Nah mate nothing wrong with your posts. People tend to forget this is what forums are also used for. To answer your question from my understanding. It's got a lot to do with the amount of how much there is in circulation. So if xrp has 38billion and bitcoin has only 17million. Xrp has to have a lot more money invested to become a higher price. In terms of market cap xrp is 1/3rd of that of bitcoins but the price of xrp is nowhere near bitcoins. This is due to the supply. Now reason why xrp is unlikely to hit 20,000 is for that reason. I think if xrp was 20k it would be worth more than all the fiat currency we have in the world today and would probably be the world's global currency which I can't imagine being likely but who knows. I hope I explained it well enough. Any questions just ask I'm sure there are still some others on this forum without their heads in their asses that could pitch in here.