XRP is no different than any other investment. GE started out lower than .88 cents in the 60s. people swore the high was @ $6... then it went to $30...
then the experts came out saying its impossible for GE to EVER hit $40... it then hit $60 in 2000
then investors got cocky, thought it would only go higher, dropped to $22, then in 2008-2009 dropped to $8.
so the question is.. 'where was the high?' hindsight is easy for us after the fact.
investors, especially new/er/ish investors have this inexperienced notion that the only 'good' investment is the one where you make all the money in the world. forget the fact they make $30,000 a year after tax. if their investment doesnt make them $10 milllion... its not 'good enough'.
same goes for XRP. you should never try to sell at the all-time high simply because your (and our) life is finite. whats the point waiting 70 years to make a billion dollars if you only have a year to spend it?
the best advice ive heard is to sell when you make enough to not only pay off all your debt, but have that same amount left over. in other words, if you have $300,000 in debt (mortgage included), sell @ $600,000.
most people wont do this. but at the same time, many people here wont make a dime in XRP simply because theyre going to get too greedy and make a poor decision during the dips in the 'emotional roller coaster'.
regret and impatience are the two killers of investors. regret for 'selling to early' and 'selling too late'. no one invests perfectly. just make enough to make your life content and move on.
XRP could easily hit $1,000 in 10 years or less. easily. it could also crash and burn below a penny.