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Disclaimer: Strictly for fun! Not financial advice! Also, would love anybody to expand on or talk about the flaws in this. Also unsure if this has been talked about already! So someone, 4y ago, asked: “Why does XRP need a value to be used on the RippleNetwork by banks if it will be adopted? Can’t it be used with zero value?” In summary, David Schwartz responded: “No, can’t be used unless it’s value and liquidity is sufficient, and the more value and liquidity the broader range of payments it can be used to settle. The easiest way to see why this is so is to think about bitcoin. Four years ago, you couldn’t buy a house with bitcoin. You can today. But it would be very hard today to settle a $1 billion payment with bitcoin. If bitcoin’s price ever goes to $1,000,000, you could then settle a $1 billion payment with it.” Link: https://www.quora.com/If-a-large-amount-of-banks-were-to-adopt-xrapid-and-started-using-xrp-how-would-that-impact-the-tokens-value In other words - BTC’s price at the time of posting this (probably between $4k-10k) would be adequate for something like a house payment, but move the market way too much with regard to large-volume institutional payments, and hence a settlement for $1Billion using BTC would be much more efficient (or preferred) at $1million a token. Now, for fun, let’s F around and play with this very specific, but very intriguing, example by D.Schwartz, and easily calculate some good ol prices. Problem: If 1 BTC needs to = $1,000,000 to settle a $1,000,000,000 payment & total supply = 21,000,000 then what does 1 XRP need to = to settle the same amount with a total supply = 100,000,000,000 Solution: (21000000*1000000*1000000000)/(1000000000*100000000000) = XRP (equate market caps to solve xrp price) Turns out, 1 XRP = $210, in this scenario. Well, that is with a total supply available on-market or on-demand. Now, what about a much lower available supply, especially the designated supply dedicated to specifically settling high volume payments on RippleNet (ODL)? What about most of XRP is existing/sitting on global institutional balance sheets in the future? What about constant transactions and settlements taking place, rather than a one off? Multi-billions of dollars, frequently? What about XRP settling a whole bunch of other stuff - NFTs, tokenized real-estate, other equities but also stocks and debt securities? Smart-Contract capabilities? On chain and off-chain settlements, ILP? Plain Lockups and staking? I’ve read that something like 5% of the supply is what will eventually be in-use. Might be bs. Anyway, using the same equation and scenario - a sufficient BTC price to settle a $1B payment that won’t move the market too much - and ignoring a whole bunch of other variables and adjustments that should probably be made on both XRP’s and BTC’s sides (lol, this is very much a massive assumption and strictly for fun): Assuming % of XRP supply on-demand = $ 100% = $210 50% = $420 30% = $700 10% = $2100 5% = $4200 1% = $21000 Again, would love for anyone to expand on or find the flaws in this (i know there are many)!

We take a look at Bitcoin price, Ethereum price, and XRP price for the week of April 25, 2021. Aside from fundamentals, we rely heavily on technical analysis to assess overall sentiment. This is achieved by identifying key support and resistance levels that traders and investors will be watching in the short term. Based on the current price action, what should you watch for next week? https://visionary-finance.com/bitcoin-price-ethereum-price-xrp-price-analysis-what-to-watch-next-week/

Bitcoin And XRP Gearing Up For Another Rally. "While digital assets like ETH and BTC have already hit new all-time highs, XRP is still +486% away from doing so.." https://visionary-finance.com/bitcoin-and-xrp-gearing-up-for-another-rally/

Bitcoin Price, Ethereum Price, & XRP Price Analysis – Weekly Review 2/19/21 We take a look at Bitcoin price, Ethereum price, and XRP price for the week of February 19, 2021. Aside from fundamentals, we rely heavily on technical analysis to assess overall sentiment. This is achieved by identifying key support and resistance levels that traders and investors will be watching in the short term. https://visionary-finance.com/bitcoin-price-ethereum-price-xrp-price-analysis-weekly-review-2-19-21/

We take a look at Bitcoin price, Ethereum price, and XRP price for the week of January 29, 2021. Aside from fundamentals, we rely heavily on technical analysis to assess overall sentiment. This is achieved by identifying key support and resistance levels that traders and investors will be watching in the short term. https://visionary-finance.com/bitcoin-price-ethereum-price-xrp-price-analysis-weekly-review-1-29-21/

We take a look at Bitcoin price, Ethereum price, and XRP price for the week of January 1, 2021. Aside from basic fundamentals, we rely heavily on technical analysis to assess overall sentiment. This is achieved by identifying key support and resistance levels that traders and investors will be watching in the short term. https://visionary-finance.com/bitcoin-price-ethereum-price-xrp-price-analysis/

Bitcoin Total Fees Paid Grew +825% YTD, XRP Much Smaller Yet 3X More Output When comparing Bitcoin fees and transaction outputs, many tend to focus on the “average” metrics opposed to the macro picture. We take a look at Bitcoin total fees paid and total transaction counts compared to Ethereum and XRP. XRP continues to be the outlier, showing much smaller total fee growth, yet facilitating 3X more in total transaction counts compared to Bitcoin and Ethereum. https://www.visionary-finance.com/news/Bitcoin-Total-Fees-Paid-Grew-+825-YTD-XRP-Much-Smaller

Ever since I rejoined the forums, I sometimes get private messages in regards to forming a new CAD gateway. In this thread, I am asking the community to provide some suggestions and feedback to determine if a new gateway is feasible. I was asked if I would perhaps perform a crowd funding round from the XRPchat community to bootstrap a new Gateway, which I will touch on later. The first thing that I would need to do is set up a new issuer, requiring about 500 XRP to cover OwnerCount objects in the ledger from trust-lines and to activate new ripple accounts who are coming to the Gateway in addition to providing some small amount of XRP to the market making account to cover the major order-books so that payments can find paths. Second, I already have a domain name registered until 2023 and I have the ability to host a website via shared hosting on the monthly basis but this means I will not be able to host an instance of rippled as I will not have enough resources to run it on the package I have available. Third, I would require capital to purchase silver for remittance over the RCL, as all of my gateways in the past have been focused on cryptos, fiat, and precious metals with precious metals being the focal asset class offering for all of my Ripple Gateways to date. This would be about another 600$CAD (or more) so that I could purchase a tube of silver rounds for remittance. As for crowd funding to jump-start a new Gateway, if the official forums were still up, I could point all of you to the postings in which I mention the crowd funding rounds that I already completed in the past via the NXT blockchain. The major problem with a crowd funding round is how do I provide value to the backers of the crowd fund? At first the NXT asset was providing 45% of the profits derived from the gateway calculated in NXT then shared to the XAGATE asset holders on that blockchain using their pay dividends function but I was still the majority share holder of the assets so I was receiving 51% of the dividends paid as a kickback for not selling my company's equity so easily (I forget the price per asset but it was set pretty low). With all of this being said and done, I invite you to take a look at https://streetsofsilver.website to view the fee schedule this Ripple Gateway will launch with. Please note that USD withdrawals will be done via wire transfer and that is why the withdrawal fee is set so high; If I am able to find a way to reduce this overhead I will be able to reduce the fee drastically when/if this Gateway launches. That is all for now folks, please, provide me with your suggestions and feedback as to how I may be able to provide some value to the interested parties who may want to crowd-fund this project! EDIT: Someone pointed out via PM that the deposit fee for Ethereum on the site was listed as 0.1 ETH per deposit which is a preposterous amount, the actual deposit fee is 0.01 ETH, that was a typo.

Switzerland FinTech Firm Serving Growing Demand For Crypto ETPs By Expanding Into EU Amun AG, a Fintech startup based in Switzerland, recently announced that it had received approval from the Swedish Financial Supervisory Authority. "Also in their arsenal includes ETH, BTC, and XRP ETPs." See the full article below https://www.visionary-finance.com/news/Switzerland-FinTech-Firm-Serving-Growing-Demand-For-Crypto-ETPs-By

https://heraldsheets.com/2019/10/24/bitcoins-price-at-6500-not-feasible-says-ex-financial-consultant/ The price of Bitcoin (BTC), the largest cryptocurrency by market capitalization has been in a gloomy...

