Danny

Good ol' Web Archive, there you go http://web.archive.org/web/20210309064041/https://www.cpaaustralia.com.au/-/media/corporate/allfiles/document/professional-resources/business-management/central-bank-digital-currency.pdf?la=en&rev=068f9a0272104963b1c0cc0ded28068d

The link to the CPA Australia released PDF shows a maintenance screen that has been there for months now https://www.cpaaustralia.com.au/-/media/corporate/allfiles/document/professional-resources/business-management/central-bank-digital-currency.pdf?la=en&rev=068f9a0272104963b1c0cc0ded28068d Is there anyone who has an alternative link?

It would have to be at least a settlement that gives XRP full regulatory clarity. Without that clarity, we're basically back at square one. Does the SEC want to give that? Jeff and Chip from On The Chain LIVE discussed this in a recent video.

We're fed limited information, true, if we focus on mainstream media. Had I based my investment strategies on what MSM says, I would have bought at high peaks and sold at deep corrections. I would have lost a lot of money. Another thing I think we shouldn't forget is the fact that the stock market and the economy are not the same. While some aspects may be interrelated on some level, they do not necessarily move in tandem, nor do they always indicate the health of one another. I'm convinced this also applies to the crypto market. I believe it is highly manipulated, which may change when we've got regulatory clarity. There's so much going on behind the scenes, yet prices seem to fail to reflect that. Conversely, when a particular cryptoasset's price reaches a new ATH, it doesn't mean companies have integrated the tech and folks are actively using it. In 2017 the biggest winner* was XRP when it rose an astonishing 36,000%. Bitcoin’s value grew by more than 1,000%, but it wasn’t enough to even place it among the 10 best-performing cryptoassets of that year. Am I hopeful Ripple will be able to deliver? I say it has been delivering already, but I have to dig in order to see it. In an interview**, James Wallis (VP RippleX, Central Bank Engagements and CBDCs at Ripple) called ODL (using XRP as a bridge asset to avoid the need for trillions of prefunding) a game changer and an incredible innovation. In Asia, Ripple has had new deals signed and it generated 1,700% growth in transactions, which is huge. Wallis said he doesn't want to blow the trumpet too much but "the evidence supports Ripple's the clear market leader." * https://qz.com/1169000/ripple-was-the-best-performing-cryptocurrency-of-2017-beating-bitcoin/ ** https://share.transistor.fm/s/0a0a8352

Good points. They're also mentioned and explained in this video by Darren Moore:

"And we wanna help people."

Correct me if I'm wrong, but in order for this to be successful, other countries would have to accept the digital yuan. Suppose they would, are we then talking about a true cross-border payments system? China simply seems to be moving its monetary borders, not crossing them. Besides that, the digital yuan is a stablecoin, a digital representation of an existing traditional fiat currency, which isn't trustless. It transfers liability, not value. In 2019 People's Bank of China Deputy Governor Li Bo interestingly said the efforts to create a digital yuan are aimed at domestic use. We now know that's only half of the truth. I bet there's more China says which is only half of the truth.

I think you're right Julian, it does take work to be a good person and so I don't know if I envy those who have an easy life to be honest. Hardships, setbacks, failure, disappointments and difficulties seem to be needed to become a wise and appreciative person.

Interesting subject @HAL1000 One thing I'm definitely expecting is deeply negative interest rates, which may enable banks to continue to print money.

Ripple CTO David Schwartz has commented on the subject numerous times.

Did she mention potential punishment as well?