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  1. I’ve read a few other links on the chat regarding the relationship between kiva and ripple and it does look like there is some sort of connection. 3 days ago in the Financial Times I saw this article and to me it looks like ripple underneath the hood. Below is a copy of the article as it’s subscription only: Sierra Leoneans will be able to sign up for bank accounts with a press of their thumbs, thanks to a blockchain-based financial inclusion programme that could serve as a model for countries with large unbanked populations across the developing world. The Kiva Protocol, launched on Wednesday by the Sierra Leonean government and Kiva, the Silicon Valley microloan company, is a biometric system that links a person’s thumbprint with their identity. It will allow the west African country to create a universal credit bureau for the first time, with its backers hoping it will spur lending by banks reluctant to loan to people without credit histories. Further benefits identified include allowing the government to reach more people with its services, cutting costs for mobile operators and start-ups and bringing thousands of small businesses into the formal economy. “From the individual, to the start-up to the government to businesses . . . the proof of ID becomes instantaneous, meaning more access to services” for Sierra Leoneans, said David Sengeh, the country’s chief innovation officer. “This is a great step that a small country is taking.” All of Sierra Leone’s 5.1m adult citizens are signed up for the programme, according to the country’s National Civil Registration Authority, through which they were registered. Mr Sengeh said that the government helped design the data protection aspects of the agreement with Kiva to ensure its citizens’ data remained secure. Just 20 per cent of people have bank accounts in Sierra Leone, where per capita GDP is about $500 a year. But financial inclusion is increasingly a focus of governments across the developing world, who see it as an important step out of poverty. Technology is playing a major role. Mobile money is revolutionising payments, business and savings across Africa. Hundreds of millions of Indians have opened bank accounts in recent years, raising the share of people with accounts to over 80 per cent, after the government introduced a biometric, digital ID system. Some countries are turning to nascent blockchain technology, which allows organisations to keep an immutable electronic database of information or transactions. In June, Facebook announced plans to create its own blockchain network in a bid to provide instant and nearly free international money transfers via mobile phone for the 1.7bn people in the world without a bank account. Daily newsletter Track trends in tech, media and telecoms from around the world Sign up here with one click But huge challenges remain. The World Bank estimates that roughly 1bn people worldwide — the vast majority of whom live in sub-Saharan Africa — lack basic ID credentials, while many more have unreliable or unverifiable IDs. The McKinsey Global Institute estimates that 3.4bn people have some form of ID, but are unable to use it in the digital world. In most of sub-Saharan Africa, less than half of children under five have their births registered. The poorest, and women in particular, are least likely to have official identification, according to the bank, while refugees, the disabled and rural inhabitants often have the hardest time obtaining IDs. “This invisibility has significant implications” for people trying to access services, the World Bank said in a report released last week. “Without a secure and trusted way to prove their identity, people . . . will often find themselves unable to access critical healthcare and social services, enrol in school, open a bank account, obtain a mobile phone, get a job, vote in an election, or register a business in the formal sector.” Sierra Leone hopes to change that; Kiva said it planned to expand the project to other countries, with announcements expected later this year.
  2. I think it’s possible as the US has a backward stance to crypto’s
  3. Thanks, I understand the Banesco Panama part but the article states: “The test consisted of a transfer between a bank in Peru and Banesco, “ Do we know what the bank in Peru was or was it just inter branch transfer?
  4. Anybody know what the bank in Peru that they tested with is?
  5. The social investing and trading platform eToro announced that it will finally be launching its platform in the U.S. The platform, which already operates in more than 140 countries, will be available in 30 states and two territories with plans to expand elsewhere in the U.S. after receiving the necessary regulatory sign-offs. The U.S. platform will only support trading for crypto assets at launch, but eToro plans to add additional asset classes within the next 12 months. In eToro’s existing markets, the company’s 10 million-plus users are able to trade and hold more than 1,500 different asset classes and markets, including stocks, bonds, cryptocurrencies, fiat currencies, commodities and more. https://techcrunch.com/2019/03/07/etoro-bringing-crypto-trading-and-wallet-to-the-us/?utm_medium=Affiliate&utm_source=57602&utm_content=0&utm_serial=2681&utm_campaign=2681&utm_term=&MailingSendDate=March 08, 2019&GCID=2814416&spMailingID=21151570&spUserID=MzE5NDYzNTg2NDIS1&spJobID=1460479668&spReportId=MTQ2MDQ3OTY2OAS2
  6. In addition to the mentioned pairing there are also xrp/usd and xrp/eur. The much awaited eToro wallet is now in beta in selected territories and does enable users to take xrp off the exchange and move to a nano. In addition they will allow trading between crypto pairs. XRP is their most traded item on eToro with 99% of trades long. Only shorts are CFD’s with any purchases after September 2017 being actual XRP purchases held in cold storage by eToro.
  7. Brilliant, who do you think would be the guiding hand here? IMF or the countries central banks themselves?
  8. Wow this is literally the most telling video I have yet seen! We are on course to mass usage. Brilliant!
  9. C’mon people let’s leave the PC bull**** out of this and just enjoy the awesome graphics. Is it important that 80% of bag holders are pimply white teenage boys living in moms basement? Not particularly but if in a year the revised graphic shows middle age Asian men as the biggest group then personally that’s info I can use. Its not about the demographics but the change in demographics!
  10. Nice, my feelings too. Majority of my holdings in XRP with a little dab in ADA edit: although saying that I do still think BTC has some legs left in the race with the upcoming ETF and the fact that when the public hear the word crypto then they automatically think BTC and that will take a while to change
  11. An excellent initiative. I wonder if the Ripple execs know about this. To me it would seem like a no brainer for them to contribute to the cause and truly have a ledger with 0 carbon footprint. Even if they do it just for the publicity, the end result is still fantastic. Any ideas how we could get big Brad onboard?
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