I believe that’s exactly what will happen! It’s really Ripple’s strategy that i’m most impressed about. I doubt if many people realize what these guys are trying to accomplish, in a magnitude that is almost to big to comprehend. First have FI’s get a taste of the new paradigm with xCurrent, slowly changing the industry from the inside, and dethroning the prehistoric and intensely slow SWIFT as the standard. This in itself is already a huge accomplishment in a fairly conservative industry (and that’s an understatement). At first, FI’s won’t care less about XRP value, their transfers are now already done at near real-time speed with a fraction of the costs compared to SWIFT.
Then welcome xRapid, Ripple’s secret weapon... the infrastructure and client base is already built by xCurrent, and clients holding XRP that they’ve got at the time of adopting xCurrent almost as a courtesy, now have a huge first mover advantage and will be the first to benefit from a huge uptake in liquidity. Now FI’s will care about XRP price and the FOMO among these FI’s will slingshot this thing to the moon. Easy... my two XRP.
I’m a hodler, and not worried at all.
Granted, there’s a bit more around what I think is Ripple’s strategy, but I had enough typing on my phone