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  1. Ripple isn't a consumer facing company, neither are XRP intended for the public.
  2. XRP is probably not being used initially: http://www.coindesk.com/cgis-new-ripple-validator-gives-third-eye-view-into-distributed-ledger/
  3. If ya don't read so well: haha https://www.europeanpaymentscouncil.eu/what-we-do/sepa-instant-credit-transfer SEPA Instant Credit Transfer: "SEPA Instant Credit Transfer (SCT Inst) is the EPC’s latest scheme; it heralds a new era in payments..." SEPA = Single Euro Payments Area EPC = European Payments Council http://www.presseportal.de/pm/72687/3573727 CGI Announces New SEPA Instant Credit Transfer Solution "Developed by a team of CGI experts..." https://www.cgi-group.co.uk/news/cgi-advances-blockchain-adoption-with-implementation-of-ripple-validator-node "The CGI-hosted R
  4. Dude, connect the dots. What next? Color by numbers? lol!
  5. http://treasurytoday.com/2017/01/sepa-instant-is-coming-ttti "3. The scheme is based on the existing SEPA credit transfer scheme." http://www.presseportal.de/pm/72687/3573727 "Developed by a team of CGI experts..." https://en.wikipedia.org/wiki/CGI_Group Oh crap! https://www.cgi-group.co.uk/news/cgi-advances-blockchain-adoption-with-implementation-of-ripple-validator-node https://ripple.com/insights/introducing-cgis-ripple-enabled-intelligent-gateway/ Could SEPA using Ripple be the big secret rumored announcement?
  6. You are assuming that the competition is another digital asset like XRP. Maybe the competition is something that doesn't require another digital asset.
  7. $200 is completely delusional. There will be competition. SWIFT, Hyperledger and the Digital Trade Chain Consortium. In the long run the most stable intermediary for exchange will probably be a basket of world reserve fiat currencies. $1 to $10 is a more realistic short and long term goal.
  8. I think the board needs a sticky "Ripple" forum at the top of the list. With sticky posts that are constantly refined with concise info about Ripple, the tech and the progress. But it should also include counter arguments and responses that could be referred to whenever they come up. If the sticky is constantly refined with new info and properly organized, it would be a great resource. Currently this kind of info is hidden all over the place. The noob forum is too focused on being a noob to the site and focuses on secondary things like how to setup wallets and how to get X
  9. To criticize banks for adopting Ripple tech by pointing out they aren't initially using XRP is short sighted. It's not going to happen all at once. Banks are extremely conservative. The first step is for them to replicate exactly what they are doing now with new tech. But it doesn't take a genius to know what happens after that. The fact that they are adopting Ripple tech even without XRP use at this point is extremely bullish for XRP. Is that good enough for you @hodor? Got to counter
  10. It's an exaggeration. But I hope you get the idea. Look at market depth, there is not a lot of buy support. As previously stated, the reason for the criticism is that we're getting excited by hearing the same thing we've heard for years but reacting to it as though it's something new because it's coming from a new person that is having those same initial realizations. Sure it's great to re-live that feeling again. But hat's an echo chamber, there's zero countering. Would much prefer to hear a balanced discussion and be realistic instead of patting everyone on the back for repeat
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