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  1. I'm really happy to share my first post at the XRP Community Blog with XRP Chat. It's my first attempt at blogging so I would appreciate some honest feedback. I try to highlight the use case of XRP for non-profits and how they will be able to benefit from the IoV. Here´s a small extract showing the main idea of the blog: 3D printing and XRP are two state-of-the-art technologies that share common denominators like speed, scalability and the potential to change the world by disrupting traditional methods in home-building and cross-border payments respectively. And here´s the link: https://xrpcommunity.blog/3d-printed-homes-and-the-xrp-tip-bot-the-ultimate-techforgood/ Thank you!
  2. “Ripple is a perfect partner for BitGo since our mission is to make digital assets like XRP usable for business. BitGo’s sweet spot is providing businesses the tools they need to integrate digital assets into their existing financial systems securely and at scale. We process over $1 Billion in transactions per month and our customers include the biggest digital currency exchanges and applications in the world.” https://www.crowdfundinsider.com/2019/02/144627-bitgo-selected-by-ripple-to-provide-multi-signature-security-advanced-treasury-management-additional-enterprise-functionality-for-xrp/
  3. Hi, I'm launching a free service, Zapster, to help the community accept XRP as payment on their websites. I store no personal details about you and charge no setup or transaction fee. The aim is to try an reduce any friction you might have accepting XRP as a payment form. I have a simple API that allows you to create transactions (associated to an account you've created). The "transaction" just holds details of what to check the XRP ledger for, for an incoming payment to your own wallet. Once the transaction is created you can pull in a unique url into an iframe on your site which will provide payment instructions for the user and monitor the ledger for the incoming payment. Once I've identified the transaction I notify your website through a redirection to a url you specify, passing through some encrypted data so you can verify and complete the checkout process on your site. The payment instructions form that's hosted looks like the attachment - You can see a full demo here https://zapster.io/demo. The service is very MVP (minimum viable product) at the moment - if it gains traction then I will certainly add more features / rigorous validation etc. If you wish to raise feature requests you can do so on the bitbucket issues page - https://bitbucket.org/evolve-software/zapster/issues?&sort=-created_on I would appreciate any feedback from the community, positive or otherwise as it'll all be taken constructively. Feel free to drop me a line - most forms of feedback on the site go straight to my slack channel and I'm pretty responsive (might not be for the next few days) Happy Christmas Matt
  4. Based out of Braun’s offices in Santa Monica, Raised In Space will fund entrepreneurs with tech solutions for the music space across all areas, including creation, distribution, fan engagement, ticketing and touring, and guide the projects through to market adoption. Raised In Space will leverage its partnership with Ripple’s Xpring to integrate blockchain and the digital asset XRP when applicable. Investments per company will range from $500,000 to $5 million XRP on music and entertainment industry! Ariana baby 😁🎶 https://www.billboard.com/amp/articles/business/8496568/zach-katz-launches-raised-space-enterprises-ithaca-holdings?__twitter_impression=true
  5. Blog URL: https://xrpcommunity.blog/convincing-the-muggles-mainstream-crypto-adoption/ How do we make crypto friendly to those outside the market? I answer this question and cover all the latest news impacting XRP in today's blog! 𝐆𝐞𝐧𝐞𝐫𝐚𝐥 𝐂𝐫𝐲𝐩𝐭𝐨 𝐍𝐞𝐰𝐬: A new study calls for a $9 trillion dollar digital banking market cap; and an SEC Commissioner publishes her recommendations for crypto rules of the road. 𝐑𝐢𝐩𝐩𝐥𝐞 𝐍𝐞𝐰𝐬: The Asian Banker publishes an interview with Navin Gupta; Eric van Miltenburg speaks on a panel discussion at Binance Blockchain Singapore in late January; and Ripple adds eleven new educational programs to their UBRI partners list. 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: The number of XRP (funded) wallets breaks 1.5 million; Bitcointrade adds support for XRP; and Abra indicates that XRP holders will be able to purchase securities with their holdings in the future. I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  6. Blog URL: https://xrpcommunity.blog/stealth-to-health-crypto-in-2019/ Is the Cryptomarket finally awakening? I analyze this question & cover all the latest news impacting XRP in today's blog! 𝐑𝐢𝐩𝐩𝐥𝐞 𝐍𝐞𝐰𝐬: The latest escrow is released to Ripple; SBI notifies customers that they can withdraw crypto; Ripple's Xpring invests in two projects: Raised in Space Enterprises (RISE) and Dharma; and Remessa Online indicates that they plan to use xRapid. 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: A new change to an XRP Validator configuration file is proposed; XRP handily wins a poll sponsored by Bitwala to determine their next supported crypto; and Forbes includes a mention of Wietse Wind and Thomas Silkjær in a piece about Google and blockchain data analysis; I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  7. Blog URL: https://xrpcommunity.blog/crypto-superbowl-consensus-versus-proof-of-work/ It's a Superbowl-themed blog! Read about the match-up between Bitcoin and XRP, along with all the news impacting XRP. 𝐆𝐞𝐧𝐞𝐫𝐚𝐥 𝐂𝐫𝐲𝐩𝐭𝐨 𝐍𝐞𝐰𝐬: The unexpected death of QuadrigaCX's founder results in exchange liquidity problems; The UK's FCA issues enforcement guidelines; and the Bank for International Settlements issues a paper detailing profound security risks with proof-of-work networks, specifically analyzing Bitcoin. 𝐑𝐢𝐩𝐩𝐥𝐞 𝐍𝐞𝐰𝐬: The CEO of SWIFT and Ripple debate onstage at the Paris Fintech Forum; SWIFT announces a new proof-of-concept allowing R3 to initiate SWIFT GPI transactions; Ripple hires a new General Counsel; Saudi British Bank (SABB) is discovered to be a RippleNet member; a new Ripple Drop episode is released by Ripple; and the Xpring Initiative publicizes a new development position for Interledger 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: New XRP code amendments are announced; Three exchanges add XRP trading; Coingate, a crypto payment processor, adds XRP as a checkout option; CredEarn indicates that their largest asset class for deposits is XRP; A new swag shop offers a new physical XRP coin for collectors; and a new video game plans to use the XRP Ledger for their online economy. I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  8. Blog URL: https://xrpcommunity.blog/one-person-can-make-a-difference/ One person can make a difference in the cryptomarket & that person could be you! Find out more in today's blog. I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  9. Late this afternoon, the CEO of SBI, Yoshitaka Kitao, tweets out an article that confirms SBI Virtual Currencies will officially go live in March 2019 as an orderbook exchange..... https://thexrpdaily.com/index.php/2019/02/05/sbi-virtual-currencies-officially-going-live-in-march/?fbclid=IwAR0H_I0wObEZspdV9o9-7t1_rvFwI3ts9sGMUv219YiiuH19gbIHFcNSx2E
  10. 2016 article Today, we are announcing that twelve banks belonging to a consortium led by financial innovation company R3 is trialing Ripple’s native digital asset, XRP, to scale liquidity and reduce the costs and inefficiencies of cross-border payments. The R3 member banks involved in the trial include Barclays, BMO Financial Group, CIBC, Intesa Sanpaolo, Macquarie Group, National Australia Bank (NAB), Natixis, Nordea, Royal Bank of Canada (RBC), Santander, Scotiabank, and Westpac Banking Corporation. https://ripple.com/insights/ripple-and-r3-team-up-with-12-banks-to-trial-xrp-for-cross-border-payments/?fbclid=IwAR3VkjIeNRgUMVJUkV-1kgfehLrya3n2bGvC_FDjyj6irxQe_IWqUabROHk
  11. In his book The Singularity is Near, Ray Kurzweil referes to "The knee of an exponential curve". An inflection point in time at which an exponential trend becomes truly noticeable. Shortly thereafter, however, the trend line becomes explosive and appears essentially vertical as the impact of an exponential growth curve is felt. This makes me wonder, with all of the continuing evidence, that we will reach a tipping point, where the sum of many small things eventually makes a massive difference in adoption and price if XRP.
  12. RIGHTS, Global Entertainment platform demo version that allows fast international payment such as XRP, PayPal for global markets from Japan. https://rights-dapp.io/demo-info/ https://www.atpress.ne.jp/news/175690 Main functions:
  13. Hello XRP Chat Community, I am really excited to take the chance to present to you the fundraiser that I have recently started with the aim of covering the costs of one of the 3D printed homes that New Story Charity (An organization based in the US) is planning to build in my country El Salvador later this year. You can find out more about New Story´s 3D printed homes project here. Background I was born in El Salvador and all my life I have witnessed the poor living conditions of entire families and communities have to go through. When I learned about New Story´s work in my country and their plans of making such a big impact by building an entire 3D printed community there, I immediately started thinking of launching a fundraiser campaign to help fund one of the homes. As a guy with not such a big network it required some out-of-the box thinking to figure out how to raise $4000, which is the expected cost of one home, as mentioned in their website. As an XRP enthusiast and after seeing the great success of the StJude XRP fundraiser, I decided to launch a campaign on Twitter under the twitter handle @onemorehome You can find more information about my motivation to start this fundraiser in my kick-off Medium post here Progress so far / Current Status After the launch of the fundraiser, my campaign was evaluated by the Good Souls Group, and invited to be a member after meeting the requirements. Under current XRP prices ($0.306), the cost of one home is around 52.7% funded, thanks to one direct donation of 6200 XRP and 401 tips received through the XRP Tip Bot on Twitter. The total raised so far is 6873.080462 XRP As a result of the endorsement from GSG, the One More Home campaign was featured together with the other GSG member charities in Hodor´s blog: Helping Others...with Our XRP. How will donated XRP turn into a 3D printed home? The ideal scenario would be that New Story Charity would accept XRP donations directly, however they have stated that they are not accepting XRP donations at this time. For this reason, I have decided to create a dedicated XRP card in Uphold where XRP will be exchanged for $4000 which will be deposited to New Story Charity here. Screenshots of the transaction flow will be published on Medium and Twitter for transparency. 3D printed homes are planned towards the end of 2019. Therefore, there is still chance that: XRP will gain value against USD, maximizing the impact of the donations received, ideally even allowing the opportunity to pursue funding more than one home. As adoption of XRP increases, New Story changes their mind and decide to accept XRP donations. In that case, I would donate in XRP directly. The XRP raised will not necessarily be exchanged for USD immediately after the $4000 goal is reached. Market conditions and the status of the project by New Story will be taken into account for this decision. Donation Options XRP If you would like to donate to One More Home, you can visit the XRP Tip Bot donation page and deposit or donate. Or you can tip the Twitter account @onemorehome USD The One More Home campaign is also supporting New Story´s current projects, where homes are built still using traditonal methods. You can find more information and donate here. Summary In conclusion, to be able to fund a safe and adequate home built using 3D printing technology for a family currently living in slums, through XRP donations via the Tip Bot would be the ultimate Tech For Good, where the great potential of XRP´s value, micro-donations and 3D printing technology can be brought together to change the lives of those in need. I would like to invite you to take part of this initiative, any donation received brings us closer to funding #onemorehome
  14. So when will it happen? When will I get rich owning my XRP´s. My Zerps? Sarcasm, irony and a lot of other words are allowed to be used in answers.
  15. News is swelling a bit about a Bakkt application to convert digital assets at Starbucks-payments and they will market it significantly https://abacusjournal.com/bakkt-behind-the-pending-launch-faced-with-an-unexpected-delay-bakkt-prepares-massive-roll-out-and-marketing-blitz/ About a year ago, the executive chairman of Starbucks mentioned that cryptocurrencies are coming, yet ruling out bitcoin https://www.cnbc.com/2018/01/26/starbucks-schultz-a-digital-currency-is-coming-but-wont-be-bitcoin.html In august, Starbucks mentioned that paying directly with assets like bitcoin will not be the case, but there will be an exchange step in between. http://fortune.com/2018/08/06/starbucks-accepting-bitcoin/ Now, obviously Bitcoin transaction costs are at most moments too expensive and the involved speed too slow to make it usable to pay a cup of coffee. Bakkt could off course offer an app with which you can "upload some value in Bitcoin to a Starbucks wallet" yet convert it to USD at that very moment, but that's zero innovative and in essence creating consumer-mini-nostro-USD accounts at retailer businesses. As Bakkt is handling things carefully and will have done their homework, my take is that Bakkt will offer some form of XRP-integration as it's basically the only liquid coin with enough speed and low transaction costs enabling instant conversions (enabling sort of an xRapid for retail payments). PS. With the additional 51% attack risks of Proof-of-Work coins like Bitcoin I still find it odd that financial products like futures and ETF's are requested for approval for bitcoin only and similar products for XRP are not being applied for approval. But I guess that's food for another topic.
