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  1. I thought it necessary to address a pervasive misconception that I've noticed in multiple threads. It's an annoying and pervasive rumor, and it goes something like this: XRP Potential Investor: "I heard that Ripple (the company) wants a low price for XRP because banks don't like volatility or high prices for digital assets." XRPChat Member: "But that's not true! Ripple has posted many times about how XRP is central to their own financial well-being and self-interest. It doesn't make any logical sense. And they have volatility-lessening services in place for banks, according to Stefan Thomas." (source: http://www.huffingtonpost.com/entry/ripple-and-xrp-are-more-stable-than-you-think_us_591cb3bee4b0b28a33f62915) How You Can Counter the FUD Does Ripple Really Want a High Price for XRP? Absolutely. The mathematics are straight-forward for them. In addition to promoting the usage of volatility-lessening services for banks during intermediary trades involving XRP, the higher the price of XRP is, the cheaper the cost of the trade for the Financial Institution. You heard me right, so let me repeat it again: The higher the price of XRP, the cheaper the transaction cost! When we talk with new potential investors in XRP, its important that we all carry this message consistently and clearly to counter the FUD out there... wherever it is - Reddit, Facebook, Twitter, XRPChat itself, or in person. If we keep at it, the message will eventually get through about XRP! By the way: For those interested or who haven't read it yet, in "Part 1" of this thread, I talked about the owner and original employee's XRP personal holdings, the XRP lockup, and some other topics. That thread can be found here:
  2. Conflicts between diverging interests can cause a team not to work together. If a point guard (basketball analogy) cares more about taking a shot themselves to increase their personal statistics rather than passing the ball, the entire team might lose. This is a potential cause of discordance. A cohesive, well-oiled machine with all of its parts working together will be more effective than the individual parts by themselves. But this concept is lost on many of the blockchain-based technologies that are appearing on the market today. An alt-coin might appear that has a specific use case that appeals to an individual, but the blockchain suffers from legacy problems that persist in the coin's new form as well. The most cohesive teams are the ones that transcend their individual parts to become champions. XRP Supply As XRP and RCL adoption began to gain momentum, Ripple realized that, even though there might not be any actual conflict between how it planned to manage the XRP supply, it didn't appear that way to investors and traders, which was causing a potential blockage of investment in XRP. With the XRP Lockup (source: https://ripple.com/insights/ripple-to-place-55-billion-xrp-in-escrow-to-ensure-certainty-into-total-xrp-supply/ ) the company effectively squashed that concern with one decisive stroke. Ripple Employees' XRP Many of Ripple's everyday employees are also decent-sized XRP investors and stakeholders. They are interested in the same things we are - to increase their wealth over time and save as a potential nest egg for their family. This aligns their actions and goals with our own in a very big way: not only are they working at an eminent financial technology company headquartered in Silicon Valley, they are working to further their own interests at the same time. This is like an employee stock ownership plan on steroids! XRP's Role in Ripple's Business Even though Ripple derives a signficant amount of revenue through its services alone, it has made very clear that XRP - and its proper management - play a central role in the technology and integrations that it performs for banks. The benefits to using XRP have been studied and measured, leading to unassailable cost savings. (source: https://ripple.com/cost-model/ ) Strength Leading to More Strength When XRP appreciates to a signficant level, Ripple will become one of the largest companies in the financial sector, valued in accordance with the market capitaliation of its XRP holdings. This increase in valuation will bring sizable business investment and powerful alliances that will continue to help the company expand and acheive dominance in financial technology. This, in turn, will enahnce the usage of XRP throughout the ecosystem. Ripple is standing with you side by side to increase XRP's usage and value!
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