OFFICIALLY LAUNCHED! Download Bitcoin Stash wallet binary files from our GitHub page (Windows & Linux): https://github.com/bstash/BitcoinStash/releases Instruction: Uncompress the downloaded zip file (.tar.gz file for Linux) and double-click on bitcoin-qt file under the bin folder to run the Bitcoin Stash GUI Wallet. Bitcoin Stash Explorer 🚀 http://explorer.bstash.org/ Bitcoin Stash Merged Mining Guide: https://github.com/bstash/BitcoinStash-MergeMining-Guide Official Website: https://bstash.org Forum: https://forum.bstash.org Twitter: https://twitter.com/bitcoinstash Medium: https://medium.com/@bitcoinstash ----------------------------------------------------------------------------- Bitcoin Stash The Bitcoin Stash team is comprised of a group of former Bitcoin Cash developers and community members that have become dismayed at the current outlook of BCH. We are sure that you are aware, but a multitude of factors show that there is disaster on the horizon for Bitcoin Cash. Bitcoin ABC is proposing a contentious hard fork for no reason, Craig “Faketoshi” Wright is moving ahead to fork his own coin (Bitcoin SV) out of self interest, and Bitmain has revealed an extremely large BCH holding which they intend to rid themselves of in their now controversial IPO. As we see it, a price and hashrate collapse of the chain is inevitable. We have decided that we must take action now, to rid ourselves forever from the bad actors that plague this chain. We are planning to hard fork from Bitcoin Cash on November 15th. With the hard fork, we will not be increasing the maximum block size or following the tokenization/ICO platform roadmap of Bitcoin ABC. However, Bitcoin Stash will be implementing replay protection and continue using the SHA-256 mining algorithm. Additionally, Bitcoin Stash will incorporate merged mining with Bitcoin and Bitcoin Cash. With merged mining, Bitcoin Stash will solve the security issues that currently hamper Bitcoin Cash. As a minority chain, Bitcoin Cash is struggling to obtain substantial hash rate, and this has only been made worse following its recent decline in price. As of 9/25/18, the hash rate of Bitcoin Cash only totals about 6% of that of Bitcoin. The Bitcoin Cash hash rate has been continuously declining ever since a peak of roughly 15% of Bitcoin’s back in May of 2018, and we do not see this situation improving. Merged mining will lead to Bitcoin Stash obtaining a much needed higher hash rate since the chain will consist of Bitcoin, Bitcoin Cash, and Bitcoin Stash miners. As a result, there will be three benefits that will be immediately realized. First, Bitcoin Stash will be less susceptible to a 51% attack which has recently plagued other chains such as Bitcoin Gold and Verge. Second, a single entity such as Jihan Wu’s Bitmain or Craig Wright’s CoinGeek will have a difficult time forcing any consensus breaking changes as they now must muster a much higher hash rate to do so. And thirdly, merged mining will also increase security on Bitcoin since miners will see greater profitability and will no longer have to choose between mining one chain and missing out on the other. Because of this, Bitcoin Stash will not only be a more secure and decentralized version of Bitcoin Cash, but it will also benefit the current miners of Bitcoin and Bitcoin Cash. After the fork, Bitcoin Cash holders will be able to obtain an equivalent amount of our coins if they hold the private keys to their wallet. Source: Inside Bitcoins https://insidebitcoins.com/news/bitcoin-stash-planning-hard-fork-from-bitcoin-cash/179276 Merged Mining Bitcoin Stash is a merge mineable cryptocurrency that utilizes SHA256 for its mining algorithm. This means that it can be merge mined with other SHA256 coins like Bitcoin an Bitcoin Cash. Merge mining is a process where a miner is able to mine multiple cryptocurrencies at the same time. All that is required for a miner is to add 48 bytes of data to the coinbase of the parent block. https://github.com/bstash/BitcoinStash-MergeMining-Guide Replay Protection Bitcoin Stash will be implementing replay protection to keep our transactions safe post-fork. Source Code https://github.com/bstash/bitcoinstash

A popular opinion has always been that BTC drives the entire crypto market. People have been waiting for a “decoupling” of XRP & BTC. I would argue that this has been a fallacy all along. For those that believe XRP is tied to BTC, I’d be curious to know what you make of this chart:

Utoken is a open source mobile wallet, supported by Ultiledger team and ripplefox team. We will do our best to make more and more people know and use blockchain in both China and other countries. Leave your ethereum address in this issue (ULT is currently a ERC20 token). We will send you some ULT (0 ~ 1000). https://github.com/ultiledger/utoken/issues/21 We will close this issue and stop the giveaway when neccessary.

In China the mining of BTC is over!

I bought 1500 XRP back when it was around $0.20 each; since then I've been margin trading it against Bitcoin. This has allowed me to trade, but consistently hodl my XRPs, using them as collateral instead of actually selling them. I now have nearly 30,000 XRP, acting as collateral for 60,000 XRP margined against Bitcoin. I zigged when I should have zagged this time, though, and i've been stuck for weeks. . . I made my margin buy at 0.00007666 BC per XRP, and at the moment the Bitcoin price of XRP is only 0.00007114. Is anyone else using this strategy of hodling XRP but building up the hodl by using them as collateral for margin trading?

So looking for thoughts here ... I have a bot that trades on poloniex , the two pairs I can trade against are usdt and btc. I think btc has a first mover advantage but long term will die out. Usdt on the other hand is failing at it's one purpose , to be pegged to the US dollar. Given that I think there will be several boom bust cycles between here and 589( :) ) . Which do people think would be the best pair to trade xrp against btc or tether ? What I've done in the mean time is taking 2/3 of my holding away from the bot , however I've been thinking about the problem most of the day. Cheers

I find it hard to believe that this wasn't posted yet, but I searched and couldn't find it: https://s3-us-west-1.amazonaws.com/fundamental-valuation-framework-for-cryptoassets/A+Fundamental+Valuation+Framework+for+Cryptoassets_June+2018.pdf By Susan Athey (on the board of Ripple) and Robert Mitchnick.

