests to embrace new technological innovations such as ILP, payment channels, and the RCL's method of conducting ForEx exchanges and settlement in seconds instead of days. These Ripple innovations are completely in-line with the IMF's goals for capacity development. SWIFT might act in a protectionist manner to enable it's member banks to continue to "hold" our money in float for days, but the IMF has no patience for protectionist practices that inhibit its global goal of capacity development. Are you starting to believe?
  18. Thanks to @KarmaCoverage. Taking Questions Now - Answering Thu at 1:00 PM PST https://www.quora.com/session/Chris-Larsen/1
  19. https://ripple.com/insights/chris-larsen-on-the-internet-of-value/ Video:
  20. "Ripple Aims to Put Every Transaction on One Ledger" from Quentin Hardy, The New York Times http://www.nytimes.com/2016/04/07/business/dealbook/ripple-aims-to-put-every-transaction-on-one-ledger.html It could be just a statement for the press. Or not. Everybody makes his own mind.
  21. Source: http://fortune.com/2016/02/03/ceo-daily-wednesday-february-3/
  22. until
    http://www.theblockchainconference.com Participating in The Block Chain Conference The Block Chain Conference is the first business and block chain-focused event to bring together the IT establishment - enterprise users and the vendors that service them - and innovative startups creating the block chain future. The goal: to accelerate the development, deployment and leverage of block chain-based approaches by global business. In recent months, the buzz related to block chain and distributed ledger technology has reached a frenzied level. There's no doubt that all the leading enterprises from Wall Street to Main Street are interested in the potential for what has been cited as game changing technology. But what is the reality of adoption, what are the opportunities across different verticals and what are the business and technology challenges to making block chain a mainstream approach? Will block chains be embraced by enterprise IT users and vendors, just as middleware, databases, open source, cloud, mobile and web-centric approaches have? Indeed, what makes block chains and smart contracts better than established technologies? The enterprise IT world is quite rightly beginning to ask these questions and the answers to date have in large part been vague and self serving. It's time to deliver some clarity and honesty to the block chain debate - and that will happen at The Block Chain Conference. ------ 4pm - Panel: How Block Chain Technology is Disrupting Global Payments This panel will explore how block chain technology is disrupting established players in the corporate and personal payments space. Participants include: Gil Luria, Managing Director, Research, Wedbush Securities (Moderator) Olaf Carlson-Wee, Head of Risk, Coinbase Cheryl Gurz, SVP, Retail Operations, The Bancorp Chris Larsen, Co-Founder & CEO, Ripple
  23. OK. This will be an interesting event on January 20th through 23rd as Ripple will Collide with the major banking cartels and the established Banking elites. I love the statement made on this article posted by Ripple "Participants will discuss the rapid changes the world economy faces today, defining the task before us as “Mastering the Fourth Industrial Revolution.” Chris Larsen, Ripple's CEO will be there as one of the speakers. Keep in mind that just 4 hours and 25 minutes away in Geneva is where the Hadron Collider rests. Here they conduct experiments that would blow your mind. Zillions of protons collide to create things that our minds are sometimes not capable of understanding. This Behemoth of a technological break through is symbolic of Ripple's technological brilliance in bringing to markets what was thought of as impossible but now a startling reality. The Ripple protocol will collide with the establishment and the weaker will have to give praise where praise is due. https://ripple.com/insights/looking-forward-to-davos-2016/
  24. https://websummit.net Chris Larsen confirmed to be attending here. 3-5 November 2015 Thanks to Enej for telling us about it!
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