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Some may be freaking out over the Forbs piece which is title "Ripple’s XRP Isn’t Making Western Union’s Payments Cheaper, CEO Says" Here is the link if anyone didn't see it: http://fortune.com/2018/06/13/ripple-xrp-cryptocurrency-western-union/ I think the article takes him totally out of context. First off, consider the following quote from the article and pay attention to the underlined. “We are always criticized that Western Union is not cost-efficient, blah blah blah, but we did not see that part of the efficiency yet during our tests,” Ersek told Fortune in an interview Wednesday at the Economic Club of New York. Why in the world is he talking about western union being criticized for not being cost-efficient? It seems to me that he is responding to a question that was asked of him. The question may have gone as follows: why is the Western Union still not being cost-efficient if they're using xrp? If you consider that this was the question, then his full answer makes total sense. That's why he would be defending the cost that the company charges. If you will not use this explanation, the quote makes no sense. He also says "but we did not see that part of the efficiency yet during our tests. The word "yet" indicates that he may be expecting otherwise. Here is another "scary" quotes: “The practical matter is it’s still too expensive,” Ersek added, noting that Western Union would only be interested in adopting XRP for payments if it proved that it could lower the company’s costs. What does the word "it's" referring to? It doesn't really specify. You can either be referring to xrp, or he can be referring to transactions. And this may be a statement is that he was just trying to state that they will eventually adopt xrp only if it lowers the company's costs: Ersek added, noting that Western Union would only be interested in adopting XRP for payments if it proved that it could lower the company’s costs. Unless I am wrong, this article reflects super badly on the author.
https://www.globaltechinsights.com/bithumb-hacked-south-korean-crypto-currency-exchange-loses-30million/ South Korean Exchange got hacked. & m worried about my investments. Because of such hacks market is become very vulnerable to loss.
Silicon Valley Careers The very first thing that is presented to viewers when they arrive at the career site of Ripple (the company) is a page listing the company's values. I know some of you might be sick of corporate "values statements," but it's worth a quick glance: I'd venture to bet that there is no other company with the same type of career mix in the world at the present time, and it goes to show you how they do things different... even more different than a run-of-the-mill silicon valley start-up. To call them a start-up is a misnomer at this point, as they've managed to survive and thrive in the competitive fintech market for more than five or six years now. I won't repeat all the core values for you crypto investors out there that are sick of corporate life like I am, but just read this one, and I think it will remind you of the actual attitude we've seen from each one of the Ripple employees that visit the forum: Company Leadership Let's compare the leaders of the top crypto brands: Ripple CEO: Brad Garlinghouse Bio: Took over for CL (for the newbies, "CL" = Chris Larsen, A true hall-of-famer in fintech) in 2016. Brad's background is all tech, coming from Hightail (a cloud service that lets users send, receive, digitally sign and synchronize files), AOL, and Yahoo. Brad's leadership includes an almost prescient ability to see a company's strengths and weaknesses, and then make adjustments accordingly - he penned the famous "Peanut Butter Manifesto" in 2006 that seemed to predict with uncanny accuracy the slow demise of Yahoo, a company that was sought after at the time as a target for takeovers. Asked to comment on the culture of Yahoo, and specifically on it's new CEO Marrissa Meyers, Garlinghouse had this quote: Excerpt of Ripple's official bio (source: https://ripple.com/company/leadership/#brad ) Sounds like a guy I'd want in the CEO position of the company I worked for, to be honest. ETH Foundation Executive Director: Ming Chan (source: https://www.ethereum.org/foundation ) An alumna of MIT. She studied Computer Science and Media Arts & Sciences. There's a lot of ETH holders on XRP chat - don't worry, I'm not here to criticize Ethereum, and I actually have profound respect for it's revolutionary ability to run DAPPs and handle very complex financial instruments. It definitely has it's use cases. I'm just focused on looking at company / foundation leadership. Here's my reaction to Min's bio: "Well, MIT is certainly impressive. It's the top-rated technical institute in the US, and it sounds like she's very smart." But when I googled her, and even searched wikipedia, I found... nothing. Please let me know if you do find something more substantive than the bio that the Ethereum foundation put out. Bitcoin Foundation Exective Director: Llew Claasen Directly from the Bitcoin Foundation site (Source: https://bitcoinfoundation.org/about/board-of-directors/ ): When I researched "Click2Customers" I found out that it's basically an Internet Ad company. That kind of surprised me, as bitcoin is very fond of talking up encryption and privacy. Here's what I found about "Click2Customers" (source https://www.bloomberg.com/research/stocks/private/snapshot.asp?privcapId=23272570 ) : So... internet advertising algorithms? Depth Charts Bitcoin (source: https://en.wikipedia.org/wiki/Bitcoin_Foundation and https://bitcoinfoundation.org/ ) Number of Employees: Unclear. Bitcoin Core is an open source developer community. ( https://bitcoincore.org/en/team/ ) Project maintainers: Wladimir J. van der Laan Jonas Schnelli Number of Project Contributors: 14 chief scientist: Gavin Andresen General Counsel: Patrick Murck Board Members: Executive director: Llew Claasen Brock Pierce Bobby Lee Bruce Fenton Elizabeth McCauley Michael Perklin Francois pouliot Vinny Lingham Ethereum ( https://www.ethereum.org/foundation ) Employees: Unclear Board Members: Executive Director: Ming Chan Foundation Council: Vitalik Buterin Technical Steering Group: Jeffrey Wilcke Some other possible employees: (Source: https://www.crunchbase.com/organization/ethereum/people ) Alexandre Van de Sande (UX Designer) Zach Lebeau (Conceptualist at ConsenSys) NOTE: It was very difficult to track down information about the Ethereum Foundation - anybody that can help improve my depth chart is welcome to correct my information. Ripple (source: https://ripple.com/company/leadership/ ): Ripple has 150 Employees. Leadership: CEO: Brad Garlinghouse VP of Product: Asheesh Birla SVP of Business Development: Patrick Griffin VP of Finance: Cameron Kinloch General Counsel: Brynly Llyr VP of Marketing: Monica Long SVP of Global Sales: John Mitchell Chief Compliance Officer: Antoinette O’Gorman Chief Cryptographer: David Schwartz CTO: Stefan Thomas Global Head of Strategic Accounts: Marcus Treacher Board of Directors: Chris Larsen Executive Chairman of the Board, former CEO of Ripple Susan Athey (Professor of Economics at Stanford Graduate School of Business) Brad Garlinghouse (current CEO of Ripple) Ken Kurson (Editor in Chief at Observer Media) Takashi Okita (CEO of SBI Ripple Asia) Arjan Schütte (founder and a managing partner of Core Innovation Capital) Gene Sperling (President of Sperling Economic Strategies) Advisors: Susan Athey (Professor of Economics at Stanford Graduate School of Business) Donald Donahue (President and CEO of Miranda Partners, LLC) Karl-Theodor zu Guttenberg (Chairman and a Founder of Spitzberg Partners LLC) Anja Manuel (Co-Founder and Partner, RiceHadleyGates LLC) Final Statement Organization leadership is a critical element of good governance, which tells you about the future of a technology and business. Review the above and decide which of the top three is the most impressive. I think the choice is clear. Ripple clearly has the lion's share of leadership, even if we only look at the top spot by itself.