Someone already used these two pictures to poke fun at litecoin and ethereum but I took the liberty to throw in "my two cents". Just having fun! Don't be triggered with any issues you might have!

Hi Guys. Not sure if it has been posted already, but i thought to share it with you because if true its gonna be huge. Even though in the past Ripple has denied dealing with SWIFT but i guess there are no permanent friends or foes in business. "XRP – Is Ripple working with SWIFT? Recently, SWIFT released a report titled, Africa payments: Insights into African transaction flows. In this report, SWIFT touches on something to do with Mojaloop. The report states that the SWIFT team at the Bill & Melinda Gates foundation played a role in developing a switch that verifies, routes, and handles settlements between diverse players including mobile money providers, banks, and merchants. The interesting facet of it is that Mojaloop is also working with ripple, in a bid to enhance interoperability in the African market. In essence, the two technologies are working together in this project that will uplift millions of Africans out of poverty. While this is just a single project, it brings out the common goals of the two platforms and how they can benefit more from each other, when working together, instead of competing with each other. Most XRP (XRP) investors believe that ripple will at one point outcompete SWIFT in the banking industry. However, the reality is that they need each other. SWIFT has something that ripple needs, and that’s the network and political leverage. Thanks to its market presence that spans decades, SWIFT has established strong ties with the finance industry. The banking sector has built most of its cross-border payments infrastructure around this platform. On top of that, SWIFT has a high level of political backing, for geopolitical reasons. For context, a German minister recently called out for the need for Europe to develop financial systems that are independent of the United States. But, while their chancellor came out in support of this, she added that they still need to work with SWIFT as a tool for preventing terrorism financing. This goes to show that for geopolitical reasons, it will be a huge challenge for banks, especially in the west to abandon SWIFT and move to a new system. The best bet would be cooperation between the two platforms, which is actually quite workable. Ripple has the superior technology, while SWIFT has the networks. Such a partnership would unlock the best of both. And if the success of the Mojaloop project is anything to go by, then things could head in that direction in the future. Such a collaboration would give instant mass adoption of XRP in the banking sector as a tool for enhancing efficiency. It would unlock the true value of this coin, as demand both from financial institutions and retail buyers looking to catch the XRP train would push price through the roof."

Gotta love the whales! https://www.bloomberg.com/news/articles/2018-08-03/a-massive-losing-bet-on-bitcoin-futures-has-investors-buzzing

A fairly balanced and informative opinion piece, imo. But its lack of conclusion almost feels like the uncredited author must have been pulling their own teeth not to say too much. Still a good read. https://bitcoinschannel.com/is-the-xrp-ledger-more-decentralized-than-bitcoin-btc/

https://finance.yahoo.com/news/cryptocurrency-tether-used-boost-bitcoin-191710239.html Nothing we all probably don't already know, but it's interesting that the concerns around manipulation is definitely being studied and simulated at an academic level.

As if this space didn't have enough problems already: https://www.marketwatch.com/story/us-regulators-demand-trading-data-from-bitcoin-exchanges-in-manipulation-probe-2018-06-08 I remember when the first BTC futures contract expired, how BTC's price just happen to take a dive a day or two before that. Fishy stuff? - maybe. The BTC contracts are settled in cash, so one possible way to game the system I suppose is to buy BTC prior to expiration gradually, increase the price, then sell it as price is doing good, and then dump most of it shortly prior to expiration, then when contract(s) expire you cash them out, so you "win twice", or if too much capital is required to move the price of BTC by buying it, you just make it look like the price went down (on exchanges if that's even possible) so you can at least cash out on the BTC futures contract(s) without having to buy BTC in the first place. There are different possible ways to game the system, but I don't know how they would do it...BTC has high marketcap and I don't know if one exchange, even a big one, has power to manipulate the price to that extent, and even if they were able to, the manipulation might be obvious.

I hadn't heard about this... could have contributed to the overall crypto market slump. Bitcoin Price Falls https://www.ccn.com/how-bitfinexs-tax-requirement-may-have-contributed-to-the-bitcoin-price-correction/ "On May 17, one of the world’s largest cryptocurrency and bitcoin exchange Bitfinex officially asked its users to submit tax IDs and social security numbers that could be utilized by government agencies in the countries its users are based into tax gains recorded in the cryptocurrency market." “We request that you complete the appropriate self-certification form and upload it to your Bitfinex account by May 24, 2018, at the latest. If you are a US person or an entity with at least one 25 percent owner who is a US person, please complete the appropriate FATCA form. You are required to provide us with such information,” said Bitfinex." "The period in which Bitfinex sent out its official statement to its clients coincided with the fall in the price of bitcoin on May 17, when the bitcoin price reached a two-month low at $7,925. It is highly likely that the price drop of bitcoin was largely caused by Bitfinex and the sell-off of investors on the platform trading the bitcoin-to-USD pair."