  16. Blog URL: https://xrpcommunity.blog/xrp-by-the-numbers-2/ If you're a 'numbers person,' you are in luck: Today's blog is all about the key statistics of XRP! I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  17. http://catalystcorp.org/communications/catalyst-news/2018/10/09/catalyst-corporate-partners-with-ripple-on-blockchain-for-cross-border-payments?pid=4&selfid=33&tid=2
  18. Edit: I did a guide : Create secure Paperwallet, This guide is based on ripple.com https://chaos-artonline.com/xrp.php --------------------------------------------------------------------------- Hi. What is the best software to create XRP Paper- Wallets ? I look for a secure methode to create one. i dont trust Websites to create my Paper-Wallets - too easy to Scam -
  19. Hi. If u want to creat your own PaperWallet. Guide -> https://chaos-artonline.com/xrp.php My guide is based on ripple.com ( https://developers.ripple.com/rippleapi-reference.html )
  20. Hello Xrp Chat community! I imagine there are some members who are working on XRP-related projects here and I'm genuinely curious what you're working on (or what you're excited about). I was reviewing the XRP Ledger documentation and I was astonished by the depth of the technology and have been wondering about possibilities of what to build. In a way I'm looking for some inspiration or perhaps a project that I could help out with. Please share what's unique or special about your project
  21. Blog URL: https://xrpcommunity.blog/helping-others-with-our-xrp/ XRP is being used to donate to charities at a very fast clip using the ultra-easy XRP Tip Bot; I cover these philanthropic efforts along with the latest XRP news in today's blog! 𝐆𝐞𝐧𝐞𝐫𝐚𝐥 𝐂𝐫𝐲𝐩𝐭𝐨 𝐍𝐞𝐰𝐬: U.S. Congressman Warren Davidson confirms he'll re-introduce the Token Taxonomy Act in the new session. 𝐑𝐢𝐩𝐩𝐥𝐞 𝐍𝐞𝐰𝐬: Kuwait Finance House (KFH) announces their new 'Instant International Transfer' service runs on Ripple. 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: @nixerFFM (Twitter handle) takes a shot at integrating the XRP Tip Bot with Google Assistant; The Good Souls Group (GSG) standardizes their charitable giving and adds an automated Twitter bot; Exxir, the Iranian-based crypto on-ramp, pledges to add XRP support; NFC Walletcard jumps into the crypto ecosystem with support for all secret keys including XRP; and the Norwegian Block Exchange (NBX) says it is 'highly likely' that XRP will be supported; I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  22. Hi all xrp enthusiasts, I have a question I couldn't find in discussions about the 20 xrp needed to open an account on the ledger, which are blocked after the account creation. First let's dream and say all humans on Earth decide to open an account on the ledger. it means 7 billions accounts for 140 billions xrp total (7billions people * 20xrp) which is more than the 100 billions xrp out there. Now let's go back to reality, when I am writing now, there are 1 347 165 accounts which means 26 943 300 xrp are hold in the ledger forever. With a growing utilisation it means that more and more xrp will be blocked. I know there is the possibility to vote to lower the need of xrp blocked on each new account but even with this, if there are 100 times more accounts in the future, it means that about 2 to 3 billions xrp will be hold on the ledger which is about 3% of all xrp, that sounds a lot to me. Is there further thinking in this ? I mean it seems like the xrp isn't made right now for a global use. If the account opening cost was about 1 xrp it would be more realistic on a global human scale, because it would mean about 7 billions xrp blocked on the ledger dedicated to account opening. Also don't forget some people could want several different accounts. It's also possible that if in the future xrp costs more, the account opening will become very expensive in fiat money. These are just some questions I was wondering about because of a possible online wallet business I could make where every users would have their own xrp accounts. Basically a service for simple xrp account creation and managing but not in the way exchange do it, because exchanges actually use 1 to 10 accounts on the ledger and then manage it internally. My purpose was to let people have their own xrp account but I guess such a service would dramatically block a lot of xrp. Thanks for reading, I hope I was clear. Regards.
  23. Blog URL: https://xrpcommunity.blog/own-your-xrp/ In my 1st blog in 2019, I discuss the importance of coin ownership & cover the latest news! 𝐆𝐞𝐧𝐞𝐫𝐚𝐥 𝐂𝐫𝐲𝐩𝐭𝐨 𝐍𝐞𝐰𝐬: Own your coins to make sure the demand is reflected in price! 𝐑𝐢𝐩𝐩𝐥𝐞 𝐍𝐞𝐰𝐬: Cory Johnson makes an appearance at Cornell's latest Entrepreneurship Summit in NYC. 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: The XRP Community API expands its features and capabilities; Coinmetro adds support for XRP; and Bitrue adds 5 base pairs against XRP. I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  24. This is not a "normal" topic and may hurt some susceptibilities! Using the "Load More" functionality i created an automation to extract all messages still available from Zerpbox history. I have no intention to reveal the messages. My goal here is to cognize how obsessed zerpbox regular users were with that pathological, yet catchy, phenomenon called the $589 EOY 2018 xrp price prediction! The table below tries to order Zerpbox users with 4 or more messages referencing the amount "589" in the last 5 months. The assortment made (see Ratio column) corresponds to the number of $589 EOY related messages divided by the total number of messages written by the user in the period. The purpose of this assortment is to evaluate how frequently each Zerpbox user used this prediction in that chat box. To my experience Zerpbox users are, mostly, benign to the xrp ecosystem but we have a handful of fudsters. I believe some used this prediction as a shotgun, others were, most likely, obsessed and the rest was simply ridiculing the prediction:
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