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How can XRP crypto investors help mainstream financial markets - and those others already in crypto - move past current limitations into the future? I give my take on this topic in today's blog, and spend some time covering the biggest XRP news items as well. This includes news from some of the biggest companies that build on XRP, including Ripple, Coil, and SBI, as well as two XRP Community members. I guarantee that the average crypto investor - and even those that follow XRP - have had a hard time keeping up with all the latest information; there's a lot to cover, but I did my best to touch on the most impactful items. Hope you enjoy today's latest edition. Please feel free to share my blog with a friend - or on any other platform or social media - and thank you for doing so! Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread

Crypto is still at its beginning stages, but a series of companies are moving forward with standards-based architecture, using blockchain technology to build the infrastructure for a new version of the Internet, where value can move as fast as light. In this latest blog, I cover progress by a series of companies and Venture Capital Firms connected to the XRP Ecosystem: Ripple, Coil, Polysign, and Andreessen Horowitz. Included is news about a new Japanese crypto exchange that may have tens of millions of customers when they go live, the speaker list from Disrupt 2018, and Google's plans to include the new Payment Handler API in Chrome. At the end, I tie it all together and explain the master plan across all these endeavors: The creation of the IOV! I hope you enjoy the read: Please leave any feedback below. Feel free to share my blog with a friend - or on any other forum or platform - and thank you for doing so! Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread

The Gates Foundation and Ripple's formation of Mojaloop was to address the current financial system's inadequacies on providing services to individuals living below the poverty line and in remote areas of their respective countries. Mojaloop makes use of Ripple's Interledger Protocol to bridge mobile wallets to current digital financial services. Currently, the complexity and costs associated with developing digital financial services for new markets is daunting for banks to overtake. Further complicating the issue, making these new services interoperable with one another requires mass coordination between multiple parties on a grand-scale. Mojaloop provides financial providers, governments and mobile network operators a simplified and economical option for developing new inclusive payments platforms. https://ripple.com/insights/news/ripple-the-gates-foundation-team-up-to-level-the-economic-playing-field-for-the-poor/ Along with with the Gates Foundation and Ripple, Dwolla, ModusBox, Software Group and Crosslake Technologies contributed to the Mojaloop project. For Dwolla this isn't the first project they've crossed paths with Ripple on. Several years ago, both companies were developing and trialing the "Shift Card" alongside Shift (ShiftPayments). Whether or not there was any direct collaboration is unknown but Ripple did help in the development of the Shift Card, while the card is integrated into the Dwolla network. https://techcrunch.com/2014/08/12/shift-is-developing-a-debit-card-that-lets-you-spend-digital-currency-loyalty-points-and-regular-money/ https://techcrunch.com/2015/11/20/coinbase-partners-with-shift-payments-to-issue-bitcoin-debit-card/ https://gomedici.com/shift-payments-launches-new-mobile-app-to-track-payments-and-dwolla-balance/ More recently, Dwolla has been collaborating with startups to build solutions on tracking assets on the blockchain between the fintech ecosystem and traditional financial system. https://www.coindesk.com/dwolla-returns-blockchain-not-bitcoin/ Dwolla and Ripple also find themselves converging in another area of innovation, the FED's Faster Payment Task Force. Established in 2015, the FED's Faster Payments Task Force is responsible for multiple objectives with one being the assessment of alternative approaches for faster payment capabilities in the United States. Several hundred of stakeholders consisting of banks, regulators, and technology companies were gathered to create a guideline to modernize the U.S. payments infrastructure. The Task Force ultimately established a long-term target for new solutions to meet market needs by 2020. These needs pertaining to speed, efficiency, governance, and etc. Both Ripple and Dwolla submitted proposals on addressing the current issues the U.S. payment infrastructure faces. Ripple: https://ripple.com/insights/federal-reserve-task-force-ripple-improves-speed-transparency-global-payments/ Dwolla proposing it's payment platform utilizing it's API: https://www.forbes.com/sites/tomgroenfeldt/2017/01/25/feds-faster-payments-task-force-should-seek-implementation-in-three-years-dwolla/#1514dfa26088 Along with their proposals, Dwolla and Ripple (thru Ryan Zagone) were elected to the Federal Reserve’s Faster Payments Task Force Steering Committee. A committee to guide the members of the Task Force to obtain their long-term goals. https://fedpaymentsimprovement.org/faster-payments/about-the-task-force/roster/ This proximity is bound to lead to collaboration to address and meet the Faster Payments Task Force long-term goals for modernizing the U.S. Payment Infrastructure. I do know one thing. One of Dwolla's investors, Ashton Kutcher, seems to be a fan of Ripple currently. https://www.cnbc.com/id/47021465 (obligatory mention: Greg Kidd's GlobaliD is integrated with Dwolla's network) EDIT Ashton Kutcher reinforcing his support for Ripple.

Will crypto ever be considered mainstream? I discuss this - along with recent progress for both Ripple & xrp - in today's blog. Hope you enjoy & please leave any feedback below. Also, please feel free to share my blog with a friend or on any other platform, and thank you for doing so! Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread