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  1. Greetings everyone! Long time no see I guess, to the point that I forgot even my username let alone password to xrpchat. I have been active in the crypto community however, and have been closely following Ripple's astounding success over the past few months, disregarding the price of the coin, that is basically reflecting the current state of the overall market. I still hold my xrp tokens and have been looking for a new investment, which brings me to the title of this post, BABB and their coin, BAX. I have done my research and took a liking to the young and potentially prosperous project. To put it simply, their goal is to become an online bank fully licensed by the Bank of England, and offer a UK bank account to anyone in the world that has access to a smart phone and an internet connection. KYC would be accomplished by using facial recognition, biometrics and ID verification. More details can be found on the company's website. In communication with the BABB team, who's headquarters is based in London, I have gathered that they are planning to create their own blockchain, which from the sound of it will be very similar to Ripple's. It will be running secure, trusted nodes by babb and the central banks they come to an agreement with. Some will call this centralized, I call it smart. I can't help but wonder if there could in the future be some kind of an agreement between Babb and Ripple in regards to instant settlements, where Ripple could offer their software to Babb, who in essence is looking to become the first completely online bank. This could turn out to be good business for both parties. I'm looking forward to what the future holds for both Babb and Ripple. If anyone here knows more or is invested in Babb, I would like to hear your opinion.
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