can someone with US citizenship and financial educational background explain something to humble eastern european electrician in simple english:
1. Bitcoin is anonymous, nobody knows who invented it and what are deep secrets of its code, wastes energy and is dominated by Chinese who are provided with free electrical energy thanks to crony business with state owned power distributors. It is used by shady people to transfer money around the world. It is good.
2. Ethereum is anonymous, has excellent technical features, is invented by very smart and decent Russian guy, but everything else as in 1. It is also good.
3. XRP is invented by present and former Ripple Inc. members, not anonymous, working on compliances for almost decade, is transparently governed, Ripple and associated people are paying taxes and charities, XRP is solving real problems in real industries. They are bad and are sued by US federal body.
4. Not to mention other 4235 coins and companies/people behind them.
What am I getting wrong?
Plain english